# Betterment Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Betterment Software - reviews, pricing plans, popular comparisons to other Investment Management products and more.

Source: https://www.capterra.com/p/237514/Betterment/alternatives

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# 

 Betterment Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

Betterment

## What is Betterment?

Betterment is an automated investing software that provides individuals and businesses with tax-optimized investing portfolios, high-yield savings accounts, and checking accounts with debit cards. The software handles the ongoing management of customized, computer-driven portfolios across stocks, bonds, and crypto assets based on the customer's financial goals.

## What is Betterment used for?

[Investment Management](https://www.capterra.com/investment-management-software/)[Financial Services](https://www.capterra.com/financial-services-software/)[Employee Engagement](https://www.capterra.com/employee-engagement-software/)

Top alternative

Featured

Overall rating

Based on 5 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Contact vendor  
for pricing

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

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## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Betterment

4.2 (5)

VS.

[4.6 (5,044)](https://www.capterra.com/p/153140/Connecteam/reviews/)

Starting Price

Contact vendor

Starting Price

$29

Flat Rate, Per Month

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.0 (5)

Ease Of Use

4.7 (73)

Value For Money

4.3 (3)

Value For Money

4.5 (56)

Customer Service

2.5 (2)

Customer Service

4.6 (61)

## Betterment alternatives

Highest Rated

[4.9 (4,263)](https://www.capterra.com/p/205015/Deel/reviews/)

Starting price

$5.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

98%

of reviewers

rated it above 4 stars

[4.3 (1,820)](https://www.capterra.com/p/86714/WebPay/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

87%

of reviewers

rated it above 4 stars

[4.6 (3,108)](https://www.capterra.com/p/110968/BambooHR/reviews/)

Starting price

$10.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

95%

of reviewers

rated it above 4 stars

[4.5 (1,729)](https://www.capterra.com/p/66908/Workday-HCM/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

90%

of reviewers

rated it above 4 stars

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Investments Tracking

4.5 (2)

50.00% of 2 reviewers that rated this feature as important or highly important

Monitor capital allocation and asset prices over time

Data Import/Export

1.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Import and export data to and from software applications

Performance Metrics

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

A set of indicators that tracks the performance of networks, applications, systems, teams, etc.

Activity Dashboard

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Alerts/Notifications

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Benefits Dashboard

Use a dashboard to view benefits that are selected by employees or offered by employers

Betterment 37 features

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Use a dashboard to view benefits that are selected by employees or offered by employers

Record employee's benefit plans and selections throughout career progression

Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances

Track and manage adherence to policies for any service, product, process, or supplier

Alter the layout and content of reports

Import and export data to and from software applications

Determine what amounts employees should contribute towards their benefits from each paycheck

Store, manage, and track all electronic documents in a centralized location

Manage benefit portfolio selection that is available to your employees through workplace and automate related administrative tasks

Electronic storage of staff/employee contact information and job status in a centralized repository

Track employee schedules, availability, and performance across projects and tasks

Collecting, analyzing, and utilizing feedback from users or customers to improve a product or service

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Plan, manage, and track the financial activities of an individual or organization

Financial services institutions such as traditional banks, hedge funds, investment banks, and insurance agencies.

Used by financial advisors and money managers

Used by retail investors and active traders/day traders

Form predictions based on past and present data/trends

Manage allocation and performance of financial assets

Automates core HR functions such as talent management, employee evaluation and learning management

Studying and analyzing the performance of financial assets like stocks, mutual funds & bonds to create a list of well-performing assets

Monitor capital allocation and asset prices over time

Select benefits and provide information needed to participate in a benefit via an online portal

Manage employee salary processes, data, taxes, and records administration efficiently

A set of indicators that tracks the performance of networks, applications, systems, teams, etc.

Overview of all programs that help compare initiatives, align projects with strategic goals and identify risk

Reallocation of assets to reflect changing investment goals or market conditions

System that helps businesses manage their relationships with various third-party vendors, suppliers, and service providers

Receive data and information in real time

View and track pertinent metrics to find patterns and gain insights from data

Set up and manage retirement benefits for your employees

Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties

Online portal through which end users can access the system, manage tasks, or obtain information

Implementation of various strategies to manage tax obligations via planning and maintaining compliance

Set up connections to third-party platforms to improve business processes

Get Advice

We can help you find the software with the features you need.

