Mint Reviews

Overall: This is one of my favorite and best cloud application that I have been using since 2012, it has all the features that you can expect from an online cloud based accounts management. As a developer and project manager myself I could not have expected anything more from the team. Support this team by applying for the offers that they present as an options to save.

Pros: Very easy to understand nothing to download or install just setup your accounts online: credit cards accounts, bank accounts, investment accounts... Major US Institutions are integrated and also you have an option to enter manually any account or institution that are not supported. It pulls all the individual transactions from your institution in a secured transaction, simply categorized your transactions, add tags, notes and voila you have all the reports in real time. Drill down your report with pie or bar chart add specific filters: month, year or custom filter for specific category, account, merchant or tag. Export transactions to a CSV for further analysis or reporting with the power of spreadsheet. Setup your budget, goals for tracking and alerts. Best part it is Absolutely free!

Cons: Currently it does not support multi-currency due to which if you have an overseas account and you would like to see your net worth you will have to convert those transaction manually and enter them. It only supports US institutions no support for overseas bank, institutions. No integration with Turbo Tax or any tax software for filing taxes online

Recommendations to other buyers: This application is from a reputed company that also developed the most popular tax software: Turbo Tax. I have never seen any loss of data or down time in my experience from 2012 till date. I will highly recommend this to anyone that needs to keep track of all their accounts in one place and also to see the trends of income, expense, budget and net worth.

Overall: I love using this to keep track of my personal finances. I feel much more in control of everything than before I used it.

Pros: I login for a couple of minutes every day. Since it's automatically linked to all of my accounts, I am way way more likely to catch any fraudulent charges. I feel much safer keeping an eye on everything, all in one place.

Cons: I'd be happy to pay a bit monthly towards removing ads. The phone app is difficult to use, you really need to use the online version on a computer.

Reasons for Choosing Mint: Cost

Overall: I started using Mint a few years ago after deciding I wanted to keep track of my personal finances. I initially started out writing out all my expenses on the iPhone notes app. When I downloaded Mint I couldn't believe how easy it was! I didn't have to manually write out my expenses anymore. Mint does everything for you and categorizes all the purchases you've made via your linked cards. I always recommend it to all my friends and family!

Pros: There are so many things I love about this app! For one, the interface is very user-friendly. You just connect your debit and credit cards and then Mint categorizes and keeps track of your bills and expenses. I love that you don't have to do anything. Mint does it all for you so it's perfect for anyone new to personal finance. I like how Mint shows you your daily, weekly, and monthly spending in a graph and list form. It makes it really easy to visually see your spending habits. I also like how Mint suggests different credit cards for you and shows you how much you can save and perks for each card. Whenever I'm shopping for a new credit card it's really easy to just scroll through the credit card list on Mint and quickly scan for the one that offers the best sign up bonus and perks.

Cons: Mint automatically categorizes your purchases so you can see how much you're spending in each category. For example, some of my main categories are clothing, shopping, gas & fuel, groceries, etc. Mint is pretty good at categorizing your purchases correctly but a few times a month Mint will wrongly categorize my purchases. Just last week a purchase that should have been "groceries" was actually categorized as "clothing". It's not a huge issue but it does make it necessary to manually scan through everything to make sure I'm getting accurate information on my spending habits.

Reasons for Switching to Mint: The Personal Capital app has more moving parts and is, therefore, more complicated. I prefer how clean and to the chase the Mint app is.

Overall: I login to Mint daily to ensure no suspicious activity on my account and their alerts about my credit report are helpful reminders.

Pros: Once I connected all my accounts this is a great way to have a consistent snapshot of my financial standing on a daily basis.

Cons: Occasionally there are connection issues that seem to occur with the same accounts with little idea on how to resolve fully. Also there are some financial institutions I have accounts with that will not connect.

Overall: Mint has allowed me to keep up to date with payments, it breaks down all the places I tend to spend money and allows me to better allocate for future months so I can see my purchase trends and address them.

Pros: The ability to budget monthly and monitor my credit score as well as account balances is top tier. The interface is also incredibly intuitive and user-friendly.

Cons: No cons thus far to report. There isn't an overabundance of advertisements or things pay-walled that would cause issues for most users.

Overall: Super happy! It's free which I love. It helps me track everything in total of all my expenses and investments. I can even put in my home address and they update my house value Baer in today's market. Super easy to use. Great for anyone who wants to grow financially. You can be an absolute beginner as Mint does all the work for you once you set up your accounts and custom reports. Makes getting info to use when doing my taxes a piece of cake.

Pros: Super easy to add all a points from checking to credit and loans. Mint gives me an Instant and full picture of all my expenses and investments. It's updated in real time so it is my right now numbers. I love to track my progress. No effort at all in my part. Just login and refresh. All my accounts magically appear. I can customize reports to clearly see where my money goes.

