--- title: "Mint Reviews 2026. Verified Reviews, Pros & Cons | Capterra" description: "Is Mint the right Financial Management solution for you? Explore 140 verified user reviews from people in industries like yours to make a confident choice." source_url: "https://www.capterra.com/p/213530/Mint/reviews/" page_type: "reviews" language: "en" --- Mint 4.5 (140) [View alternatives](https://www.capterra.com/p/213530/Mint/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated August 20th, 2026 # Reviews of Mint Ease of use 4.5 Customer Service 4.2 ## Pros and Cons in Reviews RD Raegan D Owner, AccountantAccounting, 2 - 10 employeesUsed the software for: More than 2 years. “I love how simple Mint was to use without having to read or watch tutorials.“ November 17, 2025 Ryan M Marketing Analytics EngineerMarketing and Advertising, 1,001 - 5,000 employeesUsed the software for: More than 2 years. “At least for the personal finance aspect, it is heavily focused on monthly expenses which makes it slightly difficult to keep track of expenses that are not monthly such as insurances which are bi-annual or annual.“ December 13, 2022 Megan H OwnerNon-Profit Organization Management, 2 - 10 employeesUsed the software for: Less than 6 months. “Only pro is you can import all of your data and financial info to mini and they move it to TurboTax without any hassle“ March 20, 2024 PS Patrick S ControllerAutomotive, 201 - 500 employeesUsed the software for: More than 2 years. “Sometimes the portal is slow to load and the data needs to be refreshed.“ May 17, 2024 KN Kendra N OwnerVeterinary, 2 - 10 employeesUsed the software for: Less than 6 months. “I truly love the ease of tracking all transactions and being able to set budgets and integrate all your accounts automatically.“ October 19, 2023 Giau N ManagerRestaurants, 2 - 10 employeesUsed the software for: I used a free trial. “Mint does not offer as much investment tracking as other personal finance management tools, but not to the extent that it becomes a huge downside.“ January 19, 2023 JK Joshua K FreelancerCommercial Real Estate, Self-employedUsed the software for: More than 2 years. “This finance-tracking software is the best that I have come across since it allows me to easily establish goals and keep track of all of my finances.“ December 6, 2022 AW Amelia W Account ManagerRetail, 10,001+ employeesUsed the software for: Less than 6 months. “My mortgage company does not participate so I had to figure out how to manually enter that information. If you already are organized and have easy access to all of your accounts then it shouldn't be as stressful as it was for me.“ August 4, 2022 ## Showing most helpful reviews Showing 1-25 of 140 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Ryan M. Marketing Analytics Engineer Marketing and Advertising Used the software for: 2+ years ### "Mint is my favorite place to keep track of my family's budget" December 13, 2022 5.0 Very positive. Used it for years with no plans on changing. Pros My family has used Mint for years to keep track of our personal budget. The integrations that it has with my banks has been instrumental in helping my family manage our finances. Cons At least for the personal finance aspect, it is heavily focused on monthly expenses which makes it slightly difficult to keep track of expenses that are not monthly such as insurances which are bi-annual or annual. They have improved their budget keeping to allow for rollovers which is how we keep track of those expenses that are not monthly but I still wish I could set an annual budget for those expenses Review Source VR Verified Reviewer General Engineer Defense & Space Used the software for: 2+ years ### "The best money management tool" July 22, 2021 5.0 I use Mint to help meet my financial goals, such as saving for a home down payment. It helps me see areas where I could do better as well as areas where I am doing fine. It's simple, integrated on your phone, and best of all it's free. Pros Mint is a fantastic and free tool for managing your money. It allows you to gather all of your financial accounts in one place so you can accurately track your net worth over time, as well as serve as an easy tool for budgeting and expense tracking. Cons Mint does have some intelligent tracking of purchase categories, but it seems like it hits a point where it doesn't try very hard. I have to do quite a bit of manual recategorizing, even for regular purchases. Switched from [Microsoft Excel](https://www.capterra.com/p/176574/Excel/) I wanted a secure tool that was purpose built for dealing with financial accounts. Review Source TW Tabbatha W. Ccr Transportation/Trucking/Railroad Used the software for: 1-2 years ### "Mint by intuit" November 24, 2024 3.0 Pros That when you do taxes its a free service avaiablen Cons I dont get a choice when i dont wanna use them after filing Review Source CO Cindy O. Owner Hospital & Health Care Used the software for: 1-2 years ### "Great alternative to expensive accounting software " March 23, 2022 5.0 I am loving this software. I was hesitant at first after using another software for years, but I was pleasantly surprised and how much I love it and how easy it is to manage my finances. Pros I was vert impressed with how easy this software is to set up and use. Very self explanatory. I love that they monitor your money and your spending and alert you when thigs don't seem right or when you go over budget. Cons The automatic assignment of some accounts is inaccurate Alternatives considered [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[Xero](https://www.capterra.com/p/120109/Xero/) Reason for choosing