# PayPal Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about PayPal Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/207944/PayPal3 --- # PayPal Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) PayPal ## What is PayPal? With a simple, single integration you can accept debit and credit cards, PayPal, PayPal Credit, 10+ local payment methods in over 100 currencies and from 200+ markets around the world. ## What is PayPal used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)[Shopping Cart](https://www.capterra.com/shopping-cart-software/) Recognitions Shortlist Top alternative Featured Overall rating Based on 26,419 user reviews Reviews sentiment Positive 94% Neutral 4% Negative 2% Pros & cons Intuitive and accessible interface Secure online transaction experience High and confusing transaction fees Inconsistent fraud and dispute handling Starting price $0.09 Per User, Per Month Free trial not available Capterra Shortlist charts the highest-rated and most popular products... - Payment Processing / 2025 Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for PayPal?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.paypal.com&name=PayPal) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### PayPal 4.6 (26,419) VS. [4.1 (129)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting Price $0.09 Other Starting Price $99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (26,397) Ease Of Use 4.3 (129) Value For Money 4.5 (20,253) Value For Money 4.1 (123) Customer Service 4.2 (20,507) Customer Service 4.0 (125) ## PayPal alternatives Highest Rated [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,343)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) [4.6 (3,031)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/275802/Square-Point-of-Sale/) [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) [4.3 (8,451)](https://www.capterra.com/p/190778/QuickBooks-Online/reviews/) Starting price $38.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/190778/QuickBooks-Online/) [NetSuite](https://www.capterra.com/p/135757/NetSuite/) [4.2 (2,042)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/135757/NetSuite/) [View all alternatives](https://www.capterra.com/p/207944/PayPal/alternatives/) ## FAQs about PayPal Overview ### What problems does PayPal solve? PayPal solves slow, risky, and fragmented payment workflows by letting businesses send invoices, collect recurring and international payments, transfer funds quickly, and create shipping labels in one place. Small businesses, freelancers, ecommerce sellers, nonprofits, and remote teams use it to reduce checkout friction, protect buyer information, and document transactions clearly. Answer based on 18993 reviews Overview ### Which roles and teams benefit most from PayPal? PayPal is most used by small business owners, founders, and executives who need fast payment collection, invoicing, and cash flow visibility. Freelancers, consultants, and creative professionals use it to bill clients and receive remote payments, while office managers, accountants, and project teams support transaction tracking, expense handling, and vendor or customer payments. Answer based on 26313 reviews Overview ### What company size and industries is PayPal built for? PayPal is built primarily for small businesses, which make up 74% of reviewers, and it appears most often in Education Management, Information Technology and Services, and Marketing and Advertising at 5% each. It also serves enterprises at 15% and midsize businesses at 11%, alongside eCommerce platforms, marketplaces, and developers. Answer based on 26409 reviews Features and Usability ### What are the key features of PayPal? PayPal includes core payment processing for online payments, credit card payments, digital wallet payments, and money transfers. Key differentiators include invoice creation, payment links, recurring billing, and multi-currency support. Reviewers also frequently mention transaction history, refunds, reporting, mobile access, and security features such as authentication and fraud detection. Answer based on 14119 reviews Integrations ### Which third-party tools and platforms does PayPal integrate with? PayPal integrates with more than 50 third-party tools and platforms, including Venmo, Shopify, WooCommerce, WordPress, Cash App, Google Pay, Wix, and QuickBooks Online. Its integrations span ecommerce, website builders, digital wallets, accounting, forms, and fundraising tools, with additional catalog support for BigCommerce and Constant Contact. Answer based on 3075 reviews Getting Started and Support ### How easy is it to onboard and train a team on PayPal? PayPal is generally quick to onboard for frontline staff and nontechnical users, with a simple interface supported by documentation and videos. Reviewers say sending invoices, refunds, and basic payment collection require little formal training. Admins, developers, and teams setting up integrations, carts, or custom business workflows may need more time. Answer based on 104 reviews Getting Started and Support ### What customer support options does PayPal offer, and how do users rate the experience? PayPal offers email/help desk, FAQ/forum, a knowledge base, phone support, and chat. Users often describe support as fast and helpful when they reach the right agent, especially by phone or chat, but many also report slow email replies, long hold times, automated responses, and inconsistent resolution for account limitations. Answer based on 4310 reviews Security ### How does PayPal handle data security and access control? PayPal uses encryption, secure payment gateway protections, and two-factor authentication to safeguard personal and financial data. It also limits sharing card details with merchants, recognizes trusted