# Page 6 | Apple Pay Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 6 - Is Apple Pay the right Mobile Banking solution for you? Explore 840 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/212840/Apple-Pay/reviews --- Apple Pay 4.7 (840) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 6 - Reviews of Apple Pay ## Showing most helpful reviews Showing 126-150 of 840 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use FM Filippo M. Responsabile amministrativo Import and Export Used the software for: 2+ years ### "Sistema di pagamento rapido e flessibile" August 13, 2023 5.0 La mia esperienza complessiva è sicuramente ottima. Consiglio Apple Pay perché è uno dei sistemi di pagamento più affidabili e sicuri del momento. Necessario per chi non vuole perdere tempo in cassa nei negozi. Pros Pagamento veloce e sicuro. Fondamentale per i pagamenti contactless e POS, evitando di cercare il portafoglio e le carte di credito in borsa o in tasca. Cons Il servizio di assistenza clienti è sicuramente da rivedere.I tempi di risposta e la preparazione degli operatori in caso di problemi, deve essere assolutamente al livello del servizio che viene offerto, altrimenti si rischia di dare un servizio a metà. Switched from [Google Pay](https://www.capterra.com/p/212826/Google-Pay/) Avevo un Samsung che utilizzava il pagamento Google Pay, cambiando telefono ed acquistando un IPhone il sistema di pagamento è per forza cambiato. Review Source Francisco R. research coordinator Health, Wellness and Fitness Used the software for: 2+ years ### "very easy and reliable payment tool" January 6, 2022 5.0 Pros It is so easy to use, all you need to do is link your card to the iPhone/iPad/MacBook/apple watch and select it as a payment option during checkout (when permitted). Linking is fast as well as the transaction itself. It is safe as it usually uses FaceID or TouchID, pin is also used as a safety measure. Cons Not all pages/stores accept apple pay but it is usually accepted almost everywhere. Review Source JD Jaqueline D. CFO Hospitality Used the software for: 2+ years ### "Really good, accepted in a lot of countries, but in the USA could be better" September 11, 2023 5.0 Really good, love it, super easy to use Pros It's super easy and intuitive, I have my cards on my iPhone and I can pay things just using the phone. Cons It's not accepted everywhere, in Walmart for example in the USA it's not accepted. Switched from [Google Pay](https://www.capterra.com/p/212826/Google-Pay/) ApplePay it's integrated with my iPhone what is really good, google pay I just could pay things online. Review Source VR Verified Reviewer Head of Demand Computer Software Used the software for: 2+ years ### "Amazing! You can leave your wallet at home" October 29, 2022 5.0 Pros Amazing with your iPhone. Basically you register your credit card and you start paying with your mobile, using NFC technology. Since I use it, I never keep my wallet with me, since my iPhone can be used almost everywhere to pay. Must have! Cons I have some concerns about "where" the information of my credit card are stored, but since I never had any problems, I am ok with that Review Source REBBIE V P. OWNER Consumer Goods Used the software for: 2+ years ### "Apple Pay what can I say...." December 20, 2020 5.0 Apple Pay has been a lifesaver in my business....When i'm on the go and I need to make purchases fast safe and secure I tap my phone and apple pay is always there. This I believe is one of thee best things that apple could have came up with because you can send and receive money so easily from your contacts and like I said I love the tap of your phone feature. Apple definitely made this with the people in mind. Pros The program is easy to use it functions well ...easy to link your debit card send and receive money. Cons I love apple pay I have no complaints when it comes to it. Review Source NC Nathan C. Founder Marketing and Advertising Used the software for: 2+ years ### "Makes your life easier! " August 9, 2023 4.0 Really good! Makes my life easier, love to use it Pros Easy to use. I don’t need to carry credit cards around. Cons Not acceptable everyone, could be acceptable in more places Review Source Suraj Gupta G. Software Development Engineer Retail Used the software for: 2+ years ### "Glitchless POS payment method !!" October 23, 2022 5.0 Excellent Pros It is available in almost any kind of Stores and provides the touch and pay option ( NFC ) and provides the seamless experience to a customer during checkout. It also allows us to track the payment history in the app. Cons There is nothing I don't like about this software. It rules the POS market. Review Source LD Louisa D. Teleconseillere Furniture Used the software for: 2+ years ### "Simple et utile" June 5, 2023 5.0 Pros Ajout de plusieurs cartesSimplicité de paiement s'ajoute a des applications, donc encore une simplicité de paiement. Cons Je n'ai aucune remarque negative sur Appel Pay Review Source SG Sujata G. Sales Rep Financial Services Used the software for: 2+ years ### "The best digital wallet " April 6, 2024 5.0 Pros Apple Pay is very efficient to use. The cards can be added easily and the way of making payments is secure. Cons I wish the IDs could be added there. Also, face recognition sometimes glitches but pay with passcode option is always available so it works fine. Review Source AW Amanda W. Military & Veteran Services Officer Higher Education Used the software for: 2+ years ### "Secure Payments With Ease!" April 13, 2023 5.0 I use Apple Pay with almost any online purchase. It's easy and secure, and I don't have to worry about carrying around bulky items with my hectic schedule! Pros I like that it's easy to use and purchase across many mobile platforms. I could be online, I could be in an app, or I could use it in another electronic payment and it's always there. I don't have to worry about carrying around a bulky wallet or purse. I have payment on the go for my on-the-go lifestyle! Cons Sometimes, I've noticed data loss, like a last name or street address. I'll have to go back in and re-enter that information, even though nothing has changed. It's a small annoyance, but it does help me keep things updated. