# DebtBook Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about DebtBook Software - reviews, pricing plans, popular comparisons to other Financial Reporting products and more.

Source: https://www.capterra.com/p/232590/DebtBook

---

# 

 DebtBook Software Review 2026: Features, Integrations, Pros & Cons

Last updated on November 13, 2025

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

DebtBook

## What is DebtBook?

DebtBook offers modern treasury and accounting software designed to help state and local government, higher education, healthcare, and others break through operational barriers to unlock strategic insights. Our Debt and Cash Management solutions empower strategic treasury and improve financial outcomes by automating operational work and allowing teams to more easily analyze their data and extract valuable insights. Our Lease and Subscription Management solutions give accounting teams hours back to their day by automating GASB 87, GASB 96, and ASC 842 compliance workflows.

## What is DebtBook used for?

[Financial Reporting](https://www.capterra.com/financial-reporting-software/)[Lease Accounting](https://www.capterra.com/lease-accounting-software/)[Lease Management](https://www.capterra.com/lease-management-software/)

Top alternative

Featured

Overall rating

Based on 16 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Contact vendor  
for pricing

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for DebtBook?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.debtbook.com&name=DebtBook)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### DebtBook

4.9 (16)

VS.

[4.4 (3,269)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

Contact vendor

Starting Price

$25

Flat Rate, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.9 (16)

Ease Of Use

4.4 (7,619)

Value For Money

5.0 (16)

Value For Money

4.2 (6,535)

Customer Service

5.0 (16)

Customer Service

4.0 (6,240)

## DebtBook alternatives

[4.2 (1,991)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

85%

of reviewers

rated it above 4 stars

[4.3 (606)](https://www.capterra.com/p/76/Intacct/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

86%

of reviewers

rated it above 4 stars

Highest Rated

[4.5 (4,506)](https://www.capterra.com/p/142390/FreshBooks/reviews/)

Starting price

$21.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

92%

of reviewers

rated it above 4 stars

[4.4 (105)](https://www.capterra.com/p/62308/CCH-Tagetik/reviews/)

Starting price

$50000.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

96%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/232590/DebtBook/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Data Import/Export

4.8 (11)

81.82% of 11 reviewers that rated this feature as important or highly important

Import and export data to and from software applications

Budgeting/Forecasting

4.9 (10)

80.00% of 10 reviewers that rated this feature as important or highly important

Create budgets based on historical data and future projections

Audit Trail

4.9 (9)

77.78% of 9 reviewers that rated this feature as important or highly important

A record of all activities within the system, including user access, changes made, etc.

Compliance Management

4.9 (7)

71.43% of 7 reviewers that rated this feature as important or highly important

Track and manage adherence to policies for any service, product, process, or supplier

Consolidation/Roll-Up

5.0 (6)

83.33% of 6 reviewers that rated this feature as important or highly important

Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting

General Ledger

4.5 (6)

50.00% of 6 reviewers that rated this feature as important or highly important

Centralized accounting record which tracks all financial transactions

DebtBook 65 features

Define levels of authorization for access to specific files or systems

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Track and document all activities across devices, networks, and other systems

Generate one-off reports that meet information requirements

System alerts about the need to escalate an issue or request

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance

Manage the process of evaluating documents or requests submitted for approval

Manage assets throughout their lifecycle to optimize profit

Plan, schedule, and execute organization's accounts and assets to ensure compliance with policies and laws

A record of all activities within the system, including user access, changes made, etc.

Create budgets based on historical data and future projections

Track and manage schedules and meetings via an integrated calendar

Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances

Provides a channel for team members to share media files, communicate, and work together

For commercial leases

Track and manage adherence to policies for any service, product, process, or supplier

Configure existing workflows to meet your organization's needs

Combining loans, assets, liabilities, and other financial data from multiple subsidiary companies into one entity for reporting

Manage, organize, and store contact information

Notifications received when important dates and deadlines are coming up

Import and export data to and from software applications

Graphical representation of data

Store, manage, and track all electronic documents in a centralized location

Store and organize documents in a centralized system

Assemble applications and processes by dragging over and arranging pre-built components

Monitor and record expenses such as purchases or charges incurred

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Plan, manage, and track the financial activities of an individual or organization

Generate reports to assess the financial performance of an organization

Intended to be used by governmental agencies

For realtors, real estate investors, property managers, and other real estate professionals.

