# Plooto Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Plooto Software - reviews, pricing plans, popular comparisons to other Accounting products and more.

Source: https://www.capterra.com/p/225025/Plooto

---

# 

 Plooto Software Review 2026: Features, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Plooto

## What is Plooto?

Plooto is an all-in-one accounts payable and receivable software that simplifies payment processing. It automates manual payment and accounting tasks, offering features like international payments, credit card acceptance, and invoice management in one platform. The system includes customizable approval workflows and permissions that allow adding users and approving payments remotely, reducing risk and improving financial visibility. Integration with platforms like QuickBooks, Xero, and NetSuite ensures automatic reconciliation of payments. Plooto maintains transaction security through encryption and secure infrastructure. The software includes transfer features that facilitate money movement between accounts. Designed to streamline operations and improve cash flow management, Plooto serves as a solution for finance teams seeking to automate and simplify payment processes.

## What is Plooto used for?

[Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounts Receivable](https://www.capterra.com/accounts-receivable-software/)

Overall rating

Based on 241 user reviews

Reviews sentiment

Positive

87%

Neutral

8%

Negative

5%

Pros & cons

Seamless accounting software connections

Simple and logical navigation

Unreliable customer assistance

Starting price

CA$9

Flat Rate, Per Month

Free trial  
available

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## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Plooto

4.3 (241)

VS.

[4.4 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

CA$9

Flat Rate, Per Month

Starting Price

$25

Flat Rate, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.5 (241)

Ease Of Use

4.4 (7,619)

Value For Money

4.2 (219)

Value For Money

4.2 (6,535)

Customer Service

4.0 (208)

Customer Service

4.0 (6,240)

## Plooto alternatives

[4.2 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting price

Contact vendor for pricing

Highest Rated

[4.5 (4,506)](https://www.capterra.com/p/142390/FreshBooks/reviews/)

Starting price

$21.00

Per User, Per Month

[4.3 (2,238)](https://www.capterra.com/p/380/Concur-Expense/reviews/)

Starting price

Contact vendor for pricing

[View all alternatives](https://www.capterra.com/p/225025/Plooto/alternatives/)

## Who uses Plooto?

Based on Capterra reviews from the past 6 years

Talk to a software expert

to get a free software list  
tailored to your business needs

## Pros and Cons

Seamless accounting software connections

84% positive reviews out of 37

Most reviewers appreciate accounting integration, noting smooth syncing, automated payments, and improved financial organization.

Unreliable customer assistance

54% negative reviews out of 41

Some reviewers report customer support is slow, difficult to reach, and often provides unhelpful or unclear responses.

Simple and logical navigation

80% positive reviews out of 30

Most reviewers indicate the user interface is clean, easy to follow, and accessible for non-accountants.

Alan C

Executive Director, 2 - 10 employees.

"The interfaces are clean and the functionality with the software is very solid."

Streamlined and intuitive operation

87% positive reviews out of 30

Most reviewers describe ease of use as a major benefit, highlighting quick setup and straightforward navigation.

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Accounts Payable

4.6 (116)

81.90% of 116 reviewers that rated this feature as important or highly important

Track money owed to a company's creditors/suppliers

Accounts Receivable

4.0 (82)

60.98% of 82 reviewers that rated this feature as important or highly important

Track outstanding invoices and the money owed from clients

Bank Reconciliation

3.8 (65)

53.85% of 65 reviewers that rated this feature as important or highly important

Compare and match accounting/financial records with corresponding bank statements

Financial Reporting

3.8 (52)

48.08% of 52 reviewers that rated this feature as important or highly important

Generate reports to assess the financial performance of an organization

General Ledger

3.8 (52)

36.54% of 52 reviewers that rated this feature as important or highly important

Centralized accounting record which tracks all financial transactions

Billing & Invoicing

4.2 (49)

48.98% of 49 reviewers that rated this feature as important or highly important

Create, manage, and send invoices or bills to customers

Plooto 75 features

Define levels of authorization for access to specific files or systems

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Integrate with a third-party accounting system

Track money owed to a company's creditors/suppliers

Track outstanding invoices and the money owed from clients

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Manage the process of evaluating documents or requests submitted for approval

Route documents and other data through one or more stakeholders for review and approval

A record of all activities within the system, including user access, changes made, etc.

