# Mint Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Mint the right Financial Management solution for you? Explore 140 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/213530/Mint/reviews --- Mint 4.5 (140) [View alternatives](https://www.capterra.com/p/213530/Mint/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated January 15th, 2026 # Reviews of Mint Ease of use 4.5 Customer Service 4.2 ## Pros and Cons in Reviews RD Raegan D Owner, AccountantAccounting, 2 - 10 employeesUsed the software for: More than 2 years. “I love how simple Mint was to use without having to read or watch tutorials.“ November 17, 2025 Ryan M Marketing Analytics EngineerMarketing and Advertising, 1,001 - 5,000 employeesUsed the software for: More than 2 years. “At least for the personal finance aspect, it is heavily focused on monthly expenses which makes it slightly difficult to keep track of expenses that are not monthly such as insurances which are bi-annual or annual.“ December 13, 2022 Megan H OwnerNon-Profit Organization Management, 2 - 10 employeesUsed the software for: Less than 6 months. “Only pro is you can import all of your data and financial info to mini and they move it to TurboTax without any hassle“ March 20, 2024 PS Patrick S ControllerAutomotive, 201 - 500 employeesUsed the software for: More than 2 years. “Sometimes the portal is slow to load and the data needs to be refreshed.“ May 17, 2024 KN Kendra N OwnerVeterinary, 2 - 10 employeesUsed the software for: Less than 6 months. “I truly love the ease of tracking all transactions and being able to set budgets and integrate all your accounts automatically.“ October 19, 2023 AW Amelia W Account ManagerRetail, 10,001+ employeesUsed the software for: Less than 6 months. “My mortgage company does not participate so I had to figure out how to manually enter that information. If you already are organized and have easy access to all of your accounts then it shouldn't be as stressful as it was for me.“ August 4, 2022 JK Joshua K FreelancerCommercial Real Estate, Self-employedUsed the software for: More than 2 years. “This finance-tracking software is the best that I have come across since it allows me to easily establish goals and keep track of all of my finances.“ December 6, 2022 Frank R ManagementFood & Beverages, 51 - 200 employeesUsed the software for: More than 2 years. “Portal at time has too much information that makes it confusing“ June 17, 2023 ## Showing most helpful reviews Showing 1-25 of 140 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Ryan M. Marketing Analytics Engineer Marketing and Advertising Used the software for: 2+ years ### "Mint is my favorite place to keep track of my family's budget" December 13, 2022 5.0 Very positive. Used it for years with no plans on changing. Pros My family has used Mint for years to keep track of our personal budget. The integrations that it has with my banks has been instrumental in helping my family manage our finances. Cons At least for the personal finance aspect, it is heavily focused on monthly expenses which makes it slightly difficult to keep track of expenses that are not monthly such as insurances which are bi-annual or annual. They have improved their budget keeping to allow for rollovers which is how we keep track of those expenses that are not monthly but I still wish I could set an annual budget for those expenses Review Source VR Verified Reviewer General Engineer Defense & Space Used the software for: 2+ years ### "The best money management tool" July 22, 2021 5.0 I use Mint to help meet my financial goals, such as saving for a home down payment. It helps me see areas where I could do better as well as areas where I am doing fine. It's simple, integrated on your phone, and best of all it's free. Pros Mint is a fantastic and free tool for managing your money. It allows you to gather all of your financial accounts in one place so you can accurately track your net worth over time, as well as serve as an easy tool for budgeting and expense tracking. Cons Mint does have some intelligent tracking of purchase categories, but it seems like it hits a point where it doesn't try very hard. I have to do quite a bit of manual recategorizing, even for regular purchases. Switched from [Microsoft Excel](https://www.capterra.com/p/176574/Excel/) I wanted a secure tool that was purpose built for dealing with financial accounts. Review Source TW Tabbatha W. Ccr Transportation/Trucking/Railroad Used the software for: 1-2 years ### "Mint by intuit" November 24, 2024 3.0 Pros That when you do taxes its a free service avaiablen Cons I dont get a choice when i dont wanna use them after filing Review Source CO Cindy O. Owner Hospital & Health Care Used the software for: 1-2 years ### "Great alternative to expensive accounting software " March 23, 2022 5.0 I am loving this software. I was hesitant at first after using another software for years, but I was pleasantly surprised and how much I love it and how easy it is to manage my finances. Pros I was vert impressed with how easy this software is to set up and use. Very self explanatory. I love that they monitor your money and your spending and alert you when thigs don't seem right or when you go over budget. Cons The automatic assignment of some accounts is inaccurate Alternatives considered [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[Xero](https://www.capterra.com/p/120109/Xero/) Reason for choosing Mint Ease of use, the monitoring of your accounts. Overall cost. Switched from [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) Cost and strong arm of this company to have to go online instead of using desktop. I did