--- title: "SPARK Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about SPARK Software - reviews, pricing plans, popular comparisons to other Performance Management System products and more." source_url: "https://www.capterra.com/p/215464/SPARK/" page_type: "product" language: "en" --- # SPARK Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 17, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) SPARK ## What is SPARK? SPARK makes business, commercial, and SBA loan origination easier, more secure, and efficient for banks and their customers by digitizing the entire origination process. By moving off manual processes and network shares, our lenders have originated over $8 billion in loans through our platform. ## What is SPARK used for? [Loan Origination](https://www.capterra.com/loan-origination-software/)[Performance Management System](https://www.capterra.com/performance-appraisal-software/) Top alternative Featured Overall rating Based on 2 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for SPARK?[Manage this product listing](https://www.g2.com/products/spark-for-teams/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### SPARK 3.0 (2) VS. [4.8 (288)](https://www.capterra.com/p/9277/The-Mortgage-Office/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 2.5 (2) Ease Of Use 4.7 (72) Value For Money 2.0 (1) Value For Money 4.7 (63) Customer Service 2.0 (1) Customer Service 4.8 (68) ## SPARK alternatives [LendingWise](https://www.capterra.com/p/166706/LendingWise/) [4.6 (72)](https://www.capterra.com/p/166706/LendingWise/reviews/) Starting price $149.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 90% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/166706/LendingWise/) Highest Rated [Mortgage Automator](https://www.capterra.com/p/191761/Mortgage-Automator/) [4.9 (116)](https://www.capterra.com/p/191761/Mortgage-Automator/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/191761/Mortgage-Automator/) [BNTouch Mortgage CRM](https://www.capterra.com/p/37032/BNTouch/) [4.5 (98)](https://www.capterra.com/p/37032/BNTouch/reviews/) Starting price $165.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 88% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/37032/BNTouch/) [DigiFi](https://www.capterra.com/p/184799/DigiFi/) [4.9 (7)](https://www.capterra.com/p/184799/DigiFi/#reviews) Starting price $1995.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 100% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/184799/DigiFi/) ## FAQs about SPARK Features and Usability ### What are the key features of SPARK? SPARK offers loan origination and loan management tools, plus online applications, automated decisioning/underwriting, and approval process control. It also includes workflow management, document management, digital signature, compliance management, real-time reporting, and client and self-service portals for tracking applications and transactions. Getting Started and Support ### What training and onboarding options does SPARK offer? SPARK provides in person training, live online sessions, and videos to help teams get started. In person training supports direct instruction, live online sessions allow guided remote learning, and videos provide self-paced reference for reviewing features and setup steps. Getting Started and Support ### What customer support options does SPARK offer? SPARK provides Email/Help Desk support and a Knowledge Base. The catalog lists these as the available support channels for users seeking help with setup, questions, or troubleshooting. ## Features AI summary Based on 460 Performance Management System reviews Capterra data shows that buyers of loan origination software rank the following features as their top priorities: - **Borrower Management** (**68%** of reviewers rated this feature as critical) - **Workflow Management** (**55%**) - **Loan Processing** (**61%**) SPARK includes **Workflow Management** and **Loan Processing**, giving teams a way to manage lending steps more efficiently and move applications through review and approval. However, it does not include **Borrower Management**. Instead, it offers other features that reviewers also rate highly, such as **Loan Management** (**64%**) and **Pipeline Management** (**55%**), helping businesses track active loans and monitor deal flow while keeping lending operations organized and consistent. Document Management 4.0 (1) 0.00% of 1 reviewers that rated this feature as important or highly important Store, manage, and track all electronic documents in a centralized location Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Activity Tracking Track and document all activities across devices, networks, and other systems Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges API Application programming interface that allows for integration with other systems/databases Approval Process Control Manage the process of evaluating documents or requests submitted for approval SPARK 36 features ### All Features - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Activity Tracking: Track and