# Moss Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Moss the right Expense Report solution for you? Explore 234 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/211744/getmoss/reviews --- Moss 4.9 (234) [View alternatives](https://www.capterra.com/p/211744/getmoss/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated April 15th, 2026 # Reviews of Moss Ease of use 4.9 Customer Service 4.7 ## Pros and Cons in Reviews Marko K Project and IT ManagerRenewables & Environment, 11 - 50 employeesUsed the software for: 6-12 months. “It’s also a good tool for managing recurring software payments, making expense management and payment processing much easier. And it's super convenient to use the moss app to upload receipts right away and connect them to the transaction.“ September 30, 2025 Charlotte P Head of FinanceInformation Technology and Services, 51 - 200 employeesUsed the software for: 6-12 months. “There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but no more than you'd expect for any card provider or piece of software.“ March 13, 2026 Matthew G Global Privacy OfficerManagement Consulting, 201 - 500 employeesUsed the software for: 1-2 years. “I appreciate having all information in one place and the ability to assign receipts to projects, although connectivity issues occasionally cause uploading problems.“ March 12, 2026 GS Giulia S Finance ManagerArchitecture & Planning, 51 - 200 employeesUsed the software for: 1-2 years. “Export to xero could be better as there are often slight mistakes between the two based on the dates.“ March 12, 2026 SP Stefan P FCInsurance, 51 - 200 employeesUsed the software for: 6-12 months. “The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and controlling spending around that.“ November 14, 2025 Charlotte P Head of FinanceInformation Technology and Services, 51 - 200 employeesUsed the software for: 6-12 months. “I don't think it currently supports VAT reclaim for mileage in the UK.“ March 13, 2026 Owen H Principal Industrial DesignerConsumer Electronics, 11 - 50 employeesUsed the software for: More than 2 years. “It’s significantly better than traditional methods of collecting and managing receipts, and it’s helped streamline our expense processes across the company.“ April 10, 2026 LU Luka U Atlassian ConsultantInformation Technology and Services, 51 - 200 employeesUsed the software for: 1-2 years. “Nothing major comes to my mind. Except once the transaction was declined in my home country continuously, possibly as the processing method wasn't accepted by the local bank and that was quite annoying.“ October 2, 2025 ## Showing most helpful reviews Showing 1-25 of 234 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Chirag S. CFO Retail Used the software for: 2+ years ### "Highly recommended all in one expense management platform (including payments!)" March 19, 2026 5.0 Pros Fantastic all in one solution for managing corporate credit cards, reimbursements and invoices through a single platform. Works extremely well with our HR software (Charlie HR) as well as our Accounting Platform (Xero). Has good approval flows and the ability to make payments through the platform (including scheduled payments). All in it's highly recommended if your looking to upgrade your finance tech stack! Last thing is that their customer service team is fantastic as well as their product team who are always receptive to receiving feedback, which is often added added to their product roadmap. Cons If I'm honest not much, we've been one of their first customers in the UK and I can only a very positive experience Alternatives considered [Spendesk](https://www.capterra.com/p/157515/Spendesk/)[Telleroo](https://www.capterra.com/p/178103/Telleroo-Bulk-Payments/)[Cledara](https://www.capterra.com/p/186708/Cledara/)[Payhawk](https://www.capterra.com/p/200192/Payhawk/) Reason for choosing Moss Felt like the team and product was the closest fit to what I was looking for Switched from [Pleo](https://www.capterra.com/p/160720/Pleo/) Very fragmented manual processes with several different options Review Source Response from Moss March 24, 2026 Hi Chirag, Thank you for taking the time to share such detailed feedback. We’re really pleased to hear that Moss is delivering value across your finance workflows. Love hearing how integrations with tools like Xero and Charlie HR are working well for your team and features like approval flows and scheduled payments are supporting your processes. We also appreciate your kind words about both our customer and product teams as that means a lot and has been shared internally! Thanks again for your continued trust and for being one of our early customers in the UK. Charlotte P. Head of Finance Information Technology and Services Used the software for: 6-12 months ### "We love it" March 13, 2026 5.0 Overall we love Moss. We originally went out looking for just an expense reclaim system, but went with Moss rather than an expenses only system as we could see the potential in the virtual card system. For expenses, our employees love it, it's a huge improvement on the manual systems we were using before. Worth being aware that the system doesn't really support policing limits on individual purchases (eg £X for dinner or hotel) so you need to use the other control features it has such as the approval workflow for expenses, and card spending