not like their tactics Review Source MF Melissa F. Manager Photography Used the software for: Less than 6 months ### "Free" May 20, 2021 4.0 If you want a cheap, basic, easy and good software try out MINT. Pros The best thing about mint is that it is FREE. I have used Quickbooks and Freshbooks and had many issues with them. Cons I haven't found any issues so for using Mint. You can do basically most thing that you would pay for on mint and its free. Switched from [FreshBooks](https://www.capterra.com/p/142390/FreshBooks/) Freshbooks had issues staying connected with my banking. Review Source RD Raegan D. Owner, Accountant Accounting Used the software for: 2+ years ### "Best Free Budgeting App" November 17, 2025 5.0 I used Mint for years and was very happy with it. It was great for aggregating all my financial data into one place. Pros I love how simple Mint was to use without having to read or watch tutorials. It was very intuitive and user friendly. It was fabulous especially considering it was free. Cons I only disliked that Mint was eventually sold to Credit Karma. Otherwise, I didn't have any dislikes. Review Source JW Jenna W. Owner Marketing and Advertising Used the software for: 2+ years ### "Original app was great " December 30, 2024 5.0 Used for money management and monthly budgeting Pros It was great for money management and budgeting Cons They got rid of the original app and the new option is not great Review Source DV Daniel V. veteran Military Used the software for: 1-2 years ### "best budget I've used before it closed down " October 1, 2024 5.0 Best budgeting I've ever used. Easy simple, straightforward. And best of all free. I would've paid a fee to keep it going. Pros The budgeting, and it was free. Was able to connect nearly all my accounts to it (except PC MasterCard) Cons They shut it down. Couldn't connect my PC MasterCard. Review Source Rajesh S. President Information Technology and Services Used the software for: 2+ years ### "One of my favorite and best cloud application" November 28, 2016 5.0 This is one of my favorite and best cloud application that I have been using since 2012, it has all the features that you can expect from an online cloud based accounts management. As a developer and project manager myself I could not have expected anything more from the team. Support this team by applying for the offers that they present as an options to save. Pros Very easy to understand nothing to download or install just setup your accounts online: credit cards accounts, bank accounts, investment accounts... Major US Institutions are integrated and also you have an option to enter manually any account or institution that are not supported. It pulls all the individual transactions from your institution in a secured transaction, simply categorized your transactions, add tags, notes and voila you have all the reports in real time. Drill down your report with pie or bar chart add specific filters: month, year or custom filter for specific category, account, merchant or tag. Export transactions to a CSV for further analysis or reporting with the power of spreadsheet. Setup your budget, goals for tracking and alerts. Best part it is Absolutely free! Cons Currently it does not support multi-currency due to which if you have an overseas account and you would like to see your net worth you will have to convert those transaction manually and enter them. It only supports US institutions no support for overseas bank, institutions. No integration with Turbo Tax or any tax software for filing taxes online Review Source Deborah H. Teacher E-Learning Used the software for: 1-2 years ### "Mint is Marvelous" September 13, 2021 5.0 Mint has really helped me develop a clear picture of my spending. I love the charts to show what categories I spent this month total vs last month or vs last year. I can easily adjust categories or add tags to items on my credit cards to properly organize them as far as medical vs home vs entertainment etc. I love to see my net worth at a glance. Mint is marvelous! Pros I love everything about Mint. You can have all of your finances in one place to see what you spend and what you invest. Categories are memorized so all of your spending is organized. Super easy to develop and manage monthly budgets. All accounts are synced in real time. Cons Of course one has to set up all their accounts to get started. Once that is done it is terrific. On rare occasion one of may accounts will mysteriously disappear. However, I just add it again and it reappears. A small annoyance, but nothing more. Review Source VR Verified Reviewer Founder Retail Used the software for: 1-2 years ### "Wish this was still available" August 24, 2024 4.0 After the first year, when I was able to dial in my budget, it worked very well to help me track business and personal expenses Pros I was able to fully customize my accounts and categories Cons Inability to adjust budgets retroactively Review Source VR Verified Reviewer Editor Media Production Used the software for: 2+ years ### "Helpful for Net Worth and Credit Score Monitoring" March 21, 2022 4.0 Pros Mint is a helpful piece of software if you're looking to centralize all of your financial accounts (checking, savings, credit cards, loans, retirement, investments, etc.) in one place. I find this especially useful because if you're able to input all of your accounts and assets, Mint will generate your net worth in real time as it fluctuates. It will also keep you informed of your credit score, and why it may be lower or higher according to specific factors (credit age, credit usage, on-time payment history, total accounts, credit