Compare and match accounting/financial records with corresponding bank statements

Create, manage, and send invoices or bills to customers

Gateway through which end users can view past bills and pay current invoices

Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period

Issue payments to third parties via checks

Private online space that lets businesses securely share documents and provide information access to clients

Provides a channel for team members to share media files, communicate, and work together

Track and manage adherence to policies for any service, product, process, or supplier

Centralized database of stakeholders and their contact information such as names, address, phone number etc.

Accept and process credit card transactions

Reports that show customers their invoices, payments, and balance on the account

Add customized logos and colors to align with company branding

Import and export data to and from software applications

Protect sensitive data for digital privacy

Accept and process credit/debit card transactions

Buyer isn't billed until the period is up without any interest charges

Allows customers to check out with wallet payment methods that digitally store credit and debit cards

Assemble applications and processes by dragging over and arranging pre-built components

Transfer money electronically between two bank accounts

Electronically collect payments for goods or services

Manage, store and organize emails within the system or via third-party apps

Reminders sent via email

Integrate with existing ERP systems

Monitor and record expenses such as purchases or charges incurred

Public or private sharing of digital files such as documents, audio/video, images, and more

Generate reports to assess the financial performance of an organization

Designed for small businesses

Identify and prevent suspicious activity

Centralized accounting record which tracks all financial transactions

Store and view prior invoices for each account/client

Captures invoice data and maintains comprehensive records for auditing and reporting purposes

Creation, processing, verification, and execution of invoices till the payment is made

Access software remotely via mobile devices

Manage and handle various international currencies

Manage and support multiple locations

Set rebilling periods, charging customers one rate annually or semi-annually, then a better rate afterward, as a subscriber benefit

Process payments via multiple modes directly through the application

Create, send, and view electronic invoices

Accept and process online payment transactions

Tracking, managing, and initiating the transfer of funds for overdue customer payments

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Send clickable links via text or email to collect payments from customers

Accept, record, and reconcile financial transactions

Reconcile payments with corresponding invoices or orders for accounting purposes

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Streamlining repetitive tasks and activities through automated and predefined workflows

Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity

Active reporting of data and metrics

Upload, track, and submit receipts in a central database

A list of customers and their payments due updated on a monthly basis

Generate recurring invoices

Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.)

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

View and track pertinent metrics to find patterns and gain insights from data

Search and filter data across systems to locate required information by entering keywords or certain criteria

Online portal through which end users can access the system, manage tasks, or obtain information

Track the status over time for a request, process, asset, or transaction

Set up connections to third-party platforms to improve business processes

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Monitor or audit historical and current transactions to analyze customer account activities

Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks

Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc.

Create, design and manage workflows for repetitive tasks

Get Advice

We can help you find the software with the features you need.

Features

4.2 (239)

4.2

Based on 239 reviews

## Pricing

Value for money

4.2 (219)

Free Trial

[View pricing plan details](https://www.capterra.com/p/225025/Plooto/pricing/)

Go

CA$9.00

Flat Rate,Per Month

It includes:

-   Streamline invoice processing with Plooto Capture (OCR)
-   Set basic approval workflows with 1 designated approver
-   Invite and collaborate with an unlimited number of clients and users
-   Conduct up to 5 domestic transactions per month from 1 connected bank account
-   Use your commercial credit card to pay vendors via ACH, EFT, or cheque with Pay by Card
-   Send international payments with competitive exchange rates
-   Accept payments with Pre-Authorized Debits (PAD) and credit card

Grow

CA$32.00

Flat Rate,Per Month

It includes:

-   Set custom approval workflows with multiple rules and unlimited approvers
-   Connect and transact from an unlimited number of bank accounts
-   Conduct unlimited domestic transactions per month
-   Save on transactions with optional payment packages

Pro

CA$99.00

Flat Rate,Per Month

It includes:

-   Set controls on who can make changes to approval rules
-   Set controls on who can make changes to payment methods
-   Manage user access with single sign-on (SSO)
-   Access priority customer support

Value for money

4.2 (219)

4.2

Based on 219 reviews

## Integrations

[

QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[

Xero](https://www.capterra.com/p/120109/Xero/)[

QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[

NetSuite](https://www.capterra.com/p/135757/NetSuite/)[

QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[

QuickBooks Online Accountant](https://www.capterra.com/p/229996/QuickBooks-Online-Accountant/)[

QuickBooks Bi-Directional Synchronizer](https://www.capterra.com/p/10004120/QuickBooks-Bi-Directional-Synchronizer/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.0 (208)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.0 (208)

4.0

Based on 208 reviews

## User reviews

Overall rating

4.3

Based on 241 reviews

Filter by rating

5(133)

4(77)

3(19)

2(4)

1(8)

Mentioned topic

Sorted by most recent

RP

Ryan P.

Lead Designer

Design

### "Time saver and easy to implement."

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 8, 2026

Overall it's a helpful automation tool that can save you time and make it so you don't have to set reminders to bill clients.

Pros

I like that Plooto is designed specifically to automate accounts payable and receivable workflows, allowing businesses to send and receive payments, schedule transactions, and automate approvals. This can dramatically reduce the manual work involved in paying vendors or collecting invoices.

Cons

One of the biggest limitations is that Plooto doesn’t replace accounting software. It’s primarily a payments automation tool, so you still need something like QuickBooks or Xero for bookkeeping and reporting.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AN

Amir N.

Controller

Education Management

### "Plooto Review"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

8/10

December 17, 2025

The overall experience with Plooto is great, compare to using the Automated Clearing House (ACH) payment system for vendor payments. Plooto auto reconciliation feature for the weekly payments with the bank account save time for other important areas to concentrate.

Pros

Plooto helped us streamline our weekly vendors payment system. Plooto integration with the QuickBooks online is easy to use & navigate. Intimation to the vendors, through email about the payment details is a great feature.

Cons

When you logged in to the Plooto, you need to refresh and update & Sync it with QuickBooks online again & again. The normal processing time should be one working day for the domestic payments instead of 3 days without any extra charges.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

BK

Bridgette K.

owner

Retail

### "Good software but needs improving"

3.0

Overall Rating

3.0

3.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

5/10

October 3, 2025

Pros

There was no learning curve with the software. The software offers great value for the money. The payments and invoice management features were great.

Cons

The only con is that my account was deactivated without notice. I attempted to reach out to customer support, but did not receive a response.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SF

Sarah F.

Office Manager

Construction

### "Great software for processing payments."

3.0

Overall Rating

3.0

3.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

July 16, 2025

So far we are content with the payables portion. Soon we will be exploring the receivables side of the software.

Pros

I like how this software can sync with Quickbooks Enterprise. I can fine open invoices and you can pay directly through Plooto. It then syncs the bill in Quickbooks and marks it as paid

Cons

Overall i really like Plooto, but this year they had made an update which made adding new contacts more manual. Previously you could see all bills, even ones that weren't set up in Plooto. You could easily select the + to easily add the contact and set up direct deposit. Now this + is not available and evety new contact needs to be manually inputted. The problem with this is, if it is not 100% identical to your CRM (in our case quickbooks) it will not sync. Then when the bill is paid through Plooto it will not show as paid in your CRM. Which could lead to a 2nd payment.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

DS

Desmond S.

Administration

Construction

### "Lackluster support"

2.0

Overall Rating

2.0

2.0

Ease of Use

3.0

3.0

Features

2.0

2.0

Customer Service

1.0

1.0

Likelihood to Recommend

3/10

July 8, 2025

Medium. When it works it works. When I need help, I'm on my own. For an offering as core to business as vendor payments are, support must be available when needed, and this has not been my experience with Plooto. There are other options out there offering better support.

