# Page 41 | Venmo Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 41 - Is Venmo the right Payment Processing solution for you? Explore 9288 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/222572/Venmo-/reviews --- Venmo 4.7 (9288) [View alternatives](https://www.capterra.com/p/222572/Venmo-/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated June 3rd, 2026 # Page 41 - Reviews of Venmo ## Showing most helpful reviews Showing 1001-1025 of 9288 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use LL Lucinda L. School Counselor Education Management Used the software for: 2+ years ### "Excellent Payment Option" December 19, 2021 5.0 Pros Venmo makes it easy to make and accept payments from/to individuals, groups & organizations-I like that you have the option of making all transactions private Cons The software exceeded what I originally expected of it Review Source BS Brittany S. Administrative Assistant Food Production Used the software for: 2+ years ### "Venmo Review" December 13, 2021 5.0 Online selling is much easier. What's your Venmo? Pros This software is super easy to use. It makes both personal and business money transactions breezy. You can quickly send someone money you owe and also receive your payment from your eBay sale. Cons The thing I like least is the transaction visibility to other customers. However, you can remove this option. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/)[Cash App](https://www.capterra.com/p/246167/Cash-App/) Reason for choosing Venmo Venmo is just much easier to set up, implement, and use. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Venmo is much easier and more people have it. Review Source AM Andrea M. Enrollment counselor Education Management Used the software for: 2+ years ### "Venmo usage " April 27, 2022 5.0 It’s been a really great app that I have really enjoyed using . Super easy, fast , And keeps the things private . I’ve paid friends for ordering lunch , or for getting my eyebrows done , or seeking to bless a friend with coffee on me . The options are endless ! Pros I like that I can pay people for goods or service or lend money back and forth easily through the app Cons The fact that bank transfers aren’t instant Review Source RL Rebecca L. Merchandiser Retail Used the software for: 2+ years ### "Becoming my "go to" app for making or receiving payments" November 27, 2022 5.0 As long as my transactions are private and I don't use my credit card it is a fantastic, seamless and extremely convenient way to make and receive payments. I am using it more and more as time goes on. Pros I like the ease of navigation. No learning curve - just download it and you can start sending and receiving money. No fees for most transactions. Quick and simple to transfer money to and from my bank account. Cons The fee for using your credit card is a deterrent. I dislike the social aspect. I immediately figured out where to make my transactions visible to only those involved in the transaction. I believe financial business should be private. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) The simplicity of use. Review Source SM Sam M. Owner Retail Used the software for: 1-2 years ### "Very easy to use" February 1, 2024 5.0 Overall I’d say it’s great. Very user friendly, easy to connect with people, and easy to transfer payments. Pros Very easy to use, take payments, and pay bills with. Customers can scan a qr code and pay instantly. Also have a credit card with Venmo and it works great for keeping track of my expenses. Cons They did cancel my card once when I was out of state without asking me, but I got a new one pretty quick. Alternatives considered [Cash App](https://www.capterra.com/p/246167/Cash-App/) Reason for choosing Venmo More user friendly, benefits with credit card, and more people use it. Review Source Louisa C. Student Marketing and Advertising Used the software for: 2+ years ### "Venmo is the perfect app for students!" May 6, 2021 5.0 My overall experience with Venmo has been extremely positive as a student. Whether I'm splitting the price of a textbook or group project materials, I can always count of Venmo to allow me to easily and instantly collect money from others. Pros I love using Venmo as a student. It allows me to split costs of items like textbooks which I may be sharing with my classmates in quick and easy manner. With the click of a few buttons I can request a payment from one of my peers and be paid back almost instantly, making each transaction seamless and straightforward. Cons What I like least about Venmo is the privacy settings. I do not fully understand the different meanings behind the privacy settings on the app, and would have appreciated a better description of them when setting up my account. Review Source VR Verified Reviewer Project Engineer Construction Used the software for: 1-2 years ### "No Fee for Bank and Debit Card Transaction" July 22, 