# Nitrogen Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Nitrogen the right Financial Risk Management solution for you? Explore 14 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/210418/Riskalyze/reviews --- Nitrogen 3.8 (14) [View alternatives](https://www.capterra.com/p/210418/Riskalyze/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Reviews of Nitrogen Ease of use 4.1 Customer Service 3.5 ## Showing most helpful reviews Showing 1-14 of 14 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Andre L. Financial Advisor Financial Services Used the software for: 2+ years ### "Crazy Value - Could not operate without it!" May 10, 2021 5.0 This was the missing piece we needed to deliver a great, personalized experience to our clients, while being able to scale. We could not operate today without it. Pros The risk questionnaire allows me to be a true fiduciary advisor and know my client and their risk tolerance so much better than any other platform. Now that I understand what kind of investor my client is, I can execute flawlessly using Autopilot to apply models and portfolio changes that get routed to my block desk (crucial to make sure all clients on getting best execution). Cons It's hard to do any trading close to the end of the trading day and get same-day execution (which is not a big deal). The price is high, however since I get risk tolerance, research/stats plus autopilot, I save tons of $$ by not having to purchase other software. Review Source hB hunter B. advisor Investment Management Used the software for: 6-12 months ### "Advisor" September 22, 2022 4.0 Software good, company bad. I wasn't ready to use the program, I assumed a one year obligation and called to put it on hold until I would have time to use it. I call two week too late. My thirty cancelation window closed and they had not sympathy, so I have to pay a whole additional year while not using their software. I feel like it is a predictor contract. Pros Risk assessment while combining the clients assets and risk tolerence. Cons My problems is with the predictor contract, You can't get out of it but for thirty days a year. If you miss the thirty day window you are stuck paying another four thousand dollars until next year. They will not help you. Alternatives considered [Direct Advisory Suite](https://www.capterra.com/p/276296/Direct-Advisory-Suite/) Reason for choosing Nitrogen My staff wanted it but didn't read the contract. I just assumed like most programs you are only locked in for one year. Review Source Andy M. Owner Financial Services Used the software for: 2+ years ### "Formerly great, not worth it anymore" December 16, 2025 1.0 Great in early years, terrible now. My guess is that when the \[sensitive content hidden\] was bought out, whoever the conglomerate purchaser is cares only about ROI at any cost. They seem the thrive on bad reviews. Pros Ease of use, not for clients, but for the advisor. It used to be personal and friendly, fair and responsive. Cons Contracts are bully docs. Would never do business with them again. And I would never treat.my clients so.poorly. To the software: Only a numeric score...the advisor must describe what the score means. This could lead to a serious customer misunderstanding and compliance issue. Also the questionnaire is very clunky for the customer, I quit using them, and quit using the product months before my contract, without notice, renewed. Review Source DS Dawn S. Senior Paraplanner Financial Services Used the software for: 2+ years ### "Determine Your Client's Current Portfolio Risk Number" May 10, 2021 5.0 Riskalyze has helped me assist the advisors with running their prospect's outside investments through Riskalyze, they (the advisors) review them and determine & enter the customized proposals and then I print the Current Portfolio Report & Proposed Portfolio Reports and put them in professional branded binders for all 2nd appointments. Pros First, the Risk Questionaire within Riskalyze identifies how much a prospect's/client's risk tolerance (a.k.a. Client's Risk Number) is based on a series of questions. Next, after entering the ticker symbols/CUSIPs (or uploading them via an excel spreadsheet), that prospect's/client's RN can be compared to the actual risk they're taking in their investments to determine if they're taking too much, the right amount or not enough. Riskalyze allows you to enter your firm's allocation models, as well as, put together proposal recommendations displaying them side by side with their current portfolio for comparison. You can also send check-in emails to follow up with clients and prospects to keep in touch. Riskalyze has a simple to use reporting feature allowing you to download and print very professional looking reports for presentations/deliverables. Cons One suggestion would be to add more international Stocks, I've found that if the company is not in the United States it may not show up in Riskalyze. Review Source KL Kevin L. President Financial Services Used the software for: 2+ years ### "Fin-Tech GOLD!" May 11, 2021 5.0 I love Riskalyze! I was looking for a way to improve portfolio risk communication to my clients. With Riskalyze, my communication of risk is effortless. My clients naturally understand how a faster speed limit equates to greater risk. I no longer spend time explaining statistical measurements such as standard deviation or regression analysis. My proposals are still supported by the necessary data, but now they can be delivered efficiently. Pros Riskalyze saves me so much time! Within seconds, I can sych my client's accounts from my broker/dealer and begin my strategic planning process. I can then analyze my client's portfolio, individual accounts, and specific securities immediately. Riskalyze makes my life easier by providing effortless statistical analysis such as historical performance, stress testing, and risk/reward heat mapping. Cons I wish the Retirement Map component offered a Monte Carlo simulation. To me, this would complete the risk proposal by adding a tool capable of assessing the risks of achieving long-term retirment success. Review Source DH David H. Financial Advisor Financial Services Used the software for: 2+ years ### "fraud" June 26, 2023 3.0 I have been with this company since 2017 and had no issues until they rebranded and changed the deal without my knowledge or consent. Pros Having a platform that help simplify risk management as well as helping client understand risk in a easier format. Cons I feel this business has lost its way regarding customer service; they renewed my account at a 45% increase, picked a new plan for me, and changed my request to deal via phone to email. This became known to me when I inquired about the increased