Mint Ease of use, the monitoring of your accounts. Overall cost. Review Source MF Melissa F. Manager Photography Used the software for: Less than 6 months ### "Free" May 20, 2021 4.0 If you want a cheap, basic, easy and good software try out MINT. Pros The best thing about mint is that it is FREE. I have used Quickbooks and Freshbooks and had many issues with them. Cons I haven't found any issues so for using Mint. You can do basically most thing that you would pay for on mint and its free. Switched from [FreshBooks](https://www.capterra.com/p/142390/FreshBooks/) Freshbooks had issues staying connected with my banking. Review Source RD Raegan D. Owner, Accountant Accounting Used the software for: 2+ years ### "Best Free Budgeting App" November 17, 2025 5.0 I used Mint for years and was very happy with it. It was great for aggregating all my financial data into one place. Pros I love how simple Mint was to use without having to read or watch tutorials. It was very intuitive and user friendly. It was fabulous especially considering it was free. Cons I only disliked that Mint was eventually sold to Credit Karma. Otherwise, I didn't have any dislikes. Review Source JW Jenna W. Owner Marketing and Advertising Used the software for: 2+ years ### "Original app was great " December 30, 2024 5.0 Used for money management and monthly budgeting Pros It was great for money management and budgeting Cons They got rid of the original app and the new option is not great Review Source Rajesh S. President Information Technology and Services Used the software for: 2+ years ### "One of my favorite and best cloud application" November 28, 2016 5.0 This is one of my favorite and best cloud application that I have been using since 2012, it has all the features that you can expect from an online cloud based accounts management. As a developer and project manager myself I could not have expected anything more from the team. Support this team by applying for the offers that they present as an options to save. Pros Very easy to understand nothing to download or install just setup your accounts online: credit cards accounts, bank accounts, investment accounts... Major US Institutions are integrated and also you have an option to enter manually any account or institution that are not supported. It pulls all the individual transactions from your institution in a secured transaction, simply categorized your transactions, add tags, notes and voila you have all the reports in real time. Drill down your report with pie or bar chart add specific filters: month, year or custom filter for specific category, account, merchant or tag. Export transactions to a CSV for further analysis or reporting with the power of spreadsheet. Setup your budget, goals for tracking and alerts. Best part it is Absolutely free! Cons Currently it does not support multi-currency due to which if you have an overseas account and you would like to see your net worth you will have to convert those transaction manually and enter them. It only supports US institutions no support for overseas bank, institutions. No integration with Turbo Tax or any tax software for filing taxes online Review Source Deborah H. Teacher E-Learning Used the software for: 1-2 years ### "Mint is Marvelous" September 13, 2021 5.0 Mint has really helped me develop a clear picture of my spending. I love the charts to show what categories I spent this month total vs last month or vs last year. I can easily adjust categories or add tags to items on my credit cards to properly organize them as far as medical vs home vs entertainment etc. I love to see my net worth at a glance. Mint is marvelous! Pros I love everything about Mint. You can have all of your finances in one place to see what you spend and what you invest. Categories are memorized so all of your spending is organized. Super easy to develop and manage monthly budgets. All accounts are synced in real time. Cons Of course one has to set up all their accounts to get started. Once that is done it is terrific. On rare occasion one of may accounts will mysteriously disappear. However, I just add it again and it reappears. A small annoyance, but nothing more. Review Source Giau N. Manager Restaurants Used the software for: I used a free trial ### "A very efficient personal finance management tool to track spendings, create budgets, and more" January 19, 2023 5.0 Mint is a popular and reputable personal finance management tool that is a great resource for us to understand better and manage our finances. Pros User-friendly interface: Mint has a clean and easy-to-use interface that makes navigating and understanding our financial information simple.Automatic account updates: Mint automatically updates our financial information, so we always have the most current information at our fingertips.Budgeting tools: Mint has various tools that help us better understand our spending habits and create a budget that works for us.Budget tracking: Mint allows us to connect our bank and credit card accounts to the platform, automatically categorizing transactions into different spending categories (e.g., groceries, entertainment, transportation). We can then set budget goals for each category and track our spending over time to see where they are over or under budget.Bill reminders: Mint reminds us when bills are due so that we can avoid late fees.Investment tracking: Mint allows us to track investments such as stocks, mutual funds, and other securities.Mobile app: Mint has a mobile app that allows us to access our financial information on the go. Cons Limited investment tracking: Mint does not offer as much investment tracking as