# Page 86 | Venmo Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 86 - Is Venmo the right Payment Processing solution for you? Explore 9288 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/222572/Venmo-/reviews --- Venmo 4.7 (9288) [View alternatives](https://www.capterra.com/p/222572/Venmo-/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated June 3rd, 2026 # Page 86 - Reviews of Venmo ## Showing most helpful reviews Showing 2126-2150 of 9288 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Ayano J. Project Consultant Management Consulting Used the software for: 2+ years ### "Great for quick payment needs" September 1, 2021 5.0 Pros I use Venmo for many different transactions from a quick payback to a friend for lunch to paying my rent to receiving contract payment. It is easy to use and tracks each payment. There are so many features including a commerce platform and Venmo credit card. It's also excited to see where the platform will go with its new crypto-currency integrations. Cons The only feature that I would suggest needs change would be the fees associated with credit cards. Review Source VR Verified Reviewer PM Computer Software Used the software for: 2+ years ### "Venmo for Micro Payments" February 25, 2021 5.0 A great tool if you need an easy and quick way to collect smaller payments from customers! Pros We usually accept credit card for larger accounts, but recently started using Venmo for single or two user accounts, which has made it much quicker and easier for everyone. Cons There is a small fee, but it is worth it in the end for the ease of use and convenience for our customers and our collection staff. Review Source Eric R. Writer Publishing Used the software for: 1-2 years ### "Great payments alternative" June 15, 2020 5.0 Venmo lets me take payment instantly, and where I would typically have to give PayPal a massive percentage of each invoice, Venmo allows me to keep more of my hard-earned money. Pros Venmo is a great way to take instant payments without having to contribute exhorbitant fees, as is the case when using PayPal. Cons I don't like transactions being public by default, so I switch to private mode to avoid appearing on other people's feeds. Reason for choosing Venmo Venmo was the option I found more of my clients already had and were able to use. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) I avoid PayPal whenever possible, so when a customer can pay with Venmo, I take the chance. It will allow me to keep more of my invoice because PayPal takes an exhorbitant cut. Review Source GM Grafton M. Sr Inventory Analyst Marketing and Advertising Used the software for: 2+ years ### "I QUESTION THOSE WITHOUT VENMO THESE DAYS..." December 3, 2019 5.0 Seamless transactions and being able to request money from people and have them pay in click of the button Pros PAYPAL? CASHAPP? Honestly the best in the biz is Venmo - being able to pay off your friend for buying drinks for the night or whatever it may be - bills etc - this is the best tool Cons People that dont have Venmo is the biggest issue here. Some of my closest friends dont have Venmo so it limits usefulness because some people wont jump on - which people have said they are not sure it is "secure" enough. I have had 0 security issues Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) I still have Paypal but use Venmo more than most Review Source DS Danielle S. Psychologist Mental Health Care Used the software for: 2+ years ### "User friendly, quick and easy" October 13, 2022 5.0 It’s excellent. I will definitely continue to use. Pros Venmo is a great way to get quick payments. My favorite option is that you can immediately transfer the money into your account for a fee or can wait 1-3 days for free. Cons It seems that the instant transfer fee continues to increase little by little each year. It would be helpful if there was a cap per day or per week vs. per payment. Review Source Greg C. engagement manager Computer Games Used the software for: 6-12 months ### "The best mobile payment option" February 21, 2019 5.0 I was looking for a simple and quick way to pay for goods and services. Venmo filled that void. Pros What isn't there to like about venmo it's free and easy. Being able to make payments on the fly for picking something up from a marketplace purchase, paying for for a service, or just paying back family/friends Venmo makes it simple and quick. The ability to add friends and/or on going payment receivers means I just click their name and put in the amount done. Cons The only Con I've found is that you have to turn off the share payments if you don't want others to know what you are paying for items or services. I feel like this should be off by default unless you want to share it with your Venmo friends. Review Source Deborah H. Teacher E-Learning Used the software for: 6-12 months ### "Money in a Moment" September 13, 2021 4.0 Overall I find the practical use of this to be super. Best of all no fees to me whatsoever to send money in a moment. I really love it! Pros I needed to use it to pay at a farm stand. I had never used it before. Standing outside within 5 minutes I had signed up, verified and made my first purchase with Venmo. Super easy interface. Instructions on screen were excellent. Cons I was not familiar with it before. Sometimes the privacy feature seems to change without my doing it. Or perhaps I inadvertently change it. Maybe that could be more clear on the app screens. Review Source Austin B. Web Developer Marketing and Advertising Used the software for: 6-12 months ### "Venmo makes sending money to friends easy" July 29, 2019 5.0 Overall, I have had no problems using Venmo and I haven't ran into any issues