# Page 37 | Venmo Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 37 - Is Venmo the right Payment Processing solution for you? Explore 9288 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/222572/Venmo-/reviews --- Venmo 4.7 (9288) [View alternatives](https://www.capterra.com/p/222572/Venmo-/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated June 3rd, 2026 # Page 37 - Reviews of Venmo ## Showing most helpful reviews Showing 901-925 of 9288 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Ron T. CEO Marketing and Advertising Used the software for: 2+ years ### "Best Payment Software" April 29, 2020 5.0 I have enjoyed using this software for years now and it's the easiest to transfer money with little or no fees within the U.S. Pros I love how quick and easy it is to send and receive money and how fast the transactions actually take compared to other software that has the same functionality. Cons There isn't much I don't like about it, to be honest, maybe the fact that your social network can see transactions made, but there is an option to set that to private so no big deal. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Venmo It's more convenient, also it helps that more people use this product over alternatives since it requires a two-way transaction. Review Source VR Verified Reviewer Paid Media Marketing and Advertising Used the software for: 2+ years ### "Ubiquitous! " March 30, 2021 5.0 Venmo is the best option for smaller payments, couldn't be without it. Pros Everyone uses this product, which makes it almost essential in everyday life. And I understand why, it's so easy and even though I mostly feel like I'm trading money back and forth forever, I couldn't live without it! Cons I wish there was a scheduling or recurring payment option, that would really make the product stand out and I would no longer rely on any other software / apps. Review Source VR Verified Reviewer Student Education Management Used the software for: 2+ years ### "Many ways to spend " September 23, 2020 5.0 I have really liked being able to use the money from my Venmo, with my Venmo card, without having to connect it to my bank account. Pros I like how you can choose whether or not you want to link your bank account to it or not. I also like how you can have a Venmo card, to spend the money directly from your Venmo without connecting it to a bank account. Cons Sometimes it takes a little longer for returns to be processed back onto my Venmo account than on other accounts. Review Source Jim H. Pharmacist Retail Used the software for: 2+ years ### "Venmo " November 27, 2019 5.0 I love using Venmo everyday to help pay back friends or split checks when we go to restaurants. Venmo also gives you a card to use when you want to keep money in the Venmo account. Pros I love Venmo, the best thing about this app is it’s ability to pay anyone who has the app instantly. It makes splitting checks at dinner that much easier. Cons There isn’t anything that I don’t like except it does take sometime for the money to be transferred to you unless you pay an additional fee. Review Source JB Jacob B. Marketing manager Arts and Crafts Used the software for: 2+ years ### "Venmo for business use" February 1, 2024 4.0 Venmo is a great tool to use for any business! It's quick and easy to use with little to no downside. The payment processing is quick and detailed! Sometimes venmo crashes when you need it most but overall I am very satisfied with my choice to use it for my business Pros Venmo has quick payment processing and explains every step of the way where your money is at in the process. When someone pays for an item it notifies you immediately Cons Venmo can crash at times and cause major headaches when you need it most. Review Source Rachel H. Student Education Management Used the software for: 2+ years ### "Transfer $$ Fast and Easy" September 29, 2020 5.0 Venmo is one of the best money transfer apps out there. It is visually pleasing and very easy to use! Pros I love to use Venmo because of how easy it is to find my friends/family to transfer money to. It is also great to use for organization fundraisers because of how widespread the software is...almost everyone has it! Cons I don't have any huge cons for Venmo, but it does require you to have a note/memo on every transaction and I don't think that is necessary. Review Source Jordan W. Owner Retail Used the software for: 2+ years ### "Better Than Cash" April 15, 2021 5.0 It's really helpful to send or receive quick cash but I also use it as point of sale software and have found it very easy to use for that. Most people I interact with tend to already have it or a willing to install and use it because of name recognition alone. It feels like a safe and dependable way to send or receive money. Pros Huge userbase and extremely fast and easy to use. I really like the QR code scanner for quick in-person transactions. Might be the only QR code feature I use! Cons I wish the instant deposit/transfer (with fee) features were supported by more banks. I was surprised that neither Capital One Bank or SoFi are compatible. There are situations where I'd gladly pay the small fee for quicker access to my money. Review Source John H. Director of Player Personnel Non-Profit Organization Management Used the software for: 1-2 years ### "Venmo Review" December 31, 2021 5.0 I personally love it. Pros Aces Fast, helpful installments Allowed to send cash from a ledger or charge card Low expense for Mastercard installments Can pay for buys at select organizations Offers a charge card and a Mastercard Adds a social component to sending and getting cash Cons Downsides: There's a charge to send cash through Visa. Venmo charges 3% of the exchange absolute to send cash through Visa. Venmo charges an expense for moment cash-out moves to your financial balance. Review Source JA Johnathan A. Event Organizer Entertainment Used the software for: 6-12 months ### "Team Venmo or Team Paypal" August 7, 2022 5.0 Overall, it is a great alternative to PayPal, it's easy to use and a lot of people have it, so it makes moving funds easy and also holding all the transactions, I do hope overall in the future that do keep the modern feel towards the app. Pros So, it's a pretty simple app as it basically mirrors its big brother PayPal, the functions are easier in a sense, and the layout is more modern compared to its competition. Up to date I never had issues accepting tournament entries and paying out prize support through Venmo as that is all I use it for. Cons At times the app seems clunky with information and most of the problems came from early access and not knowing how to navigate properly the software, but it is definitely easier now but do recommend some type of video to show how it properly works. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) security and ease of access for customers, they felt safer with Venmo. Review Source AM Afreen M. Entrepreneur Apparel & Fashion Used the software for: 2+ years ### "Venmo is the way!" September 19, 2023 5.0 I feel like it's been a lifesaver both professionally and personally. Pros It's so easy to use....unlike zelle...no extra logins. Cons Not everyone is on venmo....and it can be very public. Review Source VR Verified Reviewer Realtor Real Estate Used the software for: 2+ years ### "Easiest way to pay!" April 20, 2021 5.0 Overall, I love Venmo and it is my #1 way to transfer funds. Pros Venmo is super easy to use and a fast way to pay/ transfer money to friends, family, employees, etc.! I also like the social aspect to see what your friends are doing on the newsfeed. Cons I feel that transferring your balance to your bank account should be a little faster. Although, the 1% fee that is charged for an immediate transfer isn't terrible! Review Source Jessica B. Educator/Sitter Education Management Used the software for: 2+ years ### "A High Quality Payment System! " August 6, 2019 5.0 Pros I have used this to receive payment for sitting jobs for years. Living in a fast-paced city, being able to be quick and on the go is rather important for many of the families I have worked for. A number of them use Venmo or have at least heard of it, and I am sure to recommend it when asked. Venmo has been reliable in ease of use, never any real big issues I have seen, and is quite capable for someone in my line of work. The only downside is that Venmo has a few competitors, so it has been about half the time I have used Venmo to finalize fund delivery for a service. I continue to be hopeful that it will grow and be among the best. This is why I keep it in my phone as an easy method to use, for those that use it well. Cons Not ENOUGH people use it. There is not much that really concerns me at the moment. Review Source EF Edgardo F. Logistics Manager Transportation/Trucking/Railroad Used the software for: 2+ years ### "Venmo - Small Transactions" September 20, 2021 5.0 Positive experience with Venmo overall. Like stated before, the ability to send and receive money with easiness makes this tool valuable for any individual or organization. Pros Venmo allows you to transfer money directly from your account or your personal bank at ease. There is no difficulty in connecting your bank information and sending or receiving money. It has the ability to send money to vendors to and recognize it as a transaction so you can mark as an expense in your balance sheet. Cons If you make a mistake, there is no way to go back. Once a transaction is done, you do not get any second verification before completing it. Sometimes when you make a mistake, you have to go back to the user and request money back or vice versa. Review Source VR Verified Reviewer Director | Project Manager Real Estate Used the software for: 2+ years ### "The easiest way to send money and split a bill" December 3, 2019 5.0 Overall, Venmo is great - it does a better job of being "PayPal in your pocket" than the actual PayPal app does. It is really popular and so the chance is high that the other party involved will already be using the app. Pros Venmo makes it so easy to send money to another person or business. I use it often for both personal and business reasons despite it not being a business application - almost everyone uses it. Cons It would be great if they embraced the business use case and allowed some sort of business profile to be created. The fees associated with credit card payments could be lower. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Venmo Venmo is more popular and widely used. Review Source VR Verified Reviewer Executive Assistant Real Estate Used the software for: 2+ years ### "Venmo helps streamline the payment processing" November 17, 2021 5.0 It has made it easier to pay vendors, especially smaller ones that dont have a great invoicing or online system. As for receiving payments, it has made it much easier and secure for the customers, which is a great asset for any business. Pros Monthly reports are easy to access and are automatically sent via email. You can see all your transactions easily without any hassle. Receiving payments contactless is the best part, especially these days where no one wants contact. Cons So far, I have not had too much to complain about with the system. When we first used the system, there were a few insignificant glitches that seem to have updated and fixed over time. Review Source Ethan M. Designer Design Used the software for: 2+ years ### "Great peer to peer money transfer platform" November 20, 2020 4.0 Good platform with ease of use that supports peer to peer transfers, bank transfers, and on app balance amounts. instant transfers make the app useful, but if your bank card expires, and you change your phone numbers it's not that easy to sign back into it if you forget your password. Pros Easy, and conveinant payment transfer platform that is in some manners socially oriented. Creates opportunity for individuals to send funds to one another, and creates an environment where people cultivate a culture of sending money, while doing so in a more publically available way. Sending large transfers to another can be quick and its closer to something everyone might already have, making it easier to suggest than certain other applications. At the same time, your friends can see your transfers to another friend, but not your