Form predictions based on past and present data/trends

Centralized accounting record which tracks all financial transactions

Captures invoice data and maintains comprehensive records for auditing and reporting purposes

Monitor the process of lease agreements

Access software remotely via mobile devices

Observe and track the demand, usage, progress or quality of a system, product, or user

Manage the accounting and financial aspects of multiple locations or companies in a single location

Manage and support multiple locations

Track sent and received payments, invoices, and bills.

Overview of all programs that help compare initiatives, align projects with strategic goals and identify risk

Streamlining repetitive tasks and activities through automated and predefined workflows

Estimate or forecast of a future scenario based on the study of present trends

Analyze and gain insights into data in real-time

Receive data and information in real time

Active monitoring of systems, applications, or networks

Active reporting of data and metrics

Receive system updates as soon as any changes are made

Ability to record, store, update, and retrieve information

Timed notification for any upcoming task, deadline, appointment, or activity

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

View and track pertinent metrics to find patterns and gain insights from data

For residential leases

For retail leases

Search and filter data across systems to locate required information by entering keywords or certain criteria

Online portal through which end users can access the system, manage tasks, or obtain information

Process of managing customer subscription lifecycle for a recurring service or a product

Create, manage and track all task activities and progression

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Monitor or audit historical and current transactions to analyze customer account activities

Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks

Interact with data visualization elements, such as charts and graphs, to drill down into data

Create, design and manage workflows for repetitive tasks

Get Advice

We can help you find the software with the features you need.

Features

4.9 (16)

4.9

Based on 16 reviews

## Pricing

Value for money

5.0 (16)

### Starting price

Contact vendor  
for pricing

Free trial  
not available

Value for money

5.0 (16)

5.0

Based on 16 reviews

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

5.0 (16)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

5.0 (16)

5.0

Based on 16 reviews

## User reviews

Overall rating

4.9

Based on 16 reviews

Filter by rating

5(15)

4(1)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

JF

Jan F.

Accounting Manager

Government Administration

### "A Happy Customer"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 30, 2025

DebtBook has been a big step up from the prior system I used. They customer service is exceptional, not just because it is responsive, but because of the chat button in the bottom corner that allows you immediate access to it no matter where you are in the program. AND, it is not an AI chatbot. A real person responds, you can drop screen shots into the chat, attach files, anything needed to exchange info and get things resolved. Customer service really sets DebtBook apart. Beyond, that we have an assigned rep who regularly checks in to make sure we are doing well and to see if there are any concerns. I can't recommend DebtBook highly enough.

Pros

Exceptional centralized system for all debt (bonds, leases, and SBITA's). All documents related to debt can be attached as well. Various schedules are we thought out and audit notes are effective.

Cons

More flexibility in reporting and schedules would be helpful. For instance, there is some filtering functionality, but some columns that would be of value are not available and custom reports are not available.

Switched from

[LeaseQuery](https://www.capterra.com/p/143396/LeaseQuery/)

Debtbook seemed more feature rich and allowed tracking of bonded debt and loans as well as leases and SBITA's.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

MP

Michael P.

Financial Analyst

Government Administration

### "Great for implementing new GASB lease and subscription requirements."

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

March 27, 2025

Very nice product, easy to use and train on. Great at tracking information.

Pros

Very Easy to use and add subscriptions or leases once you learn the language

Cons

It can be cumbersome to learn the different steps needed to add a subscription. That may have more to do with GASB Guidelines than this product.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

DK

David K.

AVP, Debt Management

Education Management

### "Excellent Debt Tool"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

4.0

4.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 11, 2021

Excellent support, attention to detail, commitment to deliver

Pros

Intuitive layout and ease of use; Archival of documents

Cons

Ad hoc reporting capabilities are lacking

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

TT

Todd T.

Debt Manager

Government Administration

### "A Great Debt & Lease Management Tool"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 6, 2021

DebtBook replaced our use of an Excel file for debt management, and they met need for GASB87 reporting and lease management when we did not have a tool in place for that. Partnering with DebtBook to assist in both debt and lease management has yielded immediate and ongoing benefits.