devices, supports biometric login, and sends security alerts. Some reviewers say frequent verification, strict settings, and phishing risks can make access feel cumbersome. Answer based on 2508 reviews ## Who uses PayPal? Based on Capterra reviews from the past year Talk to a software expert to get a free software list tailored to your business needs Company size Based on 1,025 reviews 100% 75% 50% 25% Smallbusiness Midsizebusinesses Enterprise Top job functions Based on 1,025 reviews Administrative 30% Administrative 30% IT & Software Development 10% Entrepreneurs/ Owners 9% Creative & Design 8% Others 43% Top industries Based on 1,025 reviews Construction 28% Information Technology and Services 25% Arts and Crafts 16% Consumer Services 16% Other 15% ## Pros and Cons Intuitive and accessible interface 95% positive reviews out of 6125 Most reviewers find ease of use valuable, noting the intuitive interface, simple navigation, and straightforward setup for both personal and business tasks across devices. Danwil R Owner and Founder, 1 employee. "The user interface is intuitive, making it easy to navigate through the various features." High and confusing transaction fees 68% negative reviews out of 2803 Most users comment that fees are a major drawback, mentioning high costs, unclear fee structures, and frustration over charges for various transactions, especially compared to alternatives. Blair G CEO, 1 employee. "PayPal has a high fee structure per transaction that can deter a business from using it as part of their payment structure." Secure online transaction experience 96% positive reviews out of 888 Most users report safe transactions as essential, highlighting robust security measures, longstanding reputation, and peace of mind when sharing financial details or making purchases online. Inconsistent fraud and dispute handling 66% negative reviews out of 1147 Some users report fraud protection as problematic, citing slow dispute resolution, challenges recovering funds, and policies that sometimes favor scammers or make sellers vulnerable. Alda C Business Owner, 1 employee. "Anyone can make a claim against a client, and they don't even ask for evidence, and give your money away." Consistent trustworthy payment platform 97% positive reviews out of 687 Most reviewers describe reliability as a key reason for choosing PayPal, citing consistent performance, trusted brand reputation, and dependable transaction processing for both business and personal use. Beth A Copywriter, 2 - 10 employees. "I've had a go with PayPal and Stripe for this and definitely find PayPal easier and more reliable." Limited global service coverage 58% negative reviews out of 808 Some reviewers describe country availability as restrictive, noting difficulties accessing features, receiving payments, or managing accounts due to regional limitations and unsupported countries. Mena I Assistant Manager, 501 - 1,000 employees. "It is limited to few countries which often restrict me from making use of this software sometimes when am not in a country that supports paypal which has limited me from making payment at times." ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Online Payments 4.7 (3,706) 64.89% of 3706 reviewers that rated this feature as important or highly important PayPal offers you a secure and fast way to pay or get paid online without sharing sensitive details. Users think it’s easy to use, widely accepted, and provides extra security, but some mention not all websites support PayPal for checkout. Payment Processing 4.6 (3,438) 63.21% of 3438 reviewers that rated this feature as important or highly important PayPal gives you fast, reliable payment processing with instant transfers and multiple payment options. Reviewers appreciate its ease and security, but some report issues with fund holds, high fees, and delays when resolving disputes or withdrawing money. Data Security 4.6 (3,125) 66.11% of 3125 reviewers that rated this feature as important or highly important PayPal offers robust data security with encryption, two-factor authentication, and fraud monitoring. Reviewers appreciate feeling safe and not sharing card details, but some users report issues with chargebacks and occasional account access problems. Mobile Payments 4.6 (2,642) 62.15% of 2642 reviewers that rated this feature as important or highly important You get the flexibility to send, receive, and manage money on the go with PayPal’s mobile payments. Some reviewers find it convenient, secure, and versatile for both personal and business use, though a few mention limited direct mobile wallet integration. Mobile Access 4.7 (1,348) 59.87% of 1348 reviewers that rated this feature as important or highly important With PayPal’s mobile access, you can manage accounts, send or receive payments, and track transactions from any device, anywhere. Reviewers appreciate the app’s security, real-time notifications, and user-friendly interface, though some mention certain actions still require the website. Payment Fraud Prevention 4.5 (2,680) 63.36% of 2680 reviewers that rated this feature as important or highly important Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. PayPal 96 features Define levels of authorization for access to specific files or systems Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Dashboard to view the status of ongoing processes, identify current incidents and track past activities Generate one-off reports that meet information requirements Software program that continuously adjusts its behavior based on observed data Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Automatically identify unusual behavior Application programming interface that allows for integration with other systems/databases Verify the identity of users/devices to enable