---
title: "Moss Reviews 2026. Verified Reviews, Pros & Cons | Capterra"
description: "Is Moss the right Expense Report solution for you? Explore 234 verified user reviews from people in industries like yours to make a confident choice."
source_url: "https://www.capterra.com/p/211744/getmoss/reviews/"
page_type: "reviews"
language: "en"
---

Moss

4.9 (234)

[View alternatives](https://www.capterra.com/p/211744/getmoss/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

* * *

Last updated July 20th, 2026

# Reviews of Moss

Ease of use

4.9

Customer Service

4.7

## Pros and Cons in Reviews

Marko K

Project and IT ManagerRenewables & Environment, 11 - 50 employeesUsed the software for: 6-12 months.

“It’s also a good tool for managing recurring software payments, making expense management and payment processing much easier. And it's super convenient to use the moss app to upload receipts right away and connect them to the transaction.“

September 30, 2025

Charlotte P

Head of FinanceInformation Technology and Services, 51 - 200 employeesUsed the software for: 6-12 months.

“There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but no more than you'd expect for any card provider or piece of software.“

March 13, 2026

Matthew G

Global Privacy OfficerManagement Consulting, 201 - 500 employeesUsed the software for: 1-2 years.

“I appreciate having all information in one place and the ability to assign receipts to projects, although connectivity issues occasionally cause uploading problems.“

March 12, 2026

GS

Giulia S

Finance ManagerArchitecture & Planning, 51 - 200 employeesUsed the software for: 1-2 years.

“Export to xero could be better as there are often slight mistakes between the two based on the dates.“

March 12, 2026

SP

Stefan P

FCInsurance, 51 - 200 employeesUsed the software for: 6-12 months.

“The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and controlling spending around that.“

November 14, 2025

Charlotte P

Head of FinanceInformation Technology and Services, 51 - 200 employeesUsed the software for: 6-12 months.

“I don't think it currently supports VAT reclaim for mileage in the UK.“

March 13, 2026

Owen H

Principal Industrial DesignerConsumer Electronics, 11 - 50 employeesUsed the software for: More than 2 years.

“It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes across the company.“

April 10, 2026

LU

Luka U

Atlassian ConsultantInformation Technology and Services, 51 - 200 employeesUsed the software for: 1-2 years.

“Nothing major comes to my mind. Except once the transaction was declined in my home country continuously, possibly as the processing method wasn't accepted by the local bank and that was quite annoying.“

October 2, 2025

## Showing most helpful reviews

Showing 1-25 of 234 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

Chirag S.  
CFO  
Retail  
Used the software for: 2+ years

### "Highly recommended all in one expense management platform (including payments!)"

March 19, 2026

5.0

Pros

Fantastic all in one solution for managing corporate credit cards, reimbursements and invoices through a single platform. Works extremely well with our HR software (Charlie HR) as well as our Accounting Platform (Xero). Has good approval flows and the ability to make payments through the platform (including scheduled payments). All in it's highly recommended if your looking to upgrade your finance tech stack! Last thing is that their customer service team is fantastic as well as their product team who are always receptive to receiving feedback, which is often added added to their product roadmap.

Cons

If I'm honest not much, we've been one of their first customers in the UK and I can only a very positive experience

Alternatives considered

[Spendesk](https://www.capterra.com/p/157515/Spendesk/)[Telleroo](https://www.capterra.com/p/178103/Telleroo-Bulk-Payments/)[Cledara](https://www.capterra.com/p/186708/Cledara/)[Payhawk](https://www.capterra.com/p/200192/Payhawk/)

Reason for choosing Moss

Felt like the team and product was the closest fit to what I was looking for

Switched from

[Pleo](https://www.capterra.com/p/160720/Pleo/)

Very fragmented manual processes with several different options

Review Source

Response from Moss

March 24, 2026

Hi Chirag, Thank you for taking the time to share such detailed feedback. We’re really pleased to hear that Moss is delivering value across your finance workflows. Love hearing how integrations with tools like Xero and Charlie HR are working well for your team and features like approval flows and scheduled payments are supporting your processes. We also appreciate your kind words about both our customer and product teams as that means a lot and has been shared internally! Thanks again for your continued trust and for being one of our early customers in the UK.

