# Page 6 | Plooto Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 6 - Is Plooto the right Accounting solution for you? Explore 241 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/225025/Plooto/reviews --- Plooto 4.3 (241) [View alternatives](https://www.capterra.com/p/225025/Plooto/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 6 - Reviews of Plooto ## Showing most helpful reviews Showing 126-150 of 241 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use CB Charlie B. Partner Management Consulting Used the software for: 2+ years ### "Good value until the pricing model was changed " December 8, 2020 4.0 We would have continued as a customer however the change in pricing model drove us to change Pros It was easy to use for the payer and payee Cons The company changed the pricing model without notice. It was no longer a good value Alternatives considered [BILL Accounts Payable & Receivable](https://www.capterra.com/p/166559/BILL/) Review Source BG Brett G. Owner Used the software for: Less than 6 months ### "You can tell it's new" January 10, 2018 3.0 Pros What I like most about this software is the pay as you go model. No upfront usage fees. You are getting charged for what you use. There isn't extra charge for syncing with your accounting software either, unlike Bill.com. You can sync your invoices, bills, and contacts to the system manually or all at once. You can select what to pay or who to request payment from. Pricing is very affordable. Cons The least favorite of this service is the lack of documented FAQs or how to use the system. I signed up and was brought to their main page. No tour, no help document to show me what to do. I had to figure it out. What does it look like to request money from a client? I had to send a test payment to myself to see what it looks like. Same as with sending out payments for bills. What does that look like for the vendors I want to pay? I had to send a test payment to myself as well so I can see what it looks like. It would be nice if they had sample screen shots so I can reference or show my clients what it would look like for training purposes. Review Source Steven D. Head of Product + Operations Environmental Services Used the software for: 6-12 months ### "Great for administrators, less great for team members" April 12, 2021 4.0 I imagine in the development sprints since we stopped using Plooto that they may have addressed our main issue(s). I believe in the tool's viability....they just needed some performance + clarity upgrades Pros Product was simpler to set up and use compared to other accounts payable tools. It was easy as the administrator to utilize, track, etc. Cons Our team didn't like Plooto very much and preferred other tools we had used to pay the team. There was some confusion, lack of clarity, and delays in payments that we couldn't do anything about after submitting payment. This lasted several pay periods and was difficult to troubleshoot. Review Source CN Cheryl N. Financial Data Manager Accounting Used the software for: 2+ years ### "Un happy with product " December 8, 2020 1.0 It was a struggle to get support in the beginning and all the way through my 2 years + of using it. So I now use another product. Pros I liked it when I had someone to talk to when I had a problem. Cons It never updates QuickBooks online, it always reports to the wrong account. Support does not answer, or they send you an article that does not explain how to fix the problem Review Source DB David B. Owner Accounting Used the software for: 2+ years ### "Accounts Receivable Subscriptions" December 8, 2020 5.0 Good Pros Scheduled, recurring, pre-authorized auto debits Cons reporting integration of auto recurring transactions with Quickbooks Alternatives considered [QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/) Reason for choosing Plooto Currently use both Review Source RB Robert B. Accountant Accounting Used the software for: 2+ years ### "Plooto automates AP disbursement function. " March 3, 2022 5.0 Pros Plooto automates AP disbursement function. Cons I wish the system would retrieve AP credit notes from QBO, currently I need to net the CN to an invoice. It makes it confusing for the vendor once the payment is received. Review Source JG Jainam G. Controller Accounting Used the software for: 6-12 months ### "Cost" December 8, 2020 3.0 NA Pros Start up business it is high so they do not prefer to go with it Cons receivable option is not easy it is time consuming for unknown person Review Source KJ Kendra J. President Accounting Used the software for: 1-2 years ### "Started strong" December 8, 2020 4.0 Pros Easy to use and offered multi-faceted