# Yokoy Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Yokoy Software - reviews, pricing plans, popular comparisons to other Spend Management products and more.

Source: https://www.capterra.com/p/215096/Yokoy

---

# 

 Yokoy Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

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[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Yokoy

## What is Yokoy?

Yokoy’s proven, AI-powered spend management platform brings intelligence, automation, and data insights to finance teams with a single platform to capture, verify, and authorise invoices and expenses. Purpose-built to handle the complexity that comes with multi-entity organizations, it’s designed to help mitigate the risk of non-compliance to company policies, processes and regulatory requirements. Powered by Yokoy’s proprietary AI, it enables end-to-end automation, helping to reduce the cost of repetitive manual work, and with customisable workflows and integrations into your existing tech stack, it provides finance leaders with full visibility and control over spend across the company. With purpose-built modules for invoices, expenses, and payments Yokoy brings all your spend into a single platform. And with Yokoy’s payment cards, you can give your people the freedom to pay how they want while streamlining card administration and keeping everything within company policies.

## What is Yokoy used for?

[Expense Report](https://www.capterra.com/expense-report-software/)[Spend Management](https://www.capterra.com/spend-management-software/)[Payment Processing](https://www.capterra.com/payment-processing-software/)

Top alternative

Featured

Overall rating

Based on 50 user reviews

Reviews sentiment

Positive

96%

Neutral

4%

Negative

0%

Contact vendor  
for pricing

Free trial  
available

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## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Yokoy

4.5 (50)

VS.

[4.3 (2,241)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Starting Price

Contact vendor

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.6 (50)

Ease Of Use

4.1 (1,105)

Value For Money

4.2 (42)

Value For Money

4.1 (743)

Customer Service

4.1 (42)

Customer Service

4.1 (812)

## Yokoy alternatives

[4.6 (1,194)](https://www.capterra.com/p/142384/Zoho-Expense/reviews/)

Starting price

$3.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

97%

of reviewers

rated it above 4 stars

[4.4 (3,284)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

88%

of reviewers

rated it above 4 stars

Highest Rated

[4.9 (4,694)](https://www.capterra.com/p/172127/Rippling/reviews/)

Starting price

$8.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

98%

of reviewers

rated it above 4 stars

[4.5 (4,511)](https://www.capterra.com/p/142390/FreshBooks/reviews/)

Starting price

$21.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

92%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/215096/Yokoy/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Expense Tracking

4.4 (27)

81.48% of 27 reviewers that rated this feature as important or highly important

Monitor and record expenses such as purchases or charges incurred

Receipt Management

4.6 (22)

81.82% of 22 reviewers that rated this feature as important or highly important

Upload, track, and submit receipts in a central database

Mobile Receipt Upload

4.9 (19)

68.42% of 19 reviewers that rated this feature as important or highly important

Scan and upload receipts to a central database using a mobile device

Expense Claims

4.4 (16)

68.75% of 16 reviewers that rated this feature as important or highly important

Attaching relevant receipts or supporting documents to submit expenses for reimbursement

Mobile Access

4.7 (15)

60.00% of 15 reviewers that rated this feature as important or highly important

Access software remotely via mobile devices

Data Import/Export

4.1 (11)

90.91% of 11 reviewers that rated this feature as important or highly important

Import and export data to and from software applications

Yokoy 80 features

Define levels of authorization for access to specific files or systems

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Integrate with a third-party accounting system

Track money owed to a company's creditors/suppliers

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Track and document all activities across devices, networks, and other systems

Generate one-off reports that meet information requirements

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Application programming interface that allows for integration with other systems/databases

Manage the process of evaluating documents or requests submitted for approval

Route documents and other data through one or more stakeholders for review and approval

A record of all activities within the system, including user access, changes made, etc.

Match digital receipt images or data with corresponding expense entries

Manage and monitor spending to align with the financial constraints or goals

Create budgets based on historical data and future projections

Organize and group data or items based on various criteria

Track and manage adherence to policies for any service, product, process, or supplier

Configure existing workflows to meet your organization's needs

Manage and track credit cards that are distributed to employees to use for authorized business expenses

Financial system that helps create and manage physical/digital credit cards and track transaction activities

Customize data fields to support various needs and use cases

Alter the layout and content of reports

Pre-designed layouts that can be customized to match preferences and requirements

Assembly of graphs and charts for visualizing and tracking statistics/metrics

Import and export data to and from software applications

Compare new data with existing records to detect duplicate entries

Receive an automatic notification when the exact same payment is about to be initiated for the second time

Electronically collect payments for goods or services

Integrate with existing ERP systems

Attaching relevant receipts or supporting documents to submit expenses for reimbursement

Plan, pay and track business related expenses.