secure access Scan barcodes to ensure accurate pricing and label tracking Create, manage, and send invoices or bills to customers Gateway through which end users can view past bills and pay current invoices Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances Detection of fraudulent checks to prevent financial losses Track and manage adherence to policies for any service, product, process, or supplier Centralized database of stakeholders and their contact information such as names, address, phone number etc. Accept and process credit card transactions Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system Alter the layout and content of dashboards Invoices that can be tailored according to company's branding, payment terms and personalized information Import and export data to and from software applications Ability to handle large datasets PayPal offers robust data security with encryption, two-factor authentication, and fraud monitoring. Reviewers appreciate feeling safe and not sharing card details, but some users report issues with chargebacks and occasional account access problems. Graphical representation of data Accept and process credit/debit card transactions Buyer isn't billed until the period is up without any interest charges Allows customers to check out with wallet payment methods that digitally store credit and debit cards Has a built-in eCommerce system or integrates with third-party systems to manage online sale of products Transfer of data from one computer system to another Electronically collect payments for goods or services Digitally sign online documents Monitor and record expenses such as purchases or charges incurred Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk Plan, manage, and track the financial activities of an individual or organization Generate reports to assess the financial performance of an organization Intended to be used by banks Intended to be used by online stores Designed for food trucks For Retail Stores Designed for small businesses Identify and prevent suspicious activity Transactions that typically involve face-to-face interactions between the payer and the payee Monitoring employee behavior for suspicious activity to detect internal fraud Track and manage inventory levels to maintain proper supply Create invoices from scratch or have recurring invoices Store and view prior invoices for each account/client Captures invoice data and maintains comprehensive records for auditing and reporting purposes Creation, processing, verification, and execution of invoices till the payment is made Reports specific to marketing and associated campaigns With PayPal’s mobile access, you can manage accounts, send or receive payments, and track transactions from any device, anywhere. Reviewers appreciate the app’s security, real-time notifications, and user-friendly interface, though some mention certain actions still require the website. You get the flexibility to send, receive, and manage money on the go with PayPal’s mobile payments. Some reviewers find it convenient, secure, and versatile for both personal and business use, though a few mention limited direct mobile wallet integration. Observe and track the demand, usage, progress or quality of a system, product, or user Manage and handle various international currencies Manage and support multiple locations Set rebilling periods, charging customers one rate annually or semi-annually, then a better rate afterward, as a subscriber benefit Process payments via multiple modes directly through the application Create, send, and view electronic invoices PayPal offers you a secure and fast way to pay or get paid online without sharing sensitive details. Users think it’s easy to use, widely accepted, and provides extra security, but some mention not all websites support PayPal for checkout. Manage and track customer orders for goods, investments, or any other purchases Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Integration with payment gateways to facilitate online transactions Send clickable links via text or email to collect payments from customers Offers multiple online payment options such as credit card, Paypal, gift cards, mobile payments, and more PayPal gives you fast, reliable payment processing with instant transfers and multiple payment options. Reviewers appreciate its ease and security, but some report issues with fund holds, high fees, and delays when resolving disputes or withdrawing money. Track sent and received payments, invoices, and bills. Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) Organize and manage the accomplishments and development of employees or performance of applications or systems Accept and process customer payments for products or services using hardware and software Present a catalog of inventory that customers can view Estimate or forecast of a future scenario based on the study of present trends Design, communicate, and distribute incentives to perform a specific action Receive notification of issues as soon as they occur Receive data and information in real time Active monitoring of systems, applications, or networks Upload, track, and submit receipts in a central database Generate recurring invoices Automated process of charging customers at regular intervals for repeated access or use of a product or service Oversee the process of issuing refunds Timed notification for any upcoming task, deadline, appointment, or activity View and track pertinent metrics to find patterns and gain insights from data Track and facilitate returns of products sold Analyze potential risks across the organization Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties Set & manage permission levels based on user roles and restrict access to only authorized individuals Reports specific to