# Page 15 | Apple Pay Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 15 - Is Apple Pay the right Mobile Banking solution for you? Explore 848 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/212840/Apple-Pay/reviews --- Apple Pay 4.7 (848) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 15 - Reviews of Apple Pay ## Showing most helpful reviews Showing 351-375 of 848 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use maxime T. CEO Civil Engineering Used the software for: 1-2 years ### "payment " November 28, 2022 4.0 Pros I find that apple pay is a good option that I like on this software is the one allowing me to make my purchases online with my apple account Cons I find that apple pay is really not open for all countries in the world Review Source DA Dena A. Registered Dietitian Health, Wellness and Fitness Used the software for: 2+ years ### "Convenient and Easy!" October 8, 2020 5.0 I love it so much. It’s very convenient and makes my grocery trips so much easier. Pros This software is very easy to use and to set up. It is very convenient. I have a son, so when I am trying to pay for my groceries, it literally takes seconds. I don’t have to pull out my wallet and worry about dropping my card. I am able to hold my son with one hand and pay for my groceries with the other. Cons Apple Pay is becoming more and more common, however, it is still not available at all stores. Grocery stores are required to update their systems In order to make this software available. Review Source LO LaShundra O. Counselor Civic & Social Organization Used the software for: 2+ years ### "Apple pay" November 17, 2022 5.0 Pros I love how easy it is to send money to others Cons I have no complaints so far about this product Review Source GJ Geraldo J. Purchasing Retail Used the software for: 2+ years ### "Helper" December 12, 2018 5.0 Pros No wallet no problem Apple pay is there for you to make the payment without your card on hand. Is mega eficient Cons No battery on your phone then you better have your wallet with you if you want to buy something. Low signal on your phone may cause trouble at time of use. Review Source NC Nabeel C. Finance Manager Retail Used the software for: 2+ years ### "Apple Pay is an ease to use tool for electronic payments" September 18, 2018 5.0 Overall, Apple Pay is a great tool with a bright future. It shows us the next stage in the evolution of payment processing, however, despite its success it needs sometime to be more widely available and therefore a more practical alternative credit cards and cash payments. Pros Apple Pay makes payment processing easy and convenient. It is fast, reliable and it is gradually becoming more and more acceptable. The technology behind Apple Pay makes payment processing secure and protects against fraud. Cons The disadvantage of Apple Pay is it applicability in today's world. New technology usually takes sometime to gain traction and because of that, Apple pay is now accepted everywhere as a payment method. This means, simply relying on Apple Pay as a substitute for payment processing is risky and not practical. Review Source AA April A. Registered Medical Assistant Hospital & Health Care Used the software for: 2+ years ### "Apple Pay" January 19, 2022 5.0 Pros The ease of paying with my cellular device. Cons Nothing about this software that I don't like. Review Source aB aaron B. UNF Help Desk Retail Used the software for: 1-2 years ### "Say goodbye to your wallet!" November 26, 2018 5.0 Pros Being an avid iOS user, having ApplePay in the palm of my hands removes the need for having my wallet around with me all the time. With ApplePay, you can connect all of your Debit/Credit cards onto your iPhone! This comes in handy if you ever forget your wallet and you need to make a quick payment. This is very handy too, now that a lot of places are starting to use mobile readers for payments. Cons Honestly, I can't find too many cons when it comes to ApplePay. The only thing that I can think of is that I wish even more places accepted ApplePay. Review Source JA Janine A. Secretary Retail Used the software for: 2+ years ### "Easy to use for everyone " August 30, 2018 5.0 Pros Easy to use Majority of retailers now accept Apple Pay Useful for those who don’t like carry cash. Cons Can’t easily take a card off of it Potential for card fraud Apple are not very easy to get hold of Review Source SC Samantha C. Service advisor Maritime Used the software for: 1-2 years ### "Easy to use and portable" January 11, 2022 5.0 I love it! Recommend it to anyone Pros I love to use it shopping and not have to carry my wallet everywhere Cons I have no issues