# Page 4 | Online Check Writer Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Page 4 - Is Online Check Writer the right Accounts Payable solution for you? Explore 255 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/237205/Online-Check-Writer/reviews --- Online Check Writer 4.5 (255) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Page 4 - Reviews of Online Check Writer ## Showing most helpful reviews Showing 76-100 of 255 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use JK Joel K. Freelance SEO and Web Content Writer Writing and Editing Used the software for: 6-12 months ### "My Brief Experience with Online Check Writer as a Freelance Writer" October 23, 2022 5.0 has enabled me to process/make payments and receive payments in the comfort of my office or home saving time and resources that could be used traveling and queuing in banks. Pros I have been using for more than 8 months now, and I believe this is one of the best decisions I've ever made. I like this software because it offers instant check printing at the convenience of your office or home, using blank stock papers and a regular printer. Besides, this software provides seamless ACH payment processing services, e-checks, and wire. Online Check Writers also provides a totally free version that allows you to make 5 payments per month or receive unlimited e-checks or ACH payments. I believe it is the best solution for online payments and banking, I've ever come across since I started working as a freelance writer. Cons The only con about is its complexity which makes it difficult to understand or deploy, especially for new users. The support team is somewhat slow, but they will always respond to all queries. Review Source Response from Zil.US January 10, 2023 Glad to hear that you have been using OnlineCheckWriter for 8 months.Thank you for being such a good customer TK Tonchui K. Owner Accounting Used the software for: Less than 6 months ### "Good option to consider " January 9, 2023 4.0 Pros I definitely love the all in one package, you can bill your clients, pay your vendors, make payment internationally without any limits, check draft, integration with QuickBooks etc. Cons The only features i would want them to improve is the check payment, my clients get stuck when they reach an option to click pay now, i would definitely recommend Online checkwriter team check on this to make the payment more effortless. Alternatives considered [Payoneer](https://www.capterra.com/p/187086/Payoneer/)[Stripe](https://www.capterra.com/p/123889/Stripe/) Review Source Response from Zil.US January 18, 2023 Thank you for the great review, Tonchui! We're glad to hear that you love our all-in-one package and that OnlineCheckWriter.com has been a good option for you. We'll definitely take your feedback on board and see what we can do to improve the check payment process. Thanks again for writing this review - it means a lot to us! TF Tracy F. Accounting Wholesale Used the software for: 6-12 months ### "Great product, our customers are really happy." July 26, 2022 5.0 My experience has been very good. Pros I love the way the link works for an online check. Giving our customers an alternative to credit card processing has been well received and is easy to manage. Cons I turned on the two factor authentication because I was concerned that my email and online checkwriter account had been compromised. Your system sends the passcode to both my email and my cell phone. I would like the option of getting the code only by cell without sending to my email. It would be a lot safer. Reason for choosing Online Check Writer Ease of use. Review Source Response from Zil.US July 28, 2022 Hi Tracy, Thank you very much for the review. We have notified the backend team to work on your passcode suggestion. JG Jon G. Sales Construction Used the software for: 6-12 months ### "The best, but still not very good" August 1, 2022 2.0 Pros The stuff that works is great. For our needs it's nearly a perfect fit Cons When stuff doesn't work, support acts like they are working on it. Then they always need more time. If you ask them to let you know when it is fixed they say absolutely and then never let you know. And they have about a 50% chance of fixing the issue. Check register does not work. Signature does not work on some profiles Review Source Response from Zil.US August 2, 2022 Thank you Jon for the review and we are happy that the platform meets your requirement very well. We have noted your valuable feedback regarding customer service and will be taking corrective steps quickly. mG manasi G. Salesman Arts and Crafts Used the software for: 6-12 months ### "Awesome " December 20, 2022 5.0 Very happy to use it. Pros Time saving, user friendly, easy to access Cons No such cons. But can be upgra with time and demand Review Source Response from