controls for cards. Pros Moss is an absolute pleasure to use. Expense (reimbursement) submission is straightforward. Employees find claiming reimbursements and submitting card receipts really simple. We're finding compliance with submitting receipts pretty high. We're using the cards for more and more spend as the cards give so many options and are so easy to control. In finance the cards give us fantastic visibility of what's being spent. It's easy to load receipts and chase missing receipts. The card spending controls are pretty customisable, and we've used pretty much all the different card types for different use cases (virtual, physical, merchant cards, one time project cards). The email mailbox and auto matching of receipts is great for email receipts. Cashback on the card spend is great as well and has the potential to offset a fair amount of the platform fees. Cons No substantial negatives. There have been a few minor glitches along the way (the odd card payment which hasn't worked, an expense submission which has got frozen) but no more than you'd expect for any card provider or piece of software. I don't think it currently supports VAT reclaim for mileage in the UK. Alternatives considered [Pleo](https://www.capterra.com/p/160720/Pleo/)[ExpenseIn](https://www.capterra.com/p/153951/ExpenseIn/)[Expensify](https://www.capterra.com/p/97594/Expensify/)[webexpenses](https://www.capterra.com/p/140646/webexpenses/)[Payhawk](https://www.capterra.com/p/200192/Payhawk/) Reason for choosing Moss Lower cost and better pricing structure than Expensify, Pleo Better features (virtual cards, spending controls) than the cheaper options (webexpenses, ExpenseIn) Review Source Response from Moss March 23, 2026 Hi Charlotte, Thank you for taking the time to share such a detailed review. We’re really pleased to hear that Moss has been a strong fit for your team, from simplifying expense submissions to improving visibility and control over card spend. It’s great to know your employees are finding it easy to use and that compliance with receipt submission has improved. We also appreciate your balanced feedback on areas where things can still improve, from occasional glitches to specific use cases like VAT reclaim on mileage. Insights like these are incredibly valuable as we continue to refine the platform and expand functionality and has been fed back to our product team. It’s especially rewarding to hear that Moss has been a meaningful step up from your previous processes and that the flexibility of cards and controls is delivering value for your finance team. If you’d ever like to share more detail or discuss any of your points further, feel free to reach out at reviews@getmoss.com. GS Giulia S. Finance Manager Architecture & Planning Used the software for: 1-2 years ### "Good Option for company cards" March 12, 2026 4.0 Pros Easy to use, smooth checking of transactions and addition/deletion of cards. Card holders can easily fill out the information and finance can easily check Cons Export to xero could be better as there are often slight mistakes between the two based on the dates. Also support could be a bit more responsive, they do not have a 24 hours support facility Review Source Response from Moss March 17, 2026 Thank you for taking the time to share your feedback. We’re glad to hear that Moss is helping you stay on top of spend and making it easier to track card usage and missing receipts across your team. We also appreciate your comments on the Xero integration and support availability. Feedback like this is really valuable as we continue to improve both our integrations and overall experience. While our support team operates during set hours, you can reach us anytime via our chatbot for quick questions and requests, which is available 24/7. If you’d like to share more detail on the discrepancies you’ve noticed with Xero, we’d be happy to take a closer look. Feel free to reach out at reviews@getmoss.com. ZH Zoe H. EA and Office Manager Hospital & Health Care Used the software for: 1-2 years ### "Straightforward corporate financing app" November 13, 2025 5.0 Since introducing Moss at our company, our expenditure processes have significantly streamlined. Having the ability to create cards for each member of staff makes managing corporate finance easy. Designated authorisers ensures swift action and it's great that we can give staff autonomy to make purchases within defined parameters/budgets. Pros The interface is really user friendly and straightforward. I like that Moss has an both a desktop version as well as app. The app makes it super easy to add receipts to transactions on the go. Cons I like all the features that Moss has introduced, and everything is really fast and responsive so there isn't anything I dislike about Moss. Switched from [Pleo](https://www.capterra.com/p/160720/Pleo/)[Dext](https://www.capterra.com/p/160189/Dext/) More comprehensive system that integrated both purchasing cards as well as expense management. Review Source Response from Moss November 17, 2025 Thanks so much for your review as we really appreciate you taking the time! It’s great to hear that Moss has helped simplify your spending processes and that both the desktop and mobile versions are making things easier for your team. Creating cards for different team members and streamlining approvals is exactly what we’re