Pros

Ease of implementation; Ease of use; Training and support available; Very cost effective; Functionality

Cons

Nothing per se. I will say integrating GASB87 functionality slowed development of some other debt management functionality, but it is completely understandable as we are beneficiary of both debt and lease management functionality enhancement.

Reasons for choosing DebtBook

Cost, functionality, expertise, support, innovation, vision

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JW

Jake W.

Finance Director

Government Administration

### "5 Stars from an Early Adopter "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 5, 2021

I know that a full five star review is generally suspect, but DebtBook deserves it in my opinion. Right out of the box it simplifies the process of managing monthly debt payments. No more paper amortization schedules and calendar alerts. Onboarding is a simple experience and tailored to fit your needs, but it's afterwards that you know the team at DebtBook is serious about providing consistent support and making improvements. You never waste your time when you provide feedback.

Pros

It's simple to use and does what it's designed to do. DebtBook has far and away the best customer support team. No 1-800 number or support ticket queues, I talk to \[SENSITIVE CONTENT\] if I have a question. Giving feedback is never a waste of time and could very well lead to a new feature that all users enjoy.

Cons

I honestly don't have anything that is a con.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JR

John R.

Finance Director

Government Administration

### "Bryan County BOC"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 4, 2021

We love using this software since it houses all of our financial leases and debt in an easy accessible place. It also saves a lot of time for our staff as well as time for our auditors and bankers.

Pros

We like the easy of use, functionality, and price.

Cons

We have used this software for over 2 years and there is nothing we have found at this point that we didn't like

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

ML

Martha L.

Debt Manager

Government Administration

### "Johnston County, NC and DebtBook"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 4, 2021

We have experienced time savings with DebtBook! We no longer have to maintain multiple spreadsheets to track our debt and the debt of our 15 water and sewer districts. We look forward to and anticipate even more time savings during the annual audit process for the year ending 6/30/21 and with the lease solution!

Pros

Once we saw the DebtBook demo, we were immediately sold. Prior to onboarding with DebtBook, we maintained the County's debt in 3 funds as well as the debt for each of our 15 water districts in multiple spreadsheets that required constant updating. DebtBook saves us time by not relying on the spreadsheets and we use it for budgeting, payment tracking, projecting debt service and as a document storage avenue. We are now in the process of onboarding with DebtBook for lease accounting and tracking and looking forward to that.

Cons

Onboarding with DebtBook is a breeze and they constantly share updates and new features. During the onboarding process, they take the time to understand, listen and set up your profile in a way that is most beneficial to you.

Alternatives considered

[LeaseQuery](https://www.capterra.com/p/143396/LeaseQuery/)

Reasons for choosing DebtBook

We chose DebtBook based on our positive experience and outcome with the debt management solution, reasonable cost and the demonstrated solution for lease management.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

PB

Perry B.

Controller

Government Administration

### "DebtBook Review"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 4, 2021

It has been a useful tool and a wise investment.

Pros

Consolidating all our debt information in one place. The software is very user friendly.

Cons

The team at DebtBook respond very quickly to various changes we request but it would be nice to be able to make some edits ourselves.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

BL

Beverly L.

Finance Director

Government Administration

### "Union County, NC "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 4, 2021

DebtBook has been a great asset and investment for our organization.

Pros

This software is easy to use and my staff that have little experience working with our debt portfolio can know easily navigate through reporting. This has saved us amble amount of time when working on our fiscal year end audit. Our auditors have their own login to view all debt documents and outstanding balances.

Cons

Nothing. This product was easy to implement. The DebtBook team made this a seamless process.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

GV

Greg V.

Director of Treasury Services

Higher Education

### "Excellent tool for improving debt management processes"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 4, 2021

The onboarding team was very helpful with our implementation and did most of the work for us - we just gave them all of our spreadsheets and talked them through it. This software has made our recordkeeping processes more reliable and enabled more useful reporting of our debt portfolio.

Pros

Simplifies debt record-keeping by maintaining all active bond information in one place. We also find the ability to customize how our debt portfolio is categorized within the software has enabled very useful internal reporting.

Cons

N/a - the interface is very user friendly and the implementation went very smoothly. If some scenario planning features were added in the future, that could be helpful for debt planning purposes.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/232590/DebtBook/reviews/)

Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)