# Page 23 | Venmo Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 23 - Is Venmo the right Payment Processing solution for you? Explore 9288 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/222572/Venmo-/reviews --- Venmo 4.7 (9288) [View alternatives](https://www.capterra.com/p/222572/Venmo-/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated June 3rd, 2026 # Page 23 - Reviews of Venmo ## Showing most helpful reviews Showing 551-575 of 9288 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use JJ Jeremy J. Associate Real Estate Used the software for: 2+ years ### "Jeremy's Venmo Review" December 26, 2021 5.0 Very good app and has changed the way (and made it easier) for people to pay eachother. Pros It's very easy to use. You can send/receive money from anyone, and anywhere. It is best used for dinners, rent payments, etc. Cons I don't like that you have to use your debit card without being charge a fee. The money is also accessible within 1-3 business days, which I would like to see this guaranteed to be available within 1 day maximum. Review Source VR Verified Reviewer Chief Thinker and COO Consumer Goods Used the software for: 6-12 months ### "Wish I had this outside of the US! " September 17, 2019 4.0 Before getting Venmo, I found it such a pain to transfer funds or split the bill with others as nowadays no one really carries cash around anymore. After getting it, it has made my life so much easier. However, I do wish that Venmo could be used in a variety of countries with a variety of currencies, or even letting us connect other bank accounts (that aren't from the US) to the account so more people can use it. I'm also not a fan of the fees that people would have to pay if they wanted their credit cards to be connected to Venmo instead of a bank account. Pros Venmo is my go-to whenever I need to transfer cash to other people or just splitting the dinner bill with my friends. It's so convenient, fast, and easy to use that I find myself using Venmo at least once a day (which I guess is pretty bad for my wallet now that I'm thinking about it...). Anyway, since it's almost always impossible to split the bill between more than 3 people in a restaurant, with Venmo, I'm not longer worried to pay first for the table, then request my friends for their share. Cons It's a shame that you can only set up a Venmo account if you have a US bank account. This makes it difficult for people from different countries and don't have a US bank account, but is still in the US for a good amount of time to be using Venmo. This would've been extremely useful for them as they would usually have contact with locals who have Venmo which makes splitting bills complicated when they go out for example. Review Source Lyndia C. Health Insurance Advisor Insurance Used the software for: 2+ years ### "Venmo on The Go" May 17, 2022 5.0 Pros I love that it makes it easier to transfer money between parties. In a world where cash is no longer used as often these apps are very important. Cons The fact that they are now taxed and the amounts that are charged for instant transfer to bank. Review Source Michelle N. Social Media Specialist Marketing and Advertising Used the software for: 2+ years ### "One of the best mobile-payment systems" September 7, 2021 5.0 Pros Venmo is one of the best mobile payment systems. Sending and receiving money is easy, and Venmo can be used on some sites and apps that also allow PayPal. Cons I don't like the default privacy settings, where your payment history is shared publicly. I also don't like how I can't pay people via a website. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Venmo I also use PayPal, but Venmo is sometimes preferred depending on the transaction. Review Source VR Verified Reviewer Clinical Social Work Intern Legal Services Used the software for: 2+ years ### "Venmo, old faithful" December 8, 2021 4.0 Venmo makes receiving money, charging money and paying out money much easier than any other tool I've tried. Overall, my experience is positive. Pros Venmo is great because it's easy to access and use. The app is free, major bonus! Payment/transaction history can be shared publicly or hidden according to preference, love this feature! Sending and receiving funds is mostly painless! Most of all.. it's well known and hardly ever gives users a problem... not in my experience at least! Venmo gets the job done. Cons Venmo is slow and glitchy at times which can be a real pain. This is probably the biggest issue I have with Venmo. Review Source sL sinly L. owner Printing Used the software for: 2+ years ### "Venmo, our clients top preference of payment!" September 23, 2021 5.0 Venmo is quite easy. Affordable. A quick easy way for people to send payments that don't involve a lot of steps from them or myself. Pros I love the ease of it. I used venmo for myself for my personal use and found the platform real easy and so when I started using it for business because all my clients had that then it was a no brainer. Any way that my client preferred with pay with we would add on the ways we would be able to collect. Venmo by far has been the easiest app to deal with. Cons If you are using it for a professional service then they will charge you just like anything else but that comes with the safety. If you are using it for a professional reason and the customers complains they are enabled to get their money. So do yourself a favor and pay the normal credit card usage fee. Reason for choosing Venmo I chose it because the app never had any issues. We have had issues with the Zelle app and platform before where it would make us keep linking our bank account when we had previously already. It was quite annoying. Review Source VR Verified Reviewer Online Content and Community Manager for The Network Religious Institutions Used the software for: 2+ years ### "Venmo Top Choice for Easy Transactions and Usability" April 29, 2021 5.0 At first I was hesitant to use Venmo for fear of it being secure but those fears are completely gone. The app is 100% safe and trustworthy and now I prefer it over PayPal. Before sending payments to a new user you are asked to confirm the account information which is helpful. I use Venmo when buying and selling things on Facebook marketplace. I also use it to pay for services such as babysitting, photo shoots, dinner with family, and more. It's made life much easier and made it easy to split the costs of things! Pros Venmo is incredibly easy to use (all you have to do is link you bank information and away you go). I also like how it is so widely used and thus the people I exchange money with (i.e. on Facebook marketplace, babysitters, friends and family, etc.) all use the app. Cons I do not have any complaints. Venmo has worked extremely well for me and I have not had any issues with sending or receiving payments. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Because Venmo was being used more frequently! Review Source JC Jenny C. HR Assistant Human Resources Used the software for: 2+ years ### "Easy way to send money" January 6, 2021 5.0 Overall, Venmo has been great and I've used it for many years with my co-workers, family and friends. It is a quick and secure way to send/request money without worrying about having different bank accounts. I also like that there are no hidden fees and that transferring balances has been quick/easy. I highly recommend Venmo! Pros Venmo provides an easy and efficient way to pay or request money from someone without the trouble of specific bank fees. For example, I have a Chase account however my friends use TD bank. There is no easy way to transfer money from Chase bank to TD bank but Venmo is the perfect liaison for that. It also allows you to request money and there are reminders to remind the person that they have not yet sent their money to you. The app itself is very easy to use as well. On the bottom of the app, you have a QR scan code to directly pay the person that you intend to send money to which helps with security issues as usernames can be similar if you have the same first and last name. In addition, Venmo has an additional security feature that requires a persons last four digits of their phone number if you have never sent money to that person before. It also does not require a specific amount to transfer your balance to your bank account. Some other applications require a $5 or $10 balance in order to transfer your money to your bank account. Honestly, Venmo has many great features and convenient! Cons Recently, I got an email from Venmo requiring me to verify my identity with some steps however when I tried to follow the directions of going into Settings, there was no option to "verify" my identity. It may have been a glitch or it may have been a feature that is testing. Venmo should clarify this. I have tried to look for support with no one responding to my inquiry. So their customer support is not the best. Review Source CA CLARK A. Teacher Primary/Secondary Education Used the software for: 2+ years ### "Easy Money Transfer" October 19, 2019 5.0 Venmo has been a great tool for my family to easily send money to each other, especially in a day and age where hardly anyone carries cash. Pros Venmo makes it extremely easy to send someone money instantly. I use it to pay my niece to cut my hair. My sister-in-law uses it to pay me for mowing their lawn. I can easily send or collect money from my siblings who live all across the country. I have also used it to collect donations from coworkers to buy flowers for a funeral. Depositing the money in your bank account is fast and easy too. Cons Once you send the money, you can't get it back or dispute the transaction. Venmo says it is for friends and family only and should not be used with strangers. You can request money, but people don't have to pay back. Many people use Venmo on virtual yard sales, but it is a risk to take because Venmo won't investigate fraud. One of my biggest complaints about Venmo is that a bank account can only be linked to one user. So my wife can only access our joint bank account. If someone sends me money, I have to send it to my wife first before we can deposit the money. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) It seemed everyone had Venmo and I caved. Venmo seems more userfriendly and "hip" because you can send silly emojis as the message. Review Source CR Chuck R. Enterprise Account Executive Financial Services Used the software for: Less than 6 months ### "Venmo Changed the Way I Pay for for Food and Pay Back Family Members." August 4, 2022 5.0 Venmo has made my life so much easier. I Can give money to my wife and kids, mom and dad, and chip in when we are buying gifts for family event. Pros I like how simple the software is to use. It is easy to request/pay family and friends that I owe money to. It is such a geat way to never forget you owe someone and get behind. Cons I think the fees for trading Crypto are a little on the high end. I wish it was about 1/2 the cost. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Easier to use. More people in my network are using it. Review Source Rob A. Owner Music Used the software for: 2+ years ### "Venmo is the future!" August 8, 2022 5.0 Many customers ask if I take Venmo. Now I can say "yes." Pros It was easy to install. Easy to use. Safe and secure. The thing I like most about it is the business profile feature so people can see my business when then pay with Venmo. Cons Sometimes you have to reset before the "transfer to bank" button appears. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Venmo I still use Paypal, but Venmo is a more popular app. Review Source VR Verified Reviewer Software Engineer Computer Software Used the software for: 2+ years ### "Swift and convenient money transactions" April 5, 2021 4.0 Have been using it since 5 years and thoroughly satisfied with it. Will recommend to anyone not using it yet. Pros 1\. Just need to give out Venmo ID to friends or strangers if you are selling something to get money 2. Option of instant bank transfer with small fees and free bank transfers within 1-3 days 3. Can see where friends are spending too 4. Has integrations with Splitwise which is heavily used among groups and roommates making it convenient to pay directly to people 5. Reminder feature for incomplete requests 6. Has Venmo cards for good cashback option for frequent users 7. Can do mutiple requests together Cons 1\. Notifications are sometimes delayed. 2. Does not have an option of retracting if sent to wrong person Review Source PT Phoebe T. Tutor/Researcher E-Learning Used the software for: 2+ years ### "Safe Way to Send Money" April 6, 2020 5.0 With Venmo, I am able to easily transfer and receive money from people. I have never had any problems with Venmo which makes my experience very positive. I am happy to recommend Venmo to my friends especially since they are in college where it is very useful in selling textbooks and receiving monthly bills from housemates! Pros I love the ability to send money and personalize the memos that go with it. It is much more personal, fun, interactive, and user friendly compared to PayPal. There is also the ability to transfer money into your account quickly if you need the funds for a very low cost. The interface is easy to use and understand for everyone who is of the eligible age to use Venmo. You can transfer money for whatever reason! I personally use it for bills and even research incentives for research participants. Cons I love everything about Venmo. I find it easy to use and I have no problems with using it. Some people may find the verification process annoying however, it is a way to make sure your bank account and personal information is not being breached. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) PayPal has been extremely difficult to use on my desktop and on the app. It is too much to handle and is not simple enough for everyone to use. It takes a lot of steps to transfer money and to receive money. Review Source SO Steven O. IT Engineer Information Services Used the software for: 2+ years ### "Venmo is a great payment tool!" January 18, 2022 5.0 Overall it's a very simple what you see is what you get type tool. That I will continue to use as it's pretty much an industry standard. Pros The great thing about this software is the ease of use! I am able to find previous payments for reoccurring payments! Most importantly though I never have to worry about security! Cons It would be nice to have the reoccurring payments in as a basic user or at least a reminder tool. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/)[PayPal Point of Sale](https://www.capterra.com/p/171165/PayPal-Here-app/) The people that I needed to pay were using venmo instead of PayPal now so I made the switch. PayPal Zettle was tied to my bank and only One bank. I work with multiple Banks was good to be able to cluster them all into one. Review Source VR Verified Reviewer CEO Entertainment Used the software for: 2+ years ### "Venmo is a TOP Choice to Send Money" May 2, 2019 4.0 I use this app weekly for small payments and paybacks here and there. Sometimes a client asks to use this app instead of any other payment source so being able to track that is imperative. I have never had an issue with my funds with this app and that makes me feel secure and happy to keep using the app. I use it even more than paypal, cashapp or any other payments received app. Pros I've been using Venmo for years now and the main things I like about the app are ease of use and low/no fees. I constantly have people ask me if I use Venmo which means mainstream adoption. Its easy to send payments to others or receive them, especially with the QR code. And I've never had an issue with the app or transfer of funds. I love how funds are instant transactions and quickly done in a few moments time. Cons I feel it could use some more features such as transaction history, download .csv files and I don't feel the community feature really adds anything to the software itself. Literally no reason for it in my opinion. Perhaps allowing to buy, accept or transfer cryptocurrencies would be good (like Cash app does). I've heard rumors of limiting the amount of received funds in a month and some accounts have been blocked for this? Alternatives considered [Square for Retail](https://www.capterra.com/p/170272/Square-for-Retail/) Reason for choosing Venmo Because it's easy to use and more people use this than the other apps. It's fast. Review Source DC Daniella C. N/A Motion Pictures and Film Used the software for: 2+ years ### "Fast & Easy" November 9, 2021 5.0 Overall, I enjoy Venmo for the past 4+ years and will continue using it as my main source of sending money out to people. Super convent and easy to use. Pros This software is one if the most genius ideas. It is made so well, making this easy for anyone that wants to use the application. It makes ones day so much easier from sending money to a business or individual to using Venmo’s card. Cons One thing that I feel is missing is the option to see Venmo transactions from the entire platform. It made the software interesting to look and browse through. Also wished that there wasn't a charge to get Venmo balance back into my debit card. Review Source VR Verified Reviewer Manager Financial Services Used the software for: 2+ years ### "Best way to transfer money! Safe and Secure" March 29, 2020 5.0 Top 3 of my money transfer companies. This is great for people you do not know, or a online business deal. Pros This is the most secure way to transfer money. Send it directly from your PayPal or bank account into another person's venmo account. From there, they can take that money and send it to someone else, to their bank, or paypal! Cons I had a friend who sent money to someone, but his bank account balance was a few dollars