here for, so we’re thrilled it’s working well for you. If you ever have feedback or ideas, we’d love to hear them. And if you'd be open to sharing more about your experience, feel free to reach out to us at reviews@getmoss.com. Thanks again for being part of the Moss community! SP Stefan P. FC Insurance Used the software for: 6-12 months ### "Great platform!" November 14, 2025 5.0 The spend management platform is very helpful in our business for Approval flows, audit trails, reimbursements and the creation of cards and controlling spending around that. The Phone customer support is quick to access and it is able to handle multiple currencies. Their features keep developing too which is good. Pros it helps us automate and document a lot of daily processes very well. The use of their card function has helped out controls and visability. Cons It does not work as well with US entities. We cannot make payments to the US, unless it is by card which can be restrictive. Alternatives considered [Pleo](https://www.capterra.com/p/160720/Pleo/) Reason for choosing Moss The price was better than payhawk initially and supported us while we were smaller. Pleo was also a good alternative. Review Source Response from Moss December 2, 2025 Thank you for taking the time to share your experience with Moss! We’re delighted to hear that our platform is helping you automate and document daily processes, and that features like card controls, approval flows, audit trails, reimbursements, and multi-currency handling have been valuable for your team. It’s also great to hear that our phone support has been quick and helpful. We appreciate your feedback regarding payments to US entities. Please note that AP payments to the US can be made with Pay with Moss. Please reach out to your CSM or our support team for guidance. If you’d like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com and we’ll follow up. Thanks again for being part of the Moss community! JC Julian C. Accounts Payable Retail Used the software for: Less than 6 months ### "Fantastic product" November 14, 2025 5.0 Our setup and initiation from staff at Moss has been excellent and all issues and questions attended to quickly. So far it has performed well. Pros Moss has really been great at changing the way our staff spend in the UK and throught Europe and the USA. Easy to see the spend accross different departments. The product pricing for our company size was much more competitive than similar competitors offerings. Plus the cash back offer was a huge bonus to cover our finance costs. The invoice AI recognition works amazingly well and saves time having to input details into the expenses. Cons Unable to edit accounting details from the APP in the approval flow. Visibility of all the spend for our CFO to view quickly is not the easiest to see. Switched from [Pleo](https://www.capterra.com/p/160720/Pleo/) Pricing increased substantially from the first year and Support from the customer support team was too slow. Review Source Response from Moss December 2, 2025 Thank you for sharing your experience with Moss. We’re glad to hear the platform has helped your teams across regions, and that features like invoice AI, cash back, and onboarding have made a positive impact. We appreciate your feedback on the mobile experience and CFO visibility. The mobile app is currently optimised for spenders, but we’d love to understand how your team would use accounting edits on mobile so we can feed this into our roadmap. For CFO reporting, we recently launched scheduled exports for customers using their own BI tools, and we’re continuing to invest in our Insights module in 2026. If you’d like to share more or discuss your needs further, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community! MA Marta A. Team Lead Finance and Ops Computer Software Used the software for: 2+ years ### "Moss made our processes way easier to follow" June 18, 2025 5.0 Pros We've been using Moss for years now, and I couldn't be happier with the experience. The platform is intuitive, reliable, and has significantly streamlined our financial processes. The fact that they now allow to make payments directly via Moss (e.g., for invoices) has also been a game changer for us. Cons UI could be clearer (confusing sometimes to find data to export between different menus - Invoices, Payments, Reimbursements etc.) Alternatives considered [Pleo](https://www.capterra.com/p/160720/Pleo/)[Spendesk](https://www.capterra.com/p/157515/Spendesk/)[finway](https://www.capterra.com/p/214308/finway/) Reason for choosing Moss All-in-one solutions fitting all of our need (especially in terms of reporting automation) Review Source KR Kevin R. National Account Manager Import and Export Used the software for: 1-2 years ### "Time saver" December 1, 2025 5.0 My experience has been very positive so far so no complaints. It works equally well as a traditional credit card as well as from my Apple wallet. Pros I like the expenses reconciliation. Immediately uploading images of receipts directly after purchase save a laborious job at the end of the month not to mention the scramble to find receipts! Cons It's difficult to think of any negatives as my experience has been very positive so far so no complaints. Switched from [RiskRecon](https://www.capterra.com/p/192613/RiskRecon/) The features in Moss are better for the