--- title: "MineralTree TotalAP Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about MineralTree TotalAP Software - reviews, pricing plans, popular comparisons to other Accounting products and more." source_url: "https://www.capterra.com/p/212630/MineralTree-Invoice-to-Pay/" page_type: "product" language: "en" --- # MineralTree TotalAP Software Review 2026: Features, Integrations, Pros & Cons Last updated on August 3, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) MineralTree TotalAP ## What is MineralTree TotalAP? MineralTree provides secure, easy-to-use, end-to-end Accounts Payable and payment automation solutions that reduce costs by more than 75%, increase visibility and control, mitigate fraud and risk, while improving cash flow. More than 2,000 mid-sized companies, as well as more than 25 financial institutions, rely on MineralTree to help transform the finance function from a cost center to a profit center. With MineralTree, you can be up and running in days or weeks. ## What is MineralTree TotalAP used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Accounting](https://www.capterra.com/accounting-software/) Top alternative Featured Overall rating Based on 77 user reviews Reviews sentiment Positive 92% Neutral 6% Negative 1% Starting price $5000 Usage Based, Per Year Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for MineralTree TotalAP?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.globalpayments.com/&name=MineralTree TotalAP) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### MineralTree TotalAP 4.4 (77) VS. [4.2 (2,057)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting Price $5000 Usage Based, Per Year Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (77) Ease Of Use 4.0 (7,727) Value For Money 4.4 (69) Value For Money 3.9 (6,636) Customer Service 4.6 (70) Customer Service 3.8 (6,341) ## MineralTree TotalAP alternatives [4.4 (678)](https://www.capterra.com/p/163115/Zoho-Books/reviews/) Starting price $20.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 89% of reviewers rated it above 4 stars Highest Rated [4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [4.3 (713)](https://www.capterra.com/p/76/Intacct/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 86% of reviewers rated it above 4 stars [4.0 (623)](https://www.capterra.com/p/174753/Sage-50cloud/reviews/) Starting price $124.42 Per User, Per Month Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars ## FAQs about MineralTree TotalAP Overview ### What problems does MineralTree TotalAP solve? MineralTree TotalAP solves paper-heavy, slow accounts payable workflows by automating invoice capture, approval routing, document storage, and payments. It reduces lost invoices, manual data entry, signature chasing, status-check emails, and check printing. Accounting teams, AP staff, department approvers, CFOs, and remote finance organizations benefit most from faster, controlled invoice-to-pay processing. Answer based on 49 reviews Overview ### Which roles and teams benefit most from MineralTree TotalAP? MineralTree TotalAP is most used by finance leaders, accounting managers, and accounts payable teams that need tighter control over invoice processing, approvals, and payments. Controllers, CFOs, and CEOs use it for cash visibility and oversight, while accountants, specialists, and administrative staff streamline data entry, vendor payments, and audit-ready workflows. Answer based on 73 reviews Talk to an expert ### More questions? Ask our experts Overview ### What company size and specific industries is MineralTree TotalAP built for? MineralTree TotalAP is designed for mid-sized companies that want to improve accounts payable and payment processing, reduce fraud, increase visibility and control over costs, and manage cash flow more effectively. The vendor description does not name specific industries, so its target audience is defined by company size rather than sector. Features and Usability ### What are the key features of MineralTree TotalAP? MineralTree TotalAP includes core accounts payable features such as invoice management with OCR-based data capture, document storage, approval process control, and payment processing for ACH and checks. Differentiating capabilities include accounting integrations and API syncing, duplicate payment alerts, audit trails, and mobile access for remote approvals and payment review. Answer based on 49 reviews Integrations ### How reliable is MineralTree TotalAP syncing with accounting systems? MineralTree TotalAP connects well with systems like QuickBooks, NetSuite, Intacct, and some ERP setups, helping AP teams keep invoices and payments aligned. Many users find setup straightforward and syncing useful for month-end work. Some teams report delays, credit memo issues, or occasional connection problems that interrupt workflow and need support attention. Answer based on 22 reviews Integrations ### Which third-party tools and platforms does MineralTree TotalAP integrate with? MineralTree TotalAP connects natively to accounting and ERP platforms including NetSuite, QuickBooks Online, Sage Intacct, Xero, Dynamics 365 Business Central, Oracle PeopleSoft, SAP Business One, and Yardi Voyager. Its catalog also includes additional connections across QuickBooks, Sage, Oracle, Microsoft Dynamics, and SAP systems. Answer based on 13 reviews Getting Started and Support ### What training and onboarding options does MineralTree TotalAP offer? MineralTree TotalAP provides in person training, live online sessions, webinars, documentation, and videos to help teams get started. In person and live online sessions support guided instruction, webinars cover topic-focused training, documentation offers written reference material, and videos provide self-paced learning content. Answer based on 5 reviews Getting Started and Support ### What customer support options does MineralTree TotalAP offer, and how do users rate the experience? MineralTree TotalAP offers email/help desk, FAQ/forum, knowledge base, phone support, and chat. Users generally describe support as prompt, friendly, thorough, and quick to resolve issues, with strong onboarding help. A few reviewers report limited support at times or needing assistance for sync problems, but overall sentiment is positive. Answer based on 15 reviews Features and Usability ### How well does MineralTree TotalAP handle invoice approvals? MineralTree TotalAP simplifies invoice approvals with configurable routing, approval trails, and remote access for distributed accounting teams. Many users say it reduces email, paper, and manual follow-up