# Page 5 | Plooto Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 5 - Is Plooto the right Accounting solution for you? Explore 241 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/225025/Plooto/reviews --- Plooto 4.3 (241) [View alternatives](https://www.capterra.com/p/225025/Plooto/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 5 - Reviews of Plooto ## Showing most helpful reviews Showing 101-125 of 241 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Daniel O. Director Health, Wellness and Fitness Used the software for: 2+ years ### "Plooto makes sending payments easy!" December 14, 2020 5.0 Pros I love the ease of setup, the flexibility to be able to pay bills in a variety of ways without high cost or a complicated set-up wall. Cons Can't think of anything. Operation has always been smooth and I haven't experienced any issues. Review Source MS Monica S. Owner Alternative Medicine Used the software for: 1-2 years ### "Great system for AP/AR" February 12, 2020 5.0 Great system will continue to use it Pros Its super easy to send/request money. Funds transfer pretty quickly. Cons If there is a technical glitch, it isn't easy to fix Switched from [Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/) Square was not able to send money Review Source MC Marc-Antoine C. Director Accounting Used the software for: 1-2 years ### "Great software for AP" December 14, 2020 5.0 Pros Accounts payable automation is really great. All the workflow related to AP is automated. Cons Accounts receivables collection, AP delays and doesN,t identify Credit notes/JE from QBO Review Source SG Susan G. Controller Computer Software Used the software for: 6-12 months ### "Plooto is critical to our business" December 17, 2020 5.0 Plooto made our transition to working from an office to home during the pandemic seamless. We went from an organization that made the majority of our payments by cheque (requiring dual signatures) to online using Plooto in about a week. I don't know how we would have paid our bills without it. Pros Plooto was so easy to set up, and it's auto connection to our accounting software was seamless. Cons We make quite a few payments to the USA, and I would like to see the cost on those come down. The price on Canadian payments is very reasonable. Review Source DR Dylan R. Junior Accountant Wholesale Used the software for: 1-2 years ### "gogglesoc" December 14, 2020 4.0 Good! However, we switched to Oracle Netsuite and so our system is no longer integrated with Plooto. Pros Easy to set up payments. It was preferred method when we used Xero. Cons Delay in sending payments was sometimes inconvenient, but was reasonable considering the discounted price of making payments. Review Source MS Michael S. President Accounting Used the software for: 2+ years ### "Simple, dependable and powerful" February 12, 2020 5.0 A client had to bring A/P in house and I was tasked to find a solution that minimized their efforts in payment processing while securing QBO. Plooto is what we selected and it has been a great decision. From set up to ongoing use, the support is excellent. Pros From set up to ongoing use, the support is excellent. Seamless integration to QBO. I am encouraging other clients to move over to Plooto. Cons There is nothing yet I "wished" Plooto did better. For A/P processing, it exceeds expectations. Reason for choosing Plooto No monthly fee and the company people like \[SENSITIVE CONTENT HIDDEN\] were excellent. Review Source MG Mike G. Owner Medical Practice Used the software for: 2+ years ### "Good product" December 14, 2020 4.0 Pros Great application and very inexpensive way to transfer money. Cons Not as user friendly as I would have liked Review Source TT Theresa T. Travel Advisor/Owner Hospitality Used the software for: 1-2 years ### "Travel Sense Co review" December 14, 2020 5.0 I think plooto is easy to use. Pros I love the functionality of being able to process payroll to my team. The ease of that as opposed to sending checks is great Cons I feel the time between process and when my team member receives payment is long. And the cost to process is higher than, say a stamp to mail a check. I don't use it enough to warrant a monthly fee. I liked the per transaction charge instead. Reason for choosing Plooto Plooto was recommended to me by a colleague Review Source LD Laura D. Owner Accounting Used the software for: 1-2 years ### "Time Saver" December 8, 2020 5.0 I have had a great experience with Plooto, it is very easy to use and it is great you can set up bill approvals as this is a must with some clients. Pros I like how it has multi level bill approval and integrates with QBO which saves a lot of manual entry. Cons That you can’t use your credit card to pay for bills. Alternatives considered [Rotessa](https://www.capterra.com/p/170269/Rotessa/) Reason for choosing Plooto Easier to use Review Source DO Dami O. Accountant Accounting Used the software for: 2+ years ### "Great Product" December 14, 2020 5.0 Pros Layers of approval . It helps our non profit clients Cons Not so easy to set up a new client and authorize management for approval. Review Source AF Abigail F. Musician Entertainment Used the software for: 2+ years ### "Reliable and easy to use software " December 14, 2020 5.0 Overall satisfied with the service Pros Plooto is reliable and easy to use. The price is inline with other similar products. I like that there is no contract and that we can put the account on hold at any time Cons Could be better value for the cost. Only 10 transactions included with the base fee - other similar products have many more transactions included for not much more cost Switched from [Rotessa](https://www.capterra.com/p/170269/Rotessa/) Rotessa raised their prices however they have since changed their fee structure again and is very similar to Plooto Review Source RM Reuben M. Owner Industrial Automation Used the software for: 2+ years ### "Brookside" December 21, 2020 4.0 Pros Saves time for not sending cheques in mail Cons Payroll option might be handy. Switched from [TelPay for Business](https://www.capterra.com/p/106811/TelPay-for-Business/) easier to use and cheaper Review Source DS Dorinda S. Executive Director Transportation/Trucking/Railroad Used the software for: Less than 6 months ### "Makes everything easier and more transparent" December 8, 2020 5.0 For us, we moved over to Plooto after it was highly recommended by our Board and vendors. Having made the move from cheques to electronic payments not that ago, we didn't realize that payments could actually be very simple. The pandemic has made other platforms more difficult to use because they're often kept on one computer and managed by one person which makes contingencies and redundancies impossible. Pros We haven't been using Plooto for very long but the setup was incredibly easy. I think the best feature is that payments are