# Ramp Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Ramp Software - reviews, pricing plans, popular comparisons to other Expense Report products and more. Source: https://www.capterra.com/p/207081/Ramp/?utmsource=slatehq.com --- # Ramp Software Review 2026: Features, Integrations, Pros & Cons Last updated on July 21, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Users](#users)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Ramp ## What is Ramp? Ramp is a modern corporate card combined with intuitive software, built to help you grow efficiently. Block out-of-policy transactions before they happen, automate busywork, and manage all payments from one place. Free your team from chasing receipts with automatic collecting and matching. Automate expense categorization with smart rules for any field. Get real-time spend reporting and in-depth savings insights, so you can see where your capital is today and plan strategically for tomorrow. ## What is Ramp used for? [Expense Report](https://www.capterra.com/expense-report-software/)[Spend Management](https://www.capterra.com/spend-management-software/)[Accounting](https://www.capterra.com/accounting-software/) Recognitions Shortlist Best ease of use Top alternative Featured Overall rating Based on 219 user reviews Reviews sentiment Positive 97% Neutral 2% Negative 1% Starting price $15 Per User, Per Month Free trial available Capterra Shortlist charts the highest-rated and most popular products... - Accounts Payable / 2026 - Expense Report / 2026 - Financial Reporting / 2025 - Spend Management / 2025 Our "Best of" badge program showcases products with the highest ratings... - Financial Management / 2026 Our "Best of" badge program showcases products with the highest ratings... Do you work for Ramp?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.ramp.com&name=Ramp) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Ramp 4.9 (219) VS. [4.2 (2,054)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting Price $15 Per User, Per Month Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.9 (219) Ease Of Use 4.0 (2,010) Value For Money 4.8 (170) Value For Money 3.9 (1,600) Customer Service 4.6 (167) Customer Service 3.8 (1,703) ## Ramp alternatives [4.3 (713)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.3 (2,258)](https://www.capterra.com/p/380/Concur-Expense/reviews/) Starting price $7.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars Highest Rated [4.9 (4,844)](https://www.capterra.com/p/172127/Rippling/reviews/) Starting price $8.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [4.4 (3,311)](https://www.capterra.com/p/120109/Xero/reviews/) Starting price $25.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/207081/Ramp/alternatives/) ## FAQs about Ramp Overview ### What problems does Ramp solve? Ramp solves messy expense reporting, missing receipts, slow reimbursements, weak spend controls, and manual credit card reconciliation by combining cards, receipt capture, approvals, and accounting sync in one workflow. Finance, accounting, operations, managers, and fast-growing startups benefit most from real-time visibility, faster month-end close, and tighter budget enforcement. Answer based on 177 reviews Overview ### Which roles and teams benefit most from Ramp? Ramp is most used by finance leaders, executives, and operations teams that need tighter control over spending, approvals, and reporting. CFOs, controllers, and accounting managers streamline expense tracking and reconciliation, while CEOs, founders, executive assistants, and office managers use it to manage cards, vendor payments, budgets, and day-to-day purchasing workflows. Answer based on 218 reviews Talk to an expert ### More questions? Ask our experts Overview ### What company size and industries is Ramp built for? Ramp is built for finance and accounting teams at mid-sized companies, but 80% of reviewers come from small businesses, with 16% from midsize firms and 4% from enterprises. It serves a broad mix of industries, led by Non-Profit Organization Management at 8%, followed by Computer Software and Religious Institutions at 6% each. Answer based on 218 reviews Features and Usability ### What are the key features of Ramp? Ramp includes core spend management features like expense tracking, corporate card management, receipt upload by text, email, or mobile app, and automated receipt matching. Differentiating features include virtual cards with spend limits, approval workflows, reimbursements, accounts payable with bill pay, and accounting integrations such as QuickBooks for faster reconciliation. Answer based on 85 reviews Pricing ### How much does it cost and what fees or limitations are included? Ramp offers a free plan with accounting sync, expense management, unlimited cards, and AP tools, plus a $15/user/month Plus plan with a platform fee based on team size. A free trial is available. Reviewers often cite time savings, tighter spend controls, and easy approvals, though one noted missing budget control and