# Page 31 | Venmo Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 31 - Is Venmo the right Payment Processing solution for you? Explore 9288 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/222572/Venmo-/reviews --- Venmo 4.7 (9288) [View alternatives](https://www.capterra.com/p/222572/Venmo-/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated June 3rd, 2026 # Page 31 - Reviews of Venmo ## Showing most helpful reviews Showing 751-775 of 9288 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Josh C. Owner Design Used the software for: 2+ years ### "Great easy to use quick payments to family and friends and even clients." October 7, 2021 5.0 Great payment processor to get payments from friends and family that is easy and quick and can be used on the go. Pros It's very quick and easy to make payments to people you know. Just get their username and you can quickly send someone money. It is now pretty well known so many people have it and will take it. Cons It's more of a no frills quick payment system so if you want a business processor I probably wouldn't use it for that. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/)[Wave](https://www.capterra.com/p/178021/Wave-Apps/) Reason for choosing Venmo I do use Paypal and Wave for more business transactions, but there are times I will have a customer ask if I take Venmo and I won't pass it up getting the money quickly. I can just leave some money on the balance and then when someone else takes Venmo for a product I want I will use it. Review Source NU Niki U. Front Office Medical Practice Used the software for: 1-2 years ### "Fantastic" June 13, 2022 5.0 I love Venmo I used it several times a week either receiving money, using it online for purchases or paying in store with a debit card I never have any issues. Pros The ease of receiving payments from people Cons Transferring funds from a bank account only it does not let you add funds from a debit card. Review Source Abhinav P. Vice President Financial Services Used the software for: 2+ years ### "Best peer to peer money transfer " April 6, 2021 5.0 I am very satisfied with venmo. All my friends and family are on venmo. Pros Free, fast, and very secure. Works like a charm. Connect to all my bank accounts and even PayPal. Transfers are very fast. The interface is easy to use Cons I would prefer to have credit card transfer option a well. Currently I can only like debit and bank account Switched from [PayPal Point of Sale](https://www.capterra.com/p/171165/PayPal-Here-app/) Better interface Review Source LW Lisa W. Sales Wholesale Used the software for: 2+ years ### "Venmo" August 30, 2021 5.0 Love this app and will continue to use. Pros Reliable, dependable and well known app for payment transactions. Cons No complaints as of yet. Everyone I know uses it without any complaints. Review Source MC Michele C. Enrollment Specialist Higher Education Used the software for: 2+ years ### "Safe way to send and receive electronic funds. " July 17, 2023 5.0 Overall, I have a had a great experience using Venmo. I enjoy the services and features it has to offer and has given me the ability to process transactions and send money for events when cash is not readily available. Pros I like how easy it is to use. I also enjoy the convenience in having the ability to pay and request funds from anyone anywhere. Cons The only con I have is better protection against fraudulent transactions and protection if funds are sent and receiver disputes. Review Source AM Amanda M. Manager Retail Used the software for: 2+ years ### "A great app for convenient payments!" September 28, 2021 5.0 Pros This app is so user friendly. Literally anyone can navigate and use it! Cons There is really nothing that I comes to mind that I don’t like about it! Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Ease of use was a bit better. Review Source TT Tiffany T. Solutions Administrator Health, Wellness and Fitness Used the software for: 6-12 months ### "Making life easier. " November 4, 2021 5.0 I have realized that with Venmo I am able to track what I spent my money on. Banks cannot tell you a person you paid your payment to, so it really helps and provides a reminder when I am able to see that the $10 Venmo payment was to Sue for Lunch or whatever it may be. Pros I do not bank in my home town, I bank with Navy Federal Credit Union and when needing cash it's very inconvenient to go to an atm and be charged a fee. I love being able to send money to anyone using Venmo instantly and I do not have to worry about the $10 I owe to so an so for lunch. I also can automatically pay for things at fairs without having to remember to bring cash. Vendors are happy because they are able to make more sales when they tell everyone they accept Venmo. Cons I believe that Venmo and other cash apps should some way try to eliminate the fee for paying with a credit card. I'm not sure if this is because they are being charged on their end but it doesn't make that much sense. Review Source VR Verified Reviewer Voice Over Talent Broadcast Media Used the software for: Less than 6 months ### "Useless, Worthless, Failed to work as advertised" March 7, 2023 1.0 Horrible in the extreme. They FAILED to work as advertised. Completely Outrageous! Pros I thought I could use Venmo to pay a tree trimming company with my credit card linked to it. The tree trimming company would not take my card but would take Venmo. It seemed like the best option at the time. I did not want to pay out-of-pocket. Cons The app declined to pay the tree trimmer. My credit card was fine; it was the app itself. Their customer service rep said they couldn't do anything about it because it was an internal "security flag" and I had to wait 24 hours to try again. I had to pay the tree trimmer out-of-pocket because he wasn't going to wait 24 hours. Ridiculously worthless app. Completely useless customer service also. I wouldn't recommend it to Anyone. Review Source Sadie R. Assistant Director, MIS Career Management Higher Education Used the software for: 1-2 years ### "Venmo Review" April 12, 2019 5.0 I use Venmo mainly for my personal life. It is one of my favorite technologies! Everyone I know uses it, even my mom. It is very simple and I use it every day to send or receive money. It is crazy to think about how we