2019 5.0 Pros This is an easy no hassle way of sending money electronically to friends or clients. Venmo does not charge a fee when you have it linked to you have a Venmo balance, linked to your bank account or debit card. What more can you ask for from a service that does not charge you for transferring money back and fourth. I have never used a credit card for this but I imagine they charge the normal 2-4% fee on this. Venmo is very easy and intuitive to use. You enter the person's email or phone number that you want to pay. Their profile will populate once you do this to confirm you have the correct person. You can add a note on the transaction to remind you what you paid this for or proof of payment. Cons I do not like how Venmo makes this like a social network and anybody can see the transactions and notes. However, you can turn this off but most people do not turn this off. I think this part of it is a little worrisome of privacy. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) Because Venmo is easier and it does not charge fees from person to person transactions. Review Source VR Verified Reviewer Managing Editor Publishing Used the software for: 2+ years ### "The Perfect App for Sending and Receiving Money" May 13, 2021 5.0 I have only used Venmo for personal purposes up to now, but I have found it to be a great tool for sending and receiving money with friends and family. I've been trying to convince my parents to sign up for Venmo so I can stop writing checks. Pros Paying or receiving money for any service is incredibly quick and easy with Venmo - once you have set up your account and payment methods. Being able to indicate what the money transaction is for is quite beneficial, and you can easily keep track of what you have sent and received. Upon connecting to your bank, you can see the funds in just a few days. Cons Venmo could benefit by having another step to confirm transactions and their recipients. Improved security is never a bad thing where money is involved. Also having to write something with the transaction can be a bit tedious. Review Source GS George S. Self employed/ musician Entertainment Used the software for: 2+ years ### "Venmo....naw im good thanks" June 24, 2022 4.0 I wouldn't say it has been totally bad because i am grateful to have been able to use the services at one point but overtime with more options available and changesin their policies infeel there are better alternatives available. Pros I liked the fact that initially it was a good replacement for cash app. Cons Their security systems are all over the place. I cant even begin on the loopholes they have in validating your account..customer service is atrocious. Switched from [Cash App](https://www.capterra.com/p/246167/Cash-App/) Cash app had a period they were not working properly. Review Source VR Verified Reviewer Customer Service Rep Insurance Used the software for: 2+ years ### "Great peer to peer payment management system" August 4, 2022 5.0 Pros I like the ease of use in the low-cost to complete peer to peer transfers on this platform helps keep our cost down. Cons I wish this could tie into QuickBooks and provide better desktop support the mobile app is a lot better but it’s lacking a lot of reports that we need Review Source ED Emilee D. Student Higher Education Used the software for: 2+ years ### "Venmo and COVID-19: Convenience Turned Crucial " August 14, 2020 5.0 I began using Venmo in 2017 and it has been invaluable. I was able to easily link both my credit card and my checking account, providing flexible options for payment. The most important aspect of Venmo has always been the convenience. No more scrambling for dollar bills, splitting checks at restaurants, or worrying about when/how you are going to pay someone back. Over the past few months, however, Venmo has shifted from a convenience to a crucial method to exchange money. Contactless payment is more important than ever before in a socially distanced world. Not just among friends and colleague, but within other professional and business relationships as well. Pros Venmo is intuitive and easy to use. The layout is clean and learning curve virtually nonexistent. It’s not only easy to pay or request payment, but privacy settings are easily toggled as well. I have had multiple issues with Zelle, but never one with Venmo. Cons I don’t like how you can’t leave the “what’s it for” option blank. Also, I believe Venmo would benefit from a “test run” payment feature to ensure you are paying the correct person. They do give a warning message if you’re about to pay someone for the first time, but I believe having a test feature as well would add a layer of comfort. Review Source CM Curry M. Video Producer Higher Education Used the software for: 2+ years ### "The best option for paying and receiving funds in the digital age" April 12, 2021 4.0 When these apps first started popping up, it was quite