Zil.US January 10, 2023 Thank you for taking the time to review Online Check Writer. We are glad to hear that you are happy with our product and services. DA Debbie A. Operations Manager Construction Used the software for: Less than 6 months ### "Super Easy" January 5, 2023 5.0 No more hand written checks. Pros This software was super easy to set up and the platform is extremely friendly for daily use. Cons Everything is perfect for my needs. I use it daily with ease and have not run into any issues. Review Source Response from Zil.US January 10, 2023 Thank you for the immense review. Our team is working hard to simplify the user interface. mimi O. csr Outsourcing/Offshoring Used the software for: 1-2 years ### "One of my way of saying, I made my life easier using this software in my web business." July 16, 2018 5.0 Pros The software is very user-friendly. This is a big advantage to other software I used before. The process of signing with each check I issue is very easy, just a click of a mouse and it's done. Cons Nothing. The usual software is very complicated and the instructions are hard to follow especially to those who are not computer savvy. Review Source Response from Zil.US October 1, 2021 First of all, we would like to thank you for your kind words so far. We apologize that our service did not satisfy your expectations. . We are always improving our product and service to make our customers happy. Rabbi Rafi D. Rabbi Non-Profit Organization Management Used the software for: 1-2 years ### "Easy convenient but still needs improvement " July 25, 2022 2.0 Pros Very convenient way to write checks, signed and printed within seconds after an fairly easy setup process Cons Crashes many times, some options are limited, a little too expensive Review Source Response from Zil.US July 28, 2022 Thank you for the review and the feedback regarding our product interface. It seems there is some specific assistance you require regarding the interface often crashing, as it is not reported otherwise. And, we offer great discounts for Non-profit organizations like yours. Feel free to call us to discuss a suitable discount for your organization. VR Verified Reviewer Human resources Human Resources Used the software for: I used a free trial ### "Positive feedback only" February 2, 2023 4.0 Pros Easy to use, nice software.Useful, easy to understand Cons Nothing found like that, all positive vibes Review Source Response from Zil.US February 14, 2023 Hi Reviewer, we're so glad you found our software easy to use and understand! We're always working to improve our products and make them even more user-friendly, so we appreciate your feedback. Thanks for taking the time to write this review - it means a lot to us! CF Carson F. Administrative Assistant Government Administration Used the software for: 6-12 months ### "Why I like Online Check Writer" July 30, 2022 5.0 50/50. I love it for the different features it has but don't love it for how expensive it is Pros Invoice Processing, How easy it is to get paid. Cons How Expensive the Software is, How my account gets locked everytime Review Source Response from Zil.US August 1, 2022 Thank you Carson for the review. We will check your account for the frequent lockout reason. As you are aware, we have multiple plans which can cut your transaction costs by up to 81%. Please give us a call if you need any help in this regard. RD Robert D. Owner Construction Used the software for: 1-2 years ### "Program Review" December 23, 2022 5.0 Getting account payables paid using the check printing service. Pros The check printing and processing is an excellent feature. Cons Billing could be a little easier to pay. Alternatives considered [Square Payroll](https://www.capterra.com/p/170266/Square-Payroll/)[QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Reason for choosing Online Check Writer The ease of use and processing is very easy. Review Source Response from Zil.US January 10, 2023 Hello Robert, we would like to thank you for your kind words. We're glad you like our platform and that it's working for you. WM William M. Software Engineer Computer Software Used the software for: 1-2 years ### "Easy personal checkwriting, saves me time, space, and hassle!" July 26, 2022 5.0 This service saves me a lot of time and energy by keeping things digital. I don't have to go shopping or looking for envelopes or remember where I put stamps. It also keeps a digital record of my payments without any extra work. When payment systems are slow to move over to electronic systems, bridges an important gap! Pros I don't like to do much printing, mailing, or stocking of paper goods like envelopes and stamps. It's so much faster when I receive a bill to put the information into this service than it would be to write things out and go post it myself! I handle a pretty low