# Buxfer Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Buxfer the right Financial Management solution for you? Explore 40 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/239386/Buxfer/reviews --- Buxfer 4.5 (40) [View alternatives](https://www.capterra.com/p/239386/Buxfer/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated March 13th, 2026 # Reviews of Buxfer Ease of use 4.3 Customer Service 3.8 ## Pros and Cons in Reviews WB Wojciech B Head of Intelligent Sales and Retention SolutionsBanking, 10,001+ employeesUsed the software for: Less than 6 months. “Comphrehensive integration capabilities with banks and brokers, tons of features, ease of use.“ October 5, 2025 DN David N Self EmployedManagement Consulting, Self-employedUsed the software for: More than 2 years. “Reconciliation is difficult and can be time consuming when balances don't match. “ May 24, 2022 JR Jean Luc R CEOBanking, 2 - 10 employeesUsed the software for: More than 2 years. “Historical transaction analysis and reporting ; Budgetting and Forecasting activities ; graphical drilldown analysis ; overall significantly improving my productivity on financial matters. “ May 13, 2023 LW Liz W ownerAccounting, Self-employedUsed the software for: More than 2 years. “I used to love Buxfer, it did all I wanted, was very easy to use, and I recommended it to friends and and family. But lately it has given me endless trouble, which has caused hours of wasted time, trying to sort problems out, and when I asked for help, it was promised, promised, promised over and over again, but no action whatsoever from Buxfer.“ February 10, 2023 Alan P ConsultantHospital & Health Care, Self-employedUsed the software for: 6-12 months. “Buxfer rated very highly on comparison websites and proved itself with its ease of setup and secure uploads from all my accounts saving months of wasted time and effort.“ May 24, 2022 GB Gabriele B DoctorHospital & Health Care, 10,001+ employeesUsed the software for: 1-2 years. “Repeated emails when I've blown a budget.“ June 29, 2022 JF John F Landscape PhotographerPhotography, Self-employedUsed the software for: Less than 6 months. “This has brought far greater clarity to my financial situation and helped create meaningful budgets I can monitor.“ May 20, 2022 Maxim Y software engineerInformation Technology and Services, 201 - 500 employeesUsed the software for: 1-2 years. “the interface is very inconvenient.“ May 31, 2022 ## Showing most helpful reviews Showing 1-25 of 40 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use David T. Director of Sales & Marketing Automotive Used the software for: 1-2 years ### "Top Notch Financial Aggregator " July 20, 2022 5.0 Excellent and responsive company. Very strong app and desktop platform . Pros Former Mint user who switched over to Buxfer about 20 months ago. Love it. Best personal financial app out there and trust me I spent a long time doing my homework on all the different options out there. It keeps me on top of all my accounts. Has saved me money more than once. Cons Account synching is not always working properly...Have to update a lot Switched from [Mint](https://www.capterra.com/p/213530/Mint/) Wanted a more through and robust financial app. Review Source Jean Philippe C. Solutions Architect Information Technology and Services Used the software for: 6-12 months ### "Great tool but needs improvements" May 20, 2022 4.0 Overall it is better than using an Excel spreadsheet but there is still a long way to go to be a good product. Pros It is great to be able to view all my financial assets in one place to keep track of my overall net worth. Cons Some integrations to some of my financial tools are missing and although I have requested them they still haven't been added. The forecasting function is not fit for purpose with the way people get paid. Nobody gets paid on the 1st of every month. The budgeting function is also very confusing and difficult to setup and use. Alternatives considered [Quicken](https://www.capterra.com/p/151854/Quicken/)[Mint](https://www.capterra.com/p/213530/Mint/) Reason for choosing Buxfer It was the most comprehensive software of all of them. Also most of them are too US centric and were missing a lot of my financial tools for integration. Switched from [Microsoft Excel](https://www.capterra.com/p/176574/Excel/) Because I wanted direct integration into my financial products and to track my net worth more accurately. Review Source WL Wallenstein L. Executive Officer Accounting Used the software for: 1-2 years ### "Poor service" February 10, 2025 3.0 My initial experience was good, but Buxfer's support is bad. It is frustrating not being able to sort out issues. Pros It is great to have a snapshot of income and expenses, as well as a networth picture. Cons My bank accounts synced