# Rain Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Is Rain the right Payroll solution for you? Explore 72 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/220069/Rain/reviews

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Rain

4.8 (72)

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Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Reviews of Rain

Ease of use

4.9

Customer Service

4.7

## Pros and Cons in Reviews

EM

Edith M

OwnerMedia Production, Self-employedUsed the software for: Less than 6 months.

“As a short term visitor (8 months) to South Africa I believed this to be the perfect solution to internet provider as they advertised as being easy to get it and then easy to cancel. “

August 1, 2023

JR

Jacob R

CookFood & Beverages, 201 - 500 employeesUsed the software for: 1-2 years.

“I hate that there is no way to call the company, only email or message back and forth in the app.“

March 19, 2026

Jawan W

Retail Merchandising Team LeadMarketing and Advertising, 10,001+ employeesUsed the software for: 6-12 months.

“Having access to your money at your request is an invaluable tool especially in today’s climate. But not only does Rain offer advance finances but the software also provides financial tips, credit help, health benefits and more!“

May 24, 2021

DA

Dominique A

Fulfillment Specialist Legal Services, 5,001 - 10,000 employeesUsed the software for: Less than 6 months.

“I do not like the 3.99 fee for instant payout, but I like that this was updated and we are now given the option to cash out without the fee within 2 business days.“

May 24, 2021

EC

Edmonia C

Shift leaderRestaurants, 11 - 50 employeesUsed the software for: 6-12 months.

“I love this app BC it helps with money on my check when I need it also i also see it has helped with thief in my store ppl don't get as desperate right before payday“

May 25, 2021

CD

Crystal D

Shift managerHospitality, 201 - 500 employeesUsed the software for: 6-12 months.

“It takes forever for it to update my pay“

May 26, 2021

KB

Katrele B

Key Account RepresentativeWholesale, 5,001 - 10,000 employeesUsed the software for: 6-12 months.

“The deposits are quick and I’m able to have boundaries preventing me from spending too much of my paycheck.“

May 24, 2021

VW

Victoria W

Shift leaderConsumer Services, 11 - 50 employeesUsed the software for: 6-12 months.

“The only thing I dont like is they charge 3.99 to get ur own money“

May 24, 2021

## Showing most helpful reviews

Showing 1-25 of 72 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

OH

Octavious H.  
Security Patrol Officer  
Public Safety  
Used the software for: 6-12 months

### "Rain Revo"

June 18, 2021

5.0

Pros

It helps me keep track of my gained earnings.

Cons

There are no cons. I have no negative comments.

Review Source

NM

Natalie M.  
Culinary Director  
Food & Beverages  
Used the software for: 6-12 months

### "Love this app! "

May 24, 2021

5.0

I've had no issues. The longer I ever waited for my money was maybe 5 min.

Pros

I went from being paid weekly to bi-weekly and this app is a god sent! I literally pay myself every week again and it costs me 3.99! Totally worth it. Plus if I'm short on cash, etc its a click away.

Cons

No one wants to pay for their own money - just like w ATM fees, but the fee is reasonable.

Review Source

HT

Heather T.  
Cre member  
Restaurants  
Used the software for: I used a free trial

### "Good"

May 24, 2021

4.0

Nothing

Pros

How we can get the money I like this so much tho

Cons

The money it charges u to get your money

Review Source

Response from Rain

May 25, 2021

Hi Heather! Have you tried our free version? Let us know if you need help by using the live chat feature or reaching out at either care@rain.us or 424-369-7246.

ME

Makaylah E.  
Hostess  
Food & Beverages  
Used the software for: I used a free trial

### "Rain is the NBT"

May 25, 2021

5.0

5 out of 5!!

Pros

Rain is so easy and fun to use! You have access to everything and it’s all self explanatory!!! If you do happen to have issues you can message or email Rains Customer Support directly from the app. A live agent will contact you within 5 minutes and help you solve your problem!!

Cons

I have no complaints about Rain! I am highly satisfied!!