Monitor and record expenses such as purchases or charges incurred

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Plan, manage, and track the financial activities of an individual or organization

Generate reports to assess the financial performance of an organization

Identify and prevent suspicious activity

Captures invoice data and maintains comprehensive records for auditing and reporting purposes

Creation, processing, verification, and execution of invoices till the payment is made

Log miles driven for tax deduction or reimbursement purposes

Access software remotely via mobile devices

Access the system via a mobile application

Clients can submit payments via mobile devices

Scan and upload receipts to a central database using a mobile device

Manage and handle various international currencies

Manage and support multiple languages

Book meetings and appointments through a website or digital platform

Accept and process online payment transactions

Ability to recognize printed or written text within digital images or scanned documents

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Create, manage, and track policies and procedures within an organization

Bank cards with approved funds pre-loaded that employees can use for corporate purchases

Streamlining repetitive tasks and activities through automated and predefined workflows

Create, send, and track purchase orders and their statuses

Aligns purchase orders with incoming invoices and receiving reports

Receive notification of issues as soon as they occur

Receive data and information in real time

Active monitoring of systems, applications, or networks

Notifications that are delivered to users as soon as an event occurs

Active reporting of data and metrics

Receive system updates as soon as any changes are made

Upload, track, and submit receipts in a central database

Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.)

Manage compensation for out-of-pocket expenses incurred by an employee, client or another party

Timed notification for any upcoming task, deadline, appointment, or activity

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

View and track pertinent metrics to find patterns and gain insights from data

Establish limitations based on certain conditions

Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work

Securely stores data to prevent data loss or breaches

Online portal through which end users can access the system, manage tasks, or obtain information

Allow users to access multiple services after entering their login credentials once

Review and uncover trends in spending activity

Set allowances and ensure employees don't spend more than the allotted amounts

Track the amount of money spent on a certain product or with a certain supplier

Set up connections to third-party platforms to improve business processes

Log and record hours worked and costs spent to assist in billing and invoicing

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks

Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc.

Create, design and manage workflows for repetitive tasks

Get Advice

We can help you find the software with the features you need.

Features

4.4 (50)

4.4

Based on 50 reviews

## Pricing

Value for money

4.2 (42)

### Starting price

Contact vendor  
for pricing

Free trial  
available

Value for money

4.2 (42)

4.2

Based on 42 reviews

## Integrations

[

Xero](https://www.capterra.com/p/120109/Xero/)[

NetSuite](https://www.capterra.com/p/135757/NetSuite/)[

Workday HCM](https://www.capterra.com/p/66908/Workday-HCM/)[

Sage 50 Accounting](https://www.capterra.com/p/174753/Sage-50cloud/)[

Perk](https://www.capterra.com/p/171040/TravelPerk/)[

SAP S/4HANA Cloud](https://www.capterra.com/p/152293/SAP-S-4HANA/)[

SAP Business One](https://www.capterra.com/p/214667/SAP-Business-One/)[

Personio](https://www.capterra.com/p/158622/Personio/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.1 (42)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.1 (42)

4.1

Based on 42 reviews

## User reviews

Overall rating

4.5

Based on 50 reviews

Filter by rating

5(27)

4(21)

3(2)

2(0)

1(0)

Mentioned topic

Sorted by most recent

OB

Oleg B.

Office Manager

Information Technology and Services

### "Smooth and Efficient Expense Management"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

February 12, 2026

We implemented Yokoy to standardize and automate our expense management across multiple entities, and the results have been very positive. The platform combines AI-driven automation with clear approval workflows, which significantly reduces manual work for both employees and finance teams. Overall, a solid solution for companies that want to streamline expenses and improve visibility over spending.

Pros

We’ve had a great experience with Yokoy so far. The automation (especially receipt capture and categorization) saves a lot of time, and the interface is very easy for employees to use. Approval workflows are clear and transparent, which helps maintain control without adding extra admin work.

Cons

Initial setup requires thorough configuration to fully leverage automation Some customization options could be more flexible depending on internal policy complexity

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MG

Matthias G.

Director of Finance, Accounting, Tax

Medical Devices

### "bin kein Headlineschreiber"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

2.0

2.0

Likelihood to Recommend

7/10

January 15, 2026

Tool läuft. Tool läuftTool läuftTool läuftTool läuftTool läuftTool läuftTool läuftTool läuftTool läuftTool läuft

Pros

intuitiv in der Anwendung. intuitiv in der Anwendung. intuitiv in der Anwendung. intuitiv in der Anwendung.

Cons

Karte funktioniert nicht überall wie andere Kreditkarten. Support von Yokoy ging sehr lange zur Integration der Bank of America Kreditkarten

Alternatives considered

[SAP Concur](https://www.capterra.com/p/380/Concur-Expense/)

Reasons for choosing Yokoy

Hat gepasst, von dem was Tool kann und was wir brauchen

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

VH

Valentin H.

Project- und Relationship Manager

Transportation/Trucking/Railroad

### "Einfach - übersichtlich - klar."

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

7/10

October 30, 2025

Pros

Yokoy macht die Spesenabrechnung einfach, übersichtlich und klar. Das automatische Auslesen der Informationen auf Kaufbelegen funktioniert in 99% der Fälle perfekt.

