# Page 34 | Venmo Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 34 - Is Venmo the right Payment Processing solution for you? Explore 9288 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/222572/Venmo-/reviews

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Venmo

4.7 (9288)

[View alternatives](https://www.capterra.com/p/222572/Venmo-/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated June 3rd, 2026

# Page 34 - Reviews of Venmo

## Showing most helpful reviews

Showing 826-850 of 9288 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

deanne G.  
cna  
Medical Practice  
Used the software for: 2+ years

### "It’s easy to use"

November 21, 2023

3.0

Pros

Payments are processed fast and their prices are reasonable

Cons

I don’t like the social aspect, where every time you use it you have to tell everyone why

Review Source

VR

Verified Reviewer  
Founder  
Information Technology and Services  
Used the software for: 2+ years

### "TommyTQL - Venmo"

October 6, 2021

5.0

Overall it has been a great free service to use for quick transaction settlement

Pros

Quick transactions, simple to setup and free to use

Cons

Integrations with social media provided unnecessary details

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Paypal platform was less user friendly and didn't have the mobile experience nailed down like Venmo when they were first created

Review Source

CC

Chris C.  
Processor  
Real Estate  
Used the software for: 2+ years

### "Very useful!"

August 4, 2022

5.0

So far, I love this application. I have been using it for years and has come in handy on many occasions!

Pros

I love how easy it is to send and receive money from anyone in my contacts list

Cons

If you accidently send a payment to the wrong person, it can take a while to reverse the transaction.

Review Source

TW

Tamika W.  
Front  
Consumer Services  
Used the software for: 2+ years

### "Great app for all your payment needs "

June 28, 2022

4.0

Overall it is a great site and I still use it

Pros

How I can send and receive payments or gift

Cons

The security is too tough to get by even if you own the account

Review Source

JW

Jani W.  
CEO  
Wholesale  
Used the software for: 6-12 months

### "Easy software for personal and business use"

October 26, 2021

5.0

Overall I love it! Even my parents (who are in their 60s) appreciate it and picked it up really quickly, and it's become easier than ever. I could definitely see us moving away from paper checks or even cash in the future due to this innovative technology.

Pros

I use this mostly on a personal level for payment processing and also a little bit for professional work, and appreciate the ease of it and that it has become quite ubiquitous. It makes splitting receipts with friends much simpler as well as quick payment for services. It also feels very safe and secure.

Cons

There have been times when I've accidentally sent the wrong payment so it would be nice to see if there were other controls in place or a return timeframe window

Review Source

KB

Kristi B.  
Ceo  
Retail  
Used the software for: 1-2 years

### "Good option for tiny start up looking to use e-payments "

November 21, 2023

5.0

Has been great for converting sales, nice to have as many options as possible for people to pay.

Pros

Ease of use, widely adopted, clean and easy to explain to customers. No set up fee.

Cons

Fees! Have heard horror stories of money being insecure in the actual platform. Work around to simply transfer money out asap.

Alternatives considered

[Zeller](https://www.capterra.com/p/10005081/Zeller/)

Reason for choosing Venmo

We also use zelle and have POS credit card reader with woo commerce

Review Source

VR

Verified Reviewer  
associate media director  
Marketing and Advertising  
Used the software for: 2+ years

### "Best platform for money transfer"

September 14, 2020

5.0

Venmo is my go to when paying or getting paid by other people (outside of work direct transfer). So many people have Venmo and this makes it great to quickly pay or get paid for doing a task. The interface is awesome as well to keep track of how much money is in your Venmo account along with a review of your transaction history.

Pros

Venmo is an amazing money transfer app this is widely used and probably the most popular. They have an easy to use and clean mobile interface. It is very quick to transfer over funds and redeeming funds.

Cons

Nothing major- the only thing is that transferring funds is not instant. It typically takes 48 hours. However, if you do want instant transfer, you have to pay a fee.

