# Pin Payments Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Pin Payments Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/235240/Pin-Payments

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# 

 Pin Payments Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

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Capterra’s researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology. [Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI. [Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider’s website. [Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Pin Payments

## What is Pin Payments?

No matter how you need to get paid, we’ve removed the complexity of processing online payments so you can focus on your small business. Accept payments from your website, invoice, favourite business platform or set up recurring payments from our platform. We support multi-currency payments, Google Pay and 3D Secure as part of our all-in-one offering. It’s free to create an account, and if you have any questions, our friendly local team is only a phone call away.

## What is Pin Payments used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)

Top alternative

Featured

Overall rating

Based on 5 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Contact vendor  
for pricing

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Pin Payments?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=http://www.checkout.com&name=Pin Payments)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Pin Payments

5.0 (5)

VS.

[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Starting Price

Contact vendor

Starting Price

$30

Usage Based, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

5.0 (5)

Ease Of Use

4.6 (103)

Value For Money

4.8 (5)

Value For Money

4.6 (93)

Customer Service

5.0 (5)

Customer Service

4.5 (92)

## Pin Payments alternatives

[4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

96%

of reviewers

rated it above 4 stars

[4.7 (3,634)](https://www.capterra.com/p/153752/Vagaro/reviews/)

Starting price

$23.99

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

94%

of reviewers

rated it above 4 stars

[4.1 (129)](https://www.capterra.com/p/157492/Fattmerchant-Payments-Online/reviews/)

Starting price

$99.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

77%

of reviewers

rated it above 4 stars

Highest Rated

[4.9 (247)](https://www.capterra.com/p/198072/ePayPolicy/reviews/)

Starting price

$25.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

99%

of reviewers

rated it above 4 stars

[View all alternatives](https://www.capterra.com/p/235240/Pin-Payments/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Online Payments

5.0 (4)

50.00% of 4 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

Debit/Credit Card Processing

5.0 (3)

33.33% of 3 reviewers that rated this feature as important or highly important

Accept and process credit/debit card transactions

Multi-Currency

5.0 (3)

66.67% of 3 reviewers that rated this feature as important or highly important

Manage and handle various international currencies

PCI Compliance

5.0 (3)

66.67% of 3 reviewers that rated this feature as important or highly important

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

API

5.0 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Application programming interface that allows for integration with other systems/databases

Reporting/Analytics

5.0 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

View and track pertinent metrics to find patterns and gain insights from data

Pin Payments 9 features

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Application programming interface that allows for integration with other systems/databases

Accept and process credit/debit card transactions

Manage and handle various international currencies

Process payments via multiple modes directly through the application

Accept and process online payment transactions

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Automated process of charging customers at regular intervals for repeated access or use of a product or service

View and track pertinent metrics to find patterns and gain insights from data

Get Advice

We can help you find the software with the features you need.

Features

5.0 (5)

5.0

Based on 5 reviews

## Pricing

Value for money

4.8 (5)

### Starting price

Contact vendor  
for pricing

Free trial  
not available

Value for money

4.8 (5)

4.8

Based on 5 reviews

## Integrations

[

Shopify](https://www.capterra.com/p/83891/Shopify/)[

Xero](https://www.capterra.com/p/120109/Xero/)[

WooCommerce](https://www.capterra.com/p/225601/WooCommerce/)[

Ecwid](https://www.capterra.com/p/143648/Ecwid/)[

Chargebee](https://www.capterra.com/p/131433/Chargebee/)[

HirePOS](https://www.capterra.com/p/156799/HirePOS/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

5.0 (5)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

5.0 (5)

5.0

Based on 5 reviews

## User reviews

Overall rating

5.0

Based on 5 reviews

Filter by rating

5(5)

4(0)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

TH

Torsten H.

Founder

Transportation/Trucking/Railroad

### "Simple credit card processing with great service"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 9, 2024

Pin Payments was super easy to setup and the support is always fast and professional.

Pros

Simple credit card processing with great service.

Cons

I still think credit card processing costs are quite high but PinPayments seems competitive.