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/)[Venmo](https://www.capterra.com/p/222572/Venmo-/) Ease of use with phone. Review Source DT Dan T. Lead Estimator Construction Used the software for: 2+ years ### "Apple Pay - A Card Free Life!" June 1, 2022 5.0 Overall Apple Pay is very quick and easy. It's certainly saved me numerous amount of times when I've left my wallet in the car grocery shopping or when I completely lost my wallet all together! Since your cards are on your phone, it's trackable so its near impossible to lose! Pros I love apple pay though business and personal use, personally it's much cleaner and easier than taking your wallet out, digging through which card you'd like to use, and then getting a receipt to shove back into your ever growing wallet of receipts. Apple pay is clear and convenient to use, from my phone or apple watch. A receipt gets sent to me digitally that I can refer to back at any time. You can store credit and debit cards on your phone or watch, and chose which one you'd like to use with just two clicks of a lock button on your phone. It's secure with a face scan and has never failed me. Cons The only downside about Apple Pay is that it's still not implemented in some restaurants & small stores. This makes it difficult to go completely card-less and get rid of your wallet all together. Review Source RG Robert G. Marketing Student Marketing and Advertising Used the software for: 1-2 years ### "A secure way to pay" March 1, 2022 5.0 Apple pay is like having my physical wallet in one place, without having to carry all my credit cards, I can scan them with my iPhone camera and they are added automatically, plus I can pay with my Apple watch, besides being practical It has all the Apple security, and if I lose my devices I am sure that my card data won't be stolen. Pros What I like about Apple Play is that it cares about the security of your credit or debit card data, this payment system allows you to make secure purchases with your devices as well as in stores and websites, another advantages of Apple pay is that I can send and request payments to family and friends through the message app, I like that I can manage not only my cards but also gift cards and tickets. Cons It is an excellent payment manager, the only drawback is that it is only for iOS devices, to pay friends and family they must also have an Apple device. Review Source MJ Megan J. Writer Health, Wellness and Fitness Used the software for: 2+ years ### "Fast and easy way to pay online!" April 3, 2021 5.0 Long gone are the days where I would go get my wallet and then manually enter all my credit card info during checkout. I use apple pay every time I purchase anything online. It's one click and done. It's the most convenient way of paying for things online. If you use Apple products I highly recommend setting up your apple wallet and using apple pay! Pros I absolutely love using apple pay to pay for goods online. You add your credit cards to your apple wallet once and then you can use Apple Pay to pay for online purchases. When you're ready to checkout online you just select the "apple pay" option at checkout. You don't need to go through the steps of adding a credit card and billing info because it's already all there in your apple wallet. It makes checkout a breeze! You can also use apple pay for in-store purchases but I mainly use it for online purchases. I also love how secure it is. I have not encountered any security issues using apple pay. Cons Apple pay is only supported by the Safari browser. I just started using Bing on my iPhone and was super disappointed to see that there was no apple pay option when shopping online using Bing. Hopefully in the future apple pay becomes available on other browsers besides Safari. Review Source AA Aman A. Sr. Manager, Cyber Security Architect Real Estate Used the software for: 2+ years ### "Highly recommend" June 4, 2023 5.0 Pros Add security to the transaction by not sharing the actual card details. Widely accepted. Cons Important to stay up-to date with the patches and updates. Review Source Hossam S. Veterinarian , marketing of digital, medical Hospital & Health Care Used the software for: 2+ years ### "Dr Hos tech review " June 8, 2022 5.0 Excellent experience and fast in dealing and pay anytime, anywhere Pros Easily put all my cards and balance in one place can pay easily and safely in any place or websites Cons All is good with Apple Pay that saves my money and time and NFC is awesome Review Source Renata Z. Naturopathic Doctor Health, Wellness and Fitness Used the software for: 2+ years ### "Love THIS" September 9, 2021 5.0 Pros Apple Pay itself is cheap, but the products obviously expensive. As someone on the go, I appreciate the quick and easy payment option with products (watch and phone) I already have on me. Cons Apple Pay itself is cheap, but the products obviously expensive. Review Source JL Jason L. Product Designer Design Used the software for: 1-2 years ### "Revolutionary payment when paired with Apple Card" June 3, 2021 5.0 When completing the Apple payment ecosystem maximum potential is fulfilled. This means integrating an Apple Card into the Apple Wallet app. Setting the Apple Card as your default payment for ApplePay means that I can view/manage payments and track spending with ease straight from the Wallet app. I get notifications for all transactions and Apple Cash earnings. I highly recommend pairing Apple Card with the Apple Pay experience. Without Apple Card, Apple Pay is simply just a solid, secure and reliable contactless payment experience. Pros Contactless payment is a fast, secure and pleasant purchasing experience. However, it’s max potential can only be reached when you integrate the Apple Card with the experience. It is revolutionary when the Apple Card is integrated with Apple