other personal finance management tools, but not to the extent that it becomes a huge downside. Review Source SD Scott D. Pastor Non-Profit Organization Management Used the software for: 2+ years ### "Mint an excellent choice for all your budgeting and financial planning needs" August 4, 2022 5.0 I have been a customer that has stood the test of time. After many attempts years ago to find the program that would work best for me, I was introduced to Mint and never went back. Pros I love that I have had one piece of software that I have used for more than 10 years! I also appreciate that updates make it better each year! It has served my purposes in personal finance and in business which thrills me. Thankful for software that truly helps its customers rather than just seeking to take advantage of or use its clientele. Cons Some features are frustrating. I would like to be able to adjust past budgets for instance and have everything updated to the present. Also, getting the categorization feature to be consistent as I always have to double-check most months. While this is a con I am super thankful for the items it get right! Reason for choosing Mint Mint replaced Microsoft Money for me and was a great find. Review Source DV Daniel V. veteran Military Used the software for: 1-2 years ### "best budget I've used before it closed down " October 1, 2024 5.0 Best budgeting I've ever used. Easy simple, straightforward. And best of all free. I would've paid a fee to keep it going. Pros The budgeting, and it was free. Was able to connect nearly all my accounts to it (except PC MasterCard) Cons They shut it down. Couldn't connect my PC MasterCard. Review Source VR Verified Reviewer Design Engineer Semiconductors Used the software for: 2+ years ### "Mint is the best Personal Finance Software" February 28, 2021 5.0 Mint has been a tremendous lifesaver in helping me to aggregate all of my personal finance data into one single location. I am very happy with this program and will continue to recommend it to all of my friends. I feel that being able to use this software and being able to quickly see all of my financial accounts in one place has helped me tremendously with budgeting and with financial growth. Pros Mint is a novel, innovative software for tracking finances. I was an early adopter to Mint and have enjoyed seeing it blossom into a fully featured program for tracking finances, transactions, investments, debts, expenditures, credit, and much more. I like how the program provides a simple, elegant interface for tracking a wide variety of financial components all in one place. Cons What I like least about Mint is that sometimes it is not compatible with certain financial products or with certain banks/businesses, which requires me to manually input data in order to replace this information. I have found that sometimes the connectivity with Mint is also inconsistent. Review Source VR Verified Reviewer Research Scientist Higher Education Used the software for: 2+ years ### "Mint for budgeting" July 25, 2021 4.0 Mint has been a good platform to keep track of our accounting. Pros Mint does a great job in tracking the expenses I make across several different account. It gives a good overview of my financial status. It helps to make budgets and adjust my expenses to cash-inflow. I can also check credit score. Cons Of late, they try a lot to push in credit card and other financial product offers on the platform, this can be distracting for an user who primarily uses the platform for accounting. Review Source VR Verified Reviewer Engineer Education Management Used the software for: 1-2 years ### "Favorite software of the year" December 25, 2021 5.0 Overall Mint is my favorite software of the year! I love how it's a powerful but also simple-to-use tool for managing my finance and giving me a peace of mind. Thanks Mint! Pros I really love how Mint is so intuitive to navigate and offers everything I need for managing my personal finance. I could link it with my bank accounts easily, and it displays the amounts in all the various accounts nicely categorized and quickly refreshed. It shows my monthly spending with different categories, so I could painlessly track my spending and stay on budget. Cons My only complaint is the categories of my spending are sometimes wrong, and it's a hassle to go back and change the categories so the data visualization tools such as the pie chart displays correct information. I wish there's an easy way for Mint to automatically categorize my spending better, perhaps learning from big data of various users? Review Source VR Verified Reviewer Manager Human Resources Used the software for: 2+ years ### "Fantastic Financial Aggregator" March 18, 2021 5.0 I login to Mint daily to ensure no suspicious activity on my account and their alerts about my credit report are helpful reminders. Pros Once I connected all my accounts this is a great way to have a consistent snapshot of my financial standing on a daily basis. Cons Occasionally there are connection issues that seem to occur with the same accounts with little idea on how to resolve fully. Also there are some financial institutions I have accounts with that will not connect. Review Source VR Verified Reviewer Project Manager Banking Used the software for: 2+ years ### "Missing some nicer features, but the price is right!" May 12, 2022 4.0 Pros You can't beat the affordability of the program. Their ad-free version is only $1 a month, and ad-supported is free. It is easy to connect multiple bank accounts, loans, etc. It is easy to add custom transaction types and tags so you can search and sort on whatever criteria you