off. They ended up shutting his account down and would not reactivate even if he paid back the 2 dollars. Customer service is tough to get hold of, so careful when transferring big amounts.. Review Source ST Shayne T. Labor Construction Used the software for: 6-12 months ### "Venmo review" July 17, 2023 5.0 Pros It's fast and secure and very easy to use and the cash back offers always come in handy Cons Nothing is a fantastic app and mobile backing platform Review Source VR Verified Reviewer Client Services Rep Hospital & Health Care Used the software for: 2+ years ### "Venmo for daily use" January 20, 2022 5.0 Not a bad experience using this software. But like I said there’s other softwares that does same. Pros It’s convenient to transfer or make payments and simple transactions. Cons That it could take over a day or more to complete the transaction or park payment completed. Review Source VR Verified Reviewer Realtor Real Estate Used the software for: 2+ years ### "Venmo revolutionized person-to-person payments " May 26, 2021 5.0 Venmo has entirely revolutionized the person to person payment realm. I very rarely have cash on me anymore since I know I can usually just use my phone if I need to. It also makes splitting expenses easy, paying people for odd jobs/random tasks, and coordinating eating out or going on trips together much easier than it ever has been before. One person can book it (get the points, as a bonus) and then request other people involved to pay them back. It's so simple and I can't imagine going back. It's safe, secure, and easy. Pros Venmo is so simple to use, and virtually everybody uses it. Especially during Covid, so many businesses are starting to accept Venmo as payment (instead of cash or card). I really love the use of QR codes and the phone number verification to ensure that money goes where it's intended to. Cons I understand that they want the platform to be socially engaged, but I also don't like the idea of everybody being able to see my business. I usually go in and make my transactions private so they don't show up on the feed. I wish there was a way to make them private by default. If there is I guess I haven't figured out how to do it yet. Review Source John M. Partner Real Estate Used the software for: 2+ years ### "Venom does what banks are unwilling to let you do - pay your friends easily!" April 9, 2019 5.0 Venmo is a game-changer in the realm of transferring money between friends and family. I use it often, and I love it. Pros Easily and quickly transfer money to people you know. Money recipients can cash out immediately to their bank accounts for a small fee, or wait up to two business days (usually just ONE for me!) to cash out. Cash out and transfer limits do exist, but they are so high that they barely matter. - Pay rent to your roommates/landlord - no more messing with paper checks and waiting for people to cash them! - Make splitting the bill or gas money for a trip instant and painless - You can even get a debit card so you can spend money in your Venom account immediately - don't even worry about a two biz-day transfer or instant transfer fee! Cons \- Instant transfer fee is annoying, but they've got to make money somehow! - Transfer limits - my rent is $3k and my landlord has to make two transfers to his bank, since the cash out limit is $2,999.99 :-/ Not the world's biggest deal, but another layer of confusion for my aging, techno-phobic landlord Review Source VR Verified Reviewer Midwest Representative Logistics and Supply Chain Used the software for: 2+ years ### "Great for POS" December 16, 2021 5.0 I have always been able to depend on the service to perform with no issues to report so far. It has been great for my customers and convenient for payment acceptance. Pros I love that you can quickly and easily get paid for products sold and have the payment processed on its way to the bank shortly after. Cons Itemization improvements would be welcome to add more details to transactions. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Venmo is faster and easier to manage and more people prefer using it as well for payment. Review Source Rahat R. Applications Engineer Computer Hardware Used the software for: 2+ years ### "Simple to use for Sellers, Admins, and Customers Alike" December 2, 2021 5.0 Pros Easy to use for everyone. Most customers are already familiar with Venmo and are already using it. The new option for paying business is very well integrated into the app. Customers do not need to have a credit card with them to be able to buy things. Cons Slightly more expensive (as a percentage per transaction) compared to alternatives, but worth it due to the large customer base. Review Source Brandon W. Owner Construction Used the software for: 1-2 years ### "Nice to have as a backup" March 12, 2023 4.0 Overall experience it was fine it was nice to have as a backup Pros What I like most about venmo was the fact that it was easy to send money between friends / family members and it was on my mobile device Cons But at least about it is the fact that I could not use it everywhere because it is not accepted everywhere Review Source KO Kathleen O. Owner Consumer Services Used the software for: 2+ years ### "Great for personal use" January 9, 2023 5.0 I will continue to use Venmo to send and receive payments as much as possible. It is easy to use, inexpensive, and efficient. Pros I love that I can easily transfer money back and forth between friends and family. It eliminates the need to obtain or carry cash. Cons I have not experienced any negatives with Venmo. Everything has always gone very smoothly and I receive my funds usually within 1 business day of transfer for free. Review Source Similar Products Featured ## Related categories [Payment Processing](https://www.capterra.com/payment-processing-software/)[Point of Sale](https://www.capterra.com/point-of-sale-software/) ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.