# Mint Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Mint the right Financial Management solution for you? Explore 140 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/213530/Mint/reviews --- Mint 4.5 (140) [View alternatives](https://www.capterra.com/p/213530/Mint/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated January 15th, 2026 # Reviews of Mint Ease of use 4.5 Customer Service 4.2 ## Pros and Cons in Reviews RD Raegan D Owner, AccountantAccounting, 2 - 10 employeesUsed the software for: More than 2 years. “I love how simple Mint was to use without having to read or watch tutorials.“ November 17, 2025 PS Patrick S ControllerAutomotive, 201 - 500 employeesUsed the software for: More than 2 years. “Sometimes the portal is slow to load and the data needs to be refreshed.“ May 17, 2024 PS Patrick S ControllerAutomotive, 201 - 500 employeesUsed the software for: More than 2 years. “Mint offers an easy-to-use portal that tracks expense categories automatically.“ May 17, 2024 Ryan M Marketing Analytics EngineerMarketing and Advertising, 1,001 - 5,000 employeesUsed the software for: More than 2 years. “At least for the personal finance aspect, it is heavily focused on monthly expenses which makes it slightly difficult to keep track of expenses that are not monthly such as insurances which are bi-annual or annual.“ December 13, 2022 RD Raegan D Owner, AccountantAccounting, 2 - 10 employeesUsed the software for: More than 2 years. “It was fabulous especially considering it was free.“ November 17, 2025 AW Amelia W Account ManagerRetail, 10,001+ employeesUsed the software for: Less than 6 months. “My mortgage company does not participate so I had to figure out how to manually enter that information. If you already are organized and have easy access to all of your accounts then it shouldn't be as stressful as it was for me.“ August 4, 2022 RD Raegan D Owner, AccountantAccounting, 2 - 10 employeesUsed the software for: More than 2 years. “It was very intuitive and user friendly.“ November 17, 2025 Frank R ManagementFood & Beverages, 51 - 200 employeesUsed the software for: More than 2 years. “Portal at time has too much information that makes it confusing“ June 17, 2023 ## Showing most helpful reviews Showing 1-25 of 140 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Ryan M. Marketing Analytics Engineer Marketing and Advertising Used the software for: 2+ years ### "Mint is my favorite place to keep track of my family's budget" December 13, 2022 5.0 Very positive. Used it for years with no plans on changing. Pros My family has used Mint for years to keep track of our personal budget. The integrations that it has with my banks has been instrumental in helping my family manage our finances. Cons At least for the personal finance aspect, it is heavily focused on monthly expenses which makes it slightly difficult to keep track of expenses that are not monthly such as insurances which are bi-annual or annual. They have improved their budget keeping to allow for rollovers which is how we keep track of those expenses that are not monthly but I still wish I could set an annual budget for those expenses Review Source VR Verified Reviewer General Engineer Defense & Space Used the software for: 2+ years ### "The best money management tool" July 22, 2021 5.0 I use Mint to help meet my financial goals, such as saving for a home down payment. It helps me see areas where I could do better as well as areas where I am doing fine. It's simple, integrated on your phone, and best of all it's free. Pros Mint is a fantastic and free tool for managing your money. It allows you to gather all of your financial accounts in one place so you can accurately track your net worth over time, as well as serve as an easy tool for budgeting and expense tracking. Cons Mint does have some intelligent tracking of purchase categories, but it seems like it hits a point where it doesn't try very hard. I have to do quite a bit of manual recategorizing, even for regular purchases. Switched from [Microsoft Excel](https://www.capterra.com/p/176574/Excel/) I wanted a secure tool that was purpose built for dealing with financial accounts. Review Source TW Tabbatha W. Ccr Transportation/Trucking/Railroad Used the software for: 1-2 years ### "Mint by intuit" November 24, 2024 3.0 Pros That when you do taxes its a free service avaiablen Cons I dont get a choice when i dont wanna use them after filing Review Source CO Cindy O. Owner Hospital & Health Care Used the software for: 1-2 years ### "Great alternative to expensive accounting software " March 23, 2022 5.0 I am loving this software. I was hesitant at first after using another software for years, but I was pleasantly surprised and how much I love it and how easy it is to manage my finances. Pros I was vert impressed with how easy this software is to set up and use. Very self explanatory. I love that they monitor your money and your spending and alert you when thigs don't seem right or when you go over budget. Cons The automatic assignment of some accounts is inaccurate Alternatives considered [NetSuite](https://www.capterra.com/p/135757/NetSuite/)[Wave](https://www.capterra.com/p/178021/Wave-Apps/)[Xero](https://www.capterra.com/p/120109/Xero/) Reason