sales analysis for trends and strategies Calculation of consumption tax imposed on the sale of goods/services Set a time to generate routine reports automatically Search and filter data across systems to locate required information by entering keywords or certain criteria Online portal through which end users can access the system, manage tasks, or obtain information Generate or print labels that contain shipping information for packages Manage and track orders being shipped to customers Integrate with social media platforms such as Facebook, Twitter, LinkedIn, etc. Track the status over time for a request, process, asset, or transaction Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period Monitor or audit historical and current transactions to analyze customer account activities Get Advice We can help you find the software with the features you need. Features 4.6 (26,387) 4.6 Based on 26,387 reviews ## Pricing Value for money 4.5 (20253) Free Version [View pricing plan details](https://www.capterra.com/p/207944/PayPal/pricing/) Point of Sale $0.09 Other, Card Processing $0.29 Other, It includes: - Visa - Mastercard - Apple Pay - Maestro - American Express - Discover PayPal and Venmo $0.49 Other, It includes: - PayPal - Venmo Pay Later $0.49 Other, Value for money 4.5 (20,253) 4.5 Based on 20,253 reviews ## Integrations [ WordPress](https://www.capterra.com/p/131687/WordPress/)[ Wix](https://www.capterra.com/p/169007/Wix/)[ Venmo](https://www.capterra.com/p/222572/Venmo-/)[ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ Shopify](https://www.capterra.com/p/83891/Shopify/)[ Acuity Scheduling](https://www.capterra.com/p/191978/Acuity-Scheduling/)[ Squarespace](https://www.capterra.com/p/143461/Squarespace/)[ Xero](https://www.capterra.com/p/120109/Xero/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.2 (20507) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.2 (20,507) 4.2 Based on 20,507 reviews ## User reviews Overall rating 4.6 Based on 26,419 reviews Filter by rating 5(19551) 4(5280) 3(1064) 2(205) 1(319) Mentioned topic Sorted by most recent AW Angeleah W. ReSeller and artist Arts and Crafts ### "Send and receive money with ease " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 26, 2026 I have enjoyed using PayPal and find it to be a widely used payment source that is an excellent option for me to keep current. Pros I love that PayPal has a wide range of products that support payment relationships that help protect the sender and the receiver Cons I don’t like that I can’t have multiple accounts for personal or business because it is tied to the same social. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. PG Portia G. teacher Education Management ### "Pay with Paypal" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 26, 2026 Paypal is my trusted payment method to go with new web orders. I knew that my money is guaranteed if I didn't receive the products as mentioned. Pros Paypal is the easy and secure payment method which I prefer to use all the time. It really helps me pay with assurance. Cons Some of paypal's features are confusing. Especially the reward and cash back programs. I never used any of those. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CK Christina K. Manager Child Day Care Services ### "PayPal is great!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 25, 2026 PayPal is great! You can transfer to any account, business or individual. There's a lot of great options and keeps me in the know of where my money comes in and out. Pros PayPal is a great tool for quick and efficient transactions! I can manage expenses and invoices with security. Cons Sometimes PayPal has a lot of updates needed which is only annoying if it needs to update when you are trying to make a payment. Otherwise it's a great app. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KS Karen S. Manager Consumer Services ### "Good for online and peer to peer payments " 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 5/10 May 25, 2026 Ive had a prety easy time of it. They have a debit card and savings so you can keep your money in paypal and spend from there. Also excepts direct deposit. Pros I like how easy it is for peer to peer payment transfrers and for paying and receiving money on line. Cons I dont like how much they charge to move my money to my account and that they charge you to send money. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Jessica L. CEO Consumer Goods ### "Recommend to use" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 2/10 May 24, 2026 Pros What I liked most about PayPal was the ease of use, the ability to invoice my customers and the peace of mind Cons What I like least is that in the past I’ve had fraudulent activity and I couldn’t get it resolved immediately. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. SK Sheila K. Admin Construction ### "Paypal review " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 May 24, 2026 Haven't used PayPal for years my overall experience is good and I've definitely would recommend to other people. Pros What I like most about PayPal it was very easy to get started and access my funds as well as collect funds. Cons What I like the least about PayPal was the transaction fees if you used it through say a transaction based collection. Customer service can be frustrating at times. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Daniele d. freelancer Computer Software ### "Piattaforma comoda, solida e con un’assistenza cliente efficace" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 23, 2026 Nel complesso, la mia esperienza con PayPal è stata positiva. Ho apprezzato soprattutto la sicurezza percepita della piattaforma e la possibilità di scambiare denaro con amici in modo rapido e immediato. Trovo molto utile anche la presenza di un supporto che fa da tramite tra cliente e venditore in caso di assistenza, oltre alla possibilità di rateizzare alcuni pagamenti senza interessi. Sono aspetti comodi anche il collegamento diretto al conto corrente, il tracciamento automatico dei pacchi per gli ordini pagati tramite PayPal e la possibilità di gestire più conti all’interno della stessa applicazione. Tra gli aspetti meno convincenti segnalo l’assenza della possibilità di versare denaro contante direttamente nel saldo PayPal. Inoltre, l’interfaccia grafica, pur essendo semplice, mi sembra a tratti troppo scarna e poco pratica: alcune funzioni utili, come la divisione di una spesa tra più partecipanti, risultano nascoste in sottomenù non immediati da raggiungere. Pros Sicurezza della piattaforma e scambio di denaro con amici in maniera istantanea. Consulente personale che si occupa di fare da tramite tra cliente e venditore nel caso di richiesta di assistenza. Piani di pagamento a rate senza interessi. Possibilità di collegarlo direttamente al conto corrente. Sistema di tracciamento pacchi automatico per gli ordini pagati tramite PayPal. Possibilità di gestire più conti nella stessa applicazione. Cons Mancanza della possibilità di depositare nel saldo PayPal di denaro contante. Interfaccia grafica troppo semplice e scarna, alcune funzioni comode, come dividere una spesa tra più partecipanti, sono nascoste in diversi sottomenù difficili da raggiungere rapidamente. Switched from [Paysafe](https://www.capterra.com/p/128002/Paysafe/) Necessità di un software più sicuro, diffuso online e con assistenza clienti sempre disponibile Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Mailen G. Business Owner Financial Services ### "Reliable but with some fees and limitations" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 May 23, 2026 Overall, my experience with PayPal has been positive. It is a convenient and widely accepted payment platform that makes online transactions simple and secure. It works well for sending money, receiving payments, and managing small business transactions. However, the fees and occasional account restrictions are drawbacks to consider. Despite that, it remains one of the most reliable digital payment systems available. Pros What I like most about PayPal is how easy it is to send and receive payments worldwide. It is very user-friendly and works well for both personal and business transactions. The checkout process is fast, and it integrates easily with online stores and invoicing tools. I also like that it offers a sense of security since payments are protected and disputes can be opened if there are issues. Cons The main downside is the high transaction fees, especially for international payments or currency conversion. Sometimes account limitations or holds on funds can be frustrating without clear explanations. Customer support can also be slow or difficult to reach in urgent situations. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AU Anonymous User Freelancer Marketing and Advertising ### "good experience" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 May 23, 2026 Pros I use paypal for receiving payments and it was easy to receive and send money to mt bank account. Usually takes few days to receive money to the bank account. Cons Paypal charges higher fee than others when converting money into another currency. But it is convenient to use. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. NM Nicole M. Breeder Veterinary ### "Love PayPal " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 May 23, 2026 I have had a wonderful experience using PayPal and have used my account for 5 to 8 years. It’s very simple to use and send my link to others or request a payment from someone else. Pros There are so many different options to use with PayPal, I like that I can connect it with my eBay account and make purchases and it also has the pay later feature. Cons That it caused to transfer money to my bank account. I also wish there were more features with switching to different account accounts. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/207944/PayPal/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [Stripe vs PayPal](https://www.capterra.com/compare/123889-207944/Stripe-vs-PayPal)[Square Point of Sale vs PayPal](https://www.capterra.com/compare/207944-275802/PayPal-vs-Square-Point-of-Sale)[QuickBooks Online vs PayPal](https://www.capterra.com/compare/190778-207944/QuickBooks-Online-vs-PayPal)[NetSuite vs PayPal](https://www.capterra.com/compare/135757-207944/NetSuite-vs-PayPal)[Epos Now vs PayPal](https://www.capterra.com/compare/152638-207944/Epos-Now-vs-PayPal)[Stax vs PayPal](https://www.capterra.com/compare/157492-207944/Fattmerchant-Payments-Online-vs-PayPal)[authorize.net vs PayPal](https://www.capterra.com/compare/207944-221412/PayPal-vs-authorizenet)[Clover vs PayPal](https://www.capterra.com/compare/207944-226864/PayPal-vs-Clover) [Shopify vs PayPal](https://www.capterra.com/compare/83891-207944/Shopify-vs-PayPal)[Afterpay vs PayPal](https://www.capterra.com/compare/207944-229452/PayPal-vs-Afterpay)[QuickBooks Enterprise vs PayPal](https://www.capterra.com/compare/174984-207944/QuickBooks-Enterprise-vs-PayPal)[Wave vs PayPal](https://www.capterra.com/compare/178021-207944/Wave-Apps-vs-PayPal)[PaySimple vs PayPal](https://www.capterra.com/compare/146664-207944/PaySimple-vs-PayPal)[BILL Accounts Payable & Receivable vs PayPal](https://www.capterra.com/compare/166559-207944/BILL-vs-PayPal)[FreshBooks vs PayPal](https://www.capterra.com/compare/142390-207944/FreshBooks-vs-PayPal)[Heartland Payments+ vs PayPal](https://www.capterra.com/compare/119791-207944/Heartland-Payment-Processing-vs-PayPal)  Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)