# Paymode Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Paymode Software - reviews, pricing plans, popular comparisons to other Accounts Payable products and more.

Source: https://www.capterra.com/p/234113/Bottomline-Paymode-X

---

# 

 Paymode Software Review 2026: Features, Integrations, Pros & Cons

Last updated on April 15, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

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How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

Paymode

## What is Paymode?

Paymode serves over 600,000 businesses exchanging over $500 billion in payments annually, all with zero fraud. Leave behind manual payments and processes and streamline your B2B payments, switching to Premium ACH and virtual card to make more AP more efficient, secure, and nimble.

## What is Paymode used for?

[Accounts Payable](https://www.capterra.com/accounts-payable-software/)[Billing and Invoicing](https://www.capterra.com/billing-and-invoicing-software/)

Top alternative

Featured

Overall rating

Based on 27 user reviews

Reviews sentiment

Positive

96%

Neutral

0%

Negative

4%

Contact vendor  
for pricing

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Paymode?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.bottomline.com&name=Paymode)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Paymode

4.7 (27)

VS.

[4.4 (3,290)](https://www.capterra.com/p/120109/Xero/reviews/)

Starting Price

Contact vendor

Starting Price

$25

Flat Rate, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.6 (27)

Ease Of Use

4.4 (7,673)

Value For Money

4.8 (19)

Value For Money

4.2 (6,585)

Customer Service

4.5 (23)

Customer Service

4.0 (6,289)

## Paymode alternatives

[4.6 (1,456)](https://www.capterra.com/p/127994/Jobber/reviews/)

Starting price

$39.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

93%

of reviewers

rated it above 4 stars

Highest Rated

[4.7 (823)](https://www.capterra.com/p/163114/Zoho-Invoice/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

96%

of reviewers

rated it above 4 stars

[4.2 (2,035)](https://www.capterra.com/p/135757/NetSuite/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

85%

of reviewers

rated it above 4 stars

[4.2 (1,304)](https://www.capterra.com/p/135618/Odoo/reviews/)

Starting price

$31.10

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

83%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/234113/Bottomline-Paymode-X/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Invoice Processing

5.0 (16)

62.50% of 16 reviewers that rated this feature as important or highly important

Creation, processing, verification, and execution of invoices till the payment is made

Approval Process Control

4.6 (13)

38.46% of 13 reviewers that rated this feature as important or highly important

Manage the process of evaluating documents or requests submitted for approval

Activity Dashboard

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Electronic Funds Transfer

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Transfer money electronically between two bank accounts

Online Invoicing

1.0 (1)

0.00% of 1 reviewers that rated this feature as important or highly important

Create, send, and view electronic invoices

Payment Processing

1.0 (1)

0.00% of 1 reviewers that rated this feature as important or highly important

Accept, record, and reconcile financial transactions

Paymode 22 features

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Integrate with a third-party accounting system

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Application programming interface that allows for integration with other systems/databases

Manage the process of evaluating documents or requests submitted for approval

Create, manage, and send invoices or bills to customers

Track and manage adherence to policies for any service, product, process, or supplier

Invoices that can be tailored according to company's branding, payment terms and personalized information

Import and export data to and from software applications

Receive an automatic notification when the exact same payment is about to be initiated for the second time

Transfer money electronically between two bank accounts

Electronically collect payments for goods or services

Identify and prevent suspicious activity

Create invoices from scratch or have recurring invoices

Store and view prior invoices for each account/client

Creation, processing, verification, and execution of invoices till the payment is made

Manage and handle various international currencies

Create, send, and view electronic invoices

Accept, record, and reconcile financial transactions

Upload, track, and submit receipts in a central database

Automatic and regular transactions made through a secure online platform at predetermined intervals (monthly, quarterly, etc.)

Ability to track and store all vendor-related information, such as contacts, services offered, terms, etc.

Get Advice

We can help you find the software with the features you need.

Features

4.6 (27)

4.6

Based on 27 reviews

## Pricing

Value for money

4.8 (19)

### Starting price

Contact vendor  
for pricing

Free trial  
not available

Value for money

4.8 (19)

4.8

Based on 19 reviews

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

4.5 (23)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.5 (23)

4.5

Based on 23 reviews

## User reviews

Overall rating

4.7

Based on 27 reviews

Filter by rating

5(22)

4(4)

3(0)

2(0)

1(1)

Mentioned topic

Sorted by most recent

GG

Gail G.