for choosing Mint Ease of use, the monitoring of your accounts. Overall cost. Switched from [QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/) Cost and strong arm of this company to have to go online instead of using desktop. I did not like their tactics Review Source MF Melissa F. Manager Photography Used the software for: Less than 6 months ### "Free" May 20, 2021 4.0 If you want a cheap, basic, easy and good software try out MINT. Pros The best thing about mint is that it is FREE. I have used Quickbooks and Freshbooks and had many issues with them. Cons I haven't found any issues so for using Mint. You can do basically most thing that you would pay for on mint and its free. Switched from [FreshBooks](https://www.capterra.com/p/142390/FreshBooks/) Freshbooks had issues staying connected with my banking. Review Source RD Raegan D. Owner, Accountant Accounting Used the software for: 2+ years ### "Best Free Budgeting App" November 17, 2025 5.0 I used Mint for years and was very happy with it. It was great for aggregating all my financial data into one place. Pros I love how simple Mint was to use without having to read or watch tutorials. It was very intuitive and user friendly. It was fabulous especially considering it was free. Cons I only disliked that Mint was eventually sold to Credit Karma. Otherwise, I didn't have any dislikes. Review Source JW Jenna W. Owner Marketing and Advertising Used the software for: 2+ years ### "Original app was great " December 30, 2024 5.0 Used for money management and monthly budgeting Pros It was great for money management and budgeting Cons They got rid of the original app and the new option is not great Review Source VR Verified Reviewer Founder Retail Used the software for: 1-2 years ### "Wish this was still available" August 24, 2024 4.0 After the first year, when I was able to dial in my budget, it worked very well to help me track business and personal expenses Pros I was able to fully customize my accounts and categories Cons Inability to adjust budgets retroactively Review Source Rajesh S. President Information Technology and Services Used the software for: 2+ years ### "One of my favorite and best cloud application" November 28, 2016 5.0 This is one of my favorite and best cloud application that I have been using since 2012, it has all the features that you can expect from an online cloud based accounts management. As a developer and project manager myself I could not have expected anything more from the team. Support this team by applying for the offers that they present as an options to save. Pros Very easy to understand nothing to download or install just setup your accounts online: credit cards accounts, bank accounts, investment accounts... Major US Institutions are integrated and also you have an option to enter manually any account or institution that are not supported. It pulls all the individual transactions from your institution in a secured transaction, simply categorized your transactions, add tags, notes and voila you have all the reports in real time. Drill down your report with pie or bar chart add specific filters: month, year or custom filter for specific category, account, merchant or tag. Export transactions to a CSV for further analysis or reporting with the power of spreadsheet. Setup your budget, goals for tracking and alerts. Best part it is Absolutely free! Cons Currently it does not support multi-currency due to which if you have an overseas account and you would like to see your net worth you will have to convert those transaction manually and enter them. It only supports US institutions no support for overseas bank, institutions. No integration with Turbo Tax or any tax software for filing taxes online Review Source Deborah H. Teacher E-Learning Used the software for: 1-2 years ### "Mint is Marvelous" September 13, 2021 5.0 Mint has really helped me develop a clear picture of my spending. I love the charts to show what categories I spent this month total vs last month or vs last year. I can easily adjust categories or add tags to items on my credit cards to properly organize them as far as medical vs home vs entertainment etc. I love to see my net worth at a glance. Mint is marvelous! Pros I love everything about Mint. You can have all of your finances in one place to see what you spend and what you invest. Categories are memorized so all of your spending is organized. Super easy to develop and manage monthly budgets. All accounts are synced in real time. Cons Of course one has to set up all their accounts to get started. Once that is done it is terrific. On rare occasion one of may accounts will mysteriously disappear. However, I just add it again and it reappears. A small annoyance, but nothing more. Review Source DV Daniel V. veteran Military Used the software for: 1-2 years ### "best budget I've used before it closed down " October 1, 2024 5.0 Best budgeting I've ever used. Easy simple, straightforward. And best of all free. I would've paid a fee to keep it going. Pros The budgeting, and it was free. Was able to connect nearly all my accounts to it (except PC MasterCard) Cons They shut it down. Couldn't connect my PC MasterCard. Review