perfectly up to 2 January 2025. Since that date nothing synced - I have tried on numerous occasions to contact Buxfer support with no luck. Buxfer support is bad. Switched from [Quicken](https://www.capterra.com/p/151854/Quicken/) Quicken stopped supporting software in my country. Review Source TM Tony M. Owner Consumer Electronics Used the software for: 6-12 months ### "Fantastic software with slight areas for improvement" May 26, 2022 5.0 Overall Buxfer has been a complete game changer for me. I have used competing software for years, starting with Mint, which I quickly abandoned due to lack of a paid (ad free) option and the lack of full control over categories (you aren't able to create new top-level categories and you aren't able to delete existing default categories for some reason). I then have used Pocketsmith for years and years as it allowed great customization. Nothing comes close to buxfer's clean interface, with the full account lists and tag lists down a column on the left and simple, fast navigation, as well as features more akin to higher level professional accounting software such as the ability to enter a projected bill payment or a payment made that may not be reflected on your statement yet, allowing for quick forecasting of balances and overall financial standing. Pros I love the flexibility of this software. It allows me to modify and create a seemingly infinite amount of tags so I can organize all aspects of my financial life in a manner that facilitates historical insight for me. E.g. if you have multiple properties, you can separate expenses related to each property instead of sticking to generic templates. Additionally, while there are options out there that offer this feature, none seem to make it as quick and easy to create categories (called Tags in Buxfer) or edit them, add, remove, etc. Buxfer also has a built in "refund" transaction type, indicative of buxfer's understanding of real world financial transactoins, instead of categorizing a refund generically as "income" as most other options do. Additionally, the financial forecasting is dead-simple when compared to others. A clean, simple, visual chart showing forecasted balances is all what is needed. Something so simple that only Buxfer seems to have grasped so well. They have an IOU feature which I understand to be very useful however I have not used it yet. Cons While for the most part buxfer seems to have nailed transaction splits (where one purchase is split into multiple categories, e.g. at a hardware store you bought some tools for a project but also some light bulbs for your home and you want to track separately), there are a few bugs here and there to work through. Additionaly, when entering reminders, I would love for there to be a feature to remove reminders after the date for them has passed. Buxfer is good at transaction matching however it isn't perfect. Switched from [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)[Mint](https://www.capterra.com/p/213530/Mint/) Too many limitations on all other software. Buxfer's founder seems to be the only one who actually gets it. Almost no limitations. Multiple currencies, support for bank sync for nearly every single banking platform out there, projected payments displayed in a super simple manner, unlimited customization of tags, sub-tags, sub-sub tags, it's really just so flexible when compared to anything else out there that I have used. Review Source VR Verified Reviewer Co-President/CEO Computer Software Used the software for: 2+ years ### "Best Personal Finance Software" May 22, 2022 5.0 I don't use all of the functions of this software (IOU's and whatnot) but it gives a "control enthusiast" like me a choice of whether or not to sync my accounts. I like manually entering my cash flow and transactions day-to-day so I can balance it with my spreadsheet and track my spending carefully. Pros I can sync with all of my investments, including the values of my rental properties and primary residence. But I don't like syncing my bank and credit cards, so I have the choice to enter the details manually. I love that I can do that! Cons This is most certainly personal finance software and wouldn't be appropriate for any sort of business expense tracking, in my opinion. (I'm an accountant.) If this is your goal, there are probably other options. Alternatives considered [Mint](https://www.capterra.com/p/213530/Mint/) Reason for choosing Buxfer I like to be in control and enter transactions manually, yet have my investments sync up so I can keep an eye on them. Switched from [Quicken](https://www.capterra.com/p/151854/Quicken/) There is no Quicken online! I tried to make QuickBooks online work for my personal finance but it doesn't mesh and is too expensive. I hated Mint. Review Source AD Albert D. Personal user