with using the services. Everything goes smooth and I am immediately charged and the receiver gets their cash fast. Pros Venmo takes many payment methods and makes it easy to send money to your friends and family. It's widely used with my personal life. With such a wide variety of ways to pay and received money, it makes things simple so you don't have to pay with cash. Cons Venmo does take a small fee for using credit cards. These fee does deter me away from using the service from time to time. I understand that they have credit card fees that they get hit with but if they some companies make deals with credit card companies so there is minimal fees. Review Source ANDREW T. Video Coordinator Broadcast Media Used the software for: 1-2 years ### "Great for quick payments and splitting bills." December 3, 2019 4.0 I wish I knew how user friendly and easy it is. I also wish I knew how connecting your bank was also fairly simple to do. Pros It helps to send payments and is great when going out with groups and splitting tabs and bills. It's fast, reliable and seems easier to use than other pay apps. I like that I don't need to login each time on the app.I like the ease of connecting my chase bank as well. Cons I don't have any major complaints. My wife though had to contact customer service once and they took a long time to resolve her locked account so that could improve. Review Source TS Towanda S. Registered Nurse Health, Wellness and Fitness Used the software for: 2+ years ### "Venmo Pay" September 20, 2019 5.0 My overall experience with Venmo was good. I connected with customer service several times to get help with resetting my password. I connected through Venmo's chat options. I also received a summary of the interaction via email. I would say that this is an effective app for communicating with other Venmo users, splitting and sharing the tabs with friends, and purchasing using your Venmo balance or Mastercard. Pros What I love most about Venmo software is that you can use a credit card too with this one. Some apps only link to your bank account or debit card. Cons What I like least about Venmo software is that whatever card that you use can only be linked to one Venmo account. So, you can never use this app to move your own money around. The transfers are between yourself and another person. Sometimes, I would like to move money from my credit card into my bank using the ease of an app. Review Source Suzanne C. Executive Assistant Real Estate Used the software for: 2+ years ### "Venmo is Awesome!" October 17, 2022 5.0 Pros Venmo is great for paying people directly that I buy things from: my renters pay me rent, I pay my hairdresser, and I pay friends when they pick up lunch for me. Cons The only con is that your payment is not refundable. If you send it to the wrong person, you can’t get it back. Pay attention. Review Source kP kendall P. executive assistant Executive Office Used the software for: 2+ years ### "I love venmo!!!" January 11, 2022 5.0 Venmo has made sending and receiving money easier than ever before and I appreciate that. Pros Its user friendly. It makes sending and recieiving money super easy! Cons It seems more people prefer cashapp. I wish more people used it as its my personal preference. Review Source VR Verified Reviewer Content Field Support Specialist Publishing Used the software for: 2+ years ### "Safely and Quickly Send Payment" March 26, 2020 5.0 I love how easy it is to send payment to others, including vendors who would prefer cash, but I never carry it! Pros I love how easy it is to safely and quickly send payment to others. Not to mention since it's digital, you no longer have to worry about having cash or credit card handy! Cons I wish there was a way to connect the source of payment to a credit card, verse using debit or a bank account draft. Review Source LE Lisa E. Escrow Closer Real Estate Used the software for: 2+ years ### "Simple and Succinct" May 17, 2022 5.0 Pros it's very easy to find someone to pay, send payment, request payment. See your transaction history and who has paid you or who you have paid. they make you use a description or picture to show what the transaction is for. Cons sometimes i am not sure if it is the correct person i want to send money to. it should have something else to verify the correct person/information Review Source Jeremy K. Solutions Engineer Computer Software Used the software for: 2+ years ### "Makes transactions easy" August 6, 2020 5.0 Overall I am very satisfied with my expereince with using Venmo - I would definitely recommend it to others. Pros This tool makes transactions super easy and the interface is very clean. It is incredibly intuitive to use and is by far my preferred method of transaction. Cons Not much to complain about here. I do wish that there were some less limitations on how much you cant charge/spend at a single time. Review Source MaryAnn J. Community Director Higher Education Used the software for: 2+ years ### "Convenient for quick payments" October 28, 2019 4.0 Venmo has made selling products much easier. This software has saved my company money. Pros I love that Venmo can be easily used for business transactions without needing a point of sale system. Venmo offers a form of receipt for customers, as well. Cons I dislike that when using the software for business transactions, it should be taken into consideration that not every customer has the software. Review Source AH Ashley H. CSR Consumer Services Used the software for: 1-2 years ### "Venmo is the bestv" October 6, 2022 5.0 Pros The ease in which I can transfer money to someone instantly Cons Nothing it’s good as is at the moment, no complaints Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/)[Cash