# Afterpay Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about Afterpay Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more. Source: https://www.capterra.com/p/229452/Afterpay --- # Afterpay Software Review 2026: Features, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. 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[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Users](#users)[Pros and Cons](#pros-cons)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Afterpay ## What is Afterpay? With Afterpay, online and in-store businesses reach the largest, most loyal shoppers in the world. More than 19M active global customers have shopped with Afterpay, and the app is consistently ranked in the Top 10 of shopping apps. Partnering with Afterpay has tremendous benefits for businesses. On average, Afterpay sends more than 1M global referrals to its merchant partners every day. Afterpay increases average order value, drives incremental sales, and keeps customers coming back. ## What is Afterpay used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 306 user reviews Reviews sentiment Positive 90% Neutral 3% Negative 7% Pros & cons Effortless setup and navigation Flexible payment plan choices High fees and refund delays Contact vendor for pricing Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Afterpay?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://squareup.com/&name=Afterpay) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Afterpay 4.6 (306) VS. [4.6 (3,335)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting Price Contact vendor Starting Price Contact vendor Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.6 (306) Ease Of Use 4.5 (26,373) Value For Money 4.5 (259) Value For Money 4.4 (20,229) Customer Service 4.3 (258) Customer Service 4.2 (20,484) ## Afterpay alternatives [4.2 (2,035)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.1 (127)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/) Starting price $99.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 76% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,395)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,281)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [View all alternatives](https://www.capterra.com/p/229452/Afterpay/alternatives/) ## Who uses Afterpay? Based on Capterra reviews from the past 4 years Talk to a software expert to get a free software list tailored to your business needs Company size Based on 146 reviews 100% 75% 50% 25% Smallbusiness Midsizebusinesses Enterprise Top job functions Based on 146 reviews Administrative 34% Administrative 34% Health & Medical 10% Customer Services & Support 9% Entrepreneurs/ Owners 9% Others 39% Top industries Based on 146 reviews Hospital & Health Care 25% Construction 22% Health, Wellness and Fitness 22% Accounting 16% Other 15% ## Pros and Cons Effortless setup and navigation 100% positive reviews out of 45 Reviewers feel ease of use makes onboarding, setup, and daily operations straightforward, saving valuable time. High fees and refund delays 47% negative reviews out of 43 Some users report pricing involves costly fees for businesses and slow, complicated refund processes for customers. Flexible payment plan choices 97% positive reviews out of 30 Most users report payment options offer installment plans, alternative methods, and increased flexibility for customers. John T Owner, 1 employee. "I recommend all of my clients add Afterpay or another "buy now, pay later" platform to their eCommerce sites to provide more options to customers." Interest-free installment payments 96% positive reviews out of 25 Most reviewers describe payment split as enabling affordable purchases by dividing costs into manageable, interest-free payments. Sarah B Market Research, 1 employee. "I love the AfterPay allows you the option to split your payments up in for easy, interest-free payments." ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. Online Payments 4.6 (94) 65.96% of 94 reviewers that rated this feature as important or highly important It gives you the ability to make secure, fast online payments and set up flexible payment plans. Some reviewers find the process reliable, easy to use, and safer than using cards directly, especially for frequent online shopping and website integration. Mobile Access With mobile access, you can manage Afterpay from anywhere, shop on the go, and check payments easily. Reviewers appreciate the app’s user-friendly design, seamless checkout, and how it supports both customers and business owners who rely on mobile devices. Electronic Payments Afterpay offers electronic payments that let you pay in installments, set up auto-pay, and link bank accounts for quick transactions. Users think it’s simple, secure, and convenient, with perks like rescheduling payments and easy in-store card use. Debit/Credit Card Processing 4.4 (84) 65.48% of 84 reviewers that rated this feature as important or highly important Accept and process credit/debit card transactions Mobile Payments 4.5 (80) 57.50% of 80 reviewers that rated this feature as important or highly important Clients can submit payments via mobile devices Payment Fraud Prevention 4.4 (72) 63.89% of 72 reviewers that rated this feature as important or highly important Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Afterpay 13 features Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Protect sensitive data for digital privacy Accept and process credit/debit card transactions Afterpay offers electronic payments that let you pay in installments, set up auto-pay, and link bank accounts for quick transactions. Users think it’s simple, secure, and convenient, with perks like rescheduling payments and easy in-store card use. With mobile access, you can manage Afterpay from anywhere, shop on the go, and check payments easily. Reviewers appreciate the app’s user-friendly design, seamless checkout, and how it supports both customers and business owners who rely on mobile devices. Clients can submit payments via mobile devices Process payments via multiple modes directly through the application It gives you the ability to make secure, fast online payments and set up flexible payment plans. Some reviewers find the process reliable, easy to use, and safer than using cards directly, especially for frequent online shopping and website integration. Allow customers to make a partial payment on an invoice and track remaining debt Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. Automated process of charging customers at regular intervals for repeated access or use of a product or service View and track pertinent metrics to find patterns and gain insights from data Online portal through which end users can access the system, manage tasks, or obtain information Get Advice We can help you find the software with the features you need. Features 4.6 (306) 4.6 Based on 306 reviews ## Pricing Value for money 4.5 (259) ### Starting price Contact vendor for pricing Free trial not available Value for money 4.5 (259) 4.5 Based on 259 reviews ## Integrations [ Wix](https://www.capterra.com/p/169007/Wix/)[ Shopify](https://www.capterra.com/p/83891/Shopify/)[ Squarespace](https://www.capterra.com/p/143461/Squarespace/)[ Stripe](https://www.capterra.com/p/123889/Stripe/)[ WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[ Adobe Commerce](https://www.capterra.com/p/227129/Magento-Commerce/)[ Ecwid](https://www.capterra.com/p/143648/Ecwid/)[ BigCommerce](https://www.capterra.com/p/131883/Bigcommerce/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 4.3 (258) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 4.3 (258) 4.3 Based on 258 reviews ## User reviews Overall rating 4.6 Based on 306 reviews Filter by rating 5(246) 4(30) 3(8) 2(2) 1(20) Mentioned topic Sorted by most recent NR Nicole R. Owner Entertainment ### "Afterpay is for everyone! " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 4.0 4.0 Likelihood to Recommend 10/10 April 3, 2026 As long as payments are made Afterpay is the best app to get you the things you need when you can’t afford those things. Afterpay works with all online shopping apps. It’s great! Pros The payment rewards and how the app helps me out in a pinch until payday. Afterpay works with all major shopping apps! Cons Sometimes life gets busy. I think there could be a one time payment missed forgiveness. Mistakes happen and having to start back over with minimum credit isn’t fair to the ones who always pay on time and missed one payment. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AS ALFREDO S. LEAD Warehousing ### "AFTERPAY IS GREAT" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 27, 2026 I feel comfortable using Afterpay. I like its payment method and its low interest rate. Cybersecurity is of high quality Pros Excellent service, their financing is much better than a credit card. Happy to use this service and excellent customer service, 24/7 Cons Nothing negative, quite the opposite. Easy to use, excellent customer service, and it is one of my favorite apps to make my payments. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. HW Hannah W. Tax Accountant Accounting ### "Easy to use" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 January 21, 2026 My overall experience with Afterpay has been great! Any time I want to split payments I choose it over other software's. Pros Afterpay helps me easily spread payments out over time. I love how many places offer Afterpay as a payment option now! Cons I have not had any issues with Afterpay. The app is great and helps me track any payments that I need to make so I never miss anything! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JM Joanne M. Manager Pharmaceuticals ### "Great program " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 3.0 3.0 Likelihood to Recommend 10/10 November 30, 2025 I use Afterpay often. As well as my friends who are now regulars. It’s a great pay system that allows people to split payments up and pay overtime instead of just using a credit card. Pros I just recently found Afterpay. I am glad I did as it’s a wonderful program that I’ve passed around to my friends and it’s been a success. Cons I did find it difficult contacting someone when I needed to or just had a question. I wish they had more merchants. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. BM Bianca M. Admin Assistant Publishing ### "I love Afterpay!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 October 24, 2025 Pros I enjoy using Afterpay as an option when ordering items online. It makes budgeting easier and allows for more flexibility with purchases Cons I haven’t experienced any cons while using the Afterpay platform. It’s been a smooth and convenient way to manage purchases online. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. TR tania r. Office Administrator Construction ### "Easy of use" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 September 23, 2025 My overall experience is a very positive one. no issues and very easy to use and manage just from a app Pros I liked the option of secure payments and the 4 instalment option. It also allows 4 payments to be made on credit card Cons no thing it was easy to use and has a very good app that is easy to navigate around. Nothing negative to say Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. AU Anonymous User Office Assistant Health, Wellness and Fitness ### "Affordable No Interest Platform" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 July 26, 2025 Overall, Afterpay is an awesome platform and I'm glad it became popular. I like the convenience, affordable monthly payments, easy account management and that it's super user friendly. They have a mobile app and you can access it on a computer. Super convenient and easy to learn. Pros I absolutely love Afterpay. The no interest and affordable payments make purchasing something that is expensive a lot easier. It's super convenient and easy to sign up. There aren't any hard credit checks and a lot of retailers use the platform. Cons Obviously a downfall is that there are late fees if you don't make the payments on time and sometimes it may lead certain people to spend more than they think they can afford monthly. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. AR Ajshanique R. Eligibility Screening Rep Hospital & Health Care ### "My review of Afterpay" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 0.0 0.0 Likelihood to Recommend 10/10 July 25, 2025 Overall, I absolutely love it! I would recommend it to anyone. I love being able to purchase something that is of high value and given the opportunity to pay over time. Pros I loove Afterpay! It is super convenient and allows you to get more for your money and make payments over time. Cons Not a lot of stores use After pay, so sometimes you were limited to what you could used it for. But most likely, you will find one of your favorite stores or brands that offer it. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. RD Renico d. Payroll and Software administrator Construction ### "Easy to pay with Afterpay " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 10/10 July 15, 2025 Love it and use it a lot on unexpected expenses that you don't budget for, like car repairs, or something kids need for school or sports Pros That you can make purchases and be able to pay it off in 4 installments, so getting that something you need of want so much easier Cons That the installments are every second week and some people gets paid monthly, that it the only thing I can think off that can be a con. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. NF Nathaniel F. Owner Construction ### "Helpful if you are short on money." 3.0 Overall Rating 3.0 3.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 3.0 3.0 Likelihood to Recommend 6/10 June 23, 2025 It has been helpful when I have been short on money but expensive in the long run and will even effect your credit if you cant make payments on time Pros If you dont have the money up front to pay for your purchase then you can use afterpay as payment method to pay for your purchase without having all of the money up front. Cons They charge alot more in the long run for your purchase. To the point that may only be worth it if you really need whatever you are wanting to purchase and you can make the payments on time. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. [View all Reviews](https://www.capterra.com/p/229452/Afterpay/reviews/) ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. 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