Computer Software Used the software for: 2+ years ### "Flexible bookkeeping" May 27, 2022 4.0 Pros Buxfer automatically syncs with bank accounts, and categorizes expenses based on rules. It allows me to track, split and project expenses across multiple currencies with flexible budgets and easy historical reporting. Cons The future projections aren't particularly useful because Buxfer relies on manually configured income/budget rules, instead of forecasting based on the years of data it has on file. Switched from [Microsoft Excel](https://www.capterra.com/p/176574/Excel/) It had become impractical to continue to manage the complexity of my personal bookkeeping in a spreadsheet. Review Source AR Andres R. Ceo Internet Used the software for: 2+ years ### "Best tool for Accounting" May 20, 2022 5.0 I couldn't find another tool to manage my company finance like this one. Pros Manual accounts and transactions work very well in sync with automated account grabbed from online banking Cons Support takes too long to fix sync issues Alternatives considered [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[Xero](https://www.capterra.com/p/120109/Xero/) Reason for choosing Buxfer Most of them didn't allow manual accounts or transactions Switched from [Xero](https://www.capterra.com/p/120109/Xero/) Xero did not allow manual accounts Review Source AE Arthur E. na Information Technology and Services Used the software for: 2+ years ### "Open Ended Forecasting Software" May 22, 2022 5.0 I plan to continue using this software. Pros The tool is fairly open ended. You can make it work however you want it to. Plus it allows your forecast individual account balances. Cons Some of the ways it handles account sync can be funky. Switched from [Mint](https://www.capterra.com/p/213530/Mint/) Mint only allowed me to create budgets for the current month and I needed to be able to manage individual account balances months ahead. Review Source KS Kieran S. Sr Manager Product Analytics Computer Games Used the software for: 2+ years ### "Buxfer is the Best Personal Finance Tool I’ve Used" May 21, 2022 5.0 Overall it’s been s great tool and I’ve a an excellent experience Pros The syncing features with benign institutions along with the ability to set up multiple account types that you can also sync with each other Cons Sometimes the sinking falls out of alignment and balance adjustments are needed Switched from [Mint](https://www.capterra.com/p/213530/Mint/) They sell my information which I don’t support Review Source VR Verified Reviewer Head of Intelligent Sales and Retention Solutions Banking Used the software for: Less than 6 months ### "Great solution to manage your finances" October 5, 2025 5.0 Being an expat with several bank and investment accounts across multiple countries, I haven’t found just a better solution, but in fact any viable alternative to Buxfer for managing all my finances in one place. Automation provided by Buxfer is an amzing time saver. Pros Comphrehensive integration capabilities with banks and brokers, tons of features, ease of use. UI is a bit old-school, which for me is actually an advantage. Cons From time to time, I experience glitches when syncing with some of financing institutions. There are workarounds, but that's a bit annoying. Review Source GS Giambattista S. Real Estate Broker Real Estate Used the software for: 2+ years ### "only one without problem and limitacions" May 21, 2022 5.0 full customization with TAGS and the onlyone that really sink with baks Pros customizations and onlyone works well with banks synk Cons functions are good, a modern interface on apple system would apreciate but not a must the app is good Review Source AA Adam A. Senior software developer Animation Used the software for: 2+ years ### "Loyalty earned" May 24, 2022 5.0 I’ve been issuing Butcher for years. Prior to this I managed my finances using spreadsheets because I simply could not find a solution that allowed me to get the information I needed. Buxfer didn’t have all the features I wanted at the time but it was better than everything else I kind find and it’s ease of use sold it to me. I don’t know what the features I wanted were, but I certainly don’t miss them! I don’t know how it compares to competing products because I’ve never had reason to look! Pros It is solid - I’ve rarely had any trouble with the software and the few problems I’ve had have been handled well by support. It’s bank integration and ability to automatically pull in transactions and recognise transfers between accounts is invaluable. The mechanism for hierarchical tagging, automatic tagging and visualising data by tags is excellent. I can see the state of my finances at a glance and easily dig in to anything irregular. Cons I think the interface for managing existing automatic tagging