history, and derogatory marks). No more guessing what you could be doing to improve your credit, or what it is that's dragging your score down. Cons If you input your checking and credit card accounts into Mint, Mint will analyze your purchases and categorize your spending (Groceries, Restaurants, Clothing, Gas & Fuel, Fast Food, Movies & DVDs, Alcohol & Bars, and Coffee Shops), and help you stay within predetermined budgets you've set for each category. However, I haven't found that Mint's analysis of my purchases is always accurate, and so I have never relied on or used this feature. I also have found that I can't add my 401k account in Mint (they do not have Transamerica Retirement available as an investment option), so I've sort of "hacked" the software by manually inputting my retirement balance as "Property" to get an accurate read of my net worth. This is a bit frustrating, and Mint's library of linkable accounts could do for an update. Review Source MJ Megan J. Writer Health, Wellness and Fitness Used the software for: 2+ years ### "Personal Finance Made Easy!" April 5, 2021 5.0 I started using Mint a few years ago after deciding I wanted to keep track of my personal finances. I initially started out writing out all my expenses on the iPhone notes app. When I downloaded Mint I couldn't believe how easy it was! I didn't have to manually write out my expenses anymore. Mint does everything for you and categorizes all the purchases you've made via your linked cards. I always recommend it to all my friends and family! Pros There are so many things I love about this app! For one, the interface is very user-friendly. You just connect your debit and credit cards and then Mint categorizes and keeps track of your bills and expenses. I love that you don't have to do anything. Mint does it all for you so it's perfect for anyone new to personal finance. I like how Mint shows you your daily, weekly, and monthly spending in a graph and list form. It makes it really easy to visually see your spending habits. I also like how Mint suggests different credit cards for you and shows you how much you can save and perks for each card. Whenever I'm shopping for a new credit card it's really easy to just scroll through the credit card list on Mint and quickly scan for the one that offers the best sign up bonus and perks. Cons Mint automatically categorizes your purchases so you can see how much you're spending in each category. For example, some of my main categories are clothing, shopping, gas & fuel, groceries, etc. Mint is pretty good at categorizing your purchases correctly but a few times a month Mint will wrongly categorize my purchases. Just last week a purchase that should have been "groceries" was actually categorized as "clothing". It's not a huge issue but it does make it necessary to manually scan through everything to make sure I'm getting accurate information on my spending habits. Review Source VR Verified Reviewer Operations Sports Used the software for: 2+ years ### "All-in-One Financial Management" February 16, 2022 5.0 Pros Mint is great for managing accounts all in one place and being able to track expenses, income, goals, and budgets. Easy-to-understand visuals. It also generates interesting tidbits to help you gain insight on your spending and saving habits. Cons I've had some trouble getting certain bills/financial institutions linked to Mint, it would also be nice to have an integration with Apple Card to pull that into the budgets instead of having to manually enter transactions, but that may be on Apple's end of things. Review Source VR Verified Reviewer Engineer Education Management Used the software for: 1-2 years ### "Favorite software of the year" December 25, 2021 5.0 Overall Mint is my favorite software of the year! I love how it's a powerful but also simple-to-use tool for managing my finance and giving me a peace of mind. Thanks Mint! Pros I really love how Mint is so intuitive to navigate and offers everything I need for managing my personal finance. I could link it with my bank accounts easily, and it displays the amounts in all the various accounts nicely categorized and quickly refreshed. It shows my monthly spending with different categories, so I could painlessly track my spending and stay on budget. Cons My only complaint is the categories of my spending are sometimes wrong, and it's a hassle to go back and change the categories so the data visualization tools such as the pie chart displays correct information. I wish there's an easy way for Mint to automatically categorize my spending better, perhaps learning from big data of various users? Review Source VR Verified Reviewer Manager Human Resources Used the software for: 2+ years ### "Fantastic Financial Aggregator" March 18, 2021 5.0 I login to Mint daily to ensure no suspicious activity on my account and their alerts about my credit report are helpful reminders. Pros Once I connected all my accounts this is a great way to have a consistent snapshot of my financial standing on a daily basis. Cons Occasionally there are connection issues that seem to occur with the same accounts with little idea on how to resolve fully. Also there are some financial institutions I have accounts with that will not connect. Review Source VR Verified Reviewer Project Manager Banking Used the software for: 2+ years ### "Missing some nicer features, but the price is right!" May 12, 2022 4.0 Pros You can't beat the affordability of the program. Their ad-free version is only $1 a month, and ad-supported is free. It is easy to connect multiple bank accounts, loans, etc. It is easy to add custom transaction types and tags so you