Source VR Verified Reviewer Editor Media Production Used the software for: 2+ years ### "Helpful for Net Worth and Credit Score Monitoring" March 21, 2022 4.0 Pros Mint is a helpful piece of software if you're looking to centralize all of your financial accounts (checking, savings, credit cards, loans, retirement, investments, etc.) in one place. I find this especially useful because if you're able to input all of your accounts and assets, Mint will generate your net worth in real time as it fluctuates. It will also keep you informed of your credit score, and why it may be lower or higher according to specific factors (credit age, credit usage, on-time payment history, total accounts, credit history, and derogatory marks). No more guessing what you could be doing to improve your credit, or what it is that's dragging your score down. Cons If you input your checking and credit card accounts into Mint, Mint will analyze your purchases and categorize your spending (Groceries, Restaurants, Clothing, Gas & Fuel, Fast Food, Movies & DVDs, Alcohol & Bars, and Coffee Shops), and help you stay within predetermined budgets you've set for each category. However, I haven't found that Mint's analysis of my purchases is always accurate, and so I have never relied on or used this feature. I also have found that I can't add my 401k account in Mint (they do not have Transamerica Retirement available as an investment option), so I've sort of "hacked" the software by manually inputting my retirement balance as "Property" to get an accurate read of my net worth. This is a bit frustrating, and Mint's library of linkable accounts could do for an update. Review Source PS Patrick S. Controller Automotive Used the software for: 2+ years ### "Great Budgeting Tool" May 17, 2024 5.0 Pros Mint offers an easy-to-use portal that tracks expense categories automatically. It makes it easy to analyze income and expenses over time. Cons Sometimes the portal is slow to load and the data needs to be refreshed. Review Source VR Verified Reviewer Front Desk Agent Hospitality Used the software for: 2+ years ### "Budgeting Done Right" March 23, 2021 5.0 Overall Mint is my go-to source for making sure there are no irregularities in my budget and that I am spending wisely. Due to my large amount of money accounts, I couldn't trust any other company to continually track my money. Pros For those who have many credit & checking accounts across a wide variety of banks, Mint is one of the best solutions out there to easily track your spending. It lets you link an unlimited number of accounts, so if you are like me and have many credit and checking accounts you can make sure you will be able to easily stay up to date on all your transactions. It also sorts all purchases by store so that you can easily search for them later. Cons I do not like that Mint doesn't let you delete transactions as this can cause miscalculations within your budget, especially if you are using a credit card and checking account it will show the money was taken out two times because it includes the charge and the payment. This can cause the numbers to not properly be balanced. Review Source VR Verified Reviewer Program Director Non-Profit Organization Management Used the software for: 2+ years ### "A wonderful product for personal financial tracking" June 4, 2021 4.0 I love using this to keep track of my personal finances. I feel much more in control of everything than before I used it. Pros I login for a couple of minutes every day. Since it's automatically linked to all of my accounts, I am way way more likely to catch any fraudulent charges. I feel much safer keeping an eye on everything, all in one place. Cons I'd be happy to pay a bit monthly towards removing ads. The phone app is difficult to use, you really need to use the online version on a computer. Reason for choosing Mint Cost Review Source NS Nick S. Business Development Real Estate Used the software for: 2+ years ### "Mint - Budget Software" July 27, 2021 5.0 I've been able to better manage my money and make better personal finance decisions. Staying on top of money gives me peace of mind and confidence. Pros I like that I'm able to connect with my bank accounts, credit cards, Venmo, PayPal, etc. Being able to connect to the systems I use for exchanging money allows me to best budget within the app. Cons I don't know that there's really anything I like least. The good part of Mint is that they are always releasing updates and it seems that they take user feedback very seriously. Review Source VR Verified Reviewer Assistant Director, Communications Insurance Used the software for: 2+ years ### "Makes Managing Finances Easy" March 2, 2021 5.0 Easily track day-day-day credits and debits of all accounts. Pros Mint is a phenomenal program to help me keep track of every penny (pretty much) that is going in and out of my various accounts daily. Additionally, I can track bills and get suggestions. I'm an avid user and for good reason. Cons It sometimes cannot connect to certain accounts and as a read-only platform, it's not intended for robust transacting. Review Source DS David S. CEO Information Technology and Services Used the software for: 6-12 months ### "Mint integrates well with Intuit's ecosystem" October 9, 2022 5.0 I will continue to use Mint as an alternative to cost-based options. It does everything I need with no cost. Pretty amazing, actually. Pros Super easy to use and very intuitive. It integrates all my personal finance accounts in one place, permitted me to take regular snapshots of my financial picture. Cons It takes several minutes to update the accounts once the web-based UI is invoked. I would think this could be done ahead of time instead of based on a user's clicks. Review Source PP Patrick P. Production Team Lead Religious Institutions Used the software for: 2+ years ### "Mint is the perfect personal finance manager" October 10, 2021 5.0 Pros Mint makes managing finances easy and intuitive. Being able to see all of your accounts and budgets in one place makes tracking expenses simple. You can even add custom budget items, recategorize transactions after they have been posted, or split transactions between multiple budgets. Cons It isn't possible to make retroactive changes to budgets after a period has ended. The website is full of many "pop up's" that can be obtrusive. Review Source BK Bradley K. Research Assistant Research Used the software for: 2+ years ### "Great Budgeting and Financial Tracking Tool" August 10, 2021 5.0 I really like having one spot where I can go to monitor all of my balances and transactions. Pros I felt that Mint helped capture and synthesize the most important data that I would need when budgeting and monitoring my financials to help me keep track, sort, organize income and purchases and help make informed financial decisions. Cons I felt that sometimes it was a bit difficult to link accounts into Mint, and occasionally when I log in, I would have to re-initialize the relationship with the financial institution to get the data that I needed. Review Source VR Verified Reviewer Social Worker Hospital & Health Care Used the software for: 2+ years ### "Helpful financial insights" July 21, 2021 4.0 Overall, this is one of the best personal finance apps out there. Would highly recommend. Pros I love that I can use Mint to track my personal spending. It’s great that you can link your bank accounts and see where your money is going each month. Cons If you’ve ever had another account with Intuit, it can be challenging to have it deleted from Mint. I had trouble removing an account I no longer use. Review Source BL Brandy L. Salon Owner/Operator Cosmetics Used the software for: 2+ years ### "Boss Lady" February 17, 2023 5.0 My overall experience has been rewarding as I have been able to budget consistently. Pros Being an entreprenuer can be challenging on the financial side because my business generates a cash flow on a day to day basis. So mint allows me to manage my money as well as my budget. Cons There were no cons in my opinion. I truly enjoy all the aspects of Mint. Review Source TD Tenzin D. health Information management specialist Hospital & Health Care Used the software for: 6-12 months ### "Take control of your finances with this one tool" February 28, 2023 5.0 Pros For a beginner looking forard to take control of your finances, be it personal or for your business, this is a great tool for simplifying the ins and out of all the transactions in some simple app. The ability to link all your banks accounts and track the expense if a powerful and helpful tool for me. The free credit history tool is valuable as well! Cons With all the integrations with my banking app and other financial tools, i am often concerned the security of my data. A robust data privacy platform from Mint (intuit) will be reassuring for the users. Review Source TA Terri A. Executive Director Non-Profit Organization Management Used the software for: 2+ years ### "Finances at a glance " May 2, 2023 5.0 Pros What I like most about Mint is the ability to get quick snapshots of my financial status. All of my other financial accounts easily integrate to provide a complete overview in a flash. I also love having an updated credit score. Cons I do not have any negative comments about Mint. Review Source VR Verified Reviewer Retail Operations Specialist Banking Used the software for: 2+ years ### "Aggregates all your banking information" January 20, 2018 5.0 Pros Mint took over another app I was using to track bills. Now that Bills and accounts are located within the same app it is easier than ever. While Mint is free you will get ads directed towards you, however once in a while they are actually relevant to what I need. Easily navigated passed. Integrates with most accounts. Cons Mint sometimes will struggle connecting to an account based on security questions. I have about 25 accounts hooked up and it fails on 2-3 on a monthly basis. Typically you click it and reconnect and are fine, but frustrating when it doesn't update the correct budget information. Review Source Similar Products Featured ## Related categories [Financial Reporting](https://www.capterra.com/financial-reporting-software/)[Budgeting](https://www.capterra.com/budgeting-software/)[Financial Management](https://www.capterra.com/financial-management-software/) ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.