rules could be improved. Review Source RS Rob S. Founder Design Used the software for: 2+ years ### "Very satisfied " May 21, 2022 4.0 It’s very complete and has everything I need to keep my overview and do my financial planning. I’ve tried different software’s and this is definitely the best I’ve found for me. Pros Complete, ease of use, insights, forecasts Cons Not able to sync with my bank ING anymore. Review Source TM Tamas M. Managing Director Information Technology and Services Used the software for: 2+ years ### "Great product" May 21, 2022 5.0 Pros I didn't find any other product similar to Buxfer. Cons Could be a bit more intuitive using some AI and make more summaries. Also using it for personal and business purpose there is no easy way to configure the accounts for different meanings. Review Source CU Carlos U. Personal Program Development Used the software for: 2+ years ### "More products like this should exist in this day and age" February 14, 2025 5.0 I've been a happy Buxfer customer for more than 10 years now, and I'm extremely happy. They have survived to a shift in the industry, keeping a solid product, with no ads, solid privacy, and overall consistency. I am so happy a company like this still exist, and I'm happy to be a paying customer Pros Great consistent product, no ads, no third party companies. Just a simple product Cons At some point some years ago there was some data loss issue, but their team was incredibly helpful and my backups saved the day Review Source BW Brent W. a Accounting Used the software for: Less than 6 months ### "wouldn't recommend" February 17, 2025 1.0 Pros not that much - see comments below about least liked Cons don't recommend it . have had issues with attachments since I signed up months ago. contacted their support as was told they were working on it. it still doesn't work (uploading attachments from mobile) and they can't give a timeframe of how long to fix. its pretty simply functionality so if the coders are struggling to fix that it speaks worlds about the rest of the product! Review Source DN David N. Self Employed Management Consulting Used the software for: 2+ years ### "Buxfer is built around the user ... you" May 24, 2022 4.0 Overall I have had a decent experience. I am sophisticated in understanding my finances and I like the way Buxfer allows me to manage my finances the way I want to manage them rather than the way the app wants me to. Earlier in my adoption it was frustrating getting support. That has improved. They seem to be more responsive to issues. Pros Easy to set up, easy to use, easy to input data and transactions and easy to get data needed to manage my personal finances. Cons Reconciliation is difficult and can be time consuming when balances don't match. This is probably the biggest area of improvement Buxfer could make. Sometimes I can spend as much as an hour trying to reconcile an account. Review Source VR Verified Reviewer Executive Director Financial Services Used the software for: 2+ years ### "The best personal financial management / budgeting software I have found (and I have tried a few) " June 4, 2022 5.0 Very glad I found Buxfer - it is the best product I have found for personal financial management / budgeting (and I've tried quite a few). The company seems to have focused primarily on product development rather than marketing spend - so the product flies below the radar but it really is better than the others I have tested. Pros Very good connectivity with external banking services (vast majority of my bank accounts, credit cards sync automatically). Great flexibility for setting custom spend categories / sub-categories and associated reporting. Cons Would like to see more flexibility on the budgeting side - grouping spend categories into different groups based on whether they are weekly / monthly / annual expense types (rather than pro-rating everything into a monthly view) Review Source Maxim Y. software engineer Information Technology and Services Used the software for: 1-2 years ### "Avoid using this app" May 31, 2022 1.0 horrible Pros The only reason i continue to use the app is that Buxfer can sync transactions automatically from my bank (i am in Germany) Cons \- the interface is very inconvenient. obviously the people who make the app don't use it - There are bugs (e.g. recently the app created a new account automatically and started synchronising new transactions there. now I have to transfer transactions manually apparently) - the lack of support. when i started using the app i created tickets for bugs and suggestions for improvements. after 4 or 5 reports i got zero replies and stopped trying to solve these problems. Translated with \[SENSITIVE CONTENT\]/Translator (free version) Review Source Alan P. Consultant Hospital & Health Care Used the software