# Acorns Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Acorns the right Online Banking solution for you? Explore 18 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/229745/Acorns/reviews --- Acorns 4.3 (18) [View alternatives](https://www.capterra.com/p/229745/Acorns/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Reviews of Acorns Ease of use 4.3 Customer Service 3.8 ## Showing most helpful reviews Showing 1-18 of 18 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Mark K. Project Manager Construction Used the software for: 2+ years ### "Mighty Oaks From Acorns....." April 14, 2022 4.0 Pros I like the fact that the app allows me to set up a pin number. Initially when the oftware was first introduced, all I knew how to do was to submit my email and password to access my account. In time the capability to log in via pin number was added, this feature made accessing my account much easier and simpler. Cons I have to say that I am not pleased witht the fact that as soon as I open the app, before I even have an opportunity to submit my pin number, an ad for an additional service of a variety of different sorts will pop up. I react so quickly that I honestly have very little time to even observe the ad especially if I am on the go, thus missing an opportunity to preview the ad. I think they should reconsider this action. Furthermore, before I am able to preview my account details, and ad or 2 pops up. I like being informed, but I believe these items should go under aa notification tab. Review Source VR Verified Reviewer Director Education Management Used the software for: 1-2 years ### "ACORNS REVIEW" January 14, 2026 4.0 It has been great. I love that it allows me to decide how aggressively I want to invest. And it basically just invests your change. Pros I just love this product. It's so easy to save and the money adds up way faster than one can expect. You don't have to even think about saving. Cons I cancelled Acorns once because I was transferring things over to a new account....but it continued to pull from my account. It was a bit frustrating to stop it from pulling my account. Review Source CC Casey C. Attorney Law Practice Used the software for: 1-2 years ### "Avoid this App - Terrible customer service - they blocked my account access for over 10 days now" June 1, 2023 1.0 Pros It is easy to use but limited, affordable fees. Cons 1) there is no way to have a trust as contingent beneficiary2) if you have a technical issue every time you communicate with a representative it is a different person that responds and they font review the prior notes/communications which causes confusion and days go by between their responses. 3) They have had me locked out of my account for over 10 days now with zero access to view my funds because they cant seem to read their own notes, or listen on the phone, to realize their mistake. This company has over $80,000 of my money. I tried to switch my linked bank account to one of my business accounts, they LOCKED my account and wanted extra confidential bank and other documents emailed to them, outside of their app, to an unknown email which i was uncomfortable with. So I told them to cancel the request to switch the linked account and just keep things as they always were and UNLOCK my account immediately. I was told it would take FOUR days to unlock the account. It has been over 10 days now, STILL locked out of my account. No matter how many times i repeat myself I keep getting form response emails from them from different representatives still asking to get confidential documents to switch my linked account. And these people have access to FIVE of my bank accounts already. Review Source MW Mackenzie W. Investor Leisure, Travel & Tourism Used the software for: 1-2 years ### "Acorns Honest Review" January 15, 2025 5.0 Awesome, ease of use and knowing my money is being invested Pros You can set it and then forget about it, meanwhile it's getting you money Cons There is nothing that I did not like about Acorns Review Source IO Ivan O. Investor Accounting Used the software for: 1-2 years ### "Good experience" October 10, 2024 5.0 In general, very positive, always had a great experience and felt safe. Pros Easy to use, was helpful when investing and yielded a nice return Cons Sometimes the web is slightly hard to navigate, but you get use to it Review Source AB Ashlee B. Senior Customer Support Specialist Health, Wellness and Fitness Used the software for: 6-12 months ### "This Is a Phenomenal Way For Beginners to Learn & Invest!" July 28, 2024 5.0 Acorns is one of my favorite beginner investment apps due to the option it gives you to make smaller investments, which are easier to commit to when you're just starting out and want to see how things turn out with much less risk than traditional-sized investments. You can even choose to simply invest the spare change after every purchase you make through Round-Ups. It can be an incredible learning tool with high-quality information that's easy to understand and digest. The app is very motivating to use and rewards you along the way with deals from thousands of exclusive brands. With the premium option, you get access to the children's program, which can help you educate your kids early on the importance of growing their money. It provides them with their very own GoHenry card, allowing you to monitor their accounts and set spending limits if needed. You cannot go wrong with Acorns, especially since it's been backed by celebrities like \[sensitive content hidden\] If you've always wanted to get into investing but didn't know how, I encourage you to download this app! Pros I think the way they have simplified investing into a shorter, more condensed, and easier process is phenomenal on many levels. One major barrier that stops many people from pursuing investment opportunities is a lack of understanding of the risks and benefits. They also offer a comprehensive library of knowledge where you can learn about various investment strategies, tips for growing your money, how to save properly, and more! Cons You may be required to pay more hefty fees for smaller balances. Review Source MH Maci H. Director of Human Resources Hospital & Health Care Used the software for: 2+ years ### "An Easy Way to Begin Investing.. Acorns!" November 29, 2021 4.0 I am generating a savings account that I don't even have to think about it. It's a no