AP AND AR

Machinery

### "Continuing to like Paymode"

5.0

Overall Rating

5.0

5.0

Ease of Use

4.0

4.0

Features

3.0

3.0

Customer Service

5.0

5.0

Likelihood to Recommend

8/10

March 19, 2026

Excellent, it is user friendly, and easy to navigate. I wish some of the lines were not on the report that are unecessary so the font could be bigger.

Pros

I like that it is free and that my customers seem to like using it. It is easy to long into and user friendly

Cons

Pushy sales people to make it not free anymore. I don't need to be upsold on a fancier product. If I was, I would have to end my relationship with Paymode.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AC

Ann C.

Controller

Construction

### "Getting paid with Paymode-X"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

May 1, 2025

I have used Paymode-X for a few years now and I like the ease of use. When I log in everything is right up front on the dashboard. You can see instantly if you have a payment.

Pros

Paymode-X is easy to use and keeps track of all my payments in one place.

Cons

I wish more of my vendors would utilize this program. I think the fees may turn people away.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SD

Sarah D.

Sales and Success Director

Information Technology and Services

### "Incompetent, apathetic support for vendors"

1.0

Overall Rating

1.0

1.0

Ease of Use

1.0

1.0

Features

2.0

2.0

Customer Service

1.0

1.0

Likelihood to Recommend

0/10

July 29, 2024

Entirely negative. I reached out to the enrollment team for help setting up payments for an important Enterprise client. All that was needed a straightforward enrollment link & code so that our team could set up a payment process to accept ACH transfers. This should have been a simple request. It's taken 14 days so far and repeated calls and emails to the vendor advocate team and member services team to ask for the enrollment link (which only their team can provide) and I \*still\* don't have it. There doesn't appear to be a path forward as I simply can not get anyone on the Paymode team to respond to my requests.

Pros

If you don't need direct help from any of their support teams, the platform seems fairly easy to understand and use.

Cons

Customer support is the worst I've ever accounted, and there's not even a close second. My emails to the vendor advocate team went unread for 3 weeks, despite several attempts to chase for a response. Calls to the enrollment team would take an hour at a time, several times a week, and ended with the requested action item never being followed up. Each time an agent would tell me they're escalating my case, and each time the call would end with an "I'm sending you an email" that never got sent. Support agents neither take ownership of their conversations nor proactively seek to resolve issues.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JF

Jennifer F.

Manager

Electrical/Electronic Manufacturing

### "Make ACH payment tracking easy"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

November 11, 2022

Pros

It's easy to review what was received last week or last month or over the last year

Cons

I wish it is was easier to see the invoice number being paid

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

Partner/DP

Broadcast Media

### "Makes Getting Paid Easy"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

10/10

November 11, 2022

Pros

The producer is easy to use...I get timely, informative notifications of payment.

Cons

So far, there have been no hiccups...nothing to not like about the software.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

SS

Sandra S.

Accounts Payable/Receivable

Construction

### "Paymode is really good."

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

November 11, 2022

Over all I am please with this software.

Pros

Easy of use and receiving payments, alerts, history look up, etc

Cons

Having to get a call with code to log in. working remote really makes this difficult.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AU

Anonymous User

Accountant

Computer Software

### "Paymode X Review"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

3.0

3.0

Likelihood to Recommend

5/10

November 10, 2022

So far my experience has been good.

Pros

What I like about this software is that it is quick and easy to get payments.

Cons

What I do not like about this software is that they charge for everything.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JS

Jody S.

Office Manaager/AP/AR Manager

Food & Beverages

### "Easy payment system"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

November 10, 2022

Pros

We are not charged for the incoming payments.

Cons

I don't like having to call to verify companies.

Reasons for choosing Paymode

This is what other companies were using

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

JP

jamy p.

owner

Construction

### "Easy Interface"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

3.0

3.0

Likelihood to Recommend

10/10

November 10, 2022

Pros

the setup process was really easy and their interface is easy to use too

Cons

i don't feel like there's a con that i've experienced with this software

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

ES

Emilie S.

AR

Wholesale

### "Esinclair"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

9/10

November 10, 2022

Pros

the email alerts, ease of reading the payment remits

Cons

The verification phone calls, after you read a payment confirmation you have to scroll down and mark as read

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

[View all Reviews](https://www.capterra.com/p/234113/Bottomline-Paymode-X/reviews/)

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Popular comparisons

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Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)