Pay. Cons In the United States many POS devices still don’t support contactless payments which means that I cannot use Apple Pay to make all of my purchases. It’s even less ubiquitous when shopping online. This is frustrating because, when available, it is a superior purchasing experience. Review Source VR Verified Reviewer Associate Pastor Religious Institutions Used the software for: 2+ years ### "Easy to pay online without all of the steps " May 20, 2021 5.0 Positive, this makes purchasing and having access to your cards quick and easy without having to get your wallet. Pros This makes processing online purchases a breeze by having apple pay integrated in the website, reducing the length of checkout. It also provides a great tap to pay from the phone and watch. Cons Some website do not integrate well and the app disappears when used and you have to go to the original checkout window Review Source James R. Director Management Consulting Used the software for: 2+ years ### "Removes the need for a wallet!!" November 7, 2022 5.0 Pros So easy to use on your phone, means you can pay any time without having your card. Integrates nicely with smart watch too. Cons Sometimes moving to a new device comes with authorisation issues but they are easily overcome with a call to support. Review Source VR Verified Reviewer Senior Solutions Architect Telecommunications Used the software for: 6-12 months ### "The Modern Way To Pay!" May 31, 2022 5.0 Pros Since using Apple Pay, I no longer walk around with cash or credit/debit cards. It’s like the modern way to pay! It is extremely easy to setup – I just needed to add my credit/debit card to my wallet app on my apple device. It’s definitely more safe and secure as my personal/card information is not stored. I am assigned a unique and encrypted device account number, which is used when conducting any payments. It is contactless, efficient and easy to use, and takes the hassle out of ‘checking out’. I am an avid online shopper, and with Apple Pay, checkout is way faster and easier. It is very widestream so a lot of stores use it, making it accepted almost anywhere. There is also no transaction cost attached to it, unlike when using your debit/credit card. Cons Honestly, there is nothing I do not like about Apple Pay. However, I do fear that it may be susceptible to fraud, hackers and scammers, given that it is contactless. Review Source Tarcea W. Founder Music Used the software for: 2+ years ### "Easy as Face ID" June 23, 2021 5.0 Apple Pay allows me to carry less items on my body and still be able to pay for the things I need at a faster rate. Pros I love being able to walk into stores card-free in a sense. I don't have to shuffle through my cards, all I have to do is wave my phone in front of the debit machine and show my face to my phone. Cons I would love it if more stores could accept Apple Pay and if it could be implemented more online as well. Review Source VR Verified Reviewer License Manager Transportation/Trucking/Railroad Used the software for: 2+ years ### "Payment made simple" December 5, 2020 5.0 I love it, use it on daily basis. Now I can’t live without it. Pros It’s easy to implement, easy to use. The setup is super fast. You can add a lot of cards available on the market - visa, mastercard, american express. It’s secute, even more secure than standard „plastic” cards. Cons I don’t see many, it works as is should. Ok - you need to have Apple product which is not so cheap, but that’s the only thing. Review Source Miguel R. Software Engineer Computer Software Used the software for: 2+ years ### "Probably the best payment method" September 22, 2022 5.0 Pros The ease of use and integration with Apple services. It's really easy to setup and start using for payments. Cons It generates unique cards for each set of payments, which makes it hard/impossible to return stuff if you need to, because you no longer have the original card. Review Source AR Abin R. Administrator Investment Management Used the software for: 1-2 years ### "Best secure and easy e- wallet " September 16, 2022 5.0 Apple Pay helps in making transaction swift and without the need to carry loads of cards for payment. Cards of any institutions like Amex, Visa etc could be added to the wallet and is ready to tap to make a payment. The payment could be made even if there is not wifi or data switched on the iPhone or iPad. One of the best to rely in terms of security and making it easier to quickly check the transactions made on the card within the wallet. Pros Apple Pay is very easy to set up and add various debit and credit cards from various banks. The good part is that the security measures to use Apple Pay is robust as in it uses the finger print or facial recognition to authenticate before making a payment. Further, each transactions could be seen under the corresponding payment card and we could validate the purchase made and the amount we paid. Cons Nothing to dislike as Apple Pay is one of a kind and reliable. Review Source AN Alberto N. Sales support Food & Beverages Used the software for: 1-2 years ### "Super easy to use and configurate" June 5, 2023 5.0 Pros Apple Pay offers a convenient and versatile payment solution for various mobile platforms. With support across online platforms, apps, and electronic payments, it eliminates the need for a bulky wallet. Adding credit or debit cards is effortless through the built-in wallet app, and the wide range of supported cards ensures compatibility. Fast, reliable, and widely accepted, Apple Pay seamlessly integrates with existing systems, making it a worry-free payment option for both individuals and businesses. Cons Apple Pay is a game-changer for online and mobile purchases, making transactions easier, faster, and more user-friendly. While compatibility and acceptance are improving, it's not available on all devices or accepted everywhere. However, its convenience and reliability have saved me countless times when I've forgotten my wallet. Review Source Similar Products Featured