# Page 7 | Plooto Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 7 - Is Plooto the right Accounting solution for you? Explore 241 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/225025/Plooto/reviews --- Plooto 4.3 (241) [View alternatives](https://www.capterra.com/p/225025/Plooto/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 7 - Reviews of Plooto ## Showing most helpful reviews Showing 151-175 of 241 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use PS Par S. Controller Construction Used the software for: 1-2 years ### "Plooto Reveiw" December 17, 2020 5.0 Pros We only use the A/P module and it meets our needs. Cons I would like so a feature on how I can apply debit notes to outstanding A/P invoices. I don't see that feature. Review Source tM tim M. owner Entertainment Used the software for: 6-12 months ### "great product" December 14, 2020 5.0 amazing Pros ease of use and ease of implementation with clients Cons not much. wish i got alerts when payments didn't go through. Review Source ML Mark L. EVP Real Estate Used the software for: 1-2 years ### "Great software but pricing scheme disqualifies it for small businesses" December 8, 2020 4.0 Had a good experience, but we wont come back until the pricing model is changed. Pros Nice environment, easy to understand, works well. Cons \- Since the pricing model was changed, it is no longer of interest for small businesses. Not sure if Plooto has an awareness for the "squeeze out" that it caused. - PAD several days delay from time funds are withdrawn at customers account until we see the money on our accounts. Working with the PAD software from the bank transfers funds same day. Review Source VR Verified Reviewer Owner Accounting Used the software for: 2+ years ### "Easy to pay contractors" December 14, 2020 5.0 Pros I use Plooto mostly to pay contractors. It is very easy to get them set up and set up a one-time or recurring payment. Cons I wish there was a way to edit recurring payments instead of having to delete and set up a new one. Review Source LH Lindsey H. Controller Accounting Used the software for: 2+ years ### "Plooto Review" December 14, 2020 4.0 Overall, I would recommend Plooto to others. Pros Ease of making payments approval process Cons Setup was a bit complicated Customer support is sometimes lacking Review Source EK Emalee K. Senior Accountant Accounting Used the software for: 1-2 years ### "Great product!" December 17, 2020 5.0 Great product, good pricing. Pros We like this product for Oran gazing payables and receivables from out QBO file and delegating them to be paid or set up for payment to another staff. EFT are great too for clients we don't have direct bank access too. Cons Some international payments we have had to make do not work - aka not offered. Review Source SB Shelley B. President Human Resources Used the software for: 1-2 years ### "So easy I thought I'd missed something" December 28, 2020 4.0 We needed a way to pay vendors in multiple currencies in an inexpensive and timely manner. The bank charges (in Canada) was eating away at our profit margins. The cost for Plooto was a no brainer at $25 per month, the bank charges per transaction was $80 USD. Pros The screens are so easy to follow, very logical and titled to what make sense to a small business owner - who is NOT an accountant. Cons When a transaction is going to take longer than 3 days, the system could give me a heads up. Like e-transfers take 1 week - a pop up to ask; "Are you sure you want to use this method?" Then make suggestions on what would be faster. Reason for choosing Plooto My Accountant recommended Plooto as a cost saving and improved ease of use solution. Review Source JL Julien L. Founder Information Technology and Services Used the software for: Less than 6 months ### "Great tool to help you save time with your payables and receivables" March 3, 2022 5.0 Pros Plooto let me the flexibilty to set different levels of approval for payments. It's really easy to get paid with and providers really like to see where is the payment in the different stages of processing. Plooto also let me bypass the limit my bank impose to me (like x k$ max per day). Cons The only thing with Plooto is I cannot pay directly my provincial taxes with them as Federal taxes (in Canada). Review Source Alexander N. Tax professional Used the software for: 1-2 years ### "It's not excellent, but we don't have a choice. " April 25, 2018 4.0 Automatic payment reconciliation with XERO and recurring payment setup. Pros some amount for transaction - it's like eTransfer price, but XERO integration with automatic reconciliation is additional benefit. Also recurring payment setup ability. Cons Fife (5) days for transfer transaction! It is like cheque holding by Bank! Why? eTransfer need from several minutes for it... Review Source JH Jordan H. Accountant Accounting Used the software for: 2+ years ### "Best payment option for Canadian small businesses" December 8, 2020 5.0 Pros Integrations, approvals and workflow are fantastic. Fees are reasonable. Cons Doesn't handle supplier credits from QBO well, and I wish the payment timeline could be reduced to 2 days like a normal EFT, without needing Plooto Instant. Review Source JH Jackie H. Owner Accounting Used the software for: 1-2 years ### "Great for paying vendors" December 14, 2020 5.0 Pros I only use the payables feature. But it's easy to use and nice to be able to pay vendors without the hassle of writing and mailing cheques. I also like that it integrates with QBO. Cons I don't have anything negative to say about it. Review Source VR Verified Reviewer Owner Logistics and Supply Chain Used the software for: 1-2 years ### "Simplest way to manage receivables" January 3, 2019 5.0 Pros The setup is simple, the user interface is simple and it solves many issues that come up when automating your back office to handle AR in a fast manner. Streamlining the PAD agreement is extremely nice. Cons The speed of ACH deposits must get faster but with a credit card, the funding is the next day. They could also improve the Xero connection a bit more but all and all its great. Review Source SM Simon M. President Entertainment Used the software for: 1-2 years ### "No more checks" December 17, 2020 5.0 Pros That I don't have to send checks anymore or go to the bank for transfer. Plooto save me a lot of time! Cons I would like to have a search option for users but everything else is working great. Reason for choosing Plooto Was recommanded by my accountant and I'm really happy