very clear with the invoice attached as well as pathway and dates for the payment process. Everything is also very easy to use and transparent and the fact that it's on the cloud means everyone who needs to access it can without having to be at a particular terminal or computer. This feature alone increases financial transparency. Cons Understanding the different roles and needs took a little longer than expected but that wasn't hard. I'd love to be notified when approvals are made and payments are processed. Switched from [TelPay for Business](https://www.capterra.com/p/106811/TelPay-for-Business/) It was really hard to make any changes to the administrators and account without massive amounts of paperwork. Everything can only be done on one computer which is a huge problem especially with remote work. Review Source RL Rachel L. General Manager Music Used the software for: 6-12 months ### "Reliable EFT Service" December 14, 2020 5.0 Pros As an organization that previously printed cheques, being able to remit payment to vendors electronically has been great. The approval set-up is also great for our organization as we can easily set up two directors to sign off on all payments. Cons No major complaints. Getting set up as an organization was a little tricky. Review Source Frank F. COO Real Estate Used the software for: 1-2 years ### "Plooto--easy setup and integration" December 21, 2020 5.0 Loved it--no issues at all, continue to use it today. It's very reliable. Pros Loved that setup with Xero was immediate and very easy. Probably less than 10 min. Cons Transaction costs didn't go down with scale Review Source SC Sarah C. Owner Accounting Used the software for: 2+ years ### "It is OK overall" October 13, 2020 4.0 The payment time needs to be improved. But overall this is an easy to use product Pros It applies the payment for you on QBO Approval process looks good It provides payment world-wide with competitive rate Cons The warnings should be more visible It takes longer than Telpay to deposit into account Only subscription based Review Source GS Geeshan S. President Computer Software Used the software for: 1-2 years ### "Plooto" December 14, 2020 3.0 Overall experience is good, only thing on my end they need to fix is the ability to reconcile with sub-companies on Quickbooks Pros Plooto platform is easy to use and setup, pricing is extremely reasonable as well. Cons The two biggest issues we have with plooto are the following: 1) The biggest issue for us is recociliation, plooto is unable to sync payments for sub-companies on quickbooks, which makes it a manual process for us to go in and reconcile everything. This would only be an issue if you use sub-companies - IE Customers with multiple sites you invoice. 2) Only Canada/USA currently supported, as we are international we are unable to process orders with banks outside of Canada/USA. Review Source Rebecca C. Marketing Coordinator Computer Software Used the software for: 1-2 years ### "Rest Assured that you will be Reimbursed " December 28, 2019 5.0 Submitting my reimbursements with Plooto feels safe and secure. There is no need for the user to download an app or create an account, which is really important to someone who already has way too many accounts to keep track of! Pros We use this for reimbursements. There's no need to download another app as we submit our receipts through email to a specific email address. I am always reimbursed in a timely manner without any issues. Cons I have no complaints when it comes to this program. The only feature suggestion would be to make it so that people who have submitted a receipt can see the submission's status. Review Source MB Mattias B. President Construction Used the software for: 2+ years ### "Great product" December 8, 2020 4.0 Pros I like not having to write checks, plooto lets me pay anyone online with no trips to the postoffice or having to order checks. Cons I haven't had any issues with plooto. Only issue has been with my integration with quickbooks had a few glitches at the beginning with international currency. Review Source SH Steve H. Director Sports Used the software for: 6-12 months ### "Plooto has made life simpler" December 19, 2020 5.0 Pros As a registered charity, two signing authorities are required to approve all expenditures which is time consuming in normal times, and difficult during the current pandemic. Plooto eliminates the manual need to generate cheques and get two signatories. Plooto has also eliminated the need for two signatories to visit our bank to get money orders or make wire transfers for international payments. Cons Would like to be able to attach invoices to international payments Review Source JM Jeff M. Controller Sports Used the software for: 2+ years ### "Plooto makes paying bills easy" December 14, 2020 5.0 Pros Being able to have Muti user approvals and set approval tiers Cons Nothing, it's great. I haven't regretted anything about purchasing this product. Review Source MH Michael H. Director of Finance Wholesale Used the software for: 6-12 months ### "Great software for the price! " December 8, 2020 5.0 Pros This software saves our organization so much time and effort to process our accounts payable. The link to Quickbooks also saves the time posting. Overall it’s a great system to remove all manual processes and payments from your workflows. And payments can be approved remotely which doesn’t hold up payments having to wait for signing authorities to be in the office. Cons I wish that the USD payments into the USA institutions were more competitive in pricing. It’s still expensive to process if they are outside of Canada for us. Review Source VR Verified Reviewer Private Tutor Education Management Used the software for: 1-2 years ### "Works well but pricing structure changes made me move" December 21, 2020 5.0 Pros I like the easy straightforward way it allows me to pay contractors. Better than most competitors. Cons Changes to pricing structure reduced flexibility for me during slow season so I switched to a different payment system. Review Source JO Jasmin O. Accounting Services Insurance Used the software for: 6-12 months ### "Plooto Review" December 8, 2020 5.0 Paying payroll and bills, it has become quicker and easier with the EFT payments. Pros Easy EFT payments to pay bills and payroll Cons It was difficult to find a summary of the plooto instant balance for previous months. Reason for choosing Plooto It was recommended and seemed the most efficient. Review Source MI Mohamed I. owner Accounting Used the software for: 2+ years ### "Great product, no need to write chq anymore" December 14, 2020 5.0 Pros We use Plooto with clients that write many chq. We like how it streamlines payments and reconciliations Cons Well, this is more of an issue of banking in Canada, not Plooto but payments take 4 days to clear :( Review Source Similar Products Featured