holder as well as central management. Review Source Response from Moss December 9, 2025 Hi Kevin, Thank you for sharing your experience with Moss. It is great to hear how immediate receipt uploads and smoother reconciliation have helped reduce end-of-month work and eliminated the scramble to find receipts. We are also glad to hear that Moss has worked well for you across both physical cards and Apple Wallet. If you would like to share more or get involved in our customer programme, feel free to reach out at reviews@getmoss.com. Thanks again for being part of the Moss community! Aurélien Elimane G. CEO Insurance Used the software for: 1-2 years ### "Great and flexible tool for accounting and expense management" July 15, 2025 5.0 It's been great so far. The product seems to continuously being worked on as we see new features being added regularly. Pros It is very user-friendly and flexible. It helped us streamline some of the work our Finance Team was doing. I like the fact that an unlimited number of users can have access to the platform and that the pricing is transactions based. Cons Sometimes encountered a few hiccups with managing the email forwarding feature but nothing really bad to report. Switched from [Spendesk](https://www.capterra.com/p/157515/Spendesk/) The value for money of Moss vs. Spendesk in terms of the functionaliy offered. Spendesk was also quite cumbersome with multi-currency which was annoying. Review Source GS Gabriel S. Account Executive Computer Software Used the software for: 1-2 years ### "Great time saver for the enduser (who doesn´t "speak" finance) " September 28, 2025 5.0 Pros This is my second company using Moss and I love it! As a user in field sales I have a lot of different expenses. And a lot of invoices. Moss helps me to clear my to dos quickly so I can focus on the important things. The value for the money is totally worth it. Cons Noting, I really love the functionality that moss uses. Maybe one thing: Not all companies use Moss and tbh they should! Pleo, Finway, etc. is nothing against Moss. Switched from [finway](https://www.capterra.com/p/214308/finway/) Bad user experience. e.g I tried to upload a invoice and it was gone... Review Source Response from Moss October 28, 2025 Hi Gabriel, Thank you for your fantastic review and for sharing your experience using Moss across multiple companies. We are delighted to hear that Moss helps simplify your expense and invoice management so you can focus on what matters most. It is great to know that the platform’s functionality and ease of use continue to meet your needs. If you’d like to share more or get involved in our customer programme, email reviews@getmoss.com and we’ll follow up. Thanks again for your trust and for being part of the Moss community! AR Alisa R. Marketing Manager Oil & Energy Used the software for: 1-2 years ### "Marketing Manager" July 16, 2025 5.0 Such a great tool for our team! Offeres flexibility and saves hours of documenting your spend. Recommend for usage in Marketing Departments. Pros Using Moss has completely transformed how our Marketing Department manages spending. Having our own dedicated Moss card has significantly reduced approval times, allowing us to act quickly and efficiently with suppliers—especially during high-demand periods like trade show season. The automated receipt and expense handling is incredibly user-friendly—uploading receipts, viewing transactions in real-time, and tracking spend is effortless. No more chasing paperwork or reconciling endless spreadsheets. Adjusting spend limits is quick and hassle-free, which is crucial when we’re dealing with dozens of vendors and manufacturers under tight deadlines. The flexibility is another major plus. With Moss cards integrated into Apple Pay, our team can make seamless purchases on the go during business travel—it’s absolutely irreplaceable. Overall, Moss has saved us hours of manual work and given us full control and visibility over our departmental budget. Cons Moss makes it incredibly easy to issue and use payment cards, which can be both a strength and a potential risk. Without clear internal controls, this convenience could lead to overspending or bypassed approvals. However, with proper spend limits, approval flows, and category restrictions in place, it becomes a powerful tool for fast and accountable purchasing. Review Source LG Louis G. Key Account Manager Wholesale Used the software for: 1-2 years ### "Highly convenient and simple to use" November 13, 2025 5.0 Moss has provided a seamless experience so far from an end user perspective; intuitive and easy to use both the app and the desktop site. Pros The app is highly convenient and easy to use on the move when putting through card transactions; pay, upload your receipt via the app and done. No messing about. You can even take the photo via the app to save further time and hassle. Comments can also be added onto transactions allowing you to provide context on payments if necessary. Cons Never had any issues with Moss. Flawless experience so far, much better than previous payment systems that I have used. Review Source Response from Moss November 18, 2025 Hi Louis, thanks for the review. I really appreciate you taking the time. Great to hear the app’s been easy for you to use on the go and that uploading receipts and adding context has been straightforward. It’s