used cash or sent a check in the mail before this. Pros I LOVE VENMO. I use it every single day! I use it to send gifts to individuals, split up dinners, send my rent money to my landlord, etc. It is a great way to send an receive money very quickly. I also like that it is its own social media platform and way to connect/send messages to others. Cons The only con I would say is that it does take a couple of days for money to transfer into the account, but Venmo has options that you can pay extra to get your money faster. Review Source RC Rachel C. Owner E-Learning Used the software for: 2+ years ### "A must for any small business " June 12, 2022 5.0 Pros Venmo is simple, secure, hassle free and a great option. I like the simplicity and security. Cons There is honestly nothing I would change about this product. Review Source VR Verified Reviewer Product Marketing Analyst Computer Software Used the software for: 2+ years ### "The new normal. " November 19, 2020 5.0 An application I use weekly, to pay my bills, coordinate event costs, group activities, etc. It has made my life way easier since I never have cash on hand. Pros A great way to transfer money between friends and family. When Venmo first came out - we used to have to throw down multiple cards at meals, write checks, have cash on hand, etc. It has been able to eliminate all pain points when it comes to group activities. I also love the option to send my friends a "small gift" from afar after moving across the company, such as "get yourself a coffee today - on me". Cons A lot of the older generation doesn't accept this form of payment/application. For example, my parents don't trust it, so there's a barrier to who I can connect on it. As far as other features, it does what I need it to overall but unsure if there's anything else that would make it better since it's been the same for the last few years? Review Source EW Elena W. Office Administrator Construction Used the software for: 2+ years ### "A Lifesaver!" March 9, 2021 5.0 I like it better than CashApp and it's more widely used than other money-sharing apps. Honestly, I don't know how I ever lived without Venmo. Pros I use Venmo daily. It makes it so convenient to send money to people, and I no longer have to carry around cash. It's very simple to send a payment to someone, and I really like the "Remind" feature; it helps me give out friendly reminders when someone owes me some money. Our friend group uses it regularly when we go out to eat. It's easier to have one person pay and then reimburse them via Venmo than it is to have a waiter try to split a bill between 8 people. Overall, I love it! Cons I really REALLY want to see Venmo create a recurring payments feature. There are some payments (e.g. internet, cell phone bills, etc.) that I pay to people every month on the same day. It would be a big time-saver if Venmo created a feature that allowed users to set up recurring payments to the same person. Review Source EF Erik F. Strategy and Content Consultant Marketing and Advertising Used the software for: 2+ years ### "A must have for day to day exchange of money between people" December 17, 2021 5.0 Venmo is the simplest way to transfer money from one person to another, for any reason. I have used it many times - from social interactions where I wanted to send a friend money, to sales of product, to person to person sales on platforms such as Craigslist, Facebook Marketplace, OfferUp, and other platforms. Venmo has been reliable, easy to use, and a stress-reliever. I have recommended it to many friends and will continue to do so. Pros Venmo is SO simple to use. I use other payment processing platforms, but I find Venmo to be the simplest. It is especially easy to transfer money from one person to another for any reason. Reimbursing a friend who paid for something, receiving money from a customer who bought something from you on Facebook marketplace - anything. I love Venmo Cons I'm a critical thinker - and I can think of nothing I dislike about Venmo. It's simple, reliable, and I have never had a problem using it. Reason for choosing Venmo Venmo is my first go to for person to person transactions. I find it much more simple and less time consuming than platforms such as Zelle. Review Source KS Kelly S. CEO Retail Used the software for: 2+ years ### "Simple and quick way to get paid " November 22, 2023 5.0 Pros Venmo is a great app that allows you to accept payment from clients and customers on the go. Cons Venmo could improve by allowing off-line payments and processing once a device is back in service. Switched from [ProPay](https://www.capterra.com/p/171164/ProPay-Mobile-App/) This system was free and easy to set up without the extra costs. Review Source JG James G. Owner Fine Art Used the software for: 1-2 years ### "Venmo Is Great For Taking Deposits" June 24, 2022 4.0 Pros My business requires deposits for all appointments. Venmo is one of 3 payment methods we use for this. Having Venmo as an extra method helps us process deposits easily. Cons Cannot do bank transfers on my desk top from my business account. Review Source JW Jenny W. Senior Marketing Manager Accounting Used the software for: 2+ years ### "Simple Tool for Collecting and Processing Payments" December 28, 2021 4.0 Venmo is an easy-to-use platform to accept payments from customers and track when/where the funds the received. It is a quick process and helps our company keep a better record of our sales. Pros Venmo is somewhat of the industry standard for customers to use to pay, so there is only a small learning curve associated when needing to educate our customers on how to use the platform. That is a big help to our organization. Cons Venmo's notifications can be really cumbersome and there is not a way to opt out of the notifications or change your preferences. Alternatives considered [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)[Cash App](https://www.capterra.com/p/246167/Cash-App/) Reason for choosing Venmo The rest of the organization was already familiar with Venmo so it made more sense to use that product line. Review Source JD Jasmine D. Small business owner Retail Used the software for: 6-12 months ### "Venmo Rocks! " December 13, 2023 4.0 Pros What I like most about Venmo is it simplifies the transfer of funds and makes the