with it! Review Source OH Osiah H. owner Accounting Used the software for: 6-12 months ### "Limited User" December 21, 2020 5.0 Great product, great service, great people. Pros Ease of use. It has been several years since we have been in a position to use the product, but when we did, it was very economical, the product was great, and the people very friendly, helpful and quick to respond. We used Plooto for a national organization. We needed two signatures to make a payment and Plooto handled this very well, whether the signers were in Ontario or BC. Cons Ease of use. None that I remember. Haven't used it in several years. Reason for choosing Plooto Pricing Review Source EA Eric A. Managing Partner Information Technology and Services Used the software for: 1-2 years ### "Great for recurring payments" December 8, 2020 5.0 Plooto helps our cash flow. We utilize it for paying out software vendor and for receiving monthly recurring payments from clients. It keeps our past due AR to a much smaller amount because almost all our clients are now automatic. Pros As a business based on recurring monthly payment, Plooto is a no-brainer. This allows us to consistently receive our revenue without having to remind our clients. For a business whose livelihood is all based on cashflow, this is an indispensable tool for insuring it. Cons The added $25/month fee was brought on after we began with plooto - so you have to ensure you bring enough revenue in through it to justify this additional cost. Review Source CG Claire G. Owner Food & Beverages Used the software for: 2+ years ### "Easy to integrate and use" December 14, 2020 5.0 It does what we need it to do. Pros Integrates very easily with our QBO and banking. Cons It all works well thanks - there's nothing I would change. Review Source HW Holly W. Controller Environmental Services Used the software for: 6-12 months ### "Plooto Review" December 21, 2020 4.0 Great experience, easy to use, just takes a little too long to fill all of our needs. Pros Plooto makes paying vendors easy and fast. Vendor receiving notifications of incoming payment is very helpful. Cons Takes too long to send payments (one week). Would like to send transfers to staff through Plooto for expense reimbursements, but can't because it takes a week for them to receive funds. Reason for choosing Plooto Referral from someone who is using it for another company Review Source JM Jennifer M. President Food Production Used the software for: 2+ years ### "Makes EFT's Easy" December 14, 2020 5.0 Pros That it is simple to use - we did not need any extensive training Cons We don't have any issues with the software. Reason for choosing Plooto Cost Review Source PP Peter P. President Accounting Used the software for: 1-2 years ### "Great method for bulk payments." December 8, 2020 4.0 This has greatly simplified our payable transactions. It allows the company to make payments in multiple currencies with relative ease. Pros The product links with our accounting software (xero) very well and has been a great method of making significant payables for monthly payables. Cons Some transfers to foreign countries didn't work yet. Review Source BT Boyd T. Owner Health, Wellness and Fitness Used the software for: 6-12 months ### "Makes payments SO EASY" January 10, 2017 4.0 I started using this in early 2016 on the recommendation of a customer who is a bookkeeper. It's made payroll to my ICs and suppliers a piece of cake. Hours of writing cheques and later on reconciling payments and Interac e-transfer fees is done in a matter of minutes. This integrates well with Xero, and when I've had questions they respond quickly. Pros integration with cloud accounting software Cons It takes a few days for recipients to receive funds. Review Source Response from Plooto January 12, 2017 Thanks Boyd, we're constantly working to release additional features to make your payments simpler and easier. DM Debbie M. President Accounting Used the software for: 1-2 years ### "Great product, but needs to expand" December 8, 2020 4.0 Pros Ease of use and functionality are great! Cons Pricing is way out of line for a small company with only a couple transactions a month. Review Source DG Daniel G. Owner Photography Used the software for: 6-12 months ### "I stopped using this when they added a monthly fee" December 16, 2020 4.0 I wish they didn't have to add a monthly fee.. I mean.. I get it, everyone needs to make money, but my small business is too small to absorb that fee. Plooto should look at the usage and then decided if they should charge based on that. Pros I used this tool to help me pay my hired contractors, the etransfer fee was less then what the bank was charging me. Cons but when they added a monthly fee on top of the pay-per-use model I stopped using it. The software was easy enough to use. I dis like any final software but this one was ok. Review Source LA Lisa A. Managing Producer Entertainment Used the software for: Less than 6 months ### "Plooto Makes Us Work Easier" December 8, 2020 5.0 It's helped us keep our finances organized! Very happy with the implementation. Pros We love that it connects to QBO and that the set up is super simple and easy. We like that that it's also easy to navigate. Cons We've been finding some of the people we pay have difficulting getting their funds and taking the time to walk them through that process can be time-consuming. Reason for choosing Plooto N/A Review Source RS Reg S. Owner Security and Investigations Used the software for: Less than 6 months ### "Does not allow credit card payment through Quickbooks" December 21, 2020 1.0 We were led to believe Plooto offered a credit card service that apparently they once offered but have since dropped. Pros We didn't find anything really useful without credit card integration into Quickbooks Cons We tried this product because we were told it was the only integrated solution for Quickbooks in Canada in order to allow customers to pay via credit card. After a month trial and autobilling the next month we found out they don't support credit card payment. Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing Plooto Didn't want to move our files to the cloud Review Source SW Sean W. Owner Accounting Used the software for: 1-2 years ### "Review" December 14, 2020 4.0 Used rarely because of cost Pros Connection the QuickBooks Online Ability to set up PAD's Cons Costing structure Client onboarding process Reason for choosing Plooto Ability to setup PAD Review Source Similar Products Featured