Features

3.8 (5)

3.8

Based on 5 reviews

## Pricing

Value for money

4.3 (3)

### Starting price

Contact vendor  
for pricing

Free trial  
not available

Value for money

4.3 (3)

4.3

Based on 3 reviews

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

2.5 (2)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

2.5 (2)

2.5

Based on 2 reviews

## User reviews

Overall rating

4.2

Based on 5 reviews

Filter by rating

5(1)

4(4)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

MB

Monica B.

Product Manager

Oil & Energy

### "Awesome investment platform with very little fees"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

10/10

October 11, 2023

I've been using Betterment to manage my investments (joint brokerage account and high yield savings account) since 2016 when it was recommended by a friend. I was able to save up enough for the down payment of my house with great performance in the market at the time.

Pros

This platform gives me awesome investment options and great high yield savings accounts with very minimal fees.

Cons

I haven't had to reach out to their customer support yet but if I did, I imagine it would be very basic and not very helpful based on how it's all set up.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AU

Anonymous User

CEO

Consumer Goods

### "Easy Robo Advisor "

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

October 14, 2022

Pros

Very low cost easy to use application with low fees. Easy to set up auto payments into the account. I set up auto payment and forget about the investment for my girls college funds.

Cons

Cannot really do custom investments. They have a high min of $100,000 for premium plans.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

RS

Ramon S.

Director

Computer Software

### "Horrible onboarding/support Experience"

4.0

Overall Rating

4.0

4.0

Ease of Use

3.0

3.0

Features

2.0

2.0

Customer Service

1.0

1.0

Likelihood to Recommend

1/10

May 27, 2022

Pros

Loved the modern UI Friendly people when you can get in touch Great sales people Amazing Marketing

Cons

Based on available reviews, price, and great experience with sales person we moved our 401k over to Betterment. Unfortunately, the entire onboarding and support system has been horrible. No onboarding meetings to review next steps, requirements, or followup. Their "policy" is to respond to phone calls and emails within 3 business days. Their website onboarding dates do not update based on realtime status or information provided. Unless you press for updates you won't hear back from them and the dates won't change. They wait until the last minute to make requests for more information leave the employer with little to no time to request info from previous provider. Overall, If you transfer providers or at least want decent support I'd suggest other companies first, look at Human Interest, Guideline, ShareBuilder, ForUsAll, or one of the more traditional options.

Alternatives considered

[Guideline](https://www.capterra.com/p/206399/Guideline/)

[Human Interest](https://www.capterra.com/p/230513/Human-Interest/)

Reasons for choosing Betterment

Reviews, sales meeting, reference, price.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Mark K.

Inbound Customer Service Rep

Financial Services

### "The Betterment Investment product is highly useful."

4.0

Overall Rating

4.0

4.0

Ease of Use

3.0

3.0

Features

3.0

3.0

Customer Service

0.0

0.0

Likelihood to Recommend

8/10

March 27, 2022

Pros

I have used this product for well over 3 years. What I like most about this software is the ability to link ones bank account to the software in order to ascertain your overall net worth. The build wealt feature is good too, the software comes with useable graphs that show you the performance of your portfolio.

Cons

The feature that I wish was a little different or what is considered as a con to the software is the difficulty in transfering your money out of your investment class and back into your investment account. Attempting to do so from the mobile app is difficult. You have to actually go into the Betterment website and find the transfer button which seems difficult to find inside of the mobile app.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

LF

Lily F.

PT

Hospital & Health Care

### "Makes it easy to save for retirement "

4.0

Overall Rating

4.0

4.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

0.0

0.0

Likelihood to Recommend

8/10

January 13, 2022

Pros

I like that you can easily link bank accounts to transfer funds for retirement davings. I like the auto-deposit features. It re-invests dividends for you.

Cons

No major cons - it get the job done! There is nothing I dislike about this app.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

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