# Page 42 | Venmo Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 42 - Is Venmo the right Payment Processing solution for you? Explore 9288 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/222572/Venmo-/reviews --- Venmo 4.7 (9288) [View alternatives](https://www.capterra.com/p/222572/Venmo-/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated June 3rd, 2026 # Page 42 - Reviews of Venmo ## Showing most helpful reviews Showing 1026-1050 of 9288 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Chris M. Athletic Trainer Health, Wellness and Fitness Used the software for: 2+ years ### "Transfer funds, split checks, or send a gift with ease!" March 7, 2019 5.0 My experience has been positive so far! My graduating college class purchased a gift for a former teacher who suffered a loss and transferring money through Venmo was incredibly easy! Pros Honestly, transferring money to someone couldn't get much simpler (except for cash). When dining out with friends, you can simplify everything by having 1 check come out and then do the math after you have left the table. If owe someone money or split the cost of some purchase, again, you can do that with ease. The transfer is instant unlike certain bank transfers and you'll find that you and those who owe you money are less likely to forget. Cons As with any instant transfer services, you can often lose track of how much you are transferring since you are lacking the tactile sensation of handing someone cash. It is often easy to forget how much money you have in your Venmo account and it may sit there for a while until you check it again. That isn't much of a huge issue with smaller amounts but transferring that money to an account with interest accrual (no matter how little) is better than that money doing nothing! Review Source VR Verified Reviewer Marketing Manager Computer Software Used the software for: 2+ years ### "Easiest Mobile Payment Solution" June 14, 2020 4.0 There are many options for mobile payment these days, whether separate apps, or tied directly into your bank's online services. Venmo continues to be the easiest to use that I have seen. I use it for both personal and business use, as it is reliable and secure, and being able to split costs or send money at a moment's notice is incredibly handy for personal or even quick work purchases. Pros Extremely easy to setup and use. You can now link joint accounts, which is great for couples. Interface is simple and intuitive and leaves out confusing jargon or tech speak. Cons All users set up a specific Venmo username, so it can take a little work to find someone, even if you have their other contact information. The social sharing aspect is unnecessary, and some may find it invasive, but it can be easily turned off. Review Source VR Verified Reviewer Student Education Management Used the software for: 2+ years ### "Venmo Review" February 9, 2021 5.0 Good experience using Venmo, bad experience while dealing with customer support Pros This is great for students and everyone worldwide to send money to other people at the ease of a button by requesting people for payment Cons The customer support was not the greatest for this product and it took nearly 9 months for me to receive a Venmo card and I had to deactivate and make a new account to do so. Review Source LS Lauren S. Court reporter Legal Services Used the software for: 2+ years ### "Bringing My Workplace Into the 21st Century!" November 22, 2021 5.0 I have used other similar money services, but Venmo has become my go-to. I personally think it's easier to navigate than things like PayPal or CashApp. I've trusted Venmo with a lot of big ticket money transfers and have never been let down. Pros My position at work sometimes requires payments to be made directly to us as contractors. For years, the only ways we could accept payment was cash and check - two things that are not as easily available today as they were 20 years ago! I brought up Venmo in a team meeting as a way to receive payment, and it has made life tremendously easier for everyone... not to mention our clients are very happy as we do not release work without a down payment, and snail mail takes longer and longer these days. In addition to work, it's made my personal life easier as well. My sister has always been the queen of gift-giving. Now I get to send her money on Venmo and let her do her thing! I also used Venmo to pay a majority of the deposits on my wedding last month. Cons I have had my app crash a few times while trying to use it, which caused some stress with wedding deadlines. Switched from [Cash App](https://www.capterra.com/p/246167/Cash-App/) I preferred Venmo's layout and navigation. Review Source Ryan S. Independent Representative Financial Services Used the software for: 1-2 years ### "Efficient and popular Money-sending app" August 3, 2019 4.0 I like it overall. Most of my business team has it, and my co-renter in my office has it, so sharing business costs is super easy between us and our