Review Source

Andrea E.  
Sales Representive  
Retail  
Used the software for: 2+ years

### "Really great app !"

April 6, 2021

5.0

Amazing! Super user friendly, love how when I go to events I can pay with Venmo incase I don't have cash.

Pros

I love how easy it is, that it is free and I love that works for everyone. Especially when going out with friends and splitting cost. I like that they are always adding new things to improve the experience.

Cons

I don't really have any complaints on the software. I guess its more of when others don't use Venmo. Not really an issue with the software.

Review Source

Monali P.  
Tutor  
E-Learning  
Used the software for: 2+ years

### "Great E-payment service"

December 4, 2019

5.0

When I was looking for an online payment system, I was looking for something that would help me easily receive transactions, but also something that clients would feel safe using. I think venmo does exactly that. I receive payment immediately and its reputable. Theres also no fees so its great to convince others to use

Pros

I like how easy it is to transfer money from one person to the other. You can hook up your checking account for free and there is no charge for transfers.

Cons

If I dont want to link my checking account, it charged me a certain percentage fee to send money through a credit card. This often deters people who dont want to link their checking account to a site that they are new to.

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Review Source

sS

sheila S.  
Photographer  
Photography  
Used the software for: 2+ years

### "Venmo Review"

December 23, 2021

5.0

Venmo helps me get paid easily and fast.

Pros

Venmo is very easy to use anyone can do it! I like how fast and accurate Venmo is for my business or just sending money to a friend!

Cons

I wish that what you paid with Venmo wasn't public. I also wish that you could cancel payments.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

I like how Venmo makes things easier to transfer.

Review Source

VR

Verified Reviewer  
Agent  
Insurance  
Used the software for: 2+ years

### "Why don't you have Venmo yet? "

September 7, 2021

5.0

I haven't had any issues or concerns besides the ATM fees.

Pros

Easy to transfer money whether it's for work or fun.

Cons

ATM withdraw fees, it can get expensive when Venmo and the ATM are both charging you.

Reason for choosing Venmo

Better and made by PayPal who I trust.

Switched from

[Cash App](https://www.capterra.com/p/246167/Cash-App/)

Cash App is cheesy.

Review Source

SB

Sidney B.  
Administrator  
Real Estate  
Used the software for: 2+ years

### "Easy way to send and receive money"

August 2, 2022

5.0

Pros

I often have business associates who don't want to write checks, as this takes a long time and often requires driving somewhere or mailing something. Venmo allows you to pay instantly and online, with a convenient paper trail to help keep track of payments.

Cons

I don't love that there are fees for business accounts, but they are relatively low, and they serve a purpose, to keep the service available.

Review Source

ST

Sean T.  
TECH  
Security and Investigations  
Used the software for: 2+ years

### "Great way to get paid and FAST "

August 8, 2022

5.0

Pros

Fast ,easy payments , insured as well and no issues with new customer or friends sending money

Cons

There is no direct number to contact support has be done VIA email

Review Source

CS

Christie S.  
Owner  
Construction  
Used the software for: Less than 6 months

### "Do not become a victim!"

June 29, 2021

1.0

Absolutely terrible!! Please do not waste your time or your money

Pros

They make it seem as if it will be a good app. It is all lies! Most transfers are not instant. The standard are not either

Cons

Downloaded venmo to use for payment from my customers. First transaction of 500 went well. Instantly transferred. Then had a transaction of $4,000. They denied the instant. Then it took 10 days to get my money in my account. Then I accepted another payment of $1,100. Took 7 days to get it. Finally received a Venmo card to use. Same day I received it it was hacked and some of my money was stolen. They cancelled the card. Now I have yo wait 10plys days or get another one. Meantime I have $800 I can’t access unless I wanna transfer standard and play a guessing game as to when it will be available Bottom line, please do not become a victim of this company. Horrible horrible!! Oh and, Venmo is owned by PayPal, who I switched from because my acct was hacked

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Because of the very same issues.