App](https://www.capterra.com/p/246167/Cash-App/) Reason for choosing Venmo Venmo has instant transfer which I find incredibly beneficial Review Source ES Evan S. Solution Architect Information Technology and Services Used the software for: 1-2 years ### "No cash, no problem" January 5, 2021 5.0 Venmo simplifies any situation where you wish to pay someone back for something (or be paid back) and cash is not present. Pros Easily send and receive money to anyone you know. This greatly simplifies splitting checks for a meal out or accepting payments when selling an item in person to a cashless buyer. Cons No especially terrible drawbacks come to mind. I do find it interesting how many users make all transactions public (the app allows you to select visibility for each exchange)--why do they do it? There is a couple days delay when cashing out to your bank account unless you pay Venmo a fee. Review Source Alex P. Owner/Photographer Photography Used the software for: 1-2 years ### "Venmo - Quickest, easiest payment solution on the market" February 10, 2021 5.0 Venmo has been a huge time saver for my business, it's easy to pay my contractors as well as accept payments from clients with no hassle or fees. Pros Love how quick and easy Venmo is to use! There are no frills, just a clean, simple, sleek user interface. In my experience it is among the quickest financial products to deliver money to your account, hardly any wait on transfer times. Also enjoy the "social" aspect of it Cons The only complaint I have is that you must use your Venmo balance before you can pay from a different account, I wish that wasn't the case. Review Source HC Heather C. Personal Wireless Used the software for: 6-12 months ### "Venmo" December 2, 2021 5.0 Pros Vemno is a good site for mobile banking. It's easy to use and it's easy for beginners Cons New security measures for log in and new members Review Source VR Verified Reviewer Marketing Manager Health, Wellness and Fitness Used the software for: 1-2 years ### "Easy to Set Up" August 4, 2022 5.0 Pros I liked how quickly I could set up my business profile. I could also easily export the custom QR code to use at shows and at my cash register. I felt that I had more customers because I offered Venmo as a payment option. Cons Sometime the processing fee can feel a bit steep and I think it's a bit rich to charge a processing fee plus a transfer time if you want to cash out. Review Source MC Mariah C. Teacher Education Management Used the software for: 2+ years ### "Most Useful App" October 28, 2019 4.0 I think that this is an incredibly useful app in a world becoming more cashless and checkless. Pros It's incredibly easy to use and gets you money back fast. It's much more efficient than using my bank or QuickPay options. I use it to charge others for bills, getting paid for gigs, etc. Extremely efficient. Cons I wish there was a way for you to be able to search or sort through past transactions that isn't constantly scrolling through. Review Source Rob S. n/a Financial Services Used the software for: 2+ years ### "Great money transfer solution" August 6, 2020 5.0 Overall I really enjoy using Venmo and how easy it is to transfer money between people. Pros Venmo is very simple for sending money from one person to another. It's widely enough used by people under 40 that it's pretty safe to assume that you can make a non-cash transaction out and about, if you make a sudden stop at a farmers market or yard sale and don't have cash. Great for splitting bills at restaurants or bars with friends. Cons I don't like how I have to manually initiate to send money to my back account. Would be a great feature to be able to automatically transfer to my bank account as soon as I got paid, or if I hit a certain $$ amount or even a certain time frame (every Friday transfer all from Venmo account to bank accound). Review Source VR Verified Reviewer Tax preparer Financial Services Used the software for: 6-12 months ### "Send and get your money the RIGHT way!! " December 10, 2020 5.0 Venmo has actually been an awesome product to have. My manager implemented this product to us and we’ve been using now for almost a year. We’ve never ran into issues since we’ve started. We love the feature where you can send emojis to our clients and receive payments all in the same platform. I love that Venmo makes its threat priority to provide a safe and secure product. Pros Split bill feature is pretty cool especially on night out with friends! Love being able to use emojis!! Cons 3% fee sucks when sending money each time. Using the cash app feature also charges but from the service you get it’s really not a big deal and I understand that the company need to get paid. Having a feature like a reward center would be nice. For each transaction you accumulate so many points to eventually get a free transfer or cash out would be nice. Just a thought! Reason for choosing Venmo Venmo is a more secure and safe product. Switched from [PayPal](https://www.capterra.com/p/207944/PayPal/) More personable experience with our customers. Review Source BP Bernie P. Reseller Retail Used the software for: 2+ years ### "Venmo Pros & Cons" October 13, 2020 5.0 It has been great. Aside from that one incident I had, they really have been a necessary part of my life. Pros It's very easy to send and receive a payment on the app. It is very quick with loading the information to my account that I need. Cons Venmo does not have protection to their users when something goes wrong. Unfortunately I had a sale not happen. I had proof about it, but venmo couldn't help because they didn't have the protection. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.