sketchy. Many of us thought "why would I willingly plug my bank account information into some random app?" And I couldn't be more glad to have been wrong. It makes paying my siblings or friends back so simple. If someone forgets? You can just send a request reminder that comes off gentle and polite. To top it all off, it's free! But it it needs to stop being treated like a social media app, because it isn't. Pros The simplicity. Open the app, select that you want to pay or request, type in the person's name (which always baffles me when I haven't even friended them most of the time, in how quickly they come up) select the amount, then hit pay or request. Want the money you receive to go to your bank account? Easy to set up. Want it instantly? Just pay a small fee, and I mean tiny, or wait a few days at no cost. It's also fun to add emojis or messages to what you pay someone for. Cons I find the profiles and public interactions to be annoying and an invasion of privacy. Some people should be more careful about how they spend their money publicly. Luckily, there is a private option where you don't have to have this available to everyone. Review Source MB Monica B. Photographer Photography Used the software for: 2+ years ### "Best App Ever" May 6, 2021 5.0 Overall I absolutely love Venmo and will continue to use this for personal use. It’s the most convenient app and I’d highly recommend to everyone. Pros I use this app for personal use, not business but I absolutely love it. My boyfriend and I are always using this app to pay each other for rent, bills, groceries, etc. It’s so much easier than using cash. We can avoid going to the bank to deposit money and can do everything we need to through this app. It’s the most convenient thing! And I absolutely love that you can “instantly transfer.” Cons There isn’t much I don’t like about Venmo but I do wish the business account didn’t take a bigger percentage than using the personal one. I don’t use Venmo for business but I probably would start is the percentage they took wasn’t as much as it is now Review Source Justin N. Hotel Manager Hospitality Used the software for: 2+ years ### "Amazing to use for payment for hotel" September 23, 2021 5.0 Pros Most of people living in America has the Venmo app and it has been alot easier to get the payment from guest and not have issues with chargebacks. Cons There isnt much issues but I just wish more international guest can use this. Review Source JM Jeana M. Office Manager Consumer Goods Used the software for: 2+ years ### "Manage your Money with Venmo" August 4, 2022 4.0 Overall, I have no complaints. Venmo is one of the easier to use cash apps available. Pros Venmo can be used on any mobile device, which means you can use it to manage your finances and move money from virtually anywhere anytime! Cons I haven't really had any problems or issues using Venmo. Review Source kM kristina M. sales associate Apparel & Fashion Used the software for: 2+ years ### "venmo app." December 21, 2021 5.0 Super loving it! The transfer or payment is so easy and practical. Pros I have the ability to send and receive money with no transfer fees. It is like a bank where you can save money and what I love about is, you can do contactless payments. All you have to do is show the QR code and they will scan it. Then after every transaction you do especially in paying, they always update you via email so you know how much have you spend and have left. It is easy to send and receive money through venmo , you just have to know your email address and phone number. Cons So far I have not seen any negative things about it so I cannot say I have something I do not like about venmo. Review Source GR Grace R. Neuropsychology Testing Technician Research Used the software for: 2+ years ### "Fan of Venmo" June 3, 2021 5.0 Overall, I have always enjoyed and recommended it. Pros Venmo is the easiest mobile payment service I have ever used. It's interactive and can be quickly mastered. Cons I dislike the newest feature which displays personal transactions in a hard-to-find area on the app. Review Source VR Verified Reviewer Recruiter Media Production Used the software for: 1-2 years ### "Quick and easy way to send payments " July 10, 2019 4.0 Overall, I have had a good experience with Venmo. They often send me user feedback surveys which I really appreciate. I definitely feel like they care about improving their products and I would love to see the aforementioned features added. Pros Venmo has a very clean UI and is extremely easy to use. This app makes sending payments fun because you can customize your payment with emojis and amusing messages that can be sent privately. Additionally, being able to save certain people in your favorites makes completing familiar transactions must faster. Relative to other similar apps, Venmo has a very affordable instant transaction fee as well. Cons In terms of features