volume of payments, but this makes them feel way easier when they come around! Cons Sometimes it takes a few days longer than I'd hope to get a check sent out. It doesn't take me much active time, but if I'm in a huge rush on a deadline I will write checks out myself because I know it can take a week or two to get them printed, sent, and received otherwise. Review Source Response from Zil.US July 28, 2022 Hi William, Thank you for the positive review. We will check with the mail check team to understand what happened with your mail check order and why it was delayed. There is no reason for it to face any delay. Thank you for the feedback. JH Janice H. Owner Restaurants Used the software for: 1-2 years ### "Easy to use" August 5, 2022 4.0 Check writing and record keeping are simplified. Pros I use to print checks on my printer. The process is smooth, and it's a convenient way to keep track of payments. I've only had one glitch since using the software in two years, and customer service took care of it right away. Cons No problems in using the product . Review Source Response from Zil.US August 8, 2022 Thank you Janice for this great review NW Nicholas W. Writer Entertainment Used the software for: 2+ years ### "Writing checks for the times. " July 25, 2022 4.0 Overall good product with reliable service. Pros Once you set it up, it’s quick. You. An track tour payments and invoicing in the online spreadsheet so it’s all centralized for your convenience. Cons Auto check mailing did not work. I tried having the service mail out a check instead of printing and mailing it myself, and the check was never processed. I called and called but got no satisfactory reason. Reason for choosing Online Check Writer Seemed straightforward to use. I liked the steps in the process. Review Source Response from Zil.US July 28, 2022 Thank you very much for this review, Nicholas. The mail check service shouldn't have disappointed you, we will check the issue and make necessary corrections. ID Isabel D. Operations Manager Retail Used the software for: 1-2 years ### "Simple to use" August 26, 2022 5.0 Pros This product is very simple to use. It saves all contact information for easy and fast check writing. It keeps a log of all checks distributed. Very easy to void checks and to customize your checks. Cons The app does not work well when you are in a low service area, past checks and contacts will not show up at all. When it came time to set up a payment account for this product, I would have liked a notification that was going to start charging, instead of logging on and all of a sudden not being able to print out checks. Other than that hiccup, product works great, I don't mind paying. Review Source Response from Zil.US January 10, 2023 We are so grateful for your kind words. Thanks for sharing your review with us. jC john C. ceo Consumer Electronics Used the software for: Less than 6 months ### "Becareful of this company" November 2, 2021 1.0 Hello , i have registered with this site and after giving them my confidential information about me and my bank account , they automatically slap me with auto block for no reason i contact support and they never give a good reply . i guess its bunch of dudes at the back of the websites taking advantage of so call check to steal people confidential information. Than You Pros i like it because my friend suggested it to me so that i can use it for my company in processing my payments Cons Bad company they will steal your information and block you Review Source Response from Zil.US March 22, 2022 John, we are sorry to hear that you had a bad experience with us. We take confidentiality seriously and actually work to stop fraud attempts. if your account was flagged or blocked, there was a reason. If we are misinformed, please contact our support via email at support@onlinecheckwriter.com and ask for a manager. AM Awri M. Property Manager Real Estate Used the software for: 2+ years ### "Online Checkwriter is really good!" August 9, 2022 4.0 It has been extremely convenient being able to send a check on the spot, no matter where I am, with out a delay in the process. Pros Ability to email checks and the accessibility via computers and mobile apps Cons There are no clear instructions on how to set up the approval process for each bank account Review Source Response from Zil.US August 10, 2022 Hi Awri, Thank you very much. Our team has noted the feedback regarding the approval process for bank accounts and will do the needful to make it happen. VR Verified Reviewer Worker Semiconductors Used the software for: I used a free trial ### "It was really easy to learn about it and use it. Very good quality and functionality." July 16, 2018 5.0 Really useful and easy to use, so it is really efficient and a true time saver. I am glad that i have found out about this software. Pros