amounts- so if you feel like what you do might be trendy or of interest to your friends, they might respect you. Cons Honestly, the notion of certain aspects of transparency make it kind of violating at times if you prefer privacy in regards to who you send money to. A late night transfer might be publically available for your friends to see, which can have cons... Review Source Joseph G. Manager Marketing and Advertising Used the software for: 1-2 years ### "Data Breach and Compromised Account" January 23, 2022 3.0 Overall it was good, except when we had our account compromised by offshore user with India IP address. Customer Service was non existent. Pros When we did use the software, it worked as it should. In person payments with debit and credit cards were Prosser correctly Cons We had our account compromised by someone offshore. Customer service was non existent and we closed and stopped using the software Review Source ML Melissa L. Marketing Specialist Machinery Used the software for: 1-2 years ### "Venmo is great for payment transactions! " December 10, 2021 5.0 Great experience!!! Pros Ease of use Customers enjoy being able to use this feature. Cons No bad comments . We have had a great experience using Venmo! Review Source VR Verified Reviewer CEO Information Technology and Services Used the software for: 2+ years ### "Simple and Easy to Use" September 23, 2022 5.0 Pros Venmo is a great option for use. Customer's seem to utilize it for transferring funds between each other. So, they already have the app installed and ready to use. Transaction fees are low and setting up the QR codes is simple and easy. The software is great to use and allow users a great way to make payments in a secure way. Cons At this point, I have not found any cons to using Venmo. The software and apps are all easy to use a great way to connect for payments. Alternatives considered [Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/) Review Source Hayden Y. Research Manager Research Used the software for: 2+ years ### "Best way to pay friends/aquitainces" January 10, 2019 5.0 Venmo is the perfect tool to transfer money quickly and safely between friends/family. Pros The thing I like most about Venmo is the ability to pay my friends/family for things while we are out. And I also like the ability to pay my babysitter that way. Keeping everything electronic is much easier for me. Cons I don't love that it shows what you are paying people for, I feel like they've made it into a social media platform and that isn't my favorite. Review Source LB Latasha B. Graphic design Design Used the software for: 6-12 months ### "Ease of use" December 23, 2021 5.0 The benefits have been working great for sending payments when I need to get someone paid or when I do a website and I need to get paid the payment transfer works flawless Pros The qr code has made a very useful feature. Cons I have not found one thing I didn't like about this easy to use payment system Review Source VR Verified Reviewer Content Manager Marketing and Advertising Used the software for: 1-2 years ### "Money sharing made easy" January 29, 2020 5.0 Venmo is one of those programs that makes you wonder why we didn't have it sooner. Since nobody really carries cash these days, and since even with cash it could be difficult getting paid or splitting a check, Venmo makes it very easy to do that. Pros Venmo is so simple to use and you can trade money without any fees, so long as you're patient. I use it all the time for something as simple as splitting a check at a restaurant or for bigger purchases. It's easy to attach your account to it and that's all you need. Being able to scan someone's profile makes it easy to be sure you're sending money to the right person. Cons The social aspect is a little strange, but I just set my status to private so that people can't see what I'm sending and receiving money for, although I will say that it's entertaining to see what everybody else is doing on there, I just don't like my business being broadcast. It would also be nice if you could attach multiple profiles to a single bank account. Review Source VR Verified Reviewer Senior Recruiting Specialist Hospitality Used the software for: 2+ years ### "Quick and Easy Payments But I Don't Trust It With My Bank Account" December 13, 2019 5.0 It's incredibly easy to use. It seems like everyone is on it from one of furniture movers to the local Girl Scout troop selling cookies. I don't carry cash often, so it's a great replacement for small payments where cash is appropriate. My biggest hesitation is three years ago someone told me of a problem with data security. They may have just been a rumor or hearsay, but since I will not link my main bank account in fear someone could steal it in a data leak. I have a very small bank account on there, so if I run low from my balance, I have to transfer money to that account to use Venmo. The credit card fee prevents me from using that as my main source for payments. Pros I love how easy it is to pay or request money from people. It's easy to find others, even if you aren't already friends with them Cons I don't trust it enough to link it to my main bank account. If something gets out, I don't want all my money drained Review Source BB Brandon B. Owner Construction Used the software for: 1-2 years ### "Excellent! My customers love the option " January 20, 2022 5.0 Great. It has actually made me money Pros It's so easy and then I am not waiting on the "check in the mail" Cons I love it. Absolutely nothing bad to say. Review Source VR Verified Reviewer Deputy Manager Banking Used the software for: 2+ years ### "Venmo for quick money transactions " May 28, 2019 5.0 Pros Venmo allows you to get money from your employees very quickly when they are away from a bank. They can use this app to make the transaction and you will be notified in a second about the transaction. Since user interfaces are basic and not hard to understand a lot people are trying to use this software. Cons I do not have any negative points about this software. I use this and I am pretty happy about its functionalities. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.