Review Source

VR

Verified Reviewer  
Senior Support Engineer  
Information Technology and Services  
Used the software for: 2+ years

### "Bad customer service, great interface "

October 5, 2022

5.0

Overall it has been positive because I only use it for people who I personally know. I would NOT use it for business due to the awful customer service.

Pros

I love the ease of use in sending payment to friends.

Cons

It is risky to use Venmo for anything other than friends and family. PayPal has the worst customer service, so if something goes wrong, you are likely out of luck.

Review Source

DB

Destiny B.  
Stay at home mom  
Food & Beverages  
Used the software for: 2+ years

### "Venmo on over"

October 5, 2022

4.0

My overall experience with Venmo has been great payments on time deposits on time, easy to pay forward and receive payments

Pros

Well, then most starts you off with a sign up bonus of $10 and requires no deposit to receive that gives you a virtual card and it’s compatible with most other payment apps

Cons

There’s actually nothing least that I like about this software it’s a really good app

Review Source

JH

Jamie H.  
Property Manager  
Real Estate  
Used the software for: 6-12 months

### "The new age PayPal"

January 28, 2021

5.0

So... with many of us that have been using computers since the onset, there are certain programs and applications you've just always been used to and tend to not sway from. For most of us, that was PayPal. I would be online shopping or see fundraisers I wanted to participate in that stated using Venmo. Knowing nothing about it, for the past couple of years I just moved on and went with something else and made my donations in other ways directly to the organizations or events. Recently, a friend of mine had been selected to participate in a volunteer trip to Mexico where he was going to be installing wood stoves into the households of an undeveloped community - this would be lifechanging for them as they could now warm their homes, cook inside, have sterile water, and so much more. He was so excited to go and I wanted to help fund his trip. He told me to Venmo my donation. Ugh... here we are again. Venmo that I know nothing about. But since this was someone I know I decided to go ahead and take the leap and check it out. What was I so worried about?? Who knows. But my fears were alleviated when it took me no more than 10 minutes to download, set up and send my donation. I reviewed the policies and protections and felt secure in moving forward. I've used it a few times since and I've never had any concerns at all. So, in my opinion, it's the new PayPal. No one asks you to PayPal them anymore. :-)

Pros

Went straight to the app store and downloaded the product to my phone with ease. Set up my account in no time and sent payment off in less than 10 minutes from start of download to setting up and sending.

Cons

Nothing wrong with the software, it was more my being used to the old days of PayPal and trusting a new payment platform. Everyone is afraid of scams and fraud these days, so making the leap to try something new can be a little scary.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

More people are using Venmo now and I was being left behind by sticking with something that people no longer use.

Review Source

Scott C.  
Realtor  
Real Estate  
Used the software for: 1-2 years

### "Simple, Quick, and Streamlined Way to Send or Receive Money"

May 18, 2019

5.0

Venmo is a great tool to assist with ditching the checkbook! I use it all the time, as it makes it easy to send and receive money without having to write a check, make change in the case of cash, etc.

Pros

Easiest way to send money to friends, family, etc. What's great about Venmo is that it doesn't try to do 100 things, it's just a very intuitive money sending app. There is a social aspect, but it's all within your control as to what transactions are public to other app users, or private between you and the sender/recipient.

Cons

It would be nice if you could choose to send funds from a bank account in your profile, even when you have a balance in your Venmo account.