Charlotte P.  
Head of Finance  
Information Technology and Services  
Used the software for: 6-12 months

### "We love it"

March 13, 2026

5.0

Overall we love Moss. We originally went out looking for just an expense reclaim system, but went with Moss rather than an expenses only system as we could see the potential in the virtual card system. For expenses, our employees love it, it's a huge improvement on the manual systems we were using before. Worth being aware that the system doesn't really support policing limits on individual purchases (eg £X for dinner or hotel) so you need to use the other control features it has such as the approval workflow for expenses, and card spending controls for cards.

Pros

Moss is an absolute pleasure to use. Expense (reimbursement) submission is straightforward. Employees find claiming reimbursements and submitting card receipts really simple. We're finding compliance with submitting receipts pretty high. We're using the cards for more and more spend as the cards give so many options and are so easy to control. In finance the cards give us fantastic visibility of what's being spent. It's easy to load receipts and chase missing receipts. The card spending controls are pretty customisable, and we've used pretty much all the different card types for different use cases (virtual, physical, merchant cards, one time project cards). The email mailbox and auto matching of receipts is great for email receipts. Cashback on the card spend is great as well and has the potential to offset a fair amount of the platform fees.

Cons

No substantial negatives. There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but no more than you'd expect for any card provider or piece of software. I don't think it currently supports VAT reclaim for mileage in the UK.

Alternatives considered

[Pleo](https://www.capterra.com/p/160720/Pleo/)[ExpenseIn](https://www.capterra.com/p/153951/ExpenseIn/)[Expensify](https://www.capterra.com/p/97594/Expensify/)[webexpenses](https://www.capterra.com/p/140646/webexpenses/)[Payhawk](https://www.capterra.com/p/200192/Payhawk/)

Reason for choosing Moss

Lower cost and better pricing structure than Expensify, Pleo Better features (virtual cards, spending controls) than the cheaper options (webexpenses, ExpenseIn)

Review Source

Response from Moss

March 23, 2026

Hi Charlotte, Thank you for taking the time to share such a detailed review. We’re really pleased to hear that Moss has been a strong fit for your team, from simplifying expense submissions to improving visibility and control over card spend. It’s great to know your employees are finding it easy to use and that compliance with receipt submission has improved. We also appreciate your balanced feedback on areas where things can still improve, from occasional glitches to specific use cases like VAT reclaim on mileage. Insights like these are incredibly valuable as we continue to refine the platform and expand functionality and has been fed back to our product team. It’s especially rewarding to hear that Moss has been a meaningful step up from your previous processes and that the flexibility of cards and controls is delivering value for your finance team. If you’d ever like to share more detail or discuss any of your points further, feel free to reach out at reviews@getmoss.com.

GS

Giulia S.  
Finance Manager  
Architecture & Planning  
Used the software for: 1-2 years

### "Good Option for company cards"

March 12, 2026

4.0

Pros

Easy to use, smooth checking of transactions and addition/deletion of cards. Card holders can easily fill out the information and finance can easily check

Cons

Export to xero could be better as there are often slight mistakes between the two based on the dates. Also support could be a bit more responsive, they do not have a 24 hours support facility

Review Source

Response from Moss

March 17, 2026

Thank you for taking the time to share your feedback. We’re glad to hear that Moss is helping you stay on top of spend and making it easier to track card usage and missing receipts across your team. We also appreciate your comments on the Xero integration and support availability. Feedback like this is really valuable as we continue to improve both our integrations and overall experience. While our support team operates during set hours, you can reach us anytime via our chatbot for quick questions and requests, which is available 24/7. If you’d like to share more detail on the discrepancies you’ve noticed with Xero, we’d be happy to take a closer look. Feel free to reach out at reviews@getmoss.com.

VR

Verified Reviewer  
Principal Industrial Designer  
Consumer Electronics  
Used the software for: 2+ years

### "Moss receipt handling"

April 10, 2026

5.0

Overall, our experience with Moss has been very positive. It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes across the company. It’s particularly valuable for teams that travel frequently, as it removes a lot of the friction and admin involved. Over time it’s proven to be dependable, easy to adopt, and a clear improvement on older systems.

