# PayPal Pricing 2026 | Capterra > Learn more about PayPal pricing plans including starting price, free versions and trials. Source: https://www.capterra.com/p/207944/PayPal/pricing --- # Pricing for PayPal [4.6 (26504)](https://www.capterra.com/p/207944/PayPal/reviews/) Write a Review! ## [PayPal](https://www.capterra.com/p/207944/PayPal/) has **4** pricing plans - No free trial - Yes, has free version **Credit Card Required:** Not provided by vendor ### Point of Sale $0.09 **Pricing Model:** Other Point of Sale plan includes: Not available ### Card Processing $0.29 **Pricing Model:** Other Card Processing plan includes: - Visa - Mastercard - Apple Pay - Maestro - American Express ### PayPal and Venmo $0.49 **Pricing Model:** Other PayPal and Venmo plan includes: - PayPal - Venmo ### Pay Later $0.49 **Pricing Model:** Other Pay Later plan includes: Not available ## Popular alternatives to [PayPal](https://www.capterra.com/p/207944/PayPal/) Looking to learn more about Payment Processing software similar to PayPal? Check out these popular alternatives that are closest in terms of key features, functionality, and benefits. by Stripe [4.6 (3354)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price:No pricing found [LEARN MORE](https://www.capterra.com/p/123889/Stripe/) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) by Square [4.6 (3032)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Starting Price:No pricing found [LEARN MORE](https://www.capterra.com/p/275802/Square-Point-of-Sale/) [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) by Intuit [4.3 (8475)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Starting Price:$38/month [LEARN MORE](https://www.capterra.com/p/190778/QuickBooks-Online/) by Oracle [4.2 (2052)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting Price:No pricing found [LEARN MORE](https://www.capterra.com/p/135757/NetSuite/) by Epos Now [3.8 (726)](https://www.capterra.com/p/152638/Epos-Now/reviews/) Starting Price:$349/one time [LEARN MORE](https://www.capterra.com/p/152638/Epos-Now/) [View all alternatives](https://www.capterra.com/p/207944/PayPal/alternatives/) ## What do others say about [PayPal](https://www.capterra.com/p/207944/PayPal/) pricing? Value For Money[4.5(26504)](https://www.capterra.com/p/207944/PayPal/reviews/) Pros Cons [Read All 26504 Reviews](https://www.capterra.com/p/207944/PayPal/reviews/) Read Full Reviews Below Briana Z. Art Instructor Arts and Crafts, Self-employed Used the software for: 2+ years ** Overall Rating 5.0 ** Ease of Use 5.0 Customer Service 4.0 Features 4.0 Value for Money 5.0 Likelihood to Recommend 100% 10/10 Reviewer Source Source: Capterra June 12, 2026 "Reliable for Small Businesses, but Fees Add Up Quickly" **Overall:** Overall, my experience with PayPal has been very positive. It has provided a reliable and professional way to accept payments, send invoices, and manage transactions for my business. The platform is intuitive, widely recognized, and trusted by customers, which helps increase buyer confidence and makes the payment process smoother. While there is room for improvement in areas such as transaction costs, occasional technical issues, and expanded marketing tools, PayPal has remained a valuable part of my business operations. I would recommend it to other small business owners looking for a convenient and established payment processing solution. **Pros:** PayPal is easy to use and widely recognized by customers, which makes collecting payments simple and convenient. I appreciate that many customers already have PayPal accounts and feel comfortable using the platform. Creating invoices is straightforward, and funds are generally available quickly, especially if you have the PayPal debit card linked to your account. The integration with online platforms and the ability to accept multiple payment methods have been helpful for running my small business. **Cons:** The transaction fees can become expensive, especially for small businesses with tight profit margins. Customer service experiences have been inconsistent, and resolving account issues can sometimes take longer than expected. I also found that products like PayPal Working Capital, while convenient, can become costly due to the fixed fees and automatic repayment structure, which may put pressure on cash flow during slower business periods. Accessing PayPal statements for PayPal Credit can be tricky- the bug is the page often won't load and the site encounters issues and error messages when trying to download statements. I wish the PayPal Credit line had an actual card attached to it- not all merchants can take PayPal Credit online. Deepeshkumar G. Techno Functional Consultant Information Technology and Services, 10,001+ employees Used the software for: 2+ years ** Overall Rating 5.0 ** Ease of Use 5.0 Customer Service 5.0 Features 5.0 Value for Money 5.0 Likelihood to Recommend 100% 10/10 Reviewer Source Source: Capterra May 11, 2026 "Fast, Secure, digital platform for International/Domestic Money transfer" **Overall:** Overall I am very happy with Paypal because the transfer very secure and verified the account with national ID and video conference. **Pros:** Highly secure, free digital payment platform especially for international and domestic money transfer and very good for international shopping. Very good for International and domestic both business and personal. **Cons:** QR scanning facility is not available in my region and the international money transfer takes 24 hours hold in paypal account. [Read All 26504 Reviews](https://www.capterra.com/p/207944/PayPal/reviews/) ## How should I be thinking about software pricing? [ Be an Informed Buyer: Understanding the True Cost of Business Software It's not just you-budgeting for business software is complicated. We're here to break it down. ](https://www.capterra.com/resources/business-software-cost/)