--- title: "PayTrace Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about PayTrace Software - reviews, pricing plans, popular comparisons to other Accounts Receivable products and more." source_url: "https://www.capterra.com/p/220016/PayTrace/" page_type: "product" language: "en" --- # PayTrace Software Review 2026: Features, Integrations, Pros & Cons Last updated on September 16, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) PayTrace ## What is PayTrace? PayTrace makes it easy to accept payments anywhere, especially for B2B businesses looking to reduce expenses. Through PayTrace, merchants can qualify for savings on interchange rates when their customers pay with a corporate card and can automate their costly manual processes. ISV partners can use an API to embed PayTrace payment solutions into their software solutions, which improves their customers’ experience while providing the ISV with an additional revenue source as part of PayTrace’s partner programs. With 20 years of experience, PayTrace is sold through multiple sales channels, including hundreds of MSPs. They have 40,000 merchant customers and process over $48 billion annually. Talk with the B2B payments experts today. ## What is PayTrace used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounts Receivable](https://www.capterra.com/accounts-receivable-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/) Top alternative Featured Overall rating Based on 15 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for PayTrace?[Manage this product listing](https://www.g2.com/products/paytrace/claim_requests/new?auto=true) ## PayTrace Overview Updated September 2026 AI summary PayTrace enables small and midsize businesses to handle billing, invoicing, and payment processing across online, mobile, and in-person channels. It supports invoice creation, recurring billing, payment reconciliation, compliance management, and customizable templates, with integrations to accounting and ERP systems. Deployable via web and mobile, PayTrace offers real-time reporting and tools for finance, operations, and customer-facing teams. ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### PayTrace 4.6 (15) VS. [4.2 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.5 (15) Ease Of Use 4.0 (26,641) Value For Money 4.2 (13) Value For Money 3.9 (20,480) Customer Service 4.6 (15) Customer Service 3.8 (20,738) ## PayTrace alternatives [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) [4.6 (3,037)](https://www.capterra.com/p/275802/Square-Point-of-Sale/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/275802/Square-Point-of-Sale/) [View all alternatives](https://www.capterra.com/p/220016/PayTrace/alternatives/) ## FAQs about PayTrace Overview ### Which roles and teams benefit most from PayTrace? PayTrace is most used by finance and accounting teams, operations leaders, and payment specialists who need secure payment processing, reconciliation, and reporting. IT managers and technical leads support integrations and system reliability, while customer-facing staff, sales teams, and executives use it to streamline transactions, improve service, and maintain cash-flow visibility. Answer based on 15 reviews Overview ### What company size and industries is PayTrace built for? PayTrace is built mainly for small businesses handling B2B, eCommerce, and retail payments, with 80% of reviewers from small companies. It serves Financial Services and Hospital & Health Care most often, at 13% each, followed by Chemicals at 7%, and is used primarily for payment processing. Answer based on 15 reviews Features and Usability ### What are the key features of PayTrace? PayTrace offers ACH payment processing, credit card processing, debit/credit card processing, and multiple payment options for online, mobile, in-person, and recurring billing. It also includes invoice creation, billing and invoicing, payment reconciliation, PCI compliance, payment fraud prevention, reporting and analytics, and third-party integrations. Integrations ### Which third-party tools and platforms does PayTrace integrate with? PayTrace integrates with 10 third-party tools, including WooCommerce, QuickBooks Online, NetSuite, Microsoft Dynamics 365 Business Central, Acumatica Cloud ERP, Shift4Shop, UltraCart, Bill & Pay, Chargent, Chargezoom, and Everyware. These integrations cover eCommerce, accounting, ERP, and payment workflow platforms. Answer based on 1 reviews Getting Started and Support ### What training and onboarding options does PayTrace offer? PayTrace provides webinars, documentation, and videos to help teams get started. Webinars support live instruction and Q&A, documentation offers written reference materials for setup and use, and videos provide visual walkthroughs for self-paced learning and review. Getting Started and Support ### What customer support options does PayTrace offer? PayTrace provides Email/Help Desk, FAQ/Forum, Knowledge Base, Phone Support, and 24/7 Live Rep support. With no reviewer feedback available here, support experience cannot be assessed for response speed, helpfulness, or common frustrations, so the listed channels are the only confirmed details. ## Features AI summary Based on 16,388 Accounts Receivable reviews Capterra data shows that buyers of billing and invoicing software rank the following features as their top priorities: - **Invoice Processing** (**53%** of reviewers rated