can search and sort on whatever criteria you set. Works best for reporting on past transactions. Cons Certain bank accounts seem to get disconnected more often than others, and it can be a pain to reconnect. Not a great tool for financial forecasting or tracking future income and bills. Works better for reporting on expenses that have already occurred. Review Source JS Jacob S. Operations Director Non-Profit Organization Management Used the software for: 2+ years ### "The Missing Puzzle Piece For Financial Management" April 27, 2022 5.0 I have been using Mint for years, and recommend it to anyone who wants a more convenient at-a-glance view of their financial transaction data. Pros Mint is useful for aggregating transactions and account information from multiple banks or card companies. I have yet to find a similar app that matches Mint's straightforward approach. Cons Mint always tries to nudge you to apply for a new financial service (like a new credit card or loan). I realize this is their business model, to use what they know about you to serve targeted ads, but it can become a nuisance. Review Source SG Sharilee G. Director Education Management Used the software for: 2+ years ### "Great Product Until it Loses Your Notes" July 7, 2022 4.0 There are things I love (which is why I keep using it), but there are also things that are super frustrating that keep my husband asking me why I'm still using it. Pros I love being able to see a quick visual of where the money is going or has gone and what I have in investments, etc. It's great for ongoing tracking, etc. Cons I don't like that after the new month I can't go back and make any kind of correction and I HATE it when I move an expense to the right budget category and put notes in about an expense and then I go back and it has completely lost everything. Review Source VR Verified Reviewer Laboratory Analyst Environmental Services Used the software for: 2+ years ### "Very useful app to manage your finances. " September 2, 2021 4.0 It saves me time and mint made it easy to over look my finances in one page. Pros Mint can link your credit card, bank account, investment, and your assets all together. Therefore, you don't have to go to several website to check your balances. Cons Sometimes it tries to link account you don't really want to link it to your mint account. Other than that, it is very useful. Review Source VR Verified Reviewer Software Enginer Computer Software Used the software for: 6-12 months ### "Free and trusted software" May 26, 2022 5.0 I trust Intuit(company that made TurboTax) and I wouldn't want to link my bank accounts and stuff to a random budgeting service. Pros It's free, has a lot of functionalities, and owned by Intuit. I like how I can sync all my financial services in one place and track my expenses that way, and the charts for spending and net worth is nice to to look at. Cons The UI is a little bit clunky(desktop and mobile) because there are competitors with way better UI(although some cost money). Review Source VR Verified Reviewer Student Research Used the software for: 1-2 years ### "Okay but not great budget app" May 16, 2021 3.0 A cost effective choice to track expenses but I hope the interface would be more minimal. Too many suggestions. If the pending transactions could be more up to date, that would be fantastic. Pros I like their self-explanatory and compartmentalized features. Personally I don't think saving accounts should be counted as Cash, which is more like Emergency Fund. But since I don't have much savings anyway, it doesn't matter much. Cons Never update pending transactions. It used to grey out pending ones. Users can see but are unable to edit. Too many ads Review Source VR Verified Reviewer Technical Development Researcher Biotechnology Used the software for: 1-2 years ### "Great central place for finances" May 11, 2018 5.0 Pros I really like how Mint can be used anywhere regardless of your location. Unlike certain software where you have to access your locally on your desktop (i.e. Quicken), Mint provides you with the flexibility of editing your transactions online. It also allows me to add all finance mediums, including loans and installments. Cons Mint is still lacking a lot of features, including the ability to import .csv files or to filter transactions through a specific date range. Hopefully these features get added soon. Review Source VR Verified Reviewer Director of Women's Ministry and Community Life Religious Institutions Used the software for: 6-12 months ### "Great for budgeting and tracking spending" June 28, 2018 5.0 Pros Mint is excellent for our financial planning and tracking money flow on a monthly basis. The dashboard breaks down spending in a pie chart and has been very easy to see areas of over spending and generally how our money is being spent. Cons You need to link accounts with Mint in order to get financial info into the app. Personally I have had a hard time with linking accounts from some vendors link my mobile company. Other than that you might need to train mint to correctly allocate money into different "buckets" For instance you might buy food at a gas station and the money is automatically listed as spent on Vehicle Review Source VR Verified Reviewer Department Lead Retail Used the software for: 2+ years ### "Great app" May 16, 2018 5.0 Pros Easily shows you all your accounts. Reminds and notifies you of due dates. Shows your budget in it's entirety Cons Most transactions are preset so it's a pain to change which transaction into a different category. Alsoc better real time account updates Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.