while improving visibility. Some organizations note slowdowns with multiple approvers, limited mobile responsiveness, and a need for easier rerouting or partial approval options. Answer based on 25 reviews ## Features AI summary Based on 11,280 Accounting reviews Capterra reviewers highlight these as the features buyers value most when choosing accounting software: - **Income & Balance Sheet** (**57%** of reviewers rated this feature as critical) - **Financial Reporting** (**52%**) - **General Ledger** (**51%**) MineralTree TotalAP includes **General Ledger**, which gives finance teams a central record for tracking transactions and maintaining accurate books. However, it does not include **Income & Balance Sheet** or **Financial Reporting**. Instead, it offers **Bank Reconciliation** (**52%**), another feature reviewers rate highly. This can help businesses match bank activity against internal records more efficiently, while **General Ledger** provides teams with the visibility needed to manage financial data and support day-to-day accounting work. General Ledger 2.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Centralized accounting record which tracks all financial transactions Bank Reconciliation 1.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Compare and match accounting/financial records with corresponding bank statements Accounts Payable 4.0 (2) 100.00% of 2 reviewers that rated this feature as important or highly important Track money owed to a company's creditors/suppliers Access Controls/Permissions Define levels of authorization for access to specific files or systems Accounting Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. Accounting Integration Integrate with a third-party accounting system MineralTree TotalAP 46 features ### All Features - Access Controls/Permissions: Define levels of authorization for access to specific files or systems - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Accounting Integration: Integrate with a third-party accounting system - Accounts Payable: Track money owed to a company's creditors/suppliers - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Activity Tracking: Track and document all activities across devices, networks, and other systems - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Audit Management: Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws - Audit Trail: A record of all activities within the system, including user access, changes made, etc. - Bank Reconciliation: Compare and match accounting/financial records with corresponding bank statements - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Check Writing: Issue payments to third parties via checks - Data Import/Export: Import and export data to and from software applications - Document Management: Store, manage, and track all electronic documents in a centralized location - Document Storage: Store and organize documents in a centralized system - Duplicate Payment Alert: Receive an automatic notification when the exact same payment is about to be initiated for the second time - Electronic Payments: Electronically collect payments for goods or services - Electronic Signature: Digitally sign online documents - Email Management: Manage, store and organize emails within the system or via third-party apps - Fraud Detection: Identify and prevent suspicious activity - General Ledger: Centralized accounting record which tracks all financial transactions - Invoice Creation: Create invoices from scratch or have recurring invoices - Invoice History: Store and view prior invoices for each account/client - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made - Mobile Access: Access software remotely via mobile devices - Multi-Currency: Manage and handle various international currencies - Multi-Location: Manage and support multiple locations - Online Invoicing: Create, send, and view electronic invoices - Online Payments: Accept and process online payment transactions - Partial Payments: Allow customers to make a partial payment on an invoice and track remaining debt - Payment Processing: Accept, record, and reconcile financial transactions - Purchase Order Management: Create, send, and track purchase orders and their statuses - Real-Time Data: Receive data and information in real time - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria - Status Tracking: Track the status over time for a request, process, asset, or transaction - Supplier Management: Manage all supplier data and operations - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Vendor Management: Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc. - Workflow Management: Create, design and manage workflows for repetitive tasks --- Get Advice We can help you find the software with the features you need. Features 4.3 (76) 4.3 Based on 76 reviews ## Pricing Value for money 4.4 (69) Basic $5,000 Usage Based,Per Year Value for money 4.4 (69) 4.4 Based on 69 reviews ## Integrations [ QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ NetSuite](https://www.capterra.com/p/135757/NetSuite/)[ QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[ Sage Intacct](https://www.capterra.com/p/76/Intacct/)[ Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[ Sage 100](https://www.capterra.com/p/227232/Sage-100cloud/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (70) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (70) 4.6 Based on 70 reviews ## User reviews Overall rating 4.4 Based on 77 reviews Filter by rating 5(36) 4(34) 3(6) 2(0) 1(1) Mentioned topic Sorted by most recent ES Eric S. Development Officer Non-Profit Organization Management ### "Decent, but not great, software for accounts payable" 3.0 Overall Rating 3.0 3.0 Ease of Use 3.0 3.0 Features 2.0 2.0 Customer Service 0.0 0.0 Likelihood to Recommend 4/10 March 31, 2021 It has been a tough transition, and our old software through SharePoint was easier to use overall, for the user and the administrator. Pros We switched to MineralTree for accounts payable last year, and the review process for submitting invoices to Finance is relatively seamless. The layout and functionality are two highlights. Cons When there are multiple approvers or budget managers involved, the software can be slow to use, and really cause delays for paying invoices. Also, editing or fixing pre-loaded invoices is not easy whatsoever. Switched from [Microsoft SharePoint](https://www.capterra.com/p/1167/SharePoint/) Cost and finance department preference Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. LR Laura R. Accounts Payable Manager Investment Management ### "Best paperless processing" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 7, 2020 During the recent pandemic, it was a huge plus that I could still pay anyone virtually, even if the vendor required a paper check. With everyone working remotely I am able to move everything through in a timely manner without seeing a single soul. Pros The software was a snap to set up and use with QBO. Approvals are tracked, many less emails, and best of all there is no longer a need to file any paper records. Not seeing the stacks of filing to be done is the best feeling in the world. Cons There were many glitches in the beginning as the Mineral Tree team learned what was needed from our end. I still have some open issues from 2 years ago that they cannot solve, so it has become a work around on my side. Not a deal breaker. Credit memo application cannot be done within this software so that is an extra step. If we were a larger company, I would be hesitant about how much time I would have to babysit the process as there are many places where invoices could become trapped and not paid in a timely manner. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. KL Kathleen L. Accounts Payable Associate Consumer Goods ### "MineralTree Has Streamlined and Automated Our AP" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 August 5, 2020 Invoice-To-Pay has definitely sped up our invoice processing and allows us to spend more time to address other job responsibilities. Having a paperless system has also allowed us to free up space in our office and cut down on lost invoices. Pros I love that MineralTree has allowed us to become a paperless system which also allows us to cut back on errors and missing invoices. We moved from NetSuite to MineralTree which also provided a faster way to process an invoice. With just a quick review and a few clicks the invoice is processed and ready for payment. Cons I don't like that the software adds purchase orders for a vendor that have been received but have nothing to do with the invoice. I also don't like that the software adds new purchase orders even if a purchase order is already assigned to the invoice. Switched from [NetSuite](https://www.capterra.com/p/135757/NetSuite/) We switched from NetSuite to MineralTree because we wanted a paperless environment and a faster way to process our invoices. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AN Anonymous User Director of Accounting and Finance Philanthropy ### "Cost effective end-to-end AP automation solutions" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 4.0 4.0 Likelihood to Recommend 9/10 August 4, 2020 It was very helpful to have system implemented before we went to work from home due to the COVID crisis. Were easily able to manage the invoice to pay process with employees working remotely. Pros Integrated very well with accouting package (Sage Intacct). We were able to get up and running quickly. Like that it is an end to end solution: invoice capture, routing and payments within one application. Cons Very little that we don't like. Would be helpful to be able to message and/or email staff on questions about an invoice while in application. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. FM Fahima M. Controller Biotechnology ### "MT " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 August 4, 2020 Pros It is easy to use and easy to streamline the AP process Cons The feature for international wires needs to be added Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CC Chelsea C. Staff Accoutant Marketing and Advertising ### "Great Software" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 August 4, 2020 it is all good so far. Pros It is definitely helps a lot for our payable function. Cons credit memo sometime can be misaligned and will cause problems in outstanding amount in bills. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MJ Maria J. Administrator Sporting Goods ### "It makes payable process very easy" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 2, 2020 Pros Very user friendly, it syncs with our software perfectly. I can easily select and pay the invoices that are due Cons It's complicated to apply a credit memo with the invoices Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. JH Julie H. Senior Accountant Information Technology and Services ### "Great product! Amazing ROI" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 30, 2020 This product has changed AP for me personally. It's such a relief to not have to manually be cutting checks or initiating ACH payments. This makes remote AP possible and saves me and my entire team a ton of time. There are also great internal controls built in to decrease accidental mistakes and block fraud. Pros I think the very best part of this product is the support team. They have resolved absolutely every issue I've ever had quickly, if not immediately. They are patient, friendly, smart, and fast acting! They improvise and are able to deliver quickly on big requests. 10 out of 10 stars for them! Cons The bill credit process needs help. I also cannot get POs in Netsuite to close after I've entered a bill in MT. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CV Candice V. Bookkeeper Hospitality ### "Time Saver" 4.0 Overall Rating 4.0 4.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 March 13, 2020 Pros It is very nice not to print out checks, wait for them to get signed then mail them out. It really has saved us time. Cons I wish we could attach a document to go with the check. Some of our Vendors expect a certain paper or report to go with their payment. I have to email that separately. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. TL Thomas L. Controller Information Technology and Services ### "Revolutionizes the AP function" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 March 13, 2020 Great implementation process and great product. Pros Makes managing the A/P function infinitely easier. Electronic approvals for invoices and payments are a must today. Goodbye email approvals, printing invoices, filing paper, so on. I started a new job and wanted to implement this quickly and MineralTree delivered. Intuitive to use once you get used to it. We spend so much less time and effort doing A/P because we have this tool. Cons Customization of layout would be nice to have, such as our company logo. I believe this is available for the larger tier customers but not for smaller companies. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/212630/MineralTree-Invoice-to-Pay/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.