I would like to see in the future, I hope that Venmo will allow you to set reoccurring payments automatically, and let you pay with a credit card without incurring extra fees. I also think it would be nice if we could automatically set all payments to private. Review Source VR Verified Reviewer Optometrist Health, Wellness and Fitness Used the software for: 2+ years ### "Great for Social " May 29, 2019 5.0 Pros This is the easiest way to transfer money in a causal setting. It is instant and both parties get notified if the transaction occurred. The UX is clean and fun to use with the option for emojis and ability to split payments among a group. I have never had an issue with Venmo in terms of transferring my Venmo balance back in to my bank account. The QR code is definitely helpful in making sure you are paying the right person and having a user picture available further helps money get to the right person. Cons The scariest thing is if you accidentally venmo the wrong person. There is no UNDO button so you will just have to rely on the kindness of the wrong recipient to send you the money back. Please make an UNDO button. Review Source AO Avery O. Health Service Clerk Hospital & Health Care Used the software for: 2+ years ### "LOVE Venmo!" May 15, 2023 5.0 Venmo is a great safe and secure platform to use if you are wanting to make easy transactions between friends and family! Pros I love how easy it is to use! Easy to find people you know from contacts to be able to transfer money more easily. It feels safe and secure to use when sending/receiving payments! Cons I will say maybe the fee they charge you if you want it right away could be a hassle for some, but I usually wait the 1-3 days to receiver the money and usually it gets sent the day day. Review Source RC Rebecca C. Administrative assistant Government Administration Used the software for: 2+ years ### "Very easy to use" January 11, 2022 5.0 Pros Creating an account and setting up your banking info is simple and easy. You are able to receive and send payments with either a phone number or email address and payment is received fast. You can use for business or personal Cons You can see everyone on your contacts list transaction history. I don't know why this is necessary but you cant change it. Review Source Wesley L. Service Technician Construction Used the software for: 6-12 months ### "The (Almost) Costless Way To Insta-Pay" November 17, 2021 5.0 A paypal alternative that's equally as easy to use Pros the simpliucity and ease of user interface Cons fees, as usual, the lack of explaining how to use the software at first, intrusive "new features" Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/)[Cash App](https://www.capterra.com/p/246167/Cash-App/) Testing out different methods of payments Review Source bC bryan C. owner Consumer Services Used the software for: 2+ years ### "Venmo Is great" December 12, 2021 5.0 no complaints Pros very user friendly for myself and customers Cons not accepted everywhere yet and not much advertising Alternatives considered [Cash App](https://www.capterra.com/p/246167/Cash-App/) Review Source Ben C. Digital Marketing Manager Entertainment Used the software for: 2+ years ### "Excellent app for moving money as an individual" October 5, 2021 5.0 generally a great app for moving personal money between friends or basic contractors, etc (i use it to pay rent for example). Pros Easy to send money to friends or contractors when needed. Also easy to export money to your bank accounts. Generally speaking it's a very "up-to-date" personal payment software among the best options for consumers IMO. Cons The social feed is odd and off putting in my opinion. They allow you to set your transactions to default to private but the fact that i needed to do that myself is odd - no i do not want to announce to the world every time i pay someone something... Review Source CH Chad H. SEO Specialist Marketing and Advertising Used the software for: 2+ years ### "No Cash, No Problem" December 6, 2019 5.0 No more having to go to the bank to pull out cash to pay someone back or dealing with the never-ending "You got me this, so I'll get you that" phenomenon that is always the bane of friendships. With Venmo, you can quickly and easily send funds to your friends, coworkers, and/or family in seconds Pros The best benefit about Venmo is that it makes going out with friends, splitting a meal, or dealing with owed money incredibly easy. It's also awesome that for a small fee you can immediately transfer your balance to your bank account in seconds. It's also fun to see what your contacts are sending money for. Cons The only issue I've ever dealt with Venmo is that occasionally it glitches out and doesn't allow me to send or request funds when completing a transaction. Usually, a quick reboot resolves the issue so it's not a big deal. 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