brainer for me. I never pay with cash so I would never have change left over from a purchase to save in a jar at home. Before I knew it.... I had $300 in my Acorns account that I cashed out to spend on a vacation! Pros Acorns is a functional app on my phone that is customizable to meet whatever goals you have. It is the digital way of collecting change back from paying with cash and putting that change in a jar at home. I love how its a "don't even have to think about it" type of application. Each swipe of my card is rounded up to the nearest dollar and then deposited into my Acorns account. Think of it like a savings account. Cons I probably don't utilize the application to the full extent... so I don't have any cons for the way I use the application. Review Source AC Alyson C. Signage coordinator Medical Practice Used the software for: 2+ years ### "Acorns is great for personal & business use!" October 10, 2021 5.0 Great experience and can’t imagine not using Acorns. Pros Love the ease and it’s so great that it automatically puts money in your account by rounding up. I’ve saved tons! Cons Nothing at all! It’s easy to use, not a big learning curve at all either. Reason for choosing Acorns N/a Review Source Lissa H. Owner, photographer Photography Used the software for: 6-12 months ### "Invest your spare change easily" January 10, 2022 5.0 Pros The best part of Acorns is that you won’t even notice the money missing out of your bank account. It just rounds your purchases up to the next dollar and it takes that change and invests it. It is a super easy way to invest money painlessly. You also sometimes get retailer kickbacks, which is always appreciated. Cons The cost per month is 3 to 5 dollars so if you have a small balance in there, it can wipe away any profit you make. Review Source Melissa T. Deli Associate Supermarkets Used the software for: Less than 6 months ### "Investment starting point" May 22, 2021 4.0 While I found investing want my cup of tea, Acorn gave me a chance without it hurting me financially. Its a great app for people interested. Pros I created my account because of the incentive that the steady app offered but it was my 1st attempt at investing. For someone with limited knowledge of any investment tools it was fairly simple & straight forward. It had decent explanations & instructions & didn't ask much to start. Cons The option to keep it standard or upgrade your account was constantly asked & if you decide not to upgrade it was like it wanted to force you to change your mind with a bombardment of ads or equally annoying popups Review Source KR Kaley R. Sustainability Reporter Media Production Used the software for: 1-2 years ### "Nuts for Acorns" January 14, 2023 4.0 Pros Digital-natives are keen for apps that do what they say, and look pretty doing it. Any leftover coins from credit cards you sync with it are stored here and deployed or invested as you see fit. Easy financial management! Cons There's definitely a way to enable push-button notifications, but I haven't done it yet. This would enhance my experience. Review Source RP Ryan P. Electrician Electrical/Electronic Manufacturing Used the software for: 1-2 years ### "Save easy " August 5, 2022 5.0 Overall great beginner freindly app for people getting started with investing. Pros I like how easy it was to link my bank and set a auto withdrawl weekly to invest money without having to do it manually. Super easy to set up and check your growth. I also like how you can start investing for your kids too to get them a head start. Cons They charge a monthly fee which isnt much but i think they could do it for free and get another way to get fees taken out. Review Source AW Althea W. Cosmotologist Consumer Services Used the software for: 6-12 months ### "Great banking system here" December 9, 2022 5.0 Pros I liked how easy it is to see, and manage your money. Also to invest it and receive direct deposit. The referral bonus program is nice also Cons There isn't really anything I didn't like about this app or it's features Review Source JJ Johnathan J. Client Service Supervisor Hospital & Health Care Used the software for: 1-2 years ### "Acorns Review" August 23, 2021 5.0 Pros Acorns makes it easy to invest money on a weekly basis. Cons There is a slight learning curve when first getting started Review Source DD Dafnes D. Realtor Real Estate Used the software for: I used a free trial ### "Investment app" November 10, 2021 5.0 Pros You can invest directly from your phone and keep track of everything Cons I can't think of a thing that I didn't like about the softwarw Review Source PR Palma R. Site Manager Individual & Family Services Used the software for: 6-12 months ### "Acorns will help save " February 26, 2022 5.0 I have been a consistent saver now for over a year. I just do a little each month but it is compounding now. I am excited with the ease and you can do round ups also if that helps to start. Pros Acorns keeps me informed on a timely basis on my investment. I can save as little as $10 per month to greater amounts. It's a great tool to help kids save and beginners save. Cons There are so many apps called Acorns now that it is confusing when you go to search them on the internet. Review Source HP Henry P. CIO Financial Services Used the software for: Less than 6 months ### "Seems inexpensive but really not" April 1, 2022 3.0 I used it to see what it was like but from a cost perspective relative to what was funded it didn't make sense. Everything here can be done in a brokerage account now. Pros For a novice this is a good learning tool, because you are able to invest small sums and learn about finance. Cons The fee structure is nominally inexpensive but relative to most account sizes it is expensive, especially when there are free services that do the same thing. Review Source CS Carlo S. Leasing Consultant Construction Used the software for: I used a free trial ### "Not for Business" August 5, 2021 3.0 Better for personal use, be wary of laws as they relate to business investments. Pros Being able to easily manage savings of company funds. Cons Seems to have complicated legality issues for businesses versus personal use. Reason for choosing Acorns Was easy for personal use but complicated (legally) for businesses. Review Source Similar Products Featured ## Related categories [Online Banking](https://www.capterra.com/online-banking-software/)