Cons

Das Userinterface könnte noch ein wenig optimiert werden Speziell bei Android-Telefonen kommt es vor, dass jeweils die unterste Zeile nicht angewählt werden kann.

Alternatives considered

[Revolut Business](https://www.capterra.com/p/246352/Revolut-for-Business/)

Reasons for choosing Yokoy

Yokoy hat alle benötigten Funktionen vereint und hilft uns in mehreren Aspekten.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MB

Marian B.

Project Manager Finance

Real Estate

### "How Yokoy makes our lives easierly"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

8/10

September 1, 2025

The functionality for travelers is self-explanatory and greatly speeds up our processing procedures. However, the maintenance and optimization effort is very high given the current pace of innovation. Overall, it is a good system that has the potential to grow into something great. The support and customer service staff are very friendly, and you feel well taken care of.

Pros

It speeds up and simplifies the entire travel expense reporting process many times over. User friendly and the receipt upload is very easy and efficent.

Cons

Many features are not fully developed, and the numerous changes make it very difficult for administrators to stay up to date.

Alternatives considered

[Rydoo](https://www.capterra.com/p/128370/Xpenditure-Expenses/)

Reasons for choosing Yokoy

Swiss Company, we can grow together and the functionality

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JH

Jonas H.

Leiter ICT

Import and Export

### "Sehr benutzerfreundliches Spesentool mit vielen Möglichkeiten"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

8/10

August 30, 2025

Pros

Am besten an Yokoy gefällt mir de super einfachee Spesenerfassung für den User. Sehr schön finde ich auch die gute Belegerkennung.

Cons

Was ich mir noch gewünscht hätte, wäre eine Möglichkeit Export Logs oder Reports an ein E-Mail Postfach zu versenden. Diese Möglichkeit gibt es leider (noch) nicht.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MD

Marie-Claire D.

Account Payable Officer

Farming

### "Great software! "

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

7/10

July 25, 2025

Overall great experience! Very customizable and adaptable to our evolving needs. Users also greatly appreciate it.

Pros

Easy to use for everyone: finance team, HR, managers, users, etc. Cuts back on time spent justifying expenses. Credit card management is way more simple than with traditional credit cards providers.

Cons

The implementation team did not have experience with our ERP. This made the implementation process drag and we had to hire third parties.

Switched from

[N2F](https://www.capterra.com/p/166715/N2F/)

They couldn't connect the credit cards to the software

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

LG

Luis G.

Accountant manager

Program Development

### "User friendly"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

8/10

July 7, 2025

I'm very satisfied with this tool because it saves me a lot of time when managing a large number of expenses and allows me to classify them by category, person, etc. It's very intuitive and easy to use, both for me and for the users uploading expenses

Pros

The control panel is very intuitive. At any time, you know exactly where to go to perform the action you need. I'm in charge of managing this tool, and I rarely receive questions from users because it's easy to use and navigate.

Cons

I would like to have a section to create rules that are more adaptable or personalized to my company’s needs.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

KH

Kevin H.

ERP Specialist Finance

Textiles

### "Yokoy digitalized our expense process"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

July 7, 2025

The whole expense process was digitalized with Yokoy. As it is easy to use, we could get a lot of good feedback from our employees who are happy to now have a digital, transparent expense process with no paper hassle.

Pros

The credit card automatic matching is very good. It improves our old process by a lot. Additionally, the whole expense process was digitalized with Yokoy.

Cons

Connection to the erp system was hard to setup and certain fields could not be provided. Therefore we have to do a manual change of the excel download before uploading to ERP

Alternatives considered

[IFS Cloud](https://www.capterra.com/p/1238/IFS-Manufacturing/)

[Navan](https://www.capterra.com/p/169591/TripActions/)

Reasons for choosing Yokoy

Swiss product, Credit Card handling, price

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

HA

Hamed A.

Senior Software Engineer

Financial Services

### "Great expense tracking software"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

April 17, 2025

Pros

I like how it automatically reads my receipts and requires minimal effort. Also the SSO feature is neat.

Cons

The UX could be slightly improved. i.e. When I login, by default it goes to \`Single Expenses\` screen but it is empty. I have to click on \`Single Expenses\` in the sidebar for the table to load properly. It would be even better if I could forward my receipts to Yokoy via email. That way I wouldn't have to upload it myself on the platform. I could forward receipts as I receive them from vendors.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

CM

Claudio M.

Product Manager

Research

### "Overall a good experience!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

9/10

August 29, 2024

Pros

It is simple to use. Especially with pictures of receipts.

Cons

I have been using it for two years. So fare there are no Cons.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/215096/Yokoy/reviews/)

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Popular comparisons

[webexpenses vs Yokoy](https://www.capterra.com/compare/140646-215096/webexpenses-vs-Yokoy)

[Moss vs Yokoy](https://www.capterra.com/compare/211744-215096/getmoss-vs-Yokoy) 

Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

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Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)