teams. Pros I like that it's not too difficult to use. Once you understand how it works it's easy to navigate. It's not hard to set up an account. It's also been around for a while and is very popular, so many people have the app, making it a convenient option when you need to send someone money but don't have cash (as many of us don't carry much of anymore). Cons I find the social part of it, where you/it posts about your transaction completely pointless. Why does everyone need to see what people were sending money for? It is easy to make every transaction private, but the entire idea of it seems pointless to me, but that's probably just one person's opinion. The only other thing I feel could be improved is the layout and cosmetic look and feel of it. It feels a bit dated compared to some other popular money sending apps Reason for choosing Venmo I did and I didn't choose it OVER another app. I use Venmo more, but I also keep the CashApp handy in case someone else has that and does not use Venmo. Venmo just happens to be what is used by the people I send money to on a more regular basis. Review Source RD Rene D. Executive Assistant Automotive Used the software for: 2+ years ### "Venmo is the future" August 4, 2022 5.0 Pros The thing I love the most is how simple and straight forward the app is. Cons The least thing I like about the app would be the fees to transfer money but I mean we can't have everything for free. Review Source JA Joshua A. Freelancer Entertainment Used the software for: 1-2 years ### "Venmo app review " December 17, 2021 5.0 Pros Venmo is the installment application of decision for sending cash to loved ones. It's generally utilized, you can send cash by whichever installment strategy you need, and beneficiaries get reserves in a flash Cons Venmo charges an expense for moment cash-out moves to your financial balance. There's a 1% charge — with at least a quarter and a limit of $10 — to move your Venmo reserves immediately to your ledger. If not you'll need to stand by one to three work days to accept your assets free of charge. Review Source EF Ericka F. Owners Arts and Crafts Used the software for: Less than 6 months ### "Small business " June 28, 2024 5.0 Great platform, great for online and on the go. Pros Spuer easy to use, for mobile sales. Easy to transfer payments to bank accounts. Love this platform. Cons I have never encountered any issues with this platform. Review Source VR Verified Reviewer Account Manager Staffing and Recruiting Used the software for: 2+ years ### "The Easiest Way to Spend and Recieve $!" January 13, 2022 5.0 Pros Venmo is extremely useful and user-friendly. It's the easiest way to split bills with friends, colleagues, and family (since hardly anyone carries cash these days), and you can even use it on a broader scale for business transactions. I would highly recommend downloading the Venmo app! Cons The only con I can think of is that there is a small fee of 3% if you want to instantly transfer money from your Venmo to your bank account. Otherwise, it takes 3-4 days for the transfer to process. Review Source MR Mirza R. Graduate Research Assistant Mechanical or Industrial Engineering Used the software for: 2+ years ### "Second best app to send and receive money from anyone" November 26, 2020 5.0 I say this is the second best app because I'm still waiting for the best one. However, this app is easy to use and works instantly. The account setup takes no time and you can link multiple banks accounts to it. You have the ability to order a Venmo debit card. Pros You can send and receive cash almost instantly without any effort. The mobile app lets you scan your friends Venmo QR code to add them as a friend and send money. You can request payment too. You also have the ability to use it on some websites that accept PayPal. You can also add comments or memos when you are making or requesting payments, this lets you keep track of all your expenses. Cons It takes two or three business days to transfer your Venmo balance to your bank account. If you want to do it instantly you get charged a fee which I don't like. Can't they just make it instant for every transfer. You also can't make international payments. Venmo doesn't offer any payment protection either, which means if they go bankrupt your money is not insured and you lose all of it. The default privacy setting shares all the payments you make with the entire world and not a lot of people know that. Review Source Mark D. CEO Construction Used the software for: 2+ years ### "Venmo is Valuable " May 15, 2023 4.0 My overall experience with Venmo has been positive. Venmo provides an excellent solution for small businesses that want to offer customers a secure, easy to use and reliable way to make payments. Pros Payment Processing is the most critical feature for my business. The mobile app is easy to use and functions as it should. Integration with my business processes was a piece of cake. Venmo is very responsive to customer's needs. Excellent customer