Pros

Having used Moss for several years now, it’s become a really reliable part of how we manage expenses as a team. The biggest advantage is how easy it makes capturing receipts and tracking spend, especially when travelling overseas. Instead of chasing paper receipts or trying to organise everything after the fact, you can just upload or snap them on the go, which saves a lot of time and hassle. It’s also very clear and intuitive to use, so people actually stick to the process, which isn’t always the case with expense tools.

Cons

There are a few areas where it could be a bit smoother. Occasionally the categorisation or matching of receipts needs manual correction, and some of the workflows could be slightly more flexible depending on how your company is set up. It’s not a major issue, but small usability improvements would make it even better.

Review Source

Response from Moss

April 15, 2026

Thank you for your detailed feedback and for using Moss over such a long period. It’s great to hear that receipt capture and ease of use have become a reliable part of how your team manages expenses, especially when travelling. Consistent adoption across teams is something we aim for, so it’s valuable to see that reflected in your experience. We also appreciate your comments on categorisation and workflow flexibility. Feedback like this helps us continue improving the product in practical ways. Thank you again for sharing your experience. If you ever have questions or would like to share more feedback, feel free to reach out at reviews@getmoss.com.

ZH

Zoe H.  
EA and Office Manager  
Hospital & Health Care  
Used the software for: 1-2 years

### "Straightforward corporate financing app"

November 13, 2025

5.0

Since introducing Moss at our company, our expenditure processes have significantly streamlined. Having the ability to create cards for each member of staff makes managing corporate finance easy. Designated authorisers ensures swift action and it's great that we can give staff autonomy to make purchases within defined parameters/budgets.

Pros

The interface is really user friendly and straightforward. I like that Moss has an both a desktop version as well as app. The app makes it super easy to add receipts to transactions on the go.

Cons

I like all the features that Moss has introduced, and everything is really fast and responsive so there isn't anything I dislike about Moss.

Switched from

[Pleo](https://www.capterra.com/p/160720/Pleo/)[Dext](https://www.capterra.com/p/160189/Dext/)

More comprehensive system that integrated both purchasing cards as well as expense management.

Review Source

Response from Moss

November 17, 2025

Thanks so much for your review as we really appreciate you taking the time! It’s great to hear that Moss has helped simplify your spending processes and that both the desktop and mobile versions are making things easier for your team. Creating cards for different team members and streamlining approvals is exactly what we’re here for, so we’re thrilled it’s working well for you. If you ever have feedback or ideas, we’d love to hear them. And if you'd be open to sharing more about your experience, feel free to reach out to us at reviews@getmoss.com. Thanks again for being part of the Moss community!

SP

Stefan P.  
FC  
Insurance  
Used the software for: 6-12 months

### "Great platform!"

November 14, 2025

5.0

The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and controlling spending around that. The Phone customer support is quick to access and it is able to handle multiple currencies. Their features keep developing too which is good.

Pros

it helps us automate and document a lot of daily processes very well. The use of their card function has helped out controls and visability.

Cons

It does not work as well with US entities. We cannot make payments to the US, unless it is by card which can be restrictive.

Alternatives considered

[Pleo](https://www.capterra.com/p/160720/Pleo/)

Reason for choosing Moss

The price was better than payhawk initially and supported us while we were smaller. Pleo was also a good alternative.

Review Source

Response from Moss

December 2, 2025

Thank you for taking the time to share your experience with Moss! We’re delighted to hear that our platform is helping you automate and document daily processes, and that features like card controls, approval flows, audit trails, reimbursements, and multi-currency handling have been valuable for your team. It’s also great to hear that our phone support has been quick and helpful. We appreciate your feedback regarding payments to US entities. Please note that AP payments to the US can be made with Pay with Moss. Please reach out to your CSM or our support team for guidance. If you’d like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com and we’ll follow up. Thanks again for being part of the Moss community!

JC

Julian C.  
Accounts Payable  
Retail  
Used the software for: Less than 6 months

### "Fantastic product"

November 14, 2025

5.0

Our setup and initiation from staff at Moss has been excellent and all issues and questions attended to quickly. So far it has performed well.