also good to know everything’s been running smoothly for you compared with other systems you’ve used. If you're ever open to sharing more about your experience, just drop us a note at reviews@getmoss.com. Thanks again for being part of the Moss community! KH Kim H. Head of Strategic Operations and People Computer Software Used the software for: 2+ years ### "True game-changer for Finance Ops" June 11, 2025 5.0 \- Very positive overall --> the support team is always friendly and helpful - Constant product improvements; tool is evolving - Big time-saver! Moss makes accounting and controlling workflows much more efficient Pros \- Very intuitive in its usage - Virtual credit cards; this makes tool management super simple and transparent - Accounting prep is super helpful for exporting clean records for the tax bureau (inkl. receipts) - Budgets for allocating transactions clearly and track spending easily - Prorating of invoices (like yearly SaaS licenses) - Employee reimbursements; especially the automated per diem for travel days Cons \- Currently no option to link credit cards directly to specific budgets (only transactions) - Customer support tends to be a bit slower these days (but still always helpful) Review Source EL Eifion L. Marketing Specialist Biotechnology Used the software for: 1-2 years ### "Super easy and accelerates credit card receipt reconciliation " November 13, 2025 5.0 Moss is so much easier than our previous manual process, it saves countless hours searching and is easier to administer throughout the month, rather than waiting till the month end. Any time I've needed any help, Moss have been very responsive too. Pros The ability to both upload and email-in invoices and receipts make it so easy and a delight to use, Moss quickly matched the receipts and invoices automatically Cons Sometimes the logging in process falls over, I think that is more down to my work phone that the moss platform though Review Source Response from Moss November 17, 2025 Hi Eifion, thanks for your review. It’s great to hear Moss is making receipt matching and invoice handling smoother and saving you time each month. We’ve noted your comment about occasional login issues and our support team can help look into that if it keeps happening. Reach out via support@getmoss.com. If you're open to sharing your experience further, just drop us a note at reviews@getmoss.com. Thanks again for being part of the Moss community! EP Erik P. Robotics Engineer Industrial Automation Used the software for: 1-2 years ### "Efficient expense management" November 12, 2025 5.0 Efficient expense management, nice to use. A mobile app for when on the fly is a nice touch. I find it easy to use. Was very easy to get used to it. Pros It makes it simple to get reimbursed. I love the auto-detection of invoice contents. Different currencies handled with ease. Getting a virtual credit card was easy. Cons The only real downside I remember facing was the uploading of multiple invoices has to be done one by one. There was no batch upload. Review Source Response from Moss November 18, 2025 Hi Erik, thanks for your review. It’s great to hear Moss has made reimbursements straightforward and that features like auto detection and multi currency support are helping in your day to day. On your point about uploading multiple invoices, you can select and upload several files at once via the inbox, and also send multiple invoices by email. If this doesn't resolve your issue, please do reach out to your CSM or our support team via support@getmoss.com as our team’s always happy to help. If you’d be open to sharing your experience further, just drop us a note at reviews@getmoss.com. Thanks again for being part of the Moss community! AA Alessandro A. E-Commerce Consultant Marketing and Advertising Used the software for: 2+ years ### "Finally, a simple and digitally optimised way to manage expenses" July 12, 2025 4.0 As a user, my overall experience with Moss is very positive. It really simplifies expenses and reimbursements, letting me focus more on my actual work instead of paperwork. Pros I particularly like the mobile image upload feature, because it lets me upload receipts via mobile directly after the purchase, so I don’t have to collect them or worry about losing them before uploading Cons Logging in on desktop could be smoother. I’d prefer having the option to receive a login code via email instead of needing to access the mobile app every time. That way, I’m not blocked if my phone isn’t nearby Review Source JR Jutta R. project manager Hospitality Used the software for: 1-2 years ### "Easy to use and very useful" June 16, 2025 5.0 simple and easy to use, makes my life easier. I've had other similar products, but this one is the easiest to use. Pros Easy to use, whether from a mobile phone or laptop. I can simply upload a photo and the app does the rest itself – very practical. Cons I use it on both my phone and laptop, which means I can access it no matter where I am. Uploading receipts is easy—just snap a photo with the app on my phone. It also makes it easy to keep an overview of all my transactions. What I especially value is the high level of security: logging in requires confirmation directly through the app. Review Source XM Xose M. Packaging supply chain manager Logistics and Supply Chain Used the software for: 6-12 months ### "Great tool" October 14, 2025 5.0 Pros Easy to use, easy to understand and maintain. Really helpful when it comes to automating complex approval flows for invoices. Cons Redirecting an incorrectly received invoice can at times require manual fields to be entered, which could be automated. Review Source CS Coen S. Project Manager Hospital & Health Care Used the software for: 1-2 years ### "Great value, ease of use" June 25, 2025 5.0 Overall, I can surely recommend Moss. Great value product with high ease of use. Pros Ease of use of virtual credit cards, option to set limits, cost control, great overview. Support and CS also good. Cons Not accepted at all places/countries, When increasing CC with yearly limit, it takes effect Jan 1st. Review Source SW Sholto W. Project Manager Construction Used the software for: 6-12 months ### "Moss has transformed our business expenses process" November 13, 2025 5.0 Pros It's so quick to take a photo of your receipt after every transaction. Previously we had a manual system where at the end of each month we had to collect photos of reciepts together and email to someone who would then manually add it up. Moss is so efficient. Cons You have to have internet connection to log in and upload receipts - would be helpful if you could do it offline which would then sync when you get signal again. Review Source SC Sol C. Business Administrator Program Development Used the software for: 1-2 years ### "Recommend!" June 13, 2025 5.0 Pros The app Moss is intuitive, very easy to navigate, and the clean interface makes it quick to understand. Cons Some parts of the Moss app felt a bit limited or unclear, and I think a few areas could be improved. Review Source NB Nikola B. Operations Analyst Logistics and Supply Chain Used the software for: 6-12 months ### "Amazing stuff!" September 25, 2025 5.0 Amazing and easy to use tool! So far, I have not had any issues at all with using Moss. It is really one of the best tools I have used for this purpose. Pros I love how easy it is to use Moss! Creating new reimbursement requests or monthly spending cards is super easy, as is uploading receipts. Cons I really can't think of anything to say here! Maybe sometimes I find issues with picking a cost center as it can switch post purchase but that is it. Review Source PA Pedro A. SCM and Quality Operations Manager Apparel & Fashion Used the software for: 1-2 years ### "Quick and Easy Expenses Management" September 1, 2025 5.0 Great tool for expense management. Practical and friendly user. Offer the ability to have a virtual credit card within the app. Pros Versatility and reliability, the platform and its app are very practical and well-connected, allowing the user to quickly process transactions and budget availability, and accurate oversight of the expenses to prepare the expense report after a company travel in a fast and easy way. Cons The per Diems are not updated or reflect the actual price scenarios for some cities, and that don't give too much room at the moment of the reporting. Review Source AG Alexander G. CTO Health, Wellness and Fitness Used the software for: 1-2 years ### "Huge time saver" June 20, 2025 5.0 As a budget owner, Moss helps me manage expenses and automate accounting. I especially like the automated matching of invoices I receive via email to cost centers. Pros I am very pleased to keep expenses under control with individual credit cards per subscription. Also, I no longer have to upload an invoice for all payments. Matching invoices provided via email is a huge time saver. Cons Not all invoices can be matched to cost centers yet because there is no standard, but the matching is improving step by step. Review Source CJ Christoph J. Head of Sales Apparel & Fashion Used the software for: Less than 6 months ### "Effortless Spend Management – A Must for Any Startup" March 10, 2025 5.0 Moss has completely changed how we handle expenses at our startup. As Head of Sales, I want my team to focus on closing deals, not on paperwork. With Moss, they can spend what they need within limits, and I have full visibility without any extra admin work. No more chasing receipts or waiting for approvals. It’s hands down the best spend management tool I’ve used, and I’d recommend it to any growing business looking to streamline finances effortlessly. Pros Moss makes expense management incredibly simple. I can issue virtual and physical cards instantly, set spending limits, and track expenses in real-time—all without involving finance. The automation in categorizing expenses and reconciling transactions saves so much time. No more manual approvals or messy reimbursement processes. Everything is structured and runs smoothly in the background. Cons There’s honestly not much to complain about. If I had to pick something, it would be that deeper integrations with CRM tools could be useful for tracking sales-related expenses even more efficiently, but this is mostly related to my job as head of sales. But overall, Moss does exactly what we need it to do. Review Source Response from Moss March 11, 2025 Hi Christoph, Thanks for your honest review! Always nice to hear real-life examples of our product in use :) We've logged some of your input around sales-related expenses and deeper CRM integrations. Your feedback is very much appreciated! 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