service! Cons Venmo does everything that I need. However, transaction fees are too high. Review Source TM Thabang M. Assistant Information Technology and Services Used the software for: 1-2 years ### "Excellent cashapp" January 6, 2022 5.0 I use this app daily, I love it and it's user friendly. Easy to understand, send your family, friends and colleagues money easily and quick Pros It's simple, user friendly and safe because it is controlled by you. It's also convenient, secure and protects your money. I love venmo. Transaction are effortless and quick. It's the future, with venmo we can go cashless. Cons Only if we could link your venmo to your bank account. We also have to send extra to cover the transfer fee so that the receiver can get all their funds Review Source Hayato H. Owner Real Estate Used the software for: 1-2 years ### "Really easy payment method" September 14, 2021 5.0 Pros What I like about Venmo is that you don't need to carry cash around and you can record each transaction as well automatically. Cons Sometimes the app lags and it takes a little long to send payments but that's about it. Review Source BD Brittany D. Insurance Agent Insurance Used the software for: 1-2 years ### "Great App!" January 26, 2021 5.0 Overall I love the app and it's ease of use. I highly recommend everyone who has a phone to have this app on there phone. It comes in handy anywhere from personal daily life to work life. I prefer it much more than using other payment services such as PayPal or Zelle. Pros I love how easy this app is to use. I use it all the time and my tenants use it to pay their monthly rent which saves me the trouble of having to make a trip to the bank to deposit a check as well as it ensures the intended amount they're paying me is going to get to me so I don't have to worry about any bounced checks or potential bank service fees. I love how easy it is to send money to people I may owe money to and it won't matter what bank they use as long as they have the App. It is so handy even when you're splitting the bill with someone who may not have cash on them that way you can send the other person the amount you owe instantly - especially in this day and age where most people don't carry cash on them any more. Cons I really don't have any complaints about the app. The only time I have run into a problem which wasn't really much of a problem was when I sent money to someone who thought I didn't send the correct amount because they happen to also be sending someone else money they owed so it just deducted the amount I paid them with the amount they sent someone else so the balance was less than what I sent not realizing the app deducted what they paid from their balance. It was a little confusing but once speaking to customer service they were quick to clear up the confusion. It just would have been nice to see some alert or notice explaining that at the time. Review Source VR Verified Reviewer Product Strategy Intern Computer Software Used the software for: 2+ years ### "Amazing application for everyday money transfer" July 20, 2019 5.0 Pros \- I just love using Venmo to transfer money. I use it every day to share expenses and pay it back. - Awesome integration with Splitwise application to manage expenses. - The app allows transferring the money back into the account in 3-4 working days as well. Cons \- only if the transfer from the bank account to the Venmo wallet was any faster, it would have been great. Review Source TH Taylor H. Owner and operator Retail Used the software for: 2+ years ### "Venmo is the #1 payment processor for my boutique!" August 3, 2022 5.0 Pros I love how reliable it is. How quickly my customers can pay. Cons The fees for wanting to transfer right away and the fees that are taken out of each transaction. /: Review Source VR Verified Reviewer Student Dentist Hospital & Health Care Used the software for: 2+ years ### "If you don't have Venmo and you're in your twenties then what are you doing?" September 25, 2021 4.0 In NYC, no one splits checks. You need Venmo to easily pay your friends for dinner/drinks that they put on their tab. The term "Venmo me" has even been coined into our vocabulary. You don't hear people saying "PayPal me". Pros I have been able to pay friends, family and even strangers with Venmo. You can also conveniently request payment from anyone and send reminders. Cons Sometimes when you pull up the app, it takes a minute to load. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) ease of use, widespread Review Source VR Verified Reviewer Assistant Director of Music Admission and Preparatory Programs Higher Education Used the software for: 2+ years ### "Peer-to-Peer Payments Made Easy" March 4, 2021 5.0 I've been a Venmo user for several years. It has proven to be a secure, easy to use way to pay others or receive payments from others. Whether splitting a pizza or sending a pick-me-up, it's a tried and true platform that has continued to develop and innovate on its core function. Pros Venmo was one of the first major companies in the peer-to-peer payment space. They quickly became a household name, and for good reason. Backed by the security of PayPal, with a user-friendly, intuitive app, it was quickly adopted across a variety of users. This adoption made it easier for users to pay others – the core feature of the site. Since, it has only added new features as it seeks to compete with other apps coming up in this sector. Business users also now have the ability to have both a personal and business account to keep the two halves separate. Cons As with all peer-to-peer payment platforms, Venmo is only as good as the number of users that begin using it. With new applications entering the P2P sector, this user base may start to section off as users find other platforms that may better align with their needs (or their friend group just uses an alternative). Review Source MR Monica R. Coordinator of Religious Education Religious Institutions Used the software for: 1-2 years ### "Easy to use by all" October 19, 2021 5.0 It's been a game changer for receiving payments. Pros I love how easy this is to use! Takes very little explaining for someone to figure out how to pay/send payment. Money shows up in the account instantly making it easy to track payments. Cons I wish this was something people could use without downloading and setting up an account. It can only be used when both parties have the app. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/)[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[Cash App](https://www.capterra.com/p/246167/Cash-App/) Review Source CR Chevy R. Solution Architect Computer Software Used the software for: 2+ years ### "Review - Venmo" May 12, 2022 4.0 Great tool and the future of payments for most users. Integrating is a must for anyone working in payment processing. Pros The interface is great for users on the front-end. Easy to use and not a lot of ramp time for new users. The back-end is easy to integrate with but, as with most payment processing, can be a little tedious. Cons A large library of pre-built processes would save a lot of time. There are quite a few on git that can help but a large public library administered by the company would be helpful. Review Source VR Verified Reviewer Marketing Specialist, Physician Recruitment Hospital & Health Care Used the software for: 2+ years ### "Amazing, easy finance app" June 3, 2021 5.0 Great experience. I recommend it for business and personal use alike. Pros I love that Venmo allows me to quickly and easy transfer funds at my finger tips. The app is easy to understand and operate. Cons Personally, I preferred the app's navigation more before the newest update. The current version is still very easy to use, I just enjoyed the profile view on the previous version better. Review Source Sam Z. Assistant Principal E-Learning Used the software for: 2+ years ### "Easy Money" June 30, 2021 5.0 I can now send money and receive money with the click of a button. Replacing the need for having cash in my pocket is helpful when splitting a bill between many people. Collecting money has never been easier. Pros Venmo is easy to use. The design is simple to understand. I like how quickly I could set up an account to send and then recieve money. Cons I disliked the public feature on Venmo. I do like how easy it is to find friends using the app. If you do not check the security features it is possible for others to see how much money you send and receive. Review Source VR Verified Reviewer Operations Manager Non-Profit Organization Management Used the software for: 2+ years ### "Helpful for online & in-person payments" November 10, 2021 4.0 Very useful for our purposes Pros Most people already have Venmo downloaded, so when we have merchandise for sale, it is much easier for them to pay via Venmo than carrying a card/cash Cons The product purchase feature is sometimes confusing to customers and staff Review Source VR Verified Reviewer Associate Researcher Hospital & Health Care Used the software for: 2+ years ### "Venmo is the best P2P payment app" April 22, 2019 5.0 Awesome! Pros It's the easiest peer-to-peer payment transfer app/service available. I use it daily, and it makes "splitting the check" a lot easier for large groups. It's also extremely secure, which is why I continue to use it over competing products. Cons It is easy to accidentally send money to the wrong person. There should be a stricter filter system to prevent this. Review Source JS Jamaula S. Assistant Manager Events Services Used the software for: 1-2 years ### "Hacked with no help!" November 16, 2021 3.0 I will not use Venmo anymore, in matter of fact I took it off my device! Pros App is easy to use! Very simplistic and convenient for outside sales Cons Easy to hack!! I was hacked and no customer service to help! Switched from [Cash App](https://www.capterra.com/p/246167/Cash-App/) Easy if use but later regretted it and went back to CashApp Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.