Review Source

JJ

Julie J.  
Office Manager  
Architecture & Planning  
Used the software for: 2+ years

### "Surecut Solutions"

November 2, 2021

4.0

Has made customers paying their bills so easy. Instant payments - no more waiting around for someone to pay me back

Pros

Instant payments - no more waiting around for someone to pay me back

Cons

The fee to get my money back. Understanding it is necessary but it sucks to not get a full payment

Reason for choosing Venmo

This is the cash app being used the most frequently by our employees and customers

Review Source

DA

Dominique A.  
Office manager  
Medical Practice  
Used the software for: 2+ years

### "Work lunches Savior "

September 17, 2021

4.0

Overall I haven’t any issued with this software. Not have I been scammed I would highly recommend it

Pros

Super easy to send money to someone. You don’t have to add money to your Venmo account to send money which I love. You can use your debit card or credit card to send money. You can send money by email address or phone number. Best part is that you can cancel the payment if the person does not want to accept the payment. I love it for work when someone is out grabbing lunch I can just send them money to pick me up something without having to run to atm. Also you can transfer up 5k a week

Cons

I don’t like the fact they charge you 3% on credits cArds on top of whatever you send. It’s also a small 25 cent fee for a instant deposit in your bank account Same day, or it will take 2- 3 business days

Review Source

Sam W.  
Director of Sales  
Transportation/Trucking/Railroad  
Used the software for: 2+ years

### "Payment solution"

October 5, 2021

5.0

My overall experience with Venmo has been positive. The platform is easy to use and now they have added new features for other purchasing opportunities.

Pros

Venmo is the most seamless payment solution on the market today, they have leveraged greatly with Paypal to provide a best-in-class product.

Cons

The product needs to have the ability to also expense and leverage travel expenditures via the platform. That portion is lacking.

Review Source

KG

Kara G.  
owner  
Luxury Goods & Jewelry  
Used the software for: 1-2 years

### "Perfect for business owners!"

August 6, 2022

5.0

Pros

I really love that Venmo supports business owners. They supply QR codes and the software has been very helpful for in person events

Cons

There is really no complaint except the fee small business owners get dinged with

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)[Cash App](https://www.capterra.com/p/246167/Cash-App/)

Reason for choosing Venmo

Venmo is most professional

Review Source

AP

Ana P.  
Accounting Controller  
Consumer Goods  
Used the software for: 2+ years

### "Useful for everyday living"

May 1, 2019

5.0

Venmo has transformed the way I pay my friends on nights out or even during afternoons at work. Forgetting my wallet is not the end of the world anymore and transferring money from my Venmo account to my bank is easy and free. In addition, Venmo has improved group planning events as it is easy to collect money from friends through the application.

Pros

What I like the most about this software is the easiness of use and convenience it provides. Whenever I am out with my coworkers or friends and forget my wallet, I can easily sign in to my Venmo account and pay them without having any extra fees for making payments. I also really like the fact that I can transfer my Venmo balance to my bank account within 3-5 days without any extra charge.

Cons

I really do not have any cons about this software. It is very easy to use and it is very convenient. I use it for different occasions, whether it is with friends or colleagues at work.

Review Source

JV

Jimmy V.  
Health Coach  
Health, Wellness and Fitness  
Used the software for: 2+ years

### "Great Tool For Transactions"

September 9, 2019

5.0

My overall experience have been great with venmo. I now use some other money transferring apps, but would always use venmo as my first choice. I only have other apps because some of the people I interact with does not have venmo themselves.

Pros

Venmo is extremely easy to use to transfer money. It is extremely popular, so it is rare that I have to ask the other individual to have to download the application before we can begin the transfer. But if they must, I have found that the process of attaching their bank information or credit card information is extremely easy. I can also transfer the money people pay me at anytime, and often times the money is only delayed by only a day (though some holidays I find that it interferes with the short transfer times).

Cons

There is nothing I can think of that can make this app better for what it does: transferring money.

Reason for choosing Venmo

Popularity and member base of venmo.

Review Source

BK

Bradley K.  
Intern  
Pharmaceuticals  
Used the software for: 2+ years

### "Best E-Payment Trasfer App"

August 5, 2022

5.0

Pros

I love using Venmo; with its ease of use, and fast transfers. It makes sending and receiving money a breeze!

Cons

The only con I have for this software is the UI. It isn’t problematic, just boring.

Review Source

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