this feature as critical) - **Invoice Creation** (**55%**) - **Quotes/Estimates** (**55%**) PayTrace supports **Invoice Processing** and **Invoice Creation**, giving teams the tools to handle billing workflows and generate invoices more efficiently. However, it does not offer **Quotes/Estimates**. Instead, it provides other features that reviewers also value, including **Online Invoicing** (**51%**), **Invoice History** (**44%**), and **Payment Processing** (**52%**), helping businesses manage digital billing, track past transactions, and collect payments in one place. Invoice Processing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Creation, processing, verification, and execution of invoices till the payment is made Online Invoicing 5.0 (1) 100.00% of 1 reviewers that rated this feature as important or highly important Create, send, and view electronic invoices Payment Processing 4.9 (9) 66.67% of 9 reviewers that rated this feature as important or highly important Accept, record, and reconcile financial transactions Online Payments 4.6 (10) 50.00% of 10 reviewers that rated this feature as important or highly important Accept and process online payment transactions Payment Fraud Prevention 4.4 (9) 55.56% of 9 reviewers that rated this feature as important or highly important Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Data Security 4.9 (8) 62.50% of 8 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy PayTrace 52 features ### All Features - Accounting: Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc. - Accounting Integration: Integrate with a third-party accounting system - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Aging Tracking: Categorizes outstanding invoices based on the amount of time they have remained unpaid - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Billing Portal: Gateway through which end users can view past bills and pay current invoices - Cash Management: Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances - Check Processing: Receive and deposit or issue and record check payments - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Contact Database: Centralized database of stakeholders and their contact information such as names, address, phone number etc. - Credit Card Processing: Accept and process credit card transactions - Customizable Branding: Add customized logos and colors to align with company branding - Customizable Invoices: Invoices that can be tailored according to company's branding, payment terms and personalized information - Customizable Reports: Alter the layout and content of reports - Customizable Templates: Pre-designed layouts that can be customized to match preferences and requirements - Data Import/Export: Import and export data to and from software applications - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Discount Management: Track products that are for sale at a reduced price or part of coupon promotions - Electronic Payments: Electronically collect payments for goods or services - Electronic Signature: Digitally sign online documents - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Invoice Creation: Create invoices from scratch or have recurring invoices - Invoice History: Store and view prior invoices for each account/client - Invoice Management: Captures invoice data and maintains comprehensive records for auditing and reporting purposes - Invoice Processing: Creation, processing, verification, and execution of invoices till the payment is made - Mobile Payments: Clients can submit payments via mobile devices - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Invoicing: Create, send, and view electronic invoices - Online Payments: Accept and process online payment transactions - Partial Payments: Allow customers to make a partial payment on an invoice and track remaining debt - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Processing: Accept, record, and reconcile financial transactions - Payment Reconciliation: Reconcile payments with corresponding invoices or orders for accounting purposes - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Point of Sale (POS): Accept and process customer payments for products or services using hardware and software - Real-Time Data: Receive data and information in real time - Real-Time Reporting: Active reporting of data and metrics - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity - Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Status Tracking: Track the status over time for a request, process, asset, or transaction - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. Features 4.5 (15) 4.5 Based on 15 reviews ## Pricing Value for money 4.2 (13) ### Starting price Free trial not available Value for money 4.2 (13) 4.2 Based on 13 reviews ## Integrations [ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ NetSuite](https://www.capterra.com/p/135757/NetSuite/)[ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[ Acumatica Cloud ERP](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/)[ Shift4Shop](https://www.capterra.com/p/14378/3dcart-Shopping-Cart-Software/)[ Chargezoom](https://www.capterra.com/p/187440/ChargeZoom/)[ Bill & Pay](https://www.capterra.com/p/129712/Bill-Pay/)[ UltraCart](https://www.capterra.com/p/99529/UltraCart/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.6 (15) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.6 (15) 4.6 Based on 15 reviews ## User reviews Overall rating 4.6 Based on 15 reviews Filter by rating 5(12) 4(2) 3(0) 2(0) 1(1) Mentioned topic Sorted by most recent LH Louise H. Personal Lines Specialist Insurance ### "Helpful Addition to Payments" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 20, 2026 We've never had any issues with making payments through PayTrace and it's been a helpful aid to have. Pros It is convenient for our company as an alternative way to accept payments via card for items that we need processed quickly. Cons Just about everywhere has fees added onto transactions processed via card, but having this to use for non-standard items and then on top of that having to charge them a fee is a negative. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. MS michael S. Operations Manger Consumer Goods ### "Operations Manger" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 June 5, 2025 Pros I like how easy it is to use, and I can use it from my cell phone and if you need help it is easy to get help Cons I can't say there is anything bad to say about it is a great app to use with home and business so noting to say Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. NW Nick W. Sales Building Materials ### "Paytrace is a good option" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 7/10 March 11, 2025 It has been very easy to use and manage payments. Pros Pretty easy to use and store card information. Cons Pop up screen when logging in. The reminders about updating passwords are a nice but are sent to often. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Kaylie D. Chief Human Resources Officer Hospital & Health Care ### "Excellent incorporation team." 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 January 3, 2025 PayTrace has been a great relief in many administrative aspects of our clinics, it has allowed us to unify and shorten processes by centralizing payroll management, which has solved payment errors for our employees. Our employees have been able to access more payment options since PayTrace offers bank transfers, debit cards and in some cases cryptocurrencies. Pros The support has been responsive to our needs and the pace of work has facilitated the customization of our systems, we have even worked together through video calls which has facilitated the incorporation. It offers competitive pricing. Cons We have had no problems since incorporation, it is a tool that works. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. RR rob R. president Alternative Medicine ### "paytrace rip, off alert " 1.0 Overall Rating 1.0 1.0 Ease of Use 1.0 1.0 Features 1.0 1.0 Customer Service 1.0 1.0 Likelihood to Recommend 0/10 October 17, 2024 wont help when yu looose money , they wont help, you Pros horrible service wont call back or help blatent lies con girl Cons jill, perris lies and wont help , only taskes your money wont tell you about disputes and the worst of the worst Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. BT bao T. Sr Engineer Financial Services ### "CC API processing with PayTrace" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 September 29, 2023 Pros the API is simple to use. the Portal has quick responsive. Cons the report could have more functionality such as schedule reporting on certain time of day and on specific days.there should be some notifications if the accounts are locked or password expired. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. CG Chasity G. Director of Radiology Hospital & Health Care ### "Paytrace Review for Imaging Center" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 28, 2023 Pros The ease of use. Very user friendly. Very secure Cons We do not have any issues with PayTrace. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. CR Cheryl R. Controller Construction ### "na" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 7/10 September 27, 2023 I have been happy with this product. Pros The only feature that we use is on line credit card payments Cons do use it enough to answer this question. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. RP robin P. customer care coordinator Medical Devices ### "paytrace-fast friendly-forever" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 26, 2023 Pros paytrace is very user friendly, It allows us to take care of our customers in a timely fashion. customer service support is very helpful , friendly and has the knowledge to care of any problems that arise in the work place Cons paytrace is very easy to use, there has not been any issues to report and when technical issues arise you have several different options to reach someone for assistance not just one. you have phone service, email option and much needed information from their website Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. BM Bonnie M. Treasurer Education Management ### "Payment Processing" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 25, 2023 Pros This is a user-friendly process that gives confidence to our families for the security of their payment processing. Cons Inability to process ACH or checking account payments. Review source Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you. [View all Reviews](https://www.capterra.com/p/220016/PayTrace/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Popular comparisons [Stripe vs PayTrace](https://www.capterra.com/compare/123889-220016/Stripe-vs-PayTrace)