charge and was informed that they emailed me four times in March to discuss. I told them that I had recently moved my practice from Florida to Tennessee during that period and was in my blackout period, awaiting my license to transfer. They did not try to reach out in April or May to confirm that I was on board; instead, they just let their changes go through. Now they are not working with me to try to make things right but would instead leave on this fraud contract at the end Review Source KW KYLE W. OWNER Financial Services Used the software for: 1-2 years ### "Incorrect data and long-term contracts" May 7, 2024 1.0 NOT GOOD Analytics too with bad analytics Customer service that doesn't care what you say Pros The (incorrect) reports look nice, although the data shouldn't be presented to clients as it's backward-looking Cons Data is not correct, and can be a problem to put in front of clients if presented as a true risk tool. Tried communicating this to Nitrogen. There is no professional investment team to discuss this with. Which, since this is a risk and investment tool, is highly problematic. Long-term contracts will stay locked in even if you use the tool. Doesn't matter how much you try to communicate, they'll basically tell you they have you locked in and there's nothing you can do about it. Review Source MA Marcus A. Partner Financial Services Used the software for: 2+ years ### "Good Modern day risk questionnaire but Autopilot and NTF plan buyer beware" December 19, 2023 3.0 We felt misled about the fund partnership program and they signed us up initially for more licenses then what we requested. All was well until one of the fund partners dropped out. Would not recommend anything above the questionnaire. Pros The Risk Questionnaire is well thought and is easily emailed to clients. Scores in realtime. Cons They sold our firm on the fact that because we already using one of the fund partners the Autopilot license along with additional licenses (which we didn't need or request) at the time would be free. Year later, when the preferred fund manager pulled out (because there fee went up) they held us to pay the full monthly amount on the contract due which increased by roughly $1300 per month. We felt like they pulled a fast one on us. There response was to deduct the Autopilot license which was $500 per month, helpful but they still gigged us for $800 per month. Be very cautious subscribing to more than just the risk questionnaire. The rest of the technology and service behind it sucks. Review Source JM Jon M. CEO Financial Services Used the software for: 2+ years ### "Great tool but shouldn't be the only one!" May 10, 2021 4.0 I would say it has migrated from the "one of many tools in our bag that we go into the client relationship expecting to use at some point" to "every meeting with a prospect, we are spotlighting the tool and we are also using it as a means of updating current client portfolios and client ppwrk. Pros This program is been great from the client perspective of the easy to understand risk measurement and the quick online questionnaire that you can either email or do on sight. It is VERY helpful on the Compliance side since the number is based on a client approved questionnaire that uploads into our CRM. Cons They have tried to get into asset trading and asset analysis. Stay in your lane and do what you do VERY well instead of trying to do more than your competency is suited for in my opinion. Reason for choosing Nitrogen It's price relative to value. It's compliant integration into our CRM and client file. It's ease of client interaction and use and it's simplicity yet quality of client interface. Review Source CD Celina D. Client Service Associate Financial Services Used the software for: 6-12 months ### "Great for Financial Clients" August 23, 2022 4.0 Overall, Riskalyze is a good software. It's fairly easy to use once you get used to where everything is located. The only drawback is the occasional lag experienced while using the website. Pros Riskalyze makes it easy for clients to deduce their risk tolerance through the Quiz offered, and also assess the risk number of their overall portfolios and individual investments. It's a great tool for presenting clients with a digestible breakdown of their current accounts. I also like that we can create proposals for recommended investments or models so that the client has something tangible. Cons This software can be extremely slow. It may take several minutes to load one page on occasion. Review Source WO William O. Advisor Financial Services Used the software for: 2+ years ### "Vital part of our sales process" June 30, 2022 5.0 Pros Ease of use for the prospect or client. The fact that we can deploy a link out to someone that we are reviewing or onboarding is key. Within a few clicks, a link is received and what I value the most is that all we are asking of the other person is 3-5 minutes and what we get back is an invaluable gauging and communication tool in that moment and going forward. Cons There is very little to criticize about this software and especially as it relates to how we utilize it. Some more integration features with other planning software would be handy I suppose! Review Source DM Daniel M. Advisor / Owner Financial Services Used the software for: 2+ years ### "Clients love it!" May 10, 2021 5.0 Riskalyze has done a great job of improving the product and are very quick to respond to any questions or issues. Pros Ease of use and simplicity of what clients see for both portfolio reviews and long term planning Cons the cost is a bit high, though not sure a comparable product is any less. Review Source MS Martin S. Owner Financial Services Used the software for: 2+ years ### "Risalyze" May 6, 2022 3.0 Pros Easy to use for advisors. Reports are understandable. Cons The coin toss risk scoring questionnaire is not easy for clients and came up with vastly different risk scores than other risk scoring methods I have used. The disparity is so great that I do not trust Riskalyze methodology. Riskalyze charged me for a month of service I didn't use when I cancelled my service. Review Source WH Wayne H. Investment Advisor Financial Services Used the software for: 1-2 years ### "Very helpful product" May 10, 2021 5.0 Basically takes care of getting clients investment questions about level of risk worked out in a very understandable format Pros This product helps me set up investments for clients that meet their objectives and investment attitude in an easy to use format. Clients appreciate and understand it quite easily. Integration with existing software is very easy. Cons I have not found anything to not like about it. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.