# CHIPS Software Pricing, Alternatives & More 2026 | Capterra > With the help of Capterra, learn about CHIPS Software - reviews, pricing plans, popular comparisons to other Payroll products and more. Source: https://www.capterra.com/p/231757/CHIPS --- # CHIPS Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on March 13, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. Independent research methodology Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/) [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews) CHIPS ## What is CHIPS? CHIPS is an easy to use fully integrated payroll system designed to sync perfectly with the BUCS Budgetary Control System. Allocating your payroll expenses has never been so easy, plus enjoy seamless payroll-related journal entries and payroll-related accounts payable items. ## What is CHIPS used for? [Payroll](https://www.capterra.com/payroll-software/) Top alternative Featured Overall rating Based on 10 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $2500 Per Feature, One Time Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for CHIPS?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.freymunicipalsoftware.com/&name=CHIPS) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### CHIPS 4.8 (10) VS. [4.9 (4,275)](https://www.capterra.com/p/205015/Deel/reviews/) Starting Price $2500 Per Feature, One Time Starting Price $5 Per User, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 4.7 (10) Ease Of Use 4.8 (4,275) Value For Money 4.7 (6) Value For Money 4.7 (3,925) Customer Service 5.0 (10) Customer Service 4.7 (4,027) ## CHIPS alternatives Highest Rated [4.9 (4,777)](https://www.capterra.com/p/172127/Rippling/reviews/) Starting price $8.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 98% of reviewers rated it above 4 stars [4.3 (1,839)](https://www.capterra.com/p/86714/WebPay/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 87% of reviewers rated it above 4 stars [4.8 (3,941)](https://www.capterra.com/p/116050/Patriot-Software/reviews/) Starting price $17.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 97% of reviewers rated it above 4 stars [4.6 (4,205)](https://www.capterra.com/p/131882/Gusto/reviews/) Starting price $49.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [View all alternatives](https://www.capterra.com/p/231757/CHIPS/alternatives/) ## Features Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically. 401(k) Tracking Track 401(k) participant contributions and employer match Access Controls/Permissions Define levels of authorization for access to specific files or systems Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges API Application programming interface that allows for integration with other systems/databases Benefits Management Record employee's benefit plans and selections throughout career progression Check Printing Print paychecks issued to confirm payment of wages or salary CHIPS 25 features Track 401(k) participant contributions and employer match Define levels of authorization for access to specific files or systems Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges Application programming interface that allows for integration with other systems/databases Record employee's benefit plans and selections throughout career progression Print paychecks issued to confirm payment of wages or salary Manages compensation such as salary, bonus, and benefits processes, aligning with policies Track and manage adherence to policies for any service, product, process, or supplier Alter the layout and content of reports Import and export data to and from software applications Digitally deposit correct payroll amounts into individual employee's bank accounts Store, manage, and track all electronic documents in a centralized location Electronic storage of staff/employee contact information and job status in a centralized repository Pay employees in multiple countries using correct currencies and correct tax deduction amounts Pay employees in multiple states with correct tax deduction amounts in each Manage employee salary processes, data, taxes, and records administration efficiently View and track payroll metrics including tax liabilities, pay rates, working hours, deductions and more Timed notification for any upcoming task, deadline, appointment, or activity Collection, analysis, and representation of numerical data and generation of reports to understand various patterns Online portal through which end users can access the system, manage tasks, or obtain information Track tax-related transactions, tax remittance and tax reporting for various groups of employees and contractors Set up connections to third-party platforms to improve business processes Request, track, and manage time off requests and vacation time Automatically create and distribute W-2/1099 tax forms to employees. Automatically subtract garnishments from wages Get Advice We can help you find the software with the features you need. Features 4.9 (10) 4.9 Based on 10 reviews ## Pricing Value for money 4.7 (6) Basic $2,500 Per Feature,One Time Value for money 4.7 (6) 4.7 Based on 6 reviews Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (10) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (10) 5.0 Based on 10 reviews ## User reviews Overall rating 4.8 Based on 10 reviews Filter by rating 5(8) 4(2) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent SW Shelley W. Office Administrator Utilities ### "CHIPS Review" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 April 2, 2021 My overall experience with CHIPS has been excellent. Pros I like how easy it is to use CHIPS. I have worked with payroll many years and this is by far the best software I have seen. I like how it interfaces with BUCS and makes bookkeeping so easy. It is much easier to navigate than our previous software. Cons I haven't found anything with CHIPS that I don't like. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. GB GWEN B. Office Clerk Utilities ### "Chips is very easy to use. Everything we need for our payrole is there in the program." 