process occur within seconds. Cons I can’t think of anything bad to say about Venmo; I love using it! Review Source DA Debbie A. Owner/ sole proprietor Retail Used the software for: 2+ years ### "The Great Venmo " October 5, 2022 5.0 I have used Venmo for several years with no issues Pros Using Venmo is a convenience for my customers. It gives me another avenue for my customers to purchase online Cons The interest rates are a little high for their credit cards but doable Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Review Source CS Cheyanne S. Owner/Operator Retail Used the software for: 2+ years ### "Great app for sending and receiving money!" October 4, 2019 5.0 I have been able to use Venmo both for personal use and my small business use with ease. I can both send and receive money without being charged for each transaction, as I did with Square. The only time I have to pay to use Venmo, is if I want money instantly transferred into my bank account. Pros This software is very user friendly. It is easy to search, and find people to send money to or from. I like that you are able to leave notes with the payment, or payment request. I also like the speed that this app operates. You can request money be transferred to you bank, either for free (1-3 business days), or instantly (for a 1% charge). It's easy to switch between your saved payment methods. The customer service is great. I sent money to an old account, that was not accessible, and customer support helped me get the money sent delivered to the correct account. Cons The only downfall to this app is their customer service. When I needed to change the account I sent money to by mistake, it took them about a week to get the money delivered to the correct account, with myself and the recipient both reaching out. Review Source LL Ladonna L. Utilizing management coordinator Hospital & Health Care Used the software for: 2+ years ### "Good product but could be better " May 20, 2024 5.0 Pros How easy it is to process payments, received payments, and send payments Cons They dont allow you to use prepaid debit cards Review Source VR Verified Reviewer Data Scientist Insurance Used the software for: 2+ years ### "The best app for sending/receiving money conveniently between people with different bank accounts" October 10, 2021 5.0 My experience in making digital payments has absolutely been great and this is my go-to app for this purpose! Pros The best part is the seamless way of making digital payments to people who hold a different bank account when compared to mine(if it's my same bank account, I could send/receive payments through my bank account easily). I could also store some of the amounts in my Venmo account and this could be helpful in times where I don't sufficient amount in my own bank account but I have to send someone urgently and during times when I need money I can cash out the money in my Venmo account to my personal bank account. Cons The least I like about this software is the fact that it would take approximately 2-3 working days for the money transfer process to get completed from the time of initiation and I wish this money transfer time would be quicker and be reduced to probably 1-2 days. Review Source EN Elisa N. Teacher Education Management Used the software for: 2+ years ### "Easy to Use Venmo" October 18, 2021 5.0 I use venmo daily and trust sending money through venmo. Pros I like how easy and effective venmo is to use for daily payments. Venmo has become my number one payment method because of the great security and efficiency. Cons At times venmo is very slow to load and needs to be refreshed. Review Source CH Chris H. Art Teacher Fine Art Used the software for: 2+ years ### "Venmo For Everyone" February 8, 2024 5.0 I love using Venmo. It has made sending and receiving money so easy. Pros I like the ease of use with Venmo. I can easily attach Veno to my bank account and send/ receive payments. It is so much faster than going out and withdrawing money. I have even used it as a payment option when I held a garage sale. Cons To transfer a balance to your bank account it either costs a percentage from you to have it deposited immediately or you have to wait 3 business days. Don't even try to transfer on the weekend. Review Source Naincy J. Web Developer Information Technology and Services Used the software for: Less than 6 months ### "Make Comfortable payment" November 23, 2023 4.0 Pros Venmo is very convenient to use, It helps to split bills and expenses which eases my transactions. It gives multiple options which facilitate transactions and maintain transparency among friends about transaction history. Cons Venmo has good options for sales, But sometimes it fails to meet the expectation. It needs to work on customer support and glitches for scanning and servers. Review Source Wei C. Research Scientist Chemicals Used the software for: 1-2 years ### "A very convenient software to transfer money" December 4, 2019 5.0 It really helps me pay other people or receive money from other people without any cash. Especially, almost everyone has smart phone which can send money very easily. And also, it saved all the transaction records that enable me to know when and how much I paid. Therefore, I really recommend other people to download and use this amazing software! Pros I pretty much enjoy using this software to transfer money or pay other people, especially when I don't have any cash in hand. For example, sometimes when I have dinner in the restaurants with my friends and the bill can't be split paid by credit card, I always use Venmo to transfer money to my friends or receive money from them. Basically, the software is also very easy to use and very straightforward. And it is quite safe. I thus highly recommend other people to use this software. Cons Sometimes when my friends don't have this software, of course, I cannot pay them by Venmo. About half of my friends have the Venmo account. This is the limitation for using this software. So if more people can use it, it will, of course, make our lives easier. Review Source Similar Products Featured ## Related categories [Payment Processing](https://www.capterra.com/payment-processing-software/)[Point of Sale](https://www.capterra.com/point-of-sale-software/) ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.