# Page 3 | Venmo Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 3 - Is Venmo the right Payment Processing solution for you? Explore 9270 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/222572/Venmo-/reviews --- Venmo 4.7 (9270) [View alternatives](https://www.capterra.com/p/222572/Venmo-/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 3 - Reviews of Venmo ## Showing most helpful reviews Showing 51-75 of 9270 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use DR David R. Dive Operation Manager Leisure, Travel & Tourism Used the software for: 2+ years ### "Swift phone payments for boat check-in." August 24, 2025 5.0 We can process payments on phones, gratuities are a breeze, and transfers keep up with our pace between marina, shop, and liveaboards. Pros business profiles and QR codes simplify dockside deposits, and guests know the brand, so last-minute additions go smoothly. Cons Support is slow on dispute issues, and credit-card financed payments charges surprise fees to some travelers. Review Source AN Alicia N. Teacher Education Management Used the software for: 1-2 years ### "Venmo, easy. My mom, that’s what is hard. " August 3, 2025 5.0 Very good! It’s super easy to use. I have a lot of friends who we send each other money. It is super quick, efficient, and easy to send to bank account. Pros It’s super easy to use and makes it super easy to send money to friends or have friends send to me. It’s super helpful! Cons That not everyone has it. Sometimes I ask to send to someone and they don’t have it. But really I don’t know of anything I don’t like other than that, which can’t control. Or can you? Lol I wish there was a way to let people use it if they don’t have it. Like my mom has to drive all the way into town to put money in my account or I have to go all the way to her house, but it would be so much easier to have her send digitally but she doesn’t want to deal with that. It would be nice if it could be easier, but the hardest part isn’t the app it’s my mom and her stubbornness. Review Source KG Kylee G. Director of youth and intern ministries Non-Profit Organization Management Used the software for: 2+ years ### "Best way to send money between friends and family! " August 30, 2025 5.0 Overall I’ve had a very positive experience and highly recommend using Venmo. It’s convenient for business and personal use. The 91 year old lady at church even uses Venmo! That’s how easy it is to use! Pros Venmo is super easy to use for quickly sending money between friends and family. I’ve had zero issues with the app, and their customer service has been excellent. I have had the Venmo debit card for about 6 months and love the ease of use. Cons The only downside is that it can sometimes be a little tricky to find the right person if they have a common name, and there are fees for instant transfers. If you’re able to wait to transfer your money it’s great! Review Source JJ Janet J. Student E-Learning Used the software for: 2+ years ### "Great user interface that is easy to use once u get the hang of it" April 25, 2025 5.0 Overall I am very pleased with Venmo, the app is easy to use and able to take care of my needs while protecting my data Pros I like how easy it is to use and the availability of rhe service to handle my needs with sending and receiving money Cons I dont really havr any complaints per se, however I have found it slightly frustrating that you can only have so many cards attached to your account at a time yet it is difficult to remove a card to add a different one when needed Review Source VR Verified Reviewer Notary public and controller Accounting Used the software for: 1-2 years ### "Venmo review " August 18, 2025 5.0 My overall experience has been very well with them. My customer service experience with them was great and they’ve always treated me with respect when I’ve needed help. Pros It’s easy to navigate and figure out how to use and you also have the ability to link your bank accounts or debit cards to it. Cons I’ve only ever had one issue where my account was hacked but they took care of the situation and got me the money back. Review Source EH Erica H. HR Analyst Financial Services Used the software for: 2+ years ### "An Essential!" March 23, 2026 5.0 Pros Venmo is so easy to use and makes payments between different people so simple! I also have a Venmo debit card, and it has been so easy and Customer Support has been very helpful. Cons There is hardly anything negative I can say about Venmo. There can be some scams that come through, but that's any payment platform. Venmo Customer Support has ALWAYS been helpful in protecting my information and rectifying issues. Review Source AW Autumn W. Gba Consumer Services Used the software for: 6-12 months ### "Convenient and Easy to use" April 7, 2025 5.0 Overall it’s been pretty good. Been using Venmo for a few months and I don’t have much to complain about. Pros I love how easy it is to send and receive money. I love being able to transfer instantly Cons Though they have banking and routing numbers, it is still not compatible with a lot of things. Like I cant pay my rent using their banking info. Switched from [Cash App](https://www.capterra.com/p/246167/Cash-App/) I still use cash app, but Venmo seems more secure. Haven’t seen many reports of people taking money from venmo Review Source Olivia G. Owner Retail Used the software for: 1-2 years ### "Super Successful for B2C Transactions" March 20, 2025 5.0 Great experience, from initially setting up a business account to receiving customer payments. The consumer trust people have for Venmo is also a huge plus, in comparison to other payment apps or using a card. Pros Venmo is easily the payment of choice for a significant amount