--- title: "Best PayPal Alternatives 2026 | Capterra" description: "Looking for alternatives to PayPal? Find out how PayPal stacks up against its competitors with real user reviews, pricing information, and what features they offer." source_url: "https://www.capterra.com/p/207944/PayPal/alternatives/" page_type: "alternatives" language: "en" publication_date: "2026-09-29" --- # PayPal alternatives Last updated on September 29th, 2026 The best PayPal alternatives are Stripe (best overall), Square Point of Sale (best free plan), authorize.net (best budget option), and QuickBooks Online (most reviewed). Together they hold 15,196 verified Capterra reviews, with overall ratings from 4.3 to 4.6 out of 5. PayPal itself holds 4.6 out of 5 across 26,693 reviews. ### PayPal - Rating: 4.6 out of 5 (26,693 reviews) - Ease of use: 4.6 out of 5 - Starting price: $0.09 - Key features: 12 of 12 top category features --- ## Top alternatives PayPal alternatives compared | Product | Rating difference | Ease of use | Starting price | Key features | | --- | --- | --- | --- | --- | | [Epos Now](https://www.capterra.com/p/152638/Epos-Now/) — 3.8 out of 5 (730 reviews) | Rated 0.8 lower than this product | 3.8 out of 5 | $349.00 /one-time | 8 of 12 top category features | | [NetSuite](https://www.capterra.com/p/135757/NetSuite/) — 4.2 out of 5 (2,080 reviews) | Rated 0.4 lower than this product | 4.0 out of 5 | Not available | 6 of 12 top category features | | [Acumatica Cloud ERP](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/) — 4.4 out of 5 (243 reviews) | Rated 0.2 lower than this product | 4.2 out of 5 | Not available | 5 of 12 top category features | | [Odoo](https://www.capterra.com/p/135618/Odoo/) — 4.2 out of 5 (1,335 reviews) | Rated 0.4 lower than this product | 4.0 out of 5 | $31.10 /user/mo | 7 of 12 top category features | | [Stripe](https://www.capterra.com/p/123889/Stripe/) — 4.6 out of 5 (3,389 reviews) | Rated the same as this product | 4.5 out of 5 | Not available | 11 of 12 top category features | | [Stax](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/) — 4.2 out of 5 (146 reviews) | Rated 0.4 lower than this product | 4.3 out of 5 | $99.00 /mo | 11 of 12 top category features | | [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) — 4.6 out of 5 (3,040 reviews) | Rated the same as this product | 4.7 out of 5 | $49.00 /mo | 5 of 12 top category features | | [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) — 4.3 out of 5 (8,547 reviews) | Rated 0.3 lower than this product | 4.2 out of 5 | $38.00 /mo | 7 of 12 top category features | | [authorize.net](https://www.capterra.com/p/221412/authorizenet/) — 4.5 out of 5 (220 reviews) | Rated 0.1 lower than this product | 4.3 out of 5 | $25.00 /mo | 10 of 12 top category features | | [Shopify](https://www.capterra.com/p/83891/Shopify/) — 4.5 out of 5 (6,722 reviews) | Rated 0.1 lower than this product | 4.5 out of 5 | $29.00 /mo | 3 of 12 top category features | --- ## Top Free alternatives to PayPal The best free alternatives to PayPal are Odoo , Square Point of Sale, and QuickBooks Online — all three offer a free plan alongside paid tiers. ### [Odoo](https://www.capterra.com/p/135618/Odoo/) — 4.2 out of 5 (1,335 reviews) - Free options: Free trial, Free version - Starting price: $31.10 /user/mo ### [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) — 4.6 out of 5 (3,040 reviews) - Free options: Free trial, Free version - Starting price: $49.00 /mo ### [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) — 4.3 out of 5 (8,547 reviews) - Free options: Free trial - Starting price: $38.00 /mo --- ## Top alternatives for SMBs Among reviewers from companies with 1-200 employees, the highest-rated PayPal alternatives are Stripe (4.6), Square Point of Sale (4.6), and