PO management. Answer based on 23 reviews Integrations ### Which third-party tools and platforms does Ramp integrate with? Ramp integrates with NetSuite, Slack, Sage Intacct, QuickBooks Online, QuickBooks Desktop, Paylocity, and Microsoft Power Automate. Reviewers most often mention accounting and communication connections, while the catalog indicates more than 50 integrations overall, including HR and finance tools such as ADP Workforce Now, BambooHR, and FreshBooks. Answer based on 30 reviews Getting Started and Support ### How easy is it to onboard and train a team on Ramp? Ramp is easy for most employees to learn, with a simple interface that finance teams and everyday card users pick up quickly. Ramp offers in-person training, live online sessions, webinars, documentation, and videos. Admins may need more time for accounting integrations, setup, and adapting to interface changes. Answer based on 16 reviews Getting Started and Support ### What customer support options does Ramp offer, and how do users rate the experience? Ramp offers email/help desk, FAQ/forum, a knowledge base, and phone support. Users often describe support as responsive, helpful, and easy to work with, with quick solutions for routine issues. Some reviewers report difficulty reaching support at times and slower replies, especially when problems need timely follow-up. Answer based on 28 reviews Security ### How does Ramp handle data security and access control? Ramp uses single-vendor virtual cards, spend limits, granular card controls, software token MFA, and extra verification codes to protect transactions and reduce fraud. Admins can add or remove cardholders and monitor corporate spend directly. Some reviewers find repeated authentication annoying and say prebuilt permissions and employee access controls need more granularity. Answer based on 12 reviews ## Who uses Ramp? Based on Capterra reviews from the past 3 years Talk to a software expert to get a free software list tailored to your business needs Company size Based on 177 reviews 100% 75% 50% 25% Smallbusiness Midsizebusinesses Enterprise Top job functions Based on 177 reviews Administrative 34% Administrative 34% Finance & Accounting 18% Sales & Business Development 8% Human Resources 7% Others 33% Top industries Based on 177 reviews Accounting 23% Non-Profit Organization Management 23% Hospital & Health Care 21% Religious Institutions 18% Other 15% ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Expense Tracking 4.9 (129) 76.74% of 129 reviewers that rated this feature as important or highly important Ramp gives you a clear, real-time view of expenses, allowing easy categorization, filtering, and reporting. Users think the system simplifies tracking, helps control budgets, and enables fast submission and approval, making it easier to monitor spending across teams. Receipt Management 4.9 (128) 78.91% of 128 reviewers that rated this feature as important or highly important With Ramp’s receipt management, you can quickly capture, upload, and organize receipts using multiple methods like text, email, or mobile app. Reviewers appreciate the instant reminders, auto-matching, and easy retrieval, which help reduce lost receipts and streamline audits. Mobile Receipt Upload 4.9 (68) 80.88% of 68 reviewers that rated this feature as important or highly important Ramp offers mobile receipt upload so you can instantly capture and attach receipts via app, SMS, or photo. Some reviewers find this capability highly convenient, boosting compliance and saving time, with automatic transaction matching and easy-to-use mobile tools. Expense Claims 4.9 (50) 72.00% of 50 reviewers that rated this feature as important or highly important Attaching relevant receipts or supporting documents to submit expenses for reimbursement Spend Control 4.8 (48) 66.67% of 48 reviewers that rated this feature as important or highly important Set allowances and ensure employees don't spend more than the allotted amounts Reimbursement Management 4.8 (44) 70.45% of 44 reviewers that rated this feature as important or highly important Manage compensation for out-of-pocket expenses incurred by an employee, client or another party Ramp 101 features Define levels of authorization for access to specific files or systems Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Integrate with a third-party accounting system Track money owed to a company's creditors/suppliers Track outstanding invoices and the money owed from clients Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Track and document all activities across devices, networks, and other systems Generate one-off reports that meet information requirements Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Application programming interface that allows for integration with other systems/databases Manage the process of evaluating documents or requests submitted for approval Route documents and other data through one or more stakeholders for review and approval Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws A record of all activities within the system, including user access, changes made, etc. Match digital receipt images or data with corresponding expense entries Compare and match accounting/financial records with corresponding bank statements Create, manage, and send invoices or bills to customers Manage and monitor spending to align with the financial constraints or goals Create budgets based on historical data and future projections Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Organize and group data or items based on various criteria Provides a channel for team members to share AI models, media files, communicate, and work together Track and manage adherence to policies for any service, product, process, or supplier Configure existing workflows to meet your organization's needs Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting Manage and track credit cards that are distributed to employees to use for authorized business expenses Financial system that helps create and manage physical/digital credit cards and track transaction activities Customize data fields to support various needs and use cases Alter the layout and content of reports Pre-designed layouts that can be customized to match preferences and requirements Assembly of graphs and charts for visualizing and tracking statistics/metrics Import and export data to and from software applications Graphical representation of data Compare new data with existing records to detect duplicate entries Receive an automatic notification when the exact same payment is about to be initiated for the second time Transfer money electronically between two bank accounts Electronically collect payments for goods or services Integrate with existing ERP systems Attaching relevant receipts or supporting documents to submit expenses for reimbursement Ramp gives you a clear, real-time view of expenses, allowing easy categorization, filtering, and reporting. Users think the system simplifies tracking, helps control budgets, and enables fast submission and approval, making it easier to monitor spending across teams. Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Plan, manage, and track the financial activities of an individual or organization Generate reports to assess the financial performance of an organization Designed for small businesses Identify and prevent suspicious activity Centralized accounting record which tracks all financial transactions A statement detailing the financial position of a business including assets, liabilities, and equity at a certain point in time Captures invoice data and maintains comprehensive records for auditing and reporting purposes Creation, processing, verification, and execution of invoices till the payment is made Log miles driven for tax deduction or reimbursement purposes Access software remotely via mobile devices Ramp offers mobile receipt upload so you can instantly capture and attach receipts via app, SMS, or photo. Some reviewers find this capability highly convenient, boosting compliance and saving time, with automatic transaction matching and easy-to-use mobile tools. Manage the accounting and financial aspects of multiple locations or companies in a single location Manage and handle various international currencies Manage and support multiple locations Ability to manage transactions online with a mobile device or computer. Book meetings and appointments through a website or digital platform Ability to recognize printed or written text within digital images or scanned documents Create, manage, and track policies and procedures within an organization Bank cards with approved funds pre-loaded that employees can use for corporate purchases Organize and manage all processes/procedures involved in purchasing goods and/or services Manage and track financials on a project-to-project basis Plan and coordinate all the resources, costs and time needed to execute assignments Create, send, and track purchase orders and their statuses Aligns purchase orders with incoming invoices and receiving reports Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity Analyze and gain insights into data in real-time Receive data and information in real time Active monitoring of systems, applications, or networks Notifications that are delivered to users as soon as an event occurs Active reporting of data and metrics Receive system updates as soon as any changes are made With Ramp’s receipt management, you can quickly capture, upload, and organize receipts using multiple methods like text, email, or mobile app. Reviewers appreciate the instant reminders, auto-matching, and easy retrieval, which help reduce lost receipts and streamline audits. Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.) Automated process of charging customers at regular intervals for repeated access or use of a product or service Manage compensation for out-of-pocket expenses incurred by an employee, client or another party Timed notification for any upcoming task, deadline, appointment, or activity Collection, analysis, and representation of numerical data and generation of reports to understand various patterns View and track pertinent metrics to find patterns and gain insights from data Review, approve and cancel requests for goods/services to be purchased Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work Securely stores data to prevent data loss or breaches Online portal through which end users can access the system, manage tasks, or obtain information Allow users to create their own reports and financial statements Allow users to access multiple services after entering their login credentials once Review and uncover trends in spending activity Set allowances and ensure employees don't spend more than the allotted amounts Track the amount of money spent on a certain product or with a certain supplier Manage all supplier data and operations Set up connections to third-party platforms to improve business processes Log and record hours worked and costs spent to assist in billing and invoicing Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Monitor or audit historical and current transactions to analyze customer account activities Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. Create and maintain quality vendor data through data validation, maintenance, and audit trails to ensure proper compliance and sourcing Interact with data visualization elements, such as charts and graphs, to drill down into data Streamlining repetitive tasks and activities through automated and predefined workflows Create, design and manage workflows for repetitive tasks Get Advice We can help you find the software with the features you need. Features 4.8 (219) 4.8 Based on 219 reviews ## Pricing Value for money 4.8 (170) Free Trial Free Version [View pricing plan details](https://www.capterra.com/p/207081/Ramp/pricing/) Free $0.00 It includes: - Unlimited cards and smart controls - Automated expense management - Vendor management and accounts payable - Accounting software sync - Real-time saving insights Plus $15.00 Per User,Per Month It includes: - Custom controls and advanced user roles - Unlimited customizable workflows - Procurement automation and PO management - Advanced ERP integrations with multi-entity support - International capabilities, with multi-currency card limits and spend programs Enterprise Custom Quote Available It includes: - Custom implementation - Enterprise ERP integrations - Local card issuance - SOX compliance customizations - Premium support Value for money 4.8 (170) 4.8 Based on 170 reviews ## Integrations [ Slack](https://www.capterra.com/p/135003/Slack/)[ QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[ Gmail](https://www.capterra.com/p/202338/Gmail/)[ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ ADP Workforce Now](https://www.capterra.com/p/155895/WorkforceNow/)[ FreshBooks](https://www.capterra.com/p/142390/FreshBooks/)[ Gusto](https://www.capterra.com/p/131882/Gusto/)[ BambooHR](https://www.capterra.com/p/110968/BambooHR/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (167) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (167) 4.6 Based on 167 reviews ## User reviews Overall rating 4.9 Based on 219 reviews Filter by rating 5(197) 4(15) 3(5) 2(1) 1(1) Mentioned topic Sorted by most recent JF Jill F. Assistant Project Manager Construction ### "Ramp saves time in accounting and makes employees happy" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 21, 2026 Simplifies accounting. Furthermore, receipts are digitized directly through scanning or photography. The intuitive app allows users to scan receipts immediately, eliminating the need to search for them later or postpone filling out forms. Pros The platform is incredibly easy to use, and you quickly grasp all the important functions and processes. The interface is very clear and user-friendly. Adding colleagues and ordering cards is very straightforward and all processes are quite fast. It has revolutionized our expense management. The ability to monitor expenses for each employee and set spending limits is also invaluable. Cons Ramp was one of the first things we tackled in accounting. By bundling our software subscriptions and using the app via Ramp, we save a lot of work in month-end closing and also in managing these things. