# PayActiv Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about PayActiv Software - reviews, pricing plans, popular comparisons to other Benefits Administration products and more.

Source: https://www.capterra.com/p/210323/PayActiv

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# 

 PayActiv Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

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How Capterra ensures transparency

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[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

PayActiv

## What is PayActiv?

Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv is the winner of the Innovative Payments Association’s Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Learn more at www.payactiv.com.

## What is PayActiv used for?

[Benefits Administration](https://www.capterra.com/benefits-administration-software/)

Top alternative

Featured

Overall rating

Based on 4 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Contact vendor  
for pricing

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for PayActiv?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.payactiv.com/&name=PayActiv)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### PayActiv

2.8 (4)

VS.

[4.6 (3,263)](https://www.capterra.com/p/110968/BambooHR/reviews/)

Starting Price

Contact vendor

Starting Price

$10

Per User, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

2.8 (4)

Ease Of Use

4.6 (3,225)

Value For Money

2.3 (3)

Value For Money

4.5 (2,365)

Customer Service

2.8 (4)

Customer Service

4.5 (2,470)

## PayActiv alternatives

[4.6 (4,199)](https://www.capterra.com/p/131882/Gusto/reviews/)

Starting price

$49.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

93%

of reviewers

rated it above 4 stars

Highest Rated

[4.9 (4,694)](https://www.capterra.com/p/172127/Rippling/reviews/)

Starting price

$8.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

98%

of reviewers

rated it above 4 stars

[4.4 (1,234)](https://www.capterra.com/p/130949/Paycom/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

87%

of reviewers

rated it above 4 stars

[4.3 (1,831)](https://www.capterra.com/p/86714/WebPay/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

87%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/210323/PayActiv/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

HIPAA Compliant

1.0 (1)

0.00% of 1 reviewers that rated this feature as important or highly important

Compliant with HIPAA, which sets standards for sensitive patient data protection

API

Application programming interface that allows for integration with other systems/databases

Attendance Management

Manage attendance for classes, shifts, meetings, or events

Attendance Tracking

Track the attendance of specific individuals or groups

Benefits Management

Record employee's benefit plans and selections throughout career progression

Compliance Management

Track and manage adherence to policies for any service, product, process, or supplier

PayActiv 9 features

Application programming interface that allows for integration with other systems/databases

Manage attendance for classes, shifts, meetings, or events

Track the attendance of specific individuals or groups

Record employee's benefit plans and selections throughout career progression

Track and manage adherence to policies for any service, product, process, or supplier

Manage benefit portfolio selection that is available to your employees through workplace and automate related administrative tasks

Compliant with HIPAA, which sets standards for sensitive patient data protection

View and track pertinent metrics to find patterns and gain insights from data

Set up connections to third-party platforms to improve business processes

Get Advice

We can help you find the software with the features you need.

Features

2.8 (4)

2.8

Based on 4 reviews

## Pricing

Value for money

2.3 (3)

### Starting price

Contact vendor  
for pricing

Free trial  
available

Value for money

2.3 (3)

2.3

Based on 3 reviews

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

2.8 (4)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

2.8 (4)

2.8

Based on 4 reviews

## User reviews

Overall rating

2.8

Based on 4 reviews

Filter by rating

5(1)

4(1)

3(0)

2(0)

1(2)

Mentioned topic

Sorted by most recent

MG

MaryAnn G.

VP of Admin.

Hospitality

### "Stay far away."

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

1.0

1.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

August 29, 2024

Horrible. Completely and utterly awful. Would recommend a payday lending company over this company.

Pros

Absolutely nothing. Zero support from the employee or employer side. This feature was added to our Payroll Software and it has been a complete nightmare. Nonresponsive to employees and employer alike.

Cons

Every single employee that tried PayActiv was overcharged multiple times. Weeks of not getting paid. PayActiv still owes employees money. As the employer we have had to reimburse them to avoid evictions, overdrafts, etc. PayActiv has been contacted numerous times with no resolution. They jsut keep telling us the money should be back in employee's accounts "tomorrow." They've been saying this for weeks.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

DA

Daniel A.

Cashier

Consumer Goods

### "Useless company "

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

1.0

1.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

March 25, 2024

Poorly. From the top down. Unwilling to resolve the problems. Wont update manually.

Pros

Nothing, the service isnt what you're told when signing up.

Cons

Everything , from the top down. No good experience with this pathetic company. Will not manually update hours. Ive gone a week and offer to provide the hours and etc. Nope, nothing.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

TC

Taylor C.

Sales representative

Retail

### "Good safety net"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

7/10

January 15, 2023

Pros

I like that instead of borrowing money to get by if needed until next paycheck, it's just deducting it from my check. It's also really good to know that it's there incase something comes up financially

Cons

I don't like that I have to remember to clock in and out on the app because I do end up forgetting and then you can't submit your work hours which have to be approved by the employer. I would have thought being employer sponsored that employees time carda should automatically be updated and shared with payactive since it is available for all employees

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

Owner

Retail

### "An easy way to offer early pay to employees"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

8/10

October 31, 2022

Overall it is a pretty good way to offer early access to pay for employees. Would like better administrative control for the admin user

Pros

PayActiv integrated nicely with my payroll from Paychex. They provided early access to earnings for all of my staff. Setup was pretty easy.

Cons

Administration wasn't the easiest. Most user facing administration (address change, banking changes, password resets, earnings reporting incorrectly) had to be handled by PayActiv which results in many of my staff members being frustrated that I can't help them.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

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Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)