Pros

Moss has really been great at changing the way our staff spend in the UK and throught Europe and the USA. Easy to see the spend accross different departments. The product pricing for our company size was much more competitive than similar competitors offerings. Plus the cash back offer was a huge bonus to cover our finance costs. The invoice AI recognition works amazingly well and saves time having to input details into the expenses.

Cons

Unable to edit accounting details from the APP in the approval flow. Visibility of all the spend for our CFO to view quickly is not the easiest to see.

Switched from

[Pleo](https://www.capterra.com/p/160720/Pleo/)

Pricing increased substantially from the first year and Support from the customer support team was too slow.

Review Source

Response from Moss

December 2, 2025

Thank you for sharing your experience with Moss. We’re glad to hear the platform has helped your teams across regions, and that features like invoice AI, cash back, and onboarding have made a positive impact. We appreciate your feedback on the mobile experience and CFO visibility. The mobile app is currently optimised for spenders, but we’d love to understand how your team would use accounting edits on mobile so we can feed this into our roadmap. For CFO reporting, we recently launched scheduled exports for customers using their own BI tools, and we’re continuing to invest in our Insights module in 2026. If you’d like to share more or discuss your needs further, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community!

KR

Kevin R.  
National Account Manager  
Import and Export  
Used the software for: 1-2 years

### "Time saver"

December 1, 2025

5.0

My experience has been very positive so far so no complaints. It works equally well as a traditional credit card as well as from my Apple wallet.

Pros

I like the expenses reconciliation. Immediately uploading images of receipts directly after purchase save a laborious job at the end of the month not to mention the scramble to find receipts!

Cons

It's difficult to think of any negatives as my experience has been very positive so far so no complaints.

Switched from

[RiskRecon](https://www.capterra.com/p/192613/RiskRecon/)

The features in Moss are better for the holder as well as central management.

Review Source

Response from Moss

December 9, 2025

Hi Kevin, Thank you for sharing your experience with Moss. It is great to hear how immediate receipt uploads and smoother reconciliation have helped reduce end-of-month work and eliminated the scramble to find receipts. We are also glad to hear that Moss has worked well for you across both physical cards and Apple Wallet. If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community!

Aurélien Elimane G.  
CEO  
Insurance  
Used the software for: 1-2 years

### "Great and flexible tool for accounting and expense management"

July 15, 2025

5.0

It's been great so far. The product seems to continuously being worked on as we see new features being added regularly.

Pros

It is very user-friendly and flexible. It helped us streamline some of the work our Finance Team was doing. I like the fact that an unlimited number of users can have access to the platform and that the pricing is transactions based.

Cons

Sometimes encountered a few hiccups with managing the email forwarding feature but nothing really bad to report.

Switched from

[Spendesk](https://www.capterra.com/p/157515/Spendesk/)

The value for money of Moss vs. Spendesk in terms of the functionaliy offered. Spendesk was also quite cumbersome with multi-currency which was annoying.

Review Source

GS

Gabriel S.  
Account Executive  
Computer Software  
Used the software for: 1-2 years

### "Great time saver for the enduser (who doesn´t "speak" finance) "

September 28, 2025

5.0

Pros

This is my second company using Moss and I love it! As a user in field sales I have a lot of different expenses. And a lot of invoices. Moss helps me to clear my to dos quickly so I can focus on the important things. The value for the money is totally worth it.

Cons

Noting, I really love the functionality that moss uses. Maybe one thing: Not all companies use Moss and tbh they should! Pleo, Finway, etc. is nothing against Moss.

Switched from

[finway](https://www.capterra.com/p/214308/finway/)

Bad user experience. e.g I tried to upload a invoice and it was gone...

Review Source

Response from Moss

October 28, 2025

Hi Gabriel, Thank you for your fantastic review and for sharing your experience using Moss across multiple companies. We are delighted to hear that Moss helps simplify your expense and invoice management so you can focus on what matters most. It is great to know that the platform’s functionality and ease of use continue to meet your needs. If you’d like to share more or get involved in our customer programme, email reviews@getmoss.com and we’ll follow up. Thanks again for your trust and for being part of the Moss community!