Review Source

MR

Matthew R.  
First assistant  
Food & Beverages  
Used the software for: 6-12 months

### "Awesome sauce"

May 25, 2021

5.0

The only thing that I found was that my pay changed and it took two weeks to get it fixed but they did get it fixed fixed

Pros

I like how it's very accurate on what you worked and It wil give you your money when you need it if you're ever in a bind

Cons

so far between the coaches and being able to withdraw your money there's nothing bad I can say about this app

Review Source

MO

Madison O.  
Shift lead  
Food Production  
Used the software for: 1-2 years

### "The most convenient thing"

May 26, 2021

5.0

No complaints!! I’m very thankful for rain!

Pros

It’s easy to use, & great for emergencies it even offers financial counseling!!

Cons

I love everything about rain!! Keep up the good work!

Review Source

mL

mike L.  
President  
Security and Investigations  
Used the software for: 6-12 months

### "Great product and service "

April 27, 2021

5.0

Pros

Easy to use and low cost to access funds for employees . Keep them from having to use payday loans are me from having to do pay advancements and keep up with it

Cons

None it is great. I have heard no negative feed back at all

Reason for choosing Rain

ease to work with current safware

Review Source

TS

Tamika S.  
Customer Service Representative  
Government Administration  
Used the software for: Less than 6 months

### "Awesome App"

May 24, 2021

5.0

I love the app because it has helped me out of a bind quite a few times and I love the fact that customer service is quick to respond to you whenever you have a question

Pros

The fact that Rain let's you borrow up to 3 times it comes in handy

Cons

Nothing I can think of wish it was more than 50% of your pay

Review Source

SK

Sherri K.  
Security officer  
Security and Investigations  
Used the software for: 6-12 months

### "Great"

May 24, 2021

5.0

Great helps a lot and customer service is awesone as well

Pros

Love Rain easy to use and a great help when you have bills due before your next payday or just need gas for a few days

Cons

I have no issues using it seems to work well as is

Review Source

EC

Elizabeth C.  
Customer Service Representative  
Insurance  
Used the software for: 6-12 months

### "Rain App"

May 24, 2021

4.0

Has been excellent

Pros

The ability to have access to my payroll money before payday is such an added benefit.

Cons

Sometimes the wait time for availability seems a little long but it is always there when needed.

Review Source

KA

Kristopher A.  
Attendant  
Consumer Services  
Used the software for: Less than 6 months

### "Great for those unexpected expenses."

May 24, 2021

5.0

Pros

This app is a huge help especially when you're in between paychecks and need like gas or maybe food or even just for a bill. Ask your employer today if they participate or can participate in this great app. The money is taken from your next paycheck. It only cost. 1.99 to transfer to your debit card and of course that is linked to your account and the money is available instantly or if you can't wait a couple days it can't transfer to your bank account directly.

Cons

Wish you could withdraw more than 3 times.

Review Source

KR

Kimberly R.  
Customer service  
Research  
Used the software for: Less than 6 months

### "Very helpful and easy to use "

May 24, 2021

5.0

Pros

Very simple easy to use. Updating banking info very clear

Cons

Approval times on Fridays take longer to approve

Review Source

HB

Haley B.  
Content Writer  
Health, Wellness and Fitness  
Used the software for: 6-12 months

### "Such a Helpful Resource!"

May 24, 2021

5.0

Pros

Not only is Rain incredibly easy to use, it is such a beneficial resource to have in your back pocket! I love knowing how much I’ve earned at any given time, and the financial tips and other notifications are so helpful. Rain truly cares about the end user’s experience.

Cons

I can’t think of a single thing I don’t like about the Rain software. I had zero issues with registering or accessing any info.

Review Source

CA

Cyann A.  
Sales Operations Specialist II  
Consumer Electronics  
Used the software for: Less than 6 months

### "Resourceful and a solid backup "

May 24, 2021

5.0

More good than bad it’s been my saving grace on some occasions

Pros

I love this app it’s really helped me when I need money and I’m between checks. It’s easy to use and it’s affordable I love that it pulls from my next check too it makes planning around my withdrawals a breeze.