Pros

Reasonably easy to set up, and payments are reliable. Accounting integrations, when they work, allow a reasonably smooth workflow.

Cons

Support is terrible when needed most and either offers unhelpful solutions or ignores messages. Their accounting integration needs work to ensure consistent results.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AE

Abraham E.

a

Accounting

### "Bad and too espensive"

2.0

Overall Rating

2.0

2.0

Ease of Use

5.0

5.0

Features

3.0

3.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

June 5, 2025

Supposedly integrated with QBO but doesnt work well. link breaks many times and is only ok when "full" invoices paid. If you use Plooto CC services then good luck tryign to reconcile

Pros

automatic debit and recurring transactions .

Cons

Too expensive, broken integration with QBO and hard to reconcile with no proper statement of account.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

HL

Hunter L.

Owner

Construction

### "Ease of use"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

2.0

2.0

Likelihood to Recommend

9/10

March 31, 2025

Very happy. Easy to export and schedule payment from quickbooks.

Pros

Ease of use for its purpose. Im able to set up and schedule payments and approve them.

Cons

Its inability to alter descriptions that comes across after integrated transfers.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AM

Alexandra M.

Operations Manager

Chemicals

### "I recommend it to clients!"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

March 5, 2025

Pros

I love how easy it is to make payments, including payroll taxes. Plooto also seamlessly integrates with all our other financial systems.

Cons

Payment delays (5 business days), payroll taxes have a limit of $20,000 per transaction.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SM

Sam M.

pres

Wholesale

### "Feb 2025 review"

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

February 28, 2025

very good, Sometimes Plooto does not finish its job to do the lump sum transfer from the chequing account to Plooto Clearing in qbs

Pros

makes paying bills a breeze, would be nice if Plooto could show the bill payment batches in the Completed Payments instead of just individually

Cons

it does not handle vendor discounts & credits. Also when an amount comes back into Plooto Instant, it does not sync that to qbs. Also, every now & then it does not sync with qbs until the computer is restarted, the above is all to do with qbs desktop

Alternatives considered

[TelPay for Business](https://www.capterra.com/p/106811/TelPay-for-Business/)

Reasons for choosing Plooto

simply decided to choose & try Plooto i guess

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JJ

Jaykumar J.

System Engineer

Computer Software

### "Low cost solution for accounting automation"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

January 15, 2025

Easy to use for beginner to professional accounting firm as well as independent users with low-cost solution with various high functionality

Pros

Automation in accounting and cost effective

Cons

Not a mobile app and integration facility

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/225025/Plooto/reviews/)

Popular comparisons

[QuickBooks Online vs Plooto](https://www.capterra.com/compare/190778-225025/QuickBooks-Online-vs-Plooto)[Stampli vs Plooto](https://www.capterra.com/compare/147301-225025/Stampli-vs-Plooto)[Xero vs Plooto](https://www.capterra.com/compare/120109-225025/Xero-vs-Plooto)[QuickBooks Enterprise vs Plooto](https://www.capterra.com/compare/174984-225025/QuickBooks-Enterprise-vs-Plooto)[QuickBooks Desktop vs Plooto](https://www.capterra.com/compare/212058-225025/QuickBooks-Desktop-Pro-vs-Plooto)[NetSuite vs Plooto](https://www.capterra.com/compare/135757-225025/NetSuite-vs-Plooto)[Sage Intacct vs Plooto](https://www.capterra.com/compare/76-225025/Intacct-vs-Plooto)[FreshBooks vs Plooto](https://www.capterra.com/compare/142390-225025/FreshBooks-vs-Plooto)[SAP Concur vs Plooto](https://www.capterra.com/compare/380-225025/Concur-Expense-vs-Plooto)[Melio vs Plooto](https://www.capterra.com/compare/184673-225025/Melio-vs-Plooto)

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