# PayTrace Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about PayTrace Software - reviews, pricing plans, popular comparisons to other Billing and Invoicing products and more.

Source: https://www.capterra.com/p/220016/PayTrace/pricing

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# 

 PayTrace Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

PayTrace

## What is PayTrace?

PayTrace makes it easy to accept payments anywhere, especially for B2B businesses looking to reduce expenses. Through PayTrace, merchants can qualify for savings on interchange rates when their customers pay with a corporate card and can automate their costly manual processes. ISV partners can use an API to embed PayTrace payment solutions into their software solutions, which improves their customers’ experience while providing the ISV with an additional revenue source as part of PayTrace’s partner programs. With 20 years of experience, PayTrace is sold through multiple sales channels, including hundreds of MSPs. They have 40,000 merchant customers and process over $48 billion annually. Talk with the B2B payments experts today.

## What is PayTrace used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounts Receivable](https://www.capterra.com/accounts-receivable-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)

Overall rating

Based on 15 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

## PayTrace alternatives

Highest Rated

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[4.6 (26,280)](https://www.capterra.com/p/207944/PayPal/reviews/)

Starting price

$0.29

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/207944/PayPal/)

[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

93%

of reviewers

rated it above 4 stars

[4.2 (401)](https://www.capterra.com/p/184673/Melio/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

83%

of reviewers

rated it above 4 stars

[4.3 (78)](https://www.capterra.com/p/131733/PayStand/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

85%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/220016/PayTrace/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Online Payments

4.6 (10)

50.00% of 10 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

Payment Fraud Prevention

4.4 (9)

55.56% of 9 reviewers that rated this feature as important or highly important

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Payment Processing

4.9 (9)

66.67% of 9 reviewers that rated this feature as important or highly important

Accept, record, and reconcile financial transactions

Data Security

4.9 (8)

62.50% of 8 reviewers that rated this feature as important or highly important

Protect sensitive data for digital privacy

Debit/Credit Card Processing

4.4 (7)

42.86% of 7 reviewers that rated this feature as important or highly important

Accept and process credit/debit card transactions

Real-Time Data

4.4 (7)

42.86% of 7 reviewers that rated this feature as important or highly important

Receive data and information in real time

PayTrace 48 features

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Integrate with a third-party accounting system

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Categorizes outstanding invoices based on the amount of time they have remained unpaid

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Application programming interface that allows for integration with other systems/databases

Create, manage, and send invoices or bills to customers

Gateway through which end users can view past bills and pay current invoices

Receive and deposit or issue and record check payments

Track and manage adherence to policies for any service, product, process, or supplier

Centralized database of stakeholders and their contact information such as names, address, phone number etc.

Accept and process credit card transactions

Add customized logos and colors to align with company branding

Invoices that can be tailored according to company's branding, payment terms and personalized information

Alter the layout and content of reports

Pre-designed layouts that can be customized to match preferences and requirements

Import and export data to and from software applications

Protect sensitive data for digital privacy

Accept and process credit/debit card transactions

Track products that are for sale at a reduced price or part of coupon promotions

Digitally sign online documents

Transactions that typically involve face-to-face interactions between the payer and the payee

Create invoices from scratch or have recurring invoices

Store and view prior invoices for each account/client

Creation, processing, verification, and execution of invoices till the payment is made

Clients can submit payments via mobile devices

Process payments via multiple modes directly through the application

Create, send, and view electronic invoices

Accept and process online payment transactions

Allow customers to make a partial payment on an invoice and track remaining debt

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Integration with payment gateways to facilitate online transactions

Accept, record, and reconcile financial transactions

Reconcile payments with corresponding invoices or orders for accounting purposes

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Receive data and information in real time

Active reporting of data and metrics

Upload, track, and submit receipts in a central database

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Timed notification for any upcoming task, deadline, appointment, or activity

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

View and track pertinent metrics to find patterns and gain insights from data

Search and filter data across systems to locate required information by entering keywords or certain criteria

Online portal through which end users can access the system, manage tasks, or obtain information

Track the status over time for a request, process, asset, or transaction

Set up connections to third-party platforms to improve business processes

Monitor or audit historical and current transactions to analyze customer account activities

Get Advice

We can help you find the software with the features you need.