approval process Cons Price increase made it 3x more expensive for my clients. Discontinued support for Texas users eliminated all use for my business and my clients. Reason for choosing Plooto Direct deposit capability, price, and authorization/approval process Review Source HP Heather P. Founder Accounting Used the software for: 1-2 years ### "Seamless integration, end user friendly" December 21, 2020 5.0 Great platform to set up, use, and recommend to clients. Pros Simple to set up. Easy to implement. Great interface for our non-financial clients. Cons I still think there are some control weaknesses that need to be addressed. I would like to be able to see a report of banking details that have changed since last time. It would be easy for someone to change banking details and direct the payment to the wrong person's account. Right now I have not figured out an easy way to see this. Review Source JS Janet S. Managing Director Non-Profit Organization Management Used the software for: 1-2 years ### "Payables processing" February 15, 2022 4.0 Easy use with batch entry when we only process payables once a month. But can always do the one-offs very easily too. Pros The ease of use, without any training. I can look up past payments easily and I love being able to process CRA payments through the portal. Cons The fluctuation between processing time. 3-5 days, most of the time it is 4-5 days and sometimes 3-4 days. Hard to judge for payroll processing. Sometimes payroll is right on time and sometimes its a little too early. Review Source CE Cheryl E. Owner Accounting Used the software for: 2+ years ### "Plooto is our go-to" December 8, 2020 5.0 No more chasing around cheques and cheque copies Pros Plooto is relatively easy to set up - many suppliers needed the push to accept it Cons Can't choose credits to apply to accounts payable payments!!!!! This has created a lot of work around that shouldn't be necessary. Please UPGRADE this! Review Source rP russ P. General Manager Environmental Services Used the software for: 6-12 months ### "A convenient way to fill the gap" December 14, 2020 4.0 Does what I needed it too, customer service is amazing. Payout for Insta is too long, you already have my money payout should be well, INSTA Pros Ability to etransfer or EFT anyone with little set up. Cons Can not use cheque issue and delivery service in Canada Reason for choosing Plooto Ease of set up Review Source MW Melissa W. Chief Financial Officer Construction Used the software for: Less than 6 months ### "Great Contactless payment solution for large sums" March 21, 2022 5.0 Pros The best features of Plooto include the ability to send contactless payments to vendors at anytime in (almost) any amount. We love the approval control, the user friendly interface, and the price! Cons It would be great with a shorter processing time for EFT payments (currently it's about 3 business days). Integration with Jonas Premier would be a great addition. Alternatives considered [Truss Payments](https://www.capterra.com/p/229295/MazumaGo/) Review Source VM Virginia M. Bookkeeper Accounting Used the software for: 2+ years ### "Wonderful Product!" December 8, 2020 5.0 Great customer service since I started using it 4 years ago Pros Ease of use was key when I was looking for a program and Plooto fit the bill. Cons There should be an app as there are times I have needed to complete the payment requests on the road and its hard to do on the phone. Switched from [TelPay for Business](https://www.capterra.com/p/106811/TelPay-for-Business/) Ease of use when compared Review Source JM John M. vp customer success Marketing and Advertising Used the software for: 1-2 years ### "Ach accounts receivable" December 8, 2020 4.0 Between 3 and 4 star experience. They had the one feature I wanted at a very cost competitive price of $1/ transaction, but that went up to a $25 minimum. The argument is ... "It's not much of an increase." But that argument can be used against Plooto as well. Anyway I am still looking for another solution that is as easy as taking a credit card that is also priced better. Pros Automated monthly ACH for receivables is the #1 reason I use Plooto. Cons It has worked well except that pricing went up out of nowhere, no grandfather clause used like a lot of companies use. It was also very frustrating to figure out how long it takes to get that first payment after an agreement for automatic deposit is signed. Other companies I found out made ach as easy as taking a credit card. The two step process with Plooto was problematic for us . Reason for choosing Plooto One dollar per transaction was going to be a cost savings Review Source KO Kristi