TP

Tobias P.  
Director of Strategic Finance  
Computer Software  
Used the software for: 2+ years

### "Best tool for small & medium sized businesses to manage their spend! "

February 25, 2025

5.0

I really like using Moss - it makes our finance function so much more efficient

Pros

Very user-friendly for both Users and Administrators Gives users an easy-to-use tool to create credit cards (with super high acceptance), upload reimbursements and upload invoices, whilst allowing finance to stay in control.

Cons

The multi account setup could be improved (global reporting, approvals)

Switched from

[Spendesk](https://www.capterra.com/p/157515/Spendesk/)

Moss easier to use and better card acceptance

Review Source

Response from Moss

March 11, 2025

Hi Tobias, Thank you for your kind words! It’s really great to hear that Moss has made things easier for both your team and finance. We appreciate your feedback on the multi-account setup—continuous improvement is important to us, and we've already passed this on the product team. If you ever have any suggestions or need support, we’re always happy to help! Thanks, Asha

AR

Alisa R.  
Marketing Manager  
Oil & Energy  
Used the software for: 1-2 years

### "Marketing Manager"

July 16, 2025

5.0

Such a great tool for our team! Offeres flexibility and saves hours of documenting your spend. Recommend for usage in Marketing Departments.

Pros

Using Moss has completely transformed how our Marketing Department manages spending. Having our own dedicated Moss card has significantly reduced approval times, allowing us to act quickly and efficiently with suppliers—especially during high-demand periods like trade show season. The automated receipt and expense handling is incredibly user-friendly—uploading receipts, viewing transactions in real-time, and tracking spend is effortless. No more chasing paperwork or reconciling endless spreadsheets. Adjusting spend limits is quick and hassle-free, which is crucial when we’re dealing with dozens of vendors and manufacturers under tight deadlines. The flexibility is another major plus. With Moss cards integrated into Apple Pay, our team can make seamless purchases on the go during business travel—it’s absolutely irreplaceable. Overall, Moss has saved us hours of manual work and given us full control and visibility over our departmental budget.

Cons

Moss makes it incredibly easy to issue and use payment cards, which can be both a strength and a potential risk. Without clear internal controls, this convenience could lead to overspending or bypassed approvals. However, with proper spend limits, approval flows, and category restrictions in place, it becomes a powerful tool for fast and accountable purchasing.

Review Source

LG

Louis G.  
Key Account Manager  
Wholesale  
Used the software for: 1-2 years

### "Highly convenient and simple to use"

November 13, 2025

5.0

Moss has provided a seamless experience so far from an end user perspective; intuitive and easy to use both the app and the desktop site.

Pros

The app is highly convenient and easy to use on the move when putting through card transactions; pay, upload your receipt via the app and done. No messing about. You can even take the photo via the app to save further time and hassle. Comments can also be added onto transactions allowing you to provide context on payments if necessary.

Cons

Never had any issues with Moss. Flawless experience so far, much better than previous payment systems that I have used.

Review Source

Response from Moss

November 18, 2025

Hi Louis, thanks for the review. I really appreciate you taking the time. Great to hear the app’s been easy for you to use on the go and that uploading receipts and adding context has been straightforward. It’s also good to know everything’s been running smoothly for you compared with other systems you’ve used. If you're ever open to sharing more about your experience, just drop us a note at reviews@getmoss.com. Thanks again for being part of the Moss community!

DS

Diana S.  
Management  
Staffing and Recruiting  
Used the software for: 1-2 years

### "Moss easy to use"

November 13, 2025

5.0

Overall i find it easy to use, a game changer when it comes to petty cash. It requests my receipts the moment the payment hits. Amazing and so easy to use.

Pros

I love how responsive it is. Petty cash always had the potential to be wrong. This is an easy solution to keeping track and ensuring we keep to budgets set. The payment and reimbursement is also an amazing tool to ensure payments are received in a timely manner.

Cons

The only problem i have with my moss is sometimes i do just need cash. I have not experienced any other drawbacks.