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User VP Marketing Computer Software ### "Unnecessary business tool" 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 0.0 0.0 Likelihood to Recommend 3/10 July 6, 2026 Pros Ramp is a cool tool for credit card and bill management. It's easy to use and helped streamline basic bookkeeping Cons Most of what Ramp does is not built into most business banking accounts so it doesn't really provide much that we don't get with American Express Business account Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Eri D. Founder Accounting ### "Solid spend management with excellent accounting integration and easy onboarding" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 17, 2026 Ramp has been serving our company's financial needs for 6 months. The system has eliminated the need for Excel files for tracking spends and performing all necessary reconciliation procedures. Its main benefits include reduced time required for closing monthly balance and absence of need for controlling expenses because of set limits. Overall, it offers good value in terms of costs compared to the combination of apps it substitutes. I recommend it to everyone dealing with the same problems. Pros The onboarding process went much smoother than anticipated. Cards were issued and the spend limits were established on the very first day, and all employees quickly managed to navigate through the application with no issues whatsoever. Accounting integration takes care of almost all duties I had to fulfill manually in the past – it adds transactions to the ledger with the appropriate categorization and receipts included, saving time on closing month-end balance considerably. It is great how easy it is to manage invoices – once entered, they undergo automatic routing and are paid out without me having to chase people down via email messages. The user interface is intuitive and keeps frequently performed actions easily accessible; moreover, being a web-based product, it works on both my phone and PC without requiring installation. Regarding security concerns, I find granular control over the card settings useful as it helps to prevent mistakes in advance. Cons While accounting integration made my life easier, there were several challenges related to category mapping to be solved beforehand, and you might have to put extra effort into making it work in case your chart of accounts is specific. Some reporting options that go beyond the basics cannot be customized sufficiently to suit your needs, and sometimes it is necessary to export data into an external tool to analyze it further. There are no serious drawbacks yet, although I would suggest managing expectations to see that it is a fairly long and tedious process of setup despite what marketing says. Alternatives considered [Expensify](https://www.capterra.com/p/97594/Expensify/) Reasons for choosing Ramp For Ramp vs Expensify, price made all the difference for us. Expensify's reduced advertised rate is contingent on signing a year-long agreement and having 50% of company spending pass through their corporate card. The cost for anything else rises dramatically, plus it's charged on a per-user basis every month no matter how much activity each individual generates. Since we're not tied down by either, the increased monthly per-user cost of Expensify made it too expensive for our needs. Unlike Expensify, Ramp's base software doesn't charge a per-user cost, and thus the calculations were easy. But in addition to being cheaper, the combination of all three functions - the card, expense management, and bill payment - in one solution means we wouldn't have to buy additional solutions and keep track of them. Accounting automation and quickened closing made it worthwhile, but price made us start the evaluation process. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MS Michelle S. Developer Human Resources ### "Would highly recommend to any company" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 March 23, 2026 Pros The UI for any user is very simple and clear on the application. IT is very easy to upload a receipt as you can also just text the receipt or email it. The notifications are not overbearing from the application. They are able to provide a virtual card for spending on corporate accounts. Cons Nothing I can think of. They could provide reminders of remaining amount unused for spending limits such as the culture team. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SS Sonny S. ap Apparel & Fashion ### "Ramp review " 3.0 Overall Rating 3.0 3.0 Ease of Use 2.0 2.0 Features 2.0 2.0 Customer Service 2.0 2.0 Likelihood to Recommend 2/10 March 8, 2026 Pros What I like most about Ramp now is it's user interface. It's appearance is very clean and smooth and esay to use Cons What I least like about ramp now is it's integrations and it's high pricing compared to the competition Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Ashley B. Owner Consumer Services ### "Ramp saves time..." 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 2.0 2.0 Likelihood to Recommend 8/10 February 10, 2026 I've had a good overall experience with Ramp. It's easy to use and saves a lot of time. Customer support isn't that great though. They are slow to respond. Pros What I like most about Ramp is how it matches the receipt and categorizes it as soon as a transaction posts. Cons What I like least about Ramp is that your balance is based on your bank account and can down suddenly. Switched from [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) I heard good reviews about Ramp and wanted to switch. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CF Claire F. Lead of Supply Chain Consumer Goods ### "Easy to Use App" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 January 7, 2026 Pros Ramp is incredibly intuitive to use. The UX design is simple and is easy to navigate. It's easy to track spending. Cons It's occasionally difficult to log in to Ramp. At first I was using a Ramp log in and then it was somehow linked to my Gmail. Switched from [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) It was decided by my HR department. I was not involved with the switch. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. James L. Director of Finance Computer Software ### "Great vendor management/payment platform!" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 8/10 December 12, 2025 Overall, it has been very positive with no complaints about the usability of the technology itself. I am very satisfied with how we are using it to pay vendors. Pros Ramp makes bill payment a breeze. They have more logical functions as far as integrations and reporting than their competitors, the speed to vendor payment is swift, and they charge in a logical fashion, not some of the inflated rates of other players in the market. Cons They tend to be fragmented and continue to send sales pitches for the products that I am already enrolled in. So communications need improvement. Switched from [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) [Tipalti](https://www.capterra.com/p/236980/Tipalti/) Bill was too costly for the feature sets we were using, and they locked up my data. Tipalti was too slow at processing payments, and their reporting was confusing making month end close processes cumbersome. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. SW Stacey W. Accounting Manager Machinery ### "Great user friendly platform" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 October 15, 2025 Overall the system is a great layout, saves us a great deal of time with accounting record keeping and helps with responsibility of users. Pros Ramp is very user friendly and does not need a great deal of training before getting up and running. Cons The user account details and permissions were the one confusing part we ran into with setup. Mostly no issues to date. Alternatives considered [Centerbase](https://www.capterra.com/p/75540/Centerbase/) Reasons for choosing Ramp Integrated into our accounting software easier Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KC Katherine C. Chief Operations and Finance Officer Non-Profit Organization Management ### "Ramp is a great expense tracker" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 8/10 October 2, 2025 Overall Ramp has been user- friendly and easy to navigate and transition into. The tracking is simple and the integration with QBO is good so far. Pros Ramp was easy to get started with and has already saved us time and money on expense tracking. We use their credit cards for staff so that expenses will be better tracked and categorized. Cons Ramp wants all of your business and will do everything that they can to make sure that they get all of it. Alternatives considered [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/) Reasons for choosing Ramp cost of the product was lower and it came highly recommended Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/207081/Ramp/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [SAP Concur vs Ramp](https://www.capterra.com/compare/380-207081/Concur-Expense-vs-Ramp)[Expensify vs Ramp](https://www.capterra.com/compare/97594-207081/Expensify-vs-Ramp)[QuickBooks Online vs Ramp](https://www.capterra.com/compare/190778-207081/QuickBooks-Online-vs-Ramp)[webexpenses vs Ramp](https://www.capterra.com/compare/140646-207081/webexpenses-vs-Ramp)[Zoho Expense vs Ramp](https://www.capterra.com/compare/142384-207081/Zoho-Expense-vs-Ramp)[Xero vs Ramp](https://www.capterra.com/compare/120109-207081/Xero-vs-Ramp)[Circula vs Ramp](https://www.capterra.com/compare/185116-207081/Circula-vs-Ramp)[Lanes & Planes vs Ramp](https://www.capterra.com/compare/183676-207081/Lanes-Planes-vs-Ramp)[QuickBooks Online Advanced vs Ramp](https://www.capterra.com/compare/189398-207081/QuickBooks-Online-vs-Ramp)[FreshBooks vs Ramp](https://www.capterra.com/compare/142390-207081/FreshBooks-vs-Ramp) [BILL Spend & Expense vs Ramp](https://www.capterra.com/compare/166905-207081/Divvy-vs-Ramp)[ExpensePoint vs Ramp](https://www.capterra.com/compare/92390-207081/ExpensePoint-vs-Ramp)[Moss vs Ramp](https://www.capterra.com/compare/207081-211744/Ramp-vs-getmoss)[Rippling vs Ramp](https://www.capterra.com/compare/172127-207081/Rippling-vs-Ramp)[Sage Intacct vs Ramp](https://www.capterra.com/compare/76-207081/Intacct-vs-Ramp)[Wave vs Ramp](https://www.capterra.com/compare/178021-207081/Wave-Apps-vs-Ramp)[Coupa vs Ramp](https://www.capterra.com/compare/115928-207081/Coupa-vs-Ramp)[Tipalti vs Ramp](https://www.capterra.com/compare/207081-236980/Ramp-vs-Tipalti)[BQE CORE Suite vs Ramp](https://www.capterra.com/compare/141096-207081/BQE-Software-vs-Ramp)[NetSuite vs Ramp](https://www.capterra.com/compare/135757-207081/NetSuite-vs-Ramp)