Cons

At first I didn’t like that the app only allowed you to do one withdrawal but that is now fixed

Review Source

BO

Barbara O.  
VP of HR  
Retail  
Used the software for: Less than 6 months

### "Rain Payroll Advance"

April 8, 2021

5.0

Pros

It's very easy to implement, it works as they say it does and our employees are thrilled.

Cons

I have no negatives to say about this software.

Review Source

Response from Rain

April 9, 2021

Hi Barb! Thanks for taking the time to leave a review. We've loved seeing Apollo Retail's success with Rain. Your employees are always very conscientious with our customer care team and we love working with you all. Stay safe!

JW

Jennifer W.  
Cashier  
Hospital & Health Care  
Used the software for: Less than 6 months

### "Review"

May 24, 2021

5.0

There have been times that I needed a little bit of money to do me until payday & you all have been a saving grace.

Pros

It helps me when I'm in need.I live paycheck to paycheck. So thank you.

Cons

I honestly don't have any dislikes about your software.

Review Source

VW

Victoria W.  
Shift leader  
Consumer Services  
Used the software for: 6-12 months

### "Download and Enjoy "

May 24, 2021

5.0

Other than that con .....i love the way they app functions...

Pros

That its easy to use and manage your money .....theres always tips to help you with spending

Cons

The only thing I dont like is they charge 3.99 to get ur own money

Review Source

SM

Sheryl M.  
Receptionist  
Health, Wellness and Fitness  
Used the software for: I used a free trial

### "Best app ever!!!"

June 12, 2021

4.0

My experience with rain is great, easy you use and navigate.

Pros

That I can access my paycheck before I actually get it, helps tremendously. Love this app!

Cons

Haven't experienced anything that I least like

Review Source

AB

Angela B.  
Driveline Retail merchandiser  
Retail  
Used the software for: Less than 6 months

### "Raindays are saved by Rain "

May 24, 2021

5.0

Good

Pros

Its convenient and easy and definitely is perfect when a bill comes in or car repairs are needed without planning it

Cons

The timing the wait of the transfer of money

Review Source

KM

Kimberly M.  
Customer Service  
Insurance  
Used the software for: Less than 6 months

### "Helping "

May 24, 2021

5.0

Overall a great experience

Pros

How its available automatically to assist me during rough timed

Cons

None easy to use and available instantly

Review Source

MV

Matt V.  
Operations Supervisor  
Transportation/Trucking/Railroad  
Used the software for: Less than 6 months

### "Fast access to your money"

May 25, 2021

5.0

Pros

If you need cash, this is the best way to get your hard earned money quickly

Cons

There was nothing that I didn’t enjoy about this feature

Review Source

UF

Uriel F.  
RGM  
Food & Beverages  
Used the software for: Less than 6 months

### "Awesome app "

May 24, 2021

5.0

I like that they added the no fee options recently. I like that it can help on those times you need extra cash or have an emergency. It just gives you the boost to make to pay day.

Pros

Ease to navigate and understand. Pretty easy to deposit to bank.

Cons

A little hard to find on App Store but overall great experience so far.

Review Source

TL

Terri L.  
Account Manager  
Marketing and Advertising  
Used the software for: Less than 6 months

### "Priceless Benefit "

May 24, 2021

5.0

Priceless

Pros

So easy to use and the service team is quick to assist if there are ever any issues.

Cons

I honestly cannot think of a feature I do not like

Review Source

EB

Emyle B.  
General Manager  
Food & Beverages  
Used the software for: Less than 6 months

### "Convenient "

May 24, 2021

5.0

Easy concept

Pros

Nice for unexpected costs, quick and easy to use

Cons

Limited Access to funds , also a pro though so you don’t over spend

Review Source

KB

Katrele B.  
Key Account Representative  
Wholesale  
Used the software for: 6-12 months

### "The Rain We Need!"

May 24, 2021

5.0

My experience has been phenomenal. The customer service and system in general are literally lifesaving innovations.

Pros

I love Rain app! It promotes my financial wellness without the hassle of expensive and excessive fees or monthly subscription cost. The deposits are quick and I’m able to have boundaries preventing me from spending too much of my paycheck.

Cons

I don’t have any complaints about this product or the software.

Review Source

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