I really liked how easy was to actually use it. I had no previously experience in this software, and now for the first time it was so easy and interesting to use it. Cons I am not sure about customer support but still it is really easy to find out stuff yourself, so it is not that big of a deal. I would recommend that somebody should look into it dough. Review Source Response from Zil.US October 1, 2021 Thanks for leaving us such a wonderful review. We are thrilled that you loved your experience. So thanks for your kind words and we look forward to seeing you again. BB Bermar B. Sales promoter Business Supplies and Equipment Used the software for: I used a free trial ### "Recaps " January 28, 2023 4.0 Pros Easy to use and hassle free for users like me Review Source Response from Zil.US February 9, 2023 Hello Bermar, we are so happy to hear that you find our site easy to use and hassle free. We appreciate your feedback and will continue to strive to provide the best possible experience for all of our users. Thanks again for taking the time to write this review - it really helps us out! RG Renee G. CEO Retail Used the software for: 1-2 years ### "Hate it" July 25, 2022 4.0 Good then awful Pros Checks were easy to write. Could never figure out the ACH Cons They raised the fees to super expensive so I canceled. Never got my balance back either. Review Source Response from Zil.US July 27, 2022 We have Pay As You Go Plans as well as subscription plans with transaction fees as low as 0.19% and the entire subscription fee is given back as refill credits. We can also offer custom plans if you have a high monthly transaction volume. Please give us a call to assist you further. JW Jackie W. accountant Civil Engineering Used the software for: 6-12 months ### "Excellent product" July 26, 2022 5.0 Pros I love just about everything. I have several business and this has saved us so much on the expense of checks and it is so easy to use - would highly recommend to any business owner. Cons None that I can thing of - they have everything!! Review Source Response from Zil.US July 28, 2022 Hi Jackie, This is a wonderful review and an experience we strive to achieve for each user. KH Kim H. Director of Operations Non-Profit Organization Management Used the software for: 1-2 years ### "A super helpful and intuitive solution " August 1, 2022 5.0 It's been great! Everything that I need and simple to use. Pros Online checkwriter is incredibly easy to use and implement. It is a perfect solution to pair with Quickbooks Online. Cons I use exclusively for printing processed checks. There seem to be a lot of other features but I am not utilizing them due to the way our business is structured. Review Source Response from Zil.US August 2, 2022 Thank you Kim for the review. As you have noted we do provide a host of services apart from check printing. We offer an all-in-one payment platform in which you can do credit card payments even where they are not accepted, wire transfer, ACH, echecks, get-paid links and more. VR Verified Reviewer Owner Real Estate Used the software for: 1-2 years ### "Highly recommend!" August 4, 2022 5.0 Pros Very easy to process payments and issue checks. Cons There is nothing that I don't like about the software Review Source Response from Zil.US January 10, 2023 Dear Customer, Thank you for the great review. We truly appreciate you finding time to review our product KM Karma M. Special Education Teacher E-Learning Used the software for: 6-12 months ### "More Than Just Checks; Online Financial Services for Any Size Company" July 26, 2022 5.0 Pros The ease of setup Highly accessible to those receiving payments Affordable Cons Simple design keeps workspace uncluttered but can feel somewhat bland Review Source Response from Zil.US July 28, 2022 Hi Karma, Thank you very much for this excellent review. As you pointed out, we provide a top-class, All-in-one platform for all types of payments, including credit cards, checks, ACH, Wire and many more. Also, you can use our platform to manage your accounts completely. NF Nacirema F. Registered nurse Hospital & Health Care Used the software for: Less than 6 months ### "Remaz review" January 6, 2023 4.0 I enjoy the software and it would be perfect if the approval process for ach features were more Lenient Pros I like the independent direct deposit features Cons You cannot get approved for the direct deposit features without having substantial business history so not for new businesses Switched from [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) Cheaper better option Review Source Response from Zil.US January 10, 2023 Thank you Nacirema for your lovely review. We're glad you're pleased with the product. ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox. Talk to a Capterra advisor for free and get results within 15 minutes.