Review Source

Response from Moss

November 17, 2025

Thanks for sharing your review, and it's great to hear that Moss helps you manage payments smoothly. You mentioned that there are moments when you simply need cash, and in this case it may help to contact our Support team at support@getmoss.com to discuss what options could work for your setup. Your feedback is appreciated and helps us keep improving. We’re always looking to highlight customers who enjoy using Moss and would be happy to share their experience with others. If you’d be open to this, please reach out to reviews@getmoss.com. Thanks again for being part of the Moss community!

KH

Kim H.  
Head of Strategic Operations and People  
Computer Software  
Used the software for: 2+ years

### "True game-changer for Finance Ops"

June 11, 2025

5.0

\- Very positive overall --> the support team is always friendly and helpful - Constant product improvements; tool is evolving - Big time-saver! Moss makes accounting and controlling workflows much more efficient

Pros

\- Very intuitive in its usage - Virtual credit cards; this makes tool management super simple and transparent - Accounting prep is super helpful for exporting clean records for the tax bureau (inkl. receipts) - Budgets for allocating transactions clearly and track spending easily - Prorating of invoices (like yearly SaaS licenses) - Employee reimbursements; especially the automated per diem for travel days

Cons

\- Currently no option to link credit cards directly to specific budgets (only transactions) - Customer support tends to be a bit slower these days (but still always helpful)

Review Source

SS

Shilan S.  
Partner  
Legal Services  
Used the software for: 1-2 years

### "Cannot fault Moss"

November 23, 2025

5.0

For the busy professional constantly on the move, Moss makes charging expenses on the business a simple and very quick process.

Pros

Expense management made very easy. Pay by Amos’s, scan the receipt, easily complete description and allocation and that’s it. No slips or other forms to complete.

Cons

For business expenses, I cannot fault it. No need to retain the receipt once scanned it and the rest is for your accounts department to review

Review Source

Response from Moss

December 9, 2025

Thank you for sharing your experience with Moss. It is great to hear how easy expense management has become for you and how features like receipt scanning, quick descriptions, and allocations are helping simplify business expenses on the move. We are really glad the workflow is saving you time and reducing manual effort. If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community!

AA

Alessandro A.  
E-Commerce Consultant  
Marketing and Advertising  
Used the software for: 2+ years

### "Finally, a simple and digitally optimised way to manage expenses"

July 12, 2025

4.0

As a user, my overall experience with Moss is very positive. It really simplifies expenses and reimbursements, letting me focus more on my actual work instead of paperwork.

Pros

I particularly like the mobile image upload feature, because it lets me upload receipts via mobile directly after the purchase, so I don’t have to collect them or worry about losing them before uploading

Cons

Logging in on desktop could be smoother. I’d prefer having the option to receive a login code via email instead of needing to access the mobile app every time. That way, I’m not blocked if my phone isn’t nearby

Review Source

TV

Thomas V.  
Head of Marketing  
Marketing and Advertising  
Used the software for: 2+ years

### "Most intuitive financials app for your business"

June 18, 2025

5.0

Very good! Respond quickly to enquiries, never have issues with the app, mobile works well. The ease in which you can generate virtual cards is a blessing.

Pros

The ease of use. Yes, you have to do 2FA a lot of the times, but it's an app around money, so that's needed! Everything looks simple, minimal, good, easy to use. You can drag screenshots as invoices everywhere, asking for new cards is easy, the overview of what you have in terms of budget and cards is good. It's just really intuitive and easy to work with.

Cons

I can't always find the invoice forwarding email. I don't always have a super clear view on which team mates own or have ordered which cards, so that limits my view in terms of budget per person a bit.

Review Source

SR

Sasa R.  
Maintenance  
Hospitality  
Used the software for: 1-2 years

### "Best business app "

June 12, 2025

5.0

My experience with Moss is fantastic, i can recommend it to everyone, don't wait too much, go for it.

Pros

Very easy to use, and very simple and smart app. Helping us a lot every day and in daily work, and make our work and life more enjoyable.

Cons

Nothing at all, super good experience, I never had any problems with this application, everything goes smoothly

Review Source

SW

Sholto W.  
Project Manager  
Construction  
Used the software for: 6-12 months

### "Moss has transformed our business expenses process"

November 13, 2025

5.0

Pros

It's so quick to take a photo of your receipt after every transaction. Previously we had a manual system where at the end of each month we had to collect photos of reciepts together and email to someone who would then manually add it up. Moss is so efficient.