O. CPA, CGA, CPB Accounting Used the software for: 2+ years ### "Plooto Review" December 10, 2020 4.0 Pros I like the integration with QBO and the overall platform is user friendly Cons I was a bit disappointed when they changed their pricing schedule and how it was handled but it is still worth the fees to use. Reason for choosing Plooto Ease of integration with QBO Review Source SR Scott R. Director of Finance Computer Software Used the software for: 1-2 years ### "Great for Consultants" February 12, 2020 5.0 Wire and EFT transfers can be expensive and Plooto is a great cost-effective option to get money to contractors and employees Pros \-Easy to use and navigate -Automatically syncs to our accounting software -Low-cost option for paying contractors and employee expenses -Easy onboarding for payees Cons \-Length of time for cash to deposit into payees accounts -I cannot pay a contractor in Mexico Reason for choosing Plooto I wasn't involved in this decision, we were already using Plooto when I came onto the company. Review Source JJ Julie J. Comptable Accounting Used the software for: 2+ years ### "Saves time and money" December 9, 2020 5.0 Great, I would not go without it now. Pros Plooto connects with QBO and Xero. Makes everything quick, easy and accurate. Cons The start up of the account is confusing. Review Source EK Eilish K. Managing Director Information Technology and Services Used the software for: 2+ years ### "Great interface" February 12, 2020 4.0 Overall it has been a really great experience. Pros It has a really nice look and feel and ease of use. Ramp up time was very little when I had to take over as admin. Cons It isn't really about the software - but I do wish the window was smaller for when out account is credited to when it is then debited to our vendors. Review Source mS maria S. Accountant Construction Used the software for: Less than 6 months ### "Financial report" December 8, 2020 5.0 great! Pros Easy, simple to use. My boss can approve transaction by his phone. Cons No reports. Difficult to find previous data Review Source GR Graham R. Partner Accounting Used the software for: 1-2 years ### "Plooto review" December 18, 2020 5.0 Excellent. It is one of the most important features when it comes to convincing clients to convert to cloud-based accounting systems. Pros The integration with QBO is fantastic. The ability to have send cheques as an option is also great when certain suppliers are still holding out on accepting EFTs. Cons Nothing to dislike, but I would love to see credit cards added as a payment option. We have lots of clients who prefer to pay suppliers this way. Reason for choosing Plooto NA Review Source KU Kevin U. Controller and Head of Operations Non-Profit Organization Management Used the software for: 1-2 years ### "Prince's Trust Canada" December 17, 2020 5.0 Really happy with the software and love using it Pros Easy to use and setup for users and the expanded features to pay internationally and in both CDN and USD currencies. Cons Reporting using the AP function could be easier - the batch of payments that are processed should be a standard report in both PDF and Excel Reason for choosing Plooto Compatibility, cost and ease of use. Review Source MY Milla Y. partner Accounting Used the software for: 1-2 years ### "Good software but need a bit of tweaking " December 14, 2020 5.0 Pros Easy implementation. Very easy to enroll A/R client for automatic payments. Cons I have issue with setting up notifications on approvals for A/P - in theory I know this can be done but I'm just lost on how to. The sync with QBO is manual, does not seem like Plooto is doing it automatically. And I acan not reach customer care line (multiple attempts) to resolve the above... Review Source AS Adam S. Accountant Environmental Services Used the software for: 6-12 months ### "Less Expensive then the stamps and envelops " December 14, 2020 5.0 It has been great Pros Low cost and efficient for remote approvers. Cons None. There were no features that caused us any issues. Reason for choosing Plooto Cost and efficiency Review Source DH Daniel H. President Accounting Used the software for: 1-2 years ### "Okay. " December 14, 2020 5.0 Pros Relatively easy to navigate and integrate with QBO. Cons I don't like that an email address is required for every payee. It should be easier to pay a one off supplier - example is FedEx. I don't have an account number, and no contact email so I cannot add them as a payee. I don't like the new monthly fee of $25. I understand why, but it's unreasonably high for companies like mine that only have a few receivables to collect from. Review Source Similar Products Featured