Acumatica Cloud ERP (4.5). ### [Stripe](https://www.capterra.com/p/123889/Stripe/) - 2,075 SMB reviewers say - Overall rating: 4.6 out of 5 across 2,075 SMB reviews - Ease of use: 4.5 out of 5 across 2,071 SMB reviews > "Stripe has been rock-solid for processing recurring subscription payments on our membership and training business." — Scott C., Director of E-commerce (August 18, 2026) ### [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) - 1,786 SMB reviewers say - Overall rating: 4.6 out of 5 across 1,786 SMB reviews - Ease of use: 4.7 out of 5 across 1,779 SMB reviews > "The processing fees are a little higher than others, but me nor my customers mind at all." — Justin W., Owner Operator (April 15, 2026) ### [Acumatica Cloud ERP](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/) - 171 SMB reviewers say - Overall rating: 4.5 out of 5 across 171 SMB reviews - Ease of use: 4.2 out of 5 across 171 SMB reviews > "The modern user interface and mobile access have been beneficial for the team, though the reporting capabilities could be improved." — Dominic A., Head of Analytics (May 15, 2025) --- ## Why do teams switch from PayPal? Of the 249 Capterra reviewers who reported switching away from PayPal, the most common destinations were Stripe, Square Point of Sale, authorize.net, and QuickBooks Online. ### What users preferred ### [Stripe](https://www.capterra.com/p/123889/Stripe/) - 4.6 out of 5 (3,389 reviews) — 208 reviewers switched here > "PayPal does not talk with our Foundant CommunitySuite Software so we made the switch to Stripe." — Zach F., Staff Accountant (March 17, 2026) ### [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) - 4.6 out of 5 (3,040 reviews) — 31 reviewers switched here > "I do not like how Paypal does business, and I do not like their POS app." — Orlando P., Owner (June 19, 2025) ### [authorize.net](https://www.capterra.com/p/221412/authorizenet/) - 4.5 out of 5 (220 reviews) — 6 reviewers switched here > "Because authorize.net has an integration with Frontline (Ormandy)." — Laurie D., Vice President (December 9, 2024) ### [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) - 4.3 out of 5 (8,547 reviews) — 4 reviewers switched here > "Features - much more robust accounting and invoicing." — Christine D., Managing Director (July 15, 2025) --- ## Find software for your specific use case ### Payment Processing - [Temenos](https://www.capterra.com/p/111334/TEMENOS-T24/) — 4.4 out of 5 (69 reviews) - [Paystand](https://www.capterra.com/p/131733/PayStand/) — 4.5 out of 5 (337 reviews) - [Plooto](https://www.capterra.com/p/225025/Plooto/) — 4.3 out of 5 (245 reviews) ### Shopping Cart - [WP EasyCart](https://www.capterra.com/p/74194/WP-EasyCart/) — 4.6 out of 5 (14 reviews) - [WordPress](https://www.capterra.com/p/131687/WordPress/) — 4.6 out of 5 (14,999 reviews) - [Shopify](https://www.capterra.com/p/83891/Shopify/) — 4.5 out of 5 (6,722 reviews) ### Recurring Billing - [Plooto](https://www.capterra.com/p/225025/Plooto/) — 4.3 out of 5 (245 reviews) - [Stripe Billing](https://www.capterra.com/p/178774/Stripe-Billing/) — 4.7 out of 5 (213 reviews) - [Tabs](https://www.capterra.com/p/10033716/Tabs/) ### Retail Management Systems - [iLost for Business](https://www.capterra.com/p/177237/iLost-for-Business/) — 4.7 out of 5 (23 reviews) - [Runit RealTime](https://www.capterra.com/p/137449/Runit-RealTime-Cloud/) — 4.7 out of 5 (19 reviews) - [PROSALE](https://www.capterra.com/p/198428/PROSALE/) — 5.0 out of 5 (1 reviews) ### Food Truck POS Systems - [eHopper](https://www.capterra.com/p/149980/Ehopper/) — 4.3 out of 5 (66 reviews) - [Toast POS](https://www.capterra.com/p/136301/Toast-POS/) — 4.1 out of 5 (554 reviews) - [Epos Now](https://www.capterra.com/p/152638/Epos-Now/) — 3.8 out of 5 (730 reviews) ---