Cons

You have to have internet connection to log in and upload receipts - would be helpful if you could do it offline which would then sync when you get signal again.

Review Source

NB

Nikola B.  
Operations Analyst  
Logistics and Supply Chain  
Used the software for: 6-12 months

### "Amazing stuff!"

September 25, 2025

5.0

Amazing and easy to use tool! So far, I have not had any issues at all with using Moss. It is really one of the best tools I have used for this purpose.

Pros

I love how easy it is to use Moss! Creating new reimbursement requests or monthly spending cards is super easy, as is uploading receipts.

Cons

I really can't think of anything to say here! Maybe sometimes I find issues with picking a cost center as it can switch post purchase but that is it.

Review Source

AG

Alexander G.  
CTO  
Health, Wellness and Fitness  
Used the software for: 1-2 years

### "Huge time saver"

June 20, 2025

5.0

As a budget owner, Moss helps me manage expenses and automate accounting. I especially like the automated matching of invoices I receive via email to cost centers.

Pros

I am very pleased to keep expenses under control with individual credit cards per subscription. Also, I no longer have to upload an invoice for all payments. Matching invoices provided via email is a huge time saver.

Cons

Not all invoices can be matched to cost centers yet because there is no standard, but the matching is improving step by step.

Review Source

EA

Eelco A.  
allround  
Telecommunications  
Used the software for: 2+ years

### "4 stars great app"

June 11, 2025

4.0

Great app, works easy for me as employee, i imagine for employers it can be costly but it's worth the investment, saves a lot of hastle

Pros

It's easy to use, the app works well, as employee it's quick and easy to do your admin. Payments with card work well.

Cons

I just like the app, it's easy to use, sometimes it happens you get a few reminders to upload a payment detail.

Review Source

AK

Arne K.  
VP Growth  
Real Estate  
Used the software for: 1-2 years

### "Has made handling receipts much easier "

February 26, 2025

5.0

Full company using moss for receipt management, invoice approval and to enable distributed spend. Would recommend for companies like ours!

Pros

We use Moss at Enter for now about a year and we are quite satisfied with it. I am VP Growth here and for me it has made handling receipts much easier (especially sending fotos of the receipt to an email address for automated matching) as well as having people in my team simply request a one off card for specific expenses.

Cons

The Customer Success Team could train customers even more on using the software fully - still see cards floting around Slack for no reasons

Review Source

Response from Moss

March 11, 2025

Hi Arne, Thanks for your feedback! It’s great to hear that Moss has made things smoother for your team. We appreciate the note about training—we'll pass this onto our CS team. If you ever need anything or have more thoughts to share, we’re happy to help!

CJ

Christoph J.  
Head of Sales  
Apparel & Fashion  
Used the software for: Less than 6 months

### "Effortless Spend Management – A Must for Any Startup"

March 10, 2025

5.0

Moss has completely changed how we handle expenses at our startup. As Head of Sales, I want my team to focus on closing deals, not on paperwork. With Moss, they can spend what they need within limits, and I have full visibility without any extra admin work. No more chasing receipts or waiting for approvals. It’s hands down the best spend management tool I’ve used, and I’d recommend it to any growing business looking to streamline finances effortlessly.

Pros

Moss makes expense management incredibly simple. I can issue virtual and physical cards instantly, set spending limits, and track expenses in real-time—all without involving finance. The automation in categorizing expenses and reconciling transactions saves so much time. No more manual approvals or messy reimbursement processes. Everything is structured and runs smoothly in the background.

Cons

There’s honestly not much to complain about. If I had to pick something, it would be that deeper integrations with CRM tools could be useful for tracking sales-related expenses even more efficiently, but this is mostly related to my job as head of sales. But overall, Moss does exactly what we need it to do.

Review Source

Response from Moss

March 11, 2025

Hi Christoph, Thanks for your honest review! Always nice to hear real-life examples of our product in use :) We've logged some of your input around sales-related expenses and deeper CRM integrations. Your feedback is very much appreciated! Thanks, Asha

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