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[Stripe](https://www.capterra.com/p/123889/Stripe/)

Reasons for choosing Pin Payments

Simple to setup, easy to use, great service

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

IL

Issac L.

Director

Wholesale

### "Best Payment gateway in town"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 26, 2024

Fantastic support from staff and its locally in Australia

Pros

Simplicity in the software. Its a payment Gateway and it does it great and with a fantastic UI

Cons

There isn't much not to like about Pin, if they offered physical terminals we would then only have to use one provider.

Switched from

[Stripe](https://www.capterra.com/p/123889/Stripe/)

Pin is much easier to use with the integrations we require

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

JR

Jessica R.

Photographer, DIrector

Photography

### "Pin Payments are the best - Australian based and super effiecient"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

September 19, 2024

The customer service is responsive and helpful

Pros

I love pin payments because not only is it based in Melbourne Australia - they seem so much better than the bigger international companies. I love how well it works with Xero invoicing and how low their fees are. I love that they only available to businesses in Australia and New Zealand. They do our markets well - it feels more personal.

Cons

Honestly nothing - I have had only good experiences

Switched from

[Stripe](https://www.capterra.com/p/123889/Stripe/)

I was sick of the impersonal feel and the high fees along with them not issuing receipts with tax

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Reasons for choosing Pin Payments

Because they are based in Australia and their fees are low

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

LP

Liz P.

Business Consultant

Management Consulting

### "Ideal for Small-Med Businesses"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

7/10

July 31, 2024

I've been using Pin Payments for well over 5 years and I love the convenience. I can't think of a time I've had an issue, or a complaint from a client and I will continue to use it for its ease, its cost efficiency and it suitability for the type of business I operate

Pros

I love Pin Payments because its cost-effective and easy to use for those clients wanting to pay using a credit card. Its as easy as sending them a link and them paying online. There's no monthly fees, no additional equipment and good customer support for the very few times I've needed it

Cons

I send my clients invoices via email and I had to create my own Pay Now image, with a link attached, so that my invoice emails look more professional. It's not something Pin Payment offered. It would be less messy if Pin Payments had an embedded image-link

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)

[Square Payments](https://www.capterra.com/p/170278/Square-Payments-Processing/)

[Stripe](https://www.capterra.com/p/123889/Stripe/)

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

GB

Gemma B.

Owner

Photography

### "Very Happy Customer"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

July 19, 2024

I'm very happy. Pin Payments has allowed me to capture payments I previously was unable to capture. Most of my customers pay via bank transfer but for those overseas or that want to use a card, this has allowed me to give them the option!

Pros

Pin Payments has made it possible for me to manually capture credit card payments, and to also send a payment link for my customers to enter their own card details. This has saved me needing a square or other device to capture payments.

Cons

I can't fault Pin Payments, they have been very accommodating for my small business!

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

I didn't like Paypal rules or agreements.

Reasons for choosing Pin Payments

The cost to use PinPayments/%, no setup fee, helpful staff, I can manage it all myself easily.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

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Independent research methodology

Capterra's researchers use a mix of verified reviews, independent research and objective methodologies to bring you selection and ranking information you can trust. While we may earn a referral fee when you visit a provider through our links or speak to an advisor, this has no influence on our research or methodology.

[Learn more](https://www.capterra.com/resources/proprietary-data-research/)

How Capterra verifies reviews

Capterra carefully verified over 2.5 million+ reviews to bring you authentic software experiences from real users. Our human moderators verify that reviewers are real people and that reviews are authentic. They use leading tech to analyze text quality and to detect plagiarism and generative AI.

[Learn more](https://www.capterra.com/resources/how-we-verify-reviews/)

How Capterra ensures transparency

Capterra lists all providers across its website—not just those that pay us—so that users can make informed purchase decisions. Capterra is free for users. Software providers pay us for sponsored profiles to receive web traffic and sales opportunities. Sponsored profiles include a link-out icon that takes users to the provider's website.

[Learn more](https://www.capterra.com/resources/how-we-ensure-transparency/)