--- title: "ratepay Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about ratepay Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more." source_url: "https://www.capterra.com/p/242101/ratepay/" page_type: "product" language: "en" --- # ratepay Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 16, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support) ratepay ## What is ratepay? Ratepay enables large online retailers to offer end-customers (buyers) the possibility to pay for products or services via open invoice, direct debit, or in installments. Being natively integrated at checkout, Ratepay is invisible to the buyers and does not dilute the merchant’s brand and trustworthiness. This leads to a higher conversion rate, an increased average basket size, and more repeat purchases. ## What is ratepay used for? [Payment Processing](https://www.capterra.com/payment-processing-software/) Top alternative Featured Overall rating Based on 0 user reviews Reviews sentiment Positive \- Neutral \- Negative \- ### Starting price Free trial not available Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for ratepay?[Manage this product listing](https://www.g2.com/products/ratepay/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### ratepay 0.0 VS. [4.7 (3,658)](https://www.capterra.com/p/153752/Vagaro/reviews/) Starting Price Contact vendor Starting Price $23.99 Flat Rate, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 0.0 (0) Ease Of Use 4.6 (26,641) Value For Money 0.0 (0) Value For Money 4.6 (20,480) Customer Service 0.0 (0) Customer Service 4.6 (20,738) ## ratepay alternatives [4.7 (484)](https://www.capterra.com/p/182990/GCPAY/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 96% of reviewers rated it above 4 stars [PayPal](https://www.capterra.com/p/207944/PayPal/) [4.6 (26,663)](https://www.capterra.com/p/207944/PayPal/reviews/) Starting price $0.29 Per User, Per Month Pricing Options Free Trial Free Version User Rating 94% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/207944/PayPal/) Highest Rated [Venmo](https://www.capterra.com/p/222572/Venmo-/) [4.7 (9,306)](https://www.capterra.com/p/222572/Venmo-/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 95% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/222572/Venmo-/) [Stripe](https://www.capterra.com/p/123889/Stripe/) [4.6 (3,383)](https://www.capterra.com/p/123889/Stripe/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [Learn More](https://www.capterra.com/p/123889/Stripe/) ## FAQs about ratepay Overview ### What company size and specific industries is ratepay built for? ratepay is designed for online shops of all sizes, especially e-commerce businesses that need flexible payment options. It fits retailers selling goods or services online and is suited to businesses that want to offer purchase on account, direct debit, and customizable payment pages. Features and Usability ### What are the key features of ratepay? ratepay offers payment processing across online, mobile, in-person, and point-of-sale channels, plus debit and credit card processing, electronic payments, and multiple payment options. It also includes recurring and subscription billing, partial payments, billing and invoicing, reporting and analytics, transaction monitoring, PCI compliance, and fraud prevention. Integrations ### Which third-party tools and platforms does ratepay integrate with? ratepay integrates with 10 third-party tools and platforms, including Adyen, Computop Paygate, MS Dynamics, OXID eShop, PAYONE, PayPal, PlentyONE, Prisma, and Shopware, plus 360e and Online Auction System. These catalog integrations span payment gateways, ERP systems, eCommerce platforms, and auction software. Getting Started and Support ### What training and onboarding options does ratepay offer? ratepay provides in person training, live online sessions, webinars, documentation, and videos. In person and live online formats support guided instruction, webinars present scheduled group learning, documentation offers written reference material, and videos provide self-paced visual guidance for users getting started. Getting Started and Support ### What customer support options does ratepay offer? ratepay provides email/help desk support, a FAQ/forum, and a knowledge base for customer assistance. These channels give users direct contact and self-service help for common questions and setup guidance. No reviewer feedback about support experience is available to describe response times, helpfulness, or recurring frustrations. ## Features AI summary Based on 17,640 Payment Processing reviews Capterra data shows that buyers of Payment Processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) ratepay supports **Data Security** and **Online Payments**, helping businesses protect sensitive transaction information and accept payments through digital channels. However, it does not include **Mobile Access**. Instead, it offers other highly rated capabilities such as **Payment Fraud Prevention** (**56%**), **Debit/Credit Card Processing** (**52%**), and **Mobile Payments** (**49%**), providing teams with tools to reduce payment risk, process card transactions efficiently, and support customers who prefer to pay on mobile devices. Accounting Integration Integrate with a third-party accounting system Activity Dashboard Dashboard to view the status of ongoing processes, identify current incidents and track past activities Alerts/Notifications Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges API Application programming interface that allows for integration with other systems/databases Billing & Invoicing Create, manage, and send invoices or bills to customers Compliance Management Track and manage adherence to policies for any service, product, process, or supplier ratepay 25 features ### All Features - Accounting Integration: Integrate with a third-