with this app. Besides linking the card sometimes Review Source Malik W. Data & Reporting Analyst Research Used the software for: 1-2 years ### "Apple Pay" May 24, 2022 5.0 Pros Ease of use allows users to bring their banking needs on the go. Cons Again with the shift away from physical cards and cash we are developing a cashless society. Review Source AK Aysylu K. student Pharmaceuticals Used the software for: 2+ years ### "No need to carry my cards" February 10, 2022 5.0 Few times I forgot my credit cards at home, but always have my phone on me. I could use Apple pay for my purchases. Pros I like that Apple pay can be used in stores and for online purchases. I do not like to save my card info in my online profiles, so this paying system saves me a lot of time and nerves at checkout. Cons Not all stores have option for using Apple pay, hopefully soon it will be fixed by these stores. Review Source CD Charmaine D. Human Resources Assistant Manager Used the software for: 1-2 years ### "Daily life used" February 27, 2019 5.0 Cheers with apple pay Pros As long as we have our phone and apple pay in our phone it can use daily for paying and making transaction also it can use even your phone is on airplane mode or even you don't have internet connection. Cons It's very crucial when you need to pay for something important and the application is on updating or it's bugging on that day. Review Source TS Tyler S. Technical Account Manager Computer Software Used the software for: 2+ years ### "Is there an easier way to pay?" August 24, 2021 5.0 I use this on a daily basis to make payments both online and physically in stores. Pros I love how simple Apple Pay makes it to make payments. Whether through my Apple Watch or iPhone, it's literally a matter of tapping that near the card reader and you're done, no wallet involved. Cons I just wish more businesses used it. Obviously it's become more and more prevalent, but touch free payment is essential in my mind during this time of pandemic! Review Source EJ Ellie J. Retail manager Food & Beverages Used the software for: 1-2 years ### "Apple pay" February 9, 2021 5.0 Great experience apple pay as replaced the need for me to carry a card with me at all times Pros Contactless payment with no limit unlike a contactless card. No trouble once your card is added and verified Cons The only con is sometimes it can be difficult to register your card for the first time as it often involves calling your bank and you can’t use without a password Review Source VR Verified Reviewer Professional Quality Information Technology and Services Used the software for: 1-2 years ### "Using Apple Pay" June 22, 2022 5.0 Pros Its so amazing, no need to carry the card. easily can use Digital app. Cashback offers are really good Cons Hope can get random big discount offers on apple products based on usage of Apple Pay Review Source AP Alexis P. Manager Automotive Used the software for: 2+ years ### "Apple Pay small business " March 13, 2022 5.0 I have benefited from it several times. Sometimes a customer will forget their wallet and we are just able to do Apple Pay. My customers love that I accept Apple Pay. Pros I love being able to have multiple forms of payments for my customers. This is becoming more popular and my customers love being able to make payments with Apple Pay. Cons Nothing I have no complaints it is very easy to use. Reason for choosing Apple Pay I have Apple products and never have any issues with Apple. Review Source JW Jeff W. Graphic Designer Design Used the software for: 2+ years ### "Apple Pay makes purchases simple" June 10, 2021 5.0 I've been a user since day one and it has been a life saver on numerous occassions. It is nice to know that as long as I have my phone with me, I am able to make both in-store, and online purchases with a simple click or face recognition. Pros I most enjoy not having to need to use my credit card when I'm out and about. It seems that more and more places accept Apple Pay making life much more convenient. Cons Occasionally, especially with mom-and-pop shops, Apple Pay is sometimes not accepted, sometimes creating a scenario where I am without cash or credit card and unable to make purchases. Review Source BL Briana L. Daycare provider Individual & Family Services Used the software for: 1-2 years ### "Love Apple Pay! " June 9, 2022 5.0 Apple Pay is the best! I was a little hesitant to set it up on my phone because I was worried something could happen but honestly, I don’t know why I didn’t do it sooner. It makes life so much easier! You always have your phone on you and it just makes check out a breeze! Pros Apple Pay is so