set. Works best for reporting on past transactions. Cons Certain bank accounts seem to get disconnected more often than others, and it can be a pain to reconnect. Not a great tool for financial forecasting or tracking future income and bills. Works better for reporting on expenses that have already occurred. Review Source DS David S. CEO Information Technology and Services Used the software for: 6-12 months ### "Mint integrates well with Intuit's ecosystem" October 9, 2022 5.0 I will continue to use Mint as an alternative to cost-based options. It does everything I need with no cost. Pretty amazing, actually. Pros Super easy to use and very intuitive. It integrates all my personal finance accounts in one place, permitted me to take regular snapshots of my financial picture. Cons It takes several minutes to update the accounts once the web-based UI is invoked. I would think this could be done ahead of time instead of based on a user's clicks. Review Source PP Patrick P. Production Team Lead Religious Institutions Used the software for: 2+ years ### "Mint is the perfect personal finance manager" October 10, 2021 5.0 Pros Mint makes managing finances easy and intuitive. Being able to see all of your accounts and budgets in one place makes tracking expenses simple. You can even add custom budget items, recategorize transactions after they have been posted, or split transactions between multiple budgets. Cons It isn't possible to make retroactive changes to budgets after a period has ended. The website is full of many "pop up's" that can be obtrusive. Review Source BK Bradley K. Research Assistant Research Used the software for: 2+ years ### "Great Budgeting and Financial Tracking Tool" August 10, 2021 5.0 I really like having one spot where I can go to monitor all of my balances and transactions. Pros I felt that Mint helped capture and synthesize the most important data that I would need when budgeting and monitoring my financials to help me keep track, sort, organize income and purchases and help make informed financial decisions. Cons I felt that sometimes it was a bit difficult to link accounts into Mint, and occasionally when I log in, I would have to re-initialize the relationship with the financial institution to get the data that I needed. Review Source VR Verified Reviewer Social Worker Hospital & Health Care Used the software for: 2+ years ### "Helpful financial insights" July 21, 2021 4.0 Overall, this is one of the best personal finance apps out there. Would highly recommend. Pros I love that I can use Mint to track my personal spending. It’s great that you can link your bank accounts and see where your money is going each month. Cons If you’ve ever had another account with Intuit, it can be challenging to have it deleted from Mint. I had trouble removing an account I no longer use. Review Source BL Brandy L. Salon Owner/Operator Cosmetics Used the software for: 2+ years ### "Boss Lady" February 17, 2023 5.0 My overall experience has been rewarding as I have been able to budget consistently. Pros Being an entreprenuer can be challenging on the financial side because my business generates a cash flow on a day to day basis. So mint allows me to manage my money as well as my budget. Cons There were no cons in my opinion. I truly enjoy all the aspects of Mint. Review Source VR Verified Reviewer Technical Development Researcher Biotechnology Used the software for: 1-2 years ### "Great central place for finances" May 11, 2018 5.0 Pros I really like how Mint can be used anywhere regardless of your location. Unlike certain software where you have to access your locally on your desktop (i.e. Quicken), Mint provides you with the flexibility of editing your transactions online. It also allows me to add all finance mediums, including loans and installments. Cons Mint is still lacking a lot of features, including the ability to import .csv files or to filter transactions through a specific date range. Hopefully these features get added soon. Review Source VR Verified Reviewer Director of Women's Ministry and Community Life Religious Institutions Used the software for: 6-12 months ### "Great for budgeting and tracking spending" June 28, 2018 5.0 Pros Mint is excellent for our financial planning and tracking money flow on a monthly basis. The dashboard breaks down spending in a pie chart and has been very easy to see areas of over spending and generally how our money is being spent. Cons You need to link accounts with Mint in order to get financial info into the app. Personally I have had a hard time with linking accounts from some vendors link my mobile company. Other than that you might need to train mint to correctly allocate money into different "buckets" For instance you might buy food at a gas station and the money is automatically listed as spent on Vehicle Review Source VR Verified Reviewer Retail Operations Specialist Banking Used the software for: 2+ years ### "Aggregates all your banking information" January 20, 2018 5.0 Pros Mint took over another app I was using to track bills. Now that Bills and accounts are located within the same app it is easier than ever. While Mint is free you will get ads directed towards you, however once in a while they are actually relevant to what I need. Easily navigated passed. Integrates with most accounts. Cons Mint sometimes will struggle connecting to an account based on security questions. I have about 25 accounts hooked up and it fails on 2-3 on a monthly basis. Typically you click it and reconnect and are fine, but frustrating when it doesn't update the correct budget information. 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