Features

4.5 (15)

4.5

Based on 15 reviews

## Pricing

Value for money

4.2 (13)

### Starting price

Free trial  
not available

Value for money

4.2 (13)

4.2

Based on 13 reviews

## Integrations

[

QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[

NetSuite](https://www.capterra.com/p/135757/NetSuite/)[

WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[

Acumatica Cloud ERP](https://www.capterra.com/p/96371/Acumatica-Cloud-ERP/)[

Shift4Shop](https://www.capterra.com/p/14378/3dcart-Shopping-Cart-Software/)[

Chargezoom](https://www.capterra.com/p/187440/ChargeZoom/)[

Bill & Pay](https://www.capterra.com/p/129712/Bill-Pay/)[

UltraCart](https://www.capterra.com/p/99529/UltraCart/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.6 (15)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.6 (15)

4.6

Based on 15 reviews

## User reviews

Overall rating

4.6

Based on 15 reviews

Filter by rating

5(12)

4(2)

3(0)

2(0)

1(1)

Mentioned topic

Sorted by most recent

LH

Louise H.

Personal Lines Specialist

Insurance

### "Helpful Addition to Payments"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 20, 2026

We've never had any issues with making payments through PayTrace and it's been a helpful aid to have.

Pros

It is convenient for our company as an alternative way to accept payments via card for items that we need processed quickly.

Cons

Just about everywhere has fees added onto transactions processed via card, but having this to use for non-standard items and then on top of that having to charge them a fee is a negative.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MS

michael s.

Operations Manger

Consumer Goods

### "Operations Manger"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

June 5, 2025

Pros

I like how easy it is to use, and I can use it from my cell phone and if you need help it is easy to get help

Cons

I can't say there is anything bad to say about it is a great app to use with home and business so noting to say

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

NW

Nick W.

Sales

Building Materials

### "Paytrace is a good option"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

7/10

March 11, 2025

It has been very easy to use and manage payments.

Pros

Pretty easy to use and store card information.

Cons

Pop up screen when logging in. The reminders about updating passwords are a nice but are sent to often.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Kaylie D.

Chief Human Resources Officer

Hospital & Health Care

### "Excellent incorporation team."

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

January 3, 2025

PayTrace has been a great relief in many administrative aspects of our clinics, it has allowed us to unify and shorten processes by centralizing payroll management, which has solved payment errors for our employees. Our employees have been able to access more payment options since PayTrace offers bank transfers, debit cards and in some cases cryptocurrencies.

Pros

The support has been responsive to our needs and the pace of work has facilitated the customization of our systems, we have even worked together through video calls which has facilitated the incorporation. It offers competitive pricing.

Cons

We have had no problems since incorporation, it is a tool that works.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

RR

rob r.

president

Alternative Medicine

### "paytrace rip, off alert "

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

1.0

1.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

October 17, 2024

wont help when yu looose money , they wont help, you

Pros

horrible service wont call back or help blatent lies con girl

Cons

jill, perris lies and wont help , only taskes your money wont tell you about disputes and the worst of the worst

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

BT

bao t.

Sr Engineer

Financial Services

### "CC API processing with PayTrace"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

September 29, 2023

Pros

the API is simple to use. the Portal has quick responsive.

Cons

the report could have more functionality such as schedule reporting on certain time of day and on specific days.there should be some notifications if the accounts are locked or password expired.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

CG

Chasity G.

Director of Radiology

Hospital & Health Care

### "Paytrace Review for Imaging Center"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 28, 2023

Pros

The ease of use. Very user friendly. Very secure

Cons

We do not have any issues with PayTrace.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

CR

Cheryl R.

Controller

Construction

### "na"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

7/10

September 27, 2023

I have been happy with this product.

Pros

The only feature that we use is on line credit card payments

Cons

do use it enough to answer this question.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

RP

robin p.

customer care coordinator

Medical Devices

### "paytrace-fast friendly-forever"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 26, 2023

Pros

paytrace is very user friendly, It allows us to take care of our customers in a timely fashion. customer service support is very helpful , friendly and has the knowledge to care of any problems that arise in the work place

Cons

paytrace is very easy to use, there has not been any issues to report and when technical issues arise you have several different options to reach someone for assistance not just one. you have phone service, email option and much needed information from their website

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

BM

Bonnie M.

Treasurer

Education Management

### "Payment Processing"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 25, 2023

Pros

This is a user-friendly process that gives confidence to our families for the security of their payment processing.

Cons

Inability to process ACH or checking account payments.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/220016/PayTrace/reviews/)

Popular comparisons

[Stripe vs PayTrace](https://www.capterra.com/compare/123889-220016/Stripe-vs-PayTrace) 

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