# Page 34 | Apple Pay Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 34 - Is Apple Pay the right Mobile Banking solution for you? Explore 840 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/212840/Apple-Pay/reviews

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Apple Pay

4.7 (840)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Page 34 - Reviews of Apple Pay

## Showing most helpful reviews

Showing 826-840 of 840 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

BN

Brian N.  
CEO  
Philanthropy  
Used the software for: I used a free trial

### "Great choice"

May 26, 2021

5.0

Overall it is great as long as you can find a retailer who uses it.

Pros

Easy to use and something you can use right from your phone especially if you have an Apple phone. Makes payment quick and easy.

Cons

Not a lot of retailers accept Apple Pay so that can make it difficult to use. It can also be difficult to find online stores who accept it.

Review Source

OO

Omar O.  
Safety Engineer  
Government Administration  
Used the software for: Less than 6 months

### "Makes spending to easy"

February 3, 2022

5.0

Overall good. It is more secure than traditional credit cards.

Pros

How easy it is to use. Setting up my account was super easy.

Cons

How easy it makes to spend money. You really have to budget your money well when using this.

Review Source

JM

Josh M.  
Manager  
Retail  
Used the software for: Less than 6 months

### "Future is now"

May 9, 2018

4.0

Pros

I believe that apples attempt to replace the wallet it becoming a reality with programs like Apple Pay. I use mine on my iPhone consistently. More and more merchants are participating in this.

Cons

Still a growing platform so many merchants are reticent to adapt. It’s not easy to change your Apple Pay mode of payment.

Review Source

MG

Mason G.  
Owner  
Construction  
Used the software for: Less than 6 months

### "Easy to use "

April 12, 2022

5.0

Pros

Super convenient! A lot easier to use than cards, cash, etc!

Cons

I was hesitant at first, worrying about security but found after talking to people and other research that it’s a very safe platform.

Review Source

LI

Lexie I.  
Optometry student  
Health, Wellness and Fitness  
Used the software for: Less than 6 months

### "Apple Pay"

November 21, 2018

5.0

Pros

This convenient addition to iPhones has made purchasing items simple and at the click of a button. This functional tool allow freedom from heavy purses and wallets.

Cons

Anything electronically linked to a credit card is bound to have some sort of downfall regarding safety and security.

Review Source

NN

Nida N.  
Associate  
Financial Services  
Used the software for: Less than 6 months

### "Convenient"

January 13, 2022

5.0

Pros

I like that I can easily pay at places with just my phone which I take everywhere, no need to pull out my wallet

Cons

Nothing I don't like :) made my life so much easier

Review Source

PC

Pamela C.  
Teacher  
Education Management  
Used the software for: Less than 6 months

### "Super easy to use "

July 29, 2021

5.0

Pros

I love being able to run out at work and not have to bring tons of stuff! Having Apple Pay on my phone is super easy and convenient!

Cons

At first I was hesitant to use any form of crypto currency or digital money forms, but it was super easy to use and I feel safe using Apple Pay.

Review Source

VR

Verified Reviewer  
PCA  
Hospital & Health Care  
Used the software for: Less than 6 months

### "Okay, but would prefer Android"

July 22, 2021

4.0

It was okay for people that like Apple products...

Pros

It was simple to use for the most part. Not really as user friendly as I would think it would be, but it's okay.

Cons

It kept closing on me constantly, especially when I was in the middle of doing something. Just irritating.

Review Source

CO

Candace O.  
Sales floor associate  
Retail  
Used the software for: Less than 6 months

### "It's good"

June 29, 2022

5.0

Pros

It's easy to use and saves a lot of time.

Cons

Nothing. There is nothing I can think of that I didn't like. I'd recommend this.

Review Source

JL

Justin L.  
service coordinator  
Construction  
Used the software for: Less than 6 months

### "Easy way to send and receive payments"

August 2, 2021

4.0

Pros

Apple Pay is an easy way to send and receive payments for a business or individual.

Cons

Funds can take some time to clear but this is to be expected with any electronic transfer of funds.

Review Source

JL

JOSHUA L.  
Sr. Mgr  
Computer & Network Security  
Used the software for: I used a free trial

### "Great Service"

April 17, 2021

5.0

Pros

Apple Pay is seem less in the ability to accept payments. Easy to use for everyone.

Cons

Haven’t found much to not like. Like I said it’s pretty easy to use.

Review Source

BS

Brittany S.  
HR  
Automotive  
Used the software for: Less than 6 months

### "Love Love Love"

November 5, 2019

5.0

Pros

I absolutely love the ease of transferring cash flow from one account to the next.

Cons

There are no cons with the use of this software

Review Source

CG

Catherine G.  
Store Manager  
Retail  
Used the software for: Less than 6 months

### "Great for people with national credit cards"

December 4, 2018

3.0

accept all cards!

Pros

Being able to pay with your phone or watch is so convenient, Not having to carry around your wallet with debit/credit in it is great you get rid of the risk of losing your wallet!

Cons

It wouldn't except 2 of my 3 cards, my bank card my Master Card because they weren't a national card, i am wit the credit union

Review Source

MN

Mai N.  
Project Coordinator  
Retail  
Used the software for: 6-12 months

### "Apply Pay Review"

August 9, 2018

4.0

Pros

This was a very easy to use tool. It is very convenient to use when traveling to different locations.

Cons

Setup can be more complex than other competitors. Peer-to-peer payments only work between Apple devices.

Review Source

DR

Donnie R.  
Real estate sales person  
Retail  
Used the software for: Less than 6 months

### "Review of Apple Pay"

October 18, 2018

5.0

Pros

I'm impressed with its security. I'm nothing to worry about it's secured and convenient to use.

Cons

It's for IOS users only. No issue at all.

Review Source

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