convenient! I truly love it! It has made shopping so much more easy. I love that I don’t have to carry my card 24/7. Cons Certain places do not have Apple Pay. So that can be kinda frustrating when you want to use it or maybe don’t have your card on you. Review Source MD Miriam D. Stylist Chemicals Used the software for: 1-2 years ### "Do NOT use they will hold your momey" November 13, 2022 1.0 I’ve always use Apple Pay to send money to friends and they send money to me well recently I was sent $100 to get food and put gas in my car because I hadn’t eaten and was driving around with my car on E! due to paying all my bills first and not having any money left over when the hundred dollars was sent it wasn’t in my Apple Pay it said my account was restricted when I called them they said it was because I had an old account open somewhere so they close that one but I still never got the money so I asked why is $100 not in my account and they said oh he need to cancel it and then he won’t get it back for 3 to 5 business days so they wouldn’t let me have access to the hundred dollars so when I called the person that sent it to me he said he has no extra money and that hundred dollars was really all that he had as well so now he hast to wait 3 to 5 business days for it to get back into his account so because of Apple Pay I will not eat tonight and I will not have gas to get to work tomorrow Pros Nothing nothing nothing nothing nothing nothing Cons Held my money. I’m starving to death. Won’t let me access money that was sent to me Review Source NW Nickia W. owner Restaurants Used the software for: 1-2 years ### "NO WALLET REQUIRED!!!" February 4, 2019 5.0 Pros Awesome app, customer love the ability to pay with just a swipe, it's fast, secure and a smooth transaction every time. No, more carrying a wallet with credit cards. Cons Not anything to say in the area of dislikes for business, on a personal standpoint money can on be transferred from peer to peer and my husband uses an android. Review Source JW Jenna W. Owner Retail Used the software for: 1-2 years ### "The new way to pay" July 9, 2018 5.0 Pros Apple Pay makes life so much easier!!! It can hold debit and credit cards as well as loyalty/rewards cards! I literally have a virtual wallet on me at all times. Cons It's always a little scary putting all your info into a device that could get lost or stolen. But it's nice that there is the Touch ID option for extra security. Review Source MT Maria T. Técnico Superior Government Administration Used the software for: 1-2 years ### "Pagamento com iphone" November 24, 2022 5.0 uso diariamente como principal método de pagamento das minhs compras Pros Facildiade e rapidez de fazer os pagamentos sem meios fisicos Cons Limitação de pagamento em alguns terminais multibanco Reason for choosing Apple Pay Segurança e fiabildiade da marca Review Source VR Verified Reviewer Photographer Photography Used the software for: 1-2 years ### "Great way to pay!" February 15, 2022 5.0 Pros I absolutely love apple pay! It makes it so simple and easy to complete transactions. Cons The only Con is those folks you don't like apple, apple pay is a great tool! Review Source KV Kenneth V. Art Director Design Used the software for: 1-2 years ### "A new way to think of paying" March 5, 2019 5.0 Pros I use Apple Pay as much as I can. I use it at vending machines, going out to eat, clothing stores or even ordering out to eat on apps like GrubHub, UberEats, and Door Dash. It's so easy to use. You just tap your phone against the device and everything is all taken care of. There is no having to worry about swiping or inserting chips and having your card malfunction. Cons I was very skeptical at first putting your credit card information onto your phone, but I warmed up to the idea the more I used it. The one down side is that sometimes there are additional small charges, most notably at vending machines, but not sure if that's ApplePay or more so vendors. Review Source Nancy L. Professor Higher Education Used the software for: 2+ years ### "Don't need to carry a wallet anymore!" February 23, 2022 5.0 It's great to have a method of payment at your fingertips without having to look through my purse for my wallet to get a debit/credit card out. My cell phone is always in my hand or close to it so it's the fastest way to pay for something. Pros Easy to access on cell phone. Don't need to carry wallet or purse. Itemized list of purchases instantly available Cons Took a few tries to get used to how to open the app. Review Source Similar Products Featured ## Related categories [Mobile Banking](https://www.capterra.com/mobile-banking-software/)