for: 6-12 months ### "New user of Buxfer" May 24, 2022 5.0 The firm providing my last accounts software went out of business during the pandemic. The software did continue to function for a time. However the software finally crashed and could not be recovered and backups would not load. Buxfer rated very highly on comparison websites and proved itself with its ease of setup and secure uploads from all my accounts saving months of wasted time and effort. I wished I'd switched years ago. Pros Easy to set up and easy to import data. Can be set up to drill down for very detailed analysis. Easy to set up for multiple accounts. Simple to amend accounts, transactions and levels of detail after the initial setup Cons Nothing much. Most of the problems are of my making, having to go back to improve the levels of detailed info that can be available if set up correctly. Review Source Zoltán István L. Managing Director Information Technology and Services Used the software for: 2+ years ### "Great product for the EU customer but rough around the edges" May 23, 2022 4.0 Apart from the mentioned bugs and varying quality of support, I'm quite satisfied with Buxfer. It's a small operation that I really care about, hence me coming here and writing this review. Pros It's the best personal finance tracker out there for an EU customer that I could find. Cons I routinely stumble upon bugs that seriously degrade the product for me, and which sometimes take months for Buxfer to fix - if I get a reply from support at all (lately this has been better). Review Source JLR Jean Luc R. CEO Banking Used the software for: 2+ years ### "Happy Buxfer user for more than 10 years" May 13, 2023 5.0 Historical transaction analysis and reporting ; Budgetting and Forecasting activities ; graphical drilldown analysis ; overall significantly improving my productivity on financial matters. Pros I'm using Buxfer for 10 years now and I'm very satisfied by the various functionalities and the reliability of the software.I really appreciate the graphical analysis as well as the speed of operation even over quite large historical periods.I also find the budgeting and forecasting menus very helpful and powerful.Overall the application is quite powerful and very simple to use. This is the financial application I have kept using for the longest time (>10 years) and I see no reason to change. Cons The only functionality I'm missing is the ability to analyze exchange rate evolution in a multi currency user profile. This seems to be kind of a stretch for the development team. Beyond that I'm very happy with this financial application even though a direct connection to bank accounts would further facilitate the load of data. Reason for choosing Buxfer Ease of use ; operating cost ; features ; Review Source Gabriel P. Web Developer Health, Wellness and Fitness Used the software for: 2+ years ### "My fave financial app for years." May 20, 2022 5.0 I just wanted to know where my incomes go and my expenses, per week, per month, and per year. Now I have detailed info about how I manage my money. Buxfer solved it. Pros I have worked with this app since 2017. I tested another 2 or 3 apps to manage my accounting and Buxfer was the best. The best part is that I am from Colombia and I can manage my accounts in Colombian Pesos as my accounts in dollars. Cons No bad details that I can remember. I have no details about the app currently. Reason for choosing Buxfer The previous app I was working with, moved from a Windows app to a Web App. It was terrible Review Source DZ Dragana Z. acountant Information Technology and Services Used the software for: 2+ years ### "Simply the best" May 25, 2022 5.0 Business monitoring; All data in one place; Easy data search Pros Powerful financial software, but very easy to use. Supports multiple account management. It has a well-designed interface, great budget planning tools. Money can be easily withdrawn from various accounts, and information about that is generated in all types of reports on your expenses and earnings. It is possible to generate various types of reports in which you will be able to make numerous predictions regarding planned financial transactions. It is available from anywhere and at any time. Cons It gives the possibility of different selections but does not give the sum of the same. Review Source VR Verified Reviewer CEO Investment Management Used the software for: 1-2 years ### "Highly recommended" May 21, 2022 5.0 Pros The only app (and I tried around 10) that offered the flexibility needed to manage personal finances effectively. Others seemed better at the outset but were so limited. Cons An investment tracker would be great, I manually update the total balances, but integrations would be great. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.