of my business's customers when making purchases in an in-person setting. The ease of receiving payments means customers are able to cash out instantly and not have to deal with the hassle of cards or cash. Cons Managing a business account online has limitations compared to what is accessible on the app. I hope down the road Venmo will update this so you can make the same account changes whether on a desktop or mobile device. Review Source KG Kristen G. Spray Tan Artist Consumer Services Used the software for: 2+ years ### "Recommend Venmo " July 7, 2025 4.0 It’s easy to send and receive money I would recommend it because a lot of people do have the app downloaded Pros I like that a lot of people use it and know about it. it’s easy for them to send me money for payment Cons Cannot add cash to your account like other companies can. Can’t lock card as a feature, also not updated. Review Source Ashley B. Owner Consumer Services Used the software for: 2+ years ### "Don't waste your time with Venmo..." January 10, 2026 1.0 I don't care for Venmo because I can't seem to withdraw or send money and customer service is pretty much non existent. Pros I like that Venmo separates my personal profile from my small business profile. It's easy to accept payments. Cons I don't at all like that Venmo will refuse to let you withdraw or send money for no apparent reason. Review Source DM Dana M. Fulfillment Manager Publishing Used the software for: 2+ years ### "Venmo is a handy payment option" November 17, 2025 5.0 My experience with Venmo has been positive. Whether paying a vendor for a service or simply reimbursing a coworker for lunch, it comes in handy often. Pros My favorite thing about Venmo is it's ease of use, followed closely by the fact that it is so widely accepted anymore that it has become a common method of payment. Cons I don't have complaints per se, although it would be nice to see a more "business-oriented" version of Venmo to become available. Review Source JS Julissa S. Administration Government Administration Used the software for: 2+ years ### "User-friendly and convenient!" February 20, 2026 5.0 It’s a user-friendly app that makes it easy to receive and give funds. I haven’t had any truly negative experience using the app. Pros It’s a convenient app that can be used while on the go. I appreciate the option to conduct express transfers, when needed. Cons I don’t like being charged for express transfers. I almost wish we were able to tap and pay using our account while out shopping. Review Source KA Kylee A. Communication Director Religious Institutions Used the software for: 2+ years ### "The easiest way to take payments!! " August 15, 2025 5.0 Overall it’s a very simple and accessible way to accept payment! It’s also practical when dealing with small amounts of money (ie youth group bake sale) so we’re not having to run credit cards for $2 purchases/donations. Pros I like how easy it is to accept and make payments to individuals. The app is easy to use and it’s also easy for people to find out profile. Cons I don’t like the high fees associated with a business account. As a church we use Venmo for donations, so it would be nice if there was an option to create a non-profit account that has less fees associated with it as opposed to our current business account. Review Source VR Verified Reviewer Content Creator Online Media Used the software for: 1-2 years ### "Very Easy to Use" January 11, 2026 5.0 I have had a very positive experience using the software, and it has helped me with alot of payments and gifts I needed to do Pros it is vey easy to use to send money to family and make payments. the fees are very minimal compared to using one of the traditional banking services Cons it is not accessible in some countries, which makes it a bit challenging especially in an emergency situation Review Source KC Kimberlee C. Supervisor Hospital & Health Care Used the software for: 2+ years ### "Venmo for fast and reliable cash." November 24, 2025 5.0 So far so good. I like it. I enjoy using it to send my son money when he needs it. And it is immediately available to him. Pros I love the fact that Venmo is through Paypal. I can send money insantly to anyone in my contact list. Cons Nothing. What is not to like? I guess I would say the fees after having so much money sent to you throughout the year. Alternatives considered [Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/) Reason for choosing Venmo Ease and brand recognition. When you see Venmo, you think Paypal. Review Source CTB Connor T. B. Financial Operations Manager Electrical/Electronic Manufacturing Used the software for: 2+ years ### "Easy peer payments via venmo." May 11, 2025 5.0 It accelerated the distribution of petty cash, so our teams could move faster without waiting for accounting’s approval for small purchases. Pros The ability to instantly send mobile payments with Venmo was convenient when we wanted to get reimbursed for small field-related expenses with a quick turnaround from our team. Cons It’s also more personal we had to be cautious about handling business transactions, lest we get them mixed up with some personal account. Review Source AC Amie C. Meal Prep Services Food & Beverages Used the software for: 1-2 years ### "A convenient way to take and send payments to friends or for business!" January 7, 2025 5.0 I think they are super easy to use. Set up is easy. Entering payment methods is also quite easy. I haven't had an issue with any part of using venmo, it's come in handy many times. Pros It is easy to set up and manage payment options. It's also easy to switch between business and personal profiles. Searching for contacts to pay or send money to is also quite easy. Cons The only thing I would change is no fee for instant transfers, however I can totally understand why they have a fee. I use a bank account where there is no fee to transfer and it usually deposits within 24 hours so it's not a long process. I find it kind of strange that I can see my friends payments though. Not a problem, just kind of strange. Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/) Reason for choosing Venmo Paypal has had fraud multiple times and just overall isn't as user friendly as venmo has been for me. Review Source SK Selin K. Director of Restaurant Operations Food & Beverages Used the software for: 1-2 years ### "Venmo Review" July 24, 2025 5.0 Overall my experience with Venmo has been great and I have no complaints. I have used it both for personal and business purposes. Pros I like the fact that it is extremely user friendly, instant & that you can connect with anyone easily. Cons What I like least about Venmo is that you can accidently sent money to the wrong person, I do feel like there should be a better verifying system. Switched from [Cash App](https://www.capterra.com/p/246167/Cash-App/) I switched because I found Venmo to be more user friendly. Review Source SH Shannel H. Dispatcher Construction Used the software for: 1-2 years ### "Venmo is GREAT" September 23, 2025 5.0 Venmo is an easy way to get paid right away if you want to have a fee, or you can wait for a few days and get your money faster Pros Easy to use, Self explanatory, navigation though out the whole system is simple and easy. Easy to process a payment at your fingertips. Cons Timing out, freezes up from time to time. The fees can be a little high. Some cards are not allowed. Review Source KF Kim F. Ministry Assistant Religious Institutions Used the software for: 2+ years ### "Venmo Saves the Day" March 12, 2025 5.0 Venmo has been a life saver when I have accidently left my wallet behind. It's easy to pay through the app on my phone. I also have the debit card which is stored in the wallet app on my phone as well! Pros It's simple to set up and makes transactions fast. Cons The fee that's charged for instant transfer. Alternatives considered [Cash App](https://www.capterra.com/p/246167/Cash-App/) Reason for choosing Venmo I heard that a lot of scammers were utilizing CashApp to steal info and money from users of the app. Venmo seemed more secure. Review Source VR Verified Reviewer Instructional Technologist and Designer E-Learning Used the software for: 2+ years ### "Venmo: Give it a try! It makes a cash free experience easier" June 30, 2025 5.0 Overall, Venmo provides a service that meets my needs. I use it to pay friends or receive money from friends that I transfer to my bank account. Pros It's very easy and many people I know use it. It makes splitting a bill very easy. I also like that I can see my transactions and don't have to rely on just my memory. Cons Sometimes the QU scan to pay does not work - I was recently at a farmer's market and had a heck of a time finding a tool that would easily let me pay vendors. Review Source RS Ruby S. Content Creator Internet Used the software for: 1-2 years ### "The easiest way to move money between friends and family" October 12, 2025 5.0 Pros Best app for sending and receiving money, very user-friendly, payments are almost instant, and I can easily split expenses with friends. Cons Not all merchants accept it, and transferring money to a bank account can sometimes take longer unless extra fees for instant transfer. Review Source CJ Caroline J. Executive Director Non-Profit Organization Management Used the software for: 1-2 years ### "Venmo is easy." June 9, 2025 5.0 Great experience with using Venmo. This app allows our organization to collect donations while we are at community events. Pros The ease of supporters to make donations to our cause while at a community event. All of the younger supporters want to use Venmo, especially on college campuses. Cons The difficulty in integrating the donor information into our database. There seems to be no downloadable report to import into our CRM. Review Source JW Jamie W. Occupational therapist Health, Wellness and Fitness Used the software for: 2+ years ### "Easy to use and so convenient!" March 31, 2025 5.0 I love using this app for giving and receiving money. My coworkers and I get coffee or lunch from shops often, and we can easily pay each other back. Overall, this app has made things so easy! Pros It’s so easy to send and receive money. The app buttons are easy to find, and I can send my family and friends money within seconds. Cons I set it up for my mom, and it was a little difficult for her with matching the small deposits with her bank account. The app would never accept our answers, so we had to get help even though we are fairly competent. Review Source BB Braydon B. Small business owner. Consumer Services Used the software for: 2+ years ### "Venmo long time user " April 7, 2025 5.0 Great experience. Venmo is the app I suggest to my grandparents and anyone else who is not super tech savvy. Pros Definitely the easiest most convenient way to transfer money over the phone. Simple to use. Very safe. And one of the only ones that allow you to transfer money from your account without having a debit card on file. Cons Not really a lot of cons. The updates about who is paying who that you know are kind of weird. But don’t make the program any less useful Alternatives considered [PayPal](https://www.capterra.com/p/207944/PayPal/)[Cash App](https://www.capterra.com/p/246167/Cash-App/) Reason for choosing Venmo As a small business owner I have to have multiple payment options. But Venmo is always the one I suggest first and prefer to use. Review Source Similar Products Featured