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 31, 2021 Pros It is very easy to use. It is a perfect program for companies who has a small business and has to handle their on payroll. Cons There is nothing in Chips I don't like. The program is great!! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. YG Yvonne G. City Administrator Government Administration ### "Chips" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 25, 2021 Awesome Pros The software is very user friendly and have many options to pick from for a cost Cons I wish some of the additional add on weren't so expensive Reasons for choosing CHIPS Used it before in Balcones Heights Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. RS Renee S. Finance Director Government Administration ### "Affordable Payroll Software" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 25, 2021 Pros It was extremely easy to change deductions and/or pay on the fly Cons I can't say there are any cons other than changing from the old software to the new. There are always bugs to work out however my software support person \[SENSITIVE CONTENT HIDDEN\] was and still is so easy to work with! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. DS Dona S. Payroll Coordinator Utilities ### "Daily user (New User)" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 25, 2021 Pros There are Four places where you can find what you are looking for. I also like that there is short cut keyboard buttons and the instructions was easily found in the help section. Also I like that there is a report scheduler for the reports that I need to run that have a lot of sections to select. It also seems like the layout of all three of the FREY programs are the same which helps with finding what I need to get to work. Cons I have only been working on these programs for about 4 months so It is hard to say what I would not like about this program. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. JJ Jeff J. office mgr Government Administration ### "Relatively easy and if i do have any questions Frey is quick to respond." 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 March 25, 2021 ease of use and if I do need to make a correction the program will take me right through it. Pros The ease of use. It only takes only a few minutes to do payroll Cons The only thing I would change is to be able to use the rolling feature on my mouse. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. KH Kathryn H. Deputy Clerk-Treasurer Government Administration ### "Wonderful Program" 5.0 Overall Rating 5.0 5.0 Ease of Use 4.0 4.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 25, 2021 Pros I love how easy it is to transfer data from CHIPS to BUCS and to get a NATCHA file for bank uploads. When you need assistance there is always someone there to help you and will walk you through step by step on how to resolve your issue. Cons I haven't found any that weren't resolved so far! Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. ST Sandra T. HR Specialist Human Resources ### "Highly Recommended and User Friendly" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 9/10 March 25, 2021 I have been using CHIPS for a little over a year now. I used it for Accounts Payable and for Human Resources. I have been very pleased with the ease of using this program from being able to decipher financial reports to seeing how it breaks down deductions. Everything is pretty user friendly and you won't go wrong with it! Pros This software is user friendly and I will be the first to confess that I am not technologically savvy. I learned the primary screens and functions within a week or so and assistance is readily available if I ever run into any kind of trouble. It has made every day processes go so much smoother and keeps employee information current and readily accessible. Cons I am the worst about not clicking the OK button after changing information in an employee file. If you do not click this button, you will learn at the end of the pay period or month, depending on what reports you do, that your changes did not go through. The new tax deduction screen was confusing too but when I called for help, I received very helpful and friendly clarification. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. Aaron J. K. Deputy Clerk-Treasurer Government Administration ### "Very Nice Payroll Software" 4.0 Overall Rating 4.0 4.0 Ease of Use 4.0 4.0 Features 4.0 4.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 March 25, 2021 My personal experience with CHIPS has been great. It is a great payroll software, pretty easy to use. Pros The ease of running a payroll is pretty spot on and easy to do. I am very step/goal orientated and this plays to one of my strengths. You can literally go down the pictures in order and process a payroll. Cons Some of the employee data that you have to enter seems out of place at times when setting a person up. You also have to pay attention because one tab could affect the rest of the tables, or a deduction code could override a setting. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. RW Ramona W. City Clerk/Treasurer Government Administration ### "CHIPS" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 March 25, 2021 The transition to CHIPS from a 3rd party payroll service was seamless. We were able to mirror CHIPS to the existing payroll the last month of the year to work out any issues. The entire month prior to going live, we matched perfectly. I wish I had purchased payroll module years prior! Pros My favorite feature is the interface with the other FREY software modules. All screens in all modules have the same appearance. CHIPS was user friendly and cut down on double data entry processes. Cons There really is no feature I don't like. Reasons for choosing CHIPS Choosing to go in-house to do our payroll saved our City over $12,000 annually in payroll charges and bank fees. Review source Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Independent research methodology Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/) How Capterra verifies reviews Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/) How Capterra ensures transparency Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)