Cons: At times I've had difficulty adding accounts and seeing all of the accounts within that one bank for example. I have been able to fix it by adding the account again. So maybe those were user errors made by me.

Reasons for Switching to Mint: Mint is so much more user friendly.

Pros: Most of my financial accounts and assets are in my app. Credit, checking, savings, investments, and others are all together. I can see the value of all my accounts at once. I can add bill reminders. I can set spending and saving limits.

Cons: My main negative remark is that the application disconnects from the financial accounts often and I need to re-sign in a lot. In addition, There are many investment funds that the application does not accept, yet. I hope this will change in the future as I will continue to be a user

Overall: The best way by far to track your finances and budget.

Pros: Mint is a great way to track all your personal finances, the mobile interface is great and it is easy to link all your accounts.

Cons: Nothing bad to say here, at points it was hard to link certain accounts and they would not refresh, but those issues have for the most part been resolved.

Pros: Mint is a great tool for creating budgets, managing your spending, managing investments, and tracking and paying bills. You can even keep tabs on your credit score. You can also set reminders about upcoming bills and alerts for any unusual spending activity. The best part is the app is completely free.

Cons: I'm not sure how I feel about using an app that links all your banking information and credit cards into it. Sure, they say your data is encrypted, but time and time again we have seen all other companies get hacked at some point or another. Also many financial institutions have started implementing these same tools that Mint offers, in which case you wouldn't need to use many of the features that Mint is capable of.

Pros: Mint is excellent for our financial planning and tracking money flow on a monthly basis. The dashboard breaks down spending in a pie chart and has been very easy to see areas of over spending and generally how our money is being spent.

Cons: You need to link accounts with Mint in order to get financial info into the app. Personally I have had a hard time with linking accounts from some vendors link my mobile company. Other than that you might need to train mint to correctly allocate money into different "buckets" For instance you might buy food at a gas station and the money is automatically listed as spent on Vehicle

Pros: Ease of reviewing my financial status and helps with tracking my budgeting and spending.

Cons: It sometimes doesn't link to my accounts and requires reentering and/or updating my linked accounts.

Pros: It is easy to see and manage all of my finances in one place. It pulls all of my financial info into one place. One of my favorite parts fo Mint is that I can see graphically how my net worth has changed over time. It was very hard to do this in the past because I would have to go to many different websites in order to get the total. It does a great job at syncing most of my online accounts. I also like that you can get your free credit score from them as well.

Cons: Nothing is perfect and Mint does have some problems. It gets caught up often with accounts that have two-factor authentication and often asks me to re-login into accounts too often. I don't use it for budgeting because it far too often miscategorized transactions.

Pros: Mint took over another app I was using to track bills. Now that Bills and accounts are located within the same app it is easier than ever. While Mint is free you will get ads directed towards you, however once in a while they are actually relevant to what I need. Easily navigated passed. Integrates with most accounts.

Cons: Mint sometimes will struggle connecting to an account based on security questions. I have about 25 accounts hooked up and it fails on 2-3 on a monthly basis. Typically you click it and reconnect and are fine, but frustrating when it doesn't update the correct budget information.

Pros: Easy to set budgets and track progress through the month.

Cons: Some purchases are not updated quickly and will be placed in wrong categories.

Pros: I use Mint to keep track of all my accounts (banks, credit cards, investments, retirement, kids' college saving accounts). It gives me a quick view into how much cash I have, credit card balances, how my investments are doing. I also like being able to look at all my purchases across all accounts, categorize them (mostly this happens automatically), and look at spending trends. Lots of good information is available in the graphs.

Cons: Automatic transaction categorization could be improved (sometimes it might identify a gas station purchase as a restaurant, for example). It's pretty common for Mint to have issues connecting to one or more of my accounts, even if there is no problem on the bank's side (ie the problem is with Mint only). Also, you have to share all your passwords with Mint, which some people will be uncomfortable with.

Overall: Overall, very impressed and I will continue to use this app for a long time.

Pros: I love how easy it is to export financial data into excel to further analyze. I also like the built in graphics and reports mint gives to help me get a quick understanding over my financials.

Cons: I am not a fan of the goal setting feature. It sets it up as a contribution that comes out of my budget, but I would like it more if it takes the net income and applies it to my goal.

Pros: The website dashboard shows me my monthly budget as well as individual budgets. I like that it guesses a good budget for various categories based on my spending. It helps me set aside money for various goals and it can incorporate ALL of my online logins to various banks, credit cards, mortgage and loan services, and investments. Very comprehensive access.

Cons: The mobile app doesn't show me my individual budgets at a glance, and it's more difficult to customize than I would like.

Overall: Helpful in knowing my financial health so there is no surprises

Pros: It organizes all of your finances into one place. So you know exactly how much money you have and what you don't

Cons: Certain financial institutions do not work on the platform. They are adding them all the time but I am still missing some