document all activities across devices, networks, and other systems - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Approval Process Control: Manage the process of evaluating documents or requests submitted for approval - Automated Decisioning/Underwriting: Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower - Client Portal: Private online space that lets businesses securely share documents and provide information access to clients - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Configurable Workflow: Configure existing workflows to meet your organization's needs - Contact Management: Manage, organize, and store contact information - Customer Database: A collection of customer information such as contact details, demographics, previous interactions, etc. - Customizable Branding: Add customized logos and colors to align with company branding - Customizable Templates: Pre-designed layouts that can be customized to match preferences and requirements - Dashboard: Assembly of graphs and charts for visualizing and tracking statistics/metrics - Data Import/Export: Import and export data to and from software applications - Digital Signature: Electronic signing method that validates the authenticity and integrity of a digital document - Document Management: Store, manage, and track all electronic documents in a centralized location - Document Storage: Store and organize documents in a centralized system - Document Templates: Customizable sample documents that contain placeholder text or a standard layout that can be repeated for each new file - Electronic Signature: Digitally sign online documents - Financial Analysis: Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk - Lead Management: Store information about leads or contacts and track, manage and nurture them throughout the sales process - Loan Management: Distribution and delivery of funds to approved borrowers - Loan Origination: Process of securing a loan from a bank or any other lender. - Online Applications: Ability to fill out and submit application forms on the web - Pipeline Management: Track the progress of long term goals, campaigns, and opportunities, for sales, projects, business ventures etc. - Real-Time Reporting: Active reporting of data and metrics - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Secure Data Storage: Securely stores data to prevent data loss or breaches - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Status Tracking: Track the status over time for a request, process, asset, or transaction - Task Management: Create, manage and track all task activities and progression - Template Management: Create, save, and re-purpose templates for emails, forms, etc. - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period - Workflow Management: Create, design and manage workflows for repetitive tasks --- Get Advice We can help you find the software with the features you need. Features 2.5 (2) 2.5 Based on 2 reviews ## Pricing Value for money 2.0 (1) ### Starting price Free trial not available Value for money 2.0 (1) 2.0 Based on 1 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 2.0 (1) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 2.0 (1) 2.0 Based on 1 reviews ## User reviews Overall rating 3.0 Based on 2 reviews Filter by rating 5(0) 4(0) 3(2) 2(0) 1(0) Mentioned topic Sorted by most recent MM Matteo M. Ingegnere Information Technology and Services ### "Costoso e difficile da usare" 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 3.0 3.0 Customer Service 0.0 0.0 Likelihood to Recommend 4/10 August 17, 2023 Alla fine nonostante la completezza del software, ho dovuto abbandonarlo per utilizzare software meno costosi e più adatti all'esigenza della mia azienda. Pros Il vantaggio di Spark è quello di essere un software molto completo e versatile. Spark ha così tante impostazioni che si adatta alla maggior parte delle esigenze di tutte le aziende. Cons Lo svantaggio di Spark sta nel fatto che è un programma molto complesso, l'utente che lo utilizza necessita di avere tempo per poter imparare e sfruttare al meglio tutte le funzione per poterlo utilizzare. Spesso succede però, esperienza personale, che si utilizzano solo funzioni basiche e a quel punto il costo è troppo elevato. Quindi si spendono molti soldi per utilizzare solo poche funzioni basilari. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. MF Megan F. Owner Health, Wellness and Fitness ### "It is a lot to handle" 3.0 Overall Rating 3.0 3.0 Ease of Use 1.0 1.0 Features 2.0 2.0 Customer Service 2.0 2.0 Likelihood to Recommend 3/10 January 26, 2022 Pros Spark allowed you to customize the software to your business, prices and products Cons Spark had way to many features and options when it came to setting up and running the software. It was too complicated for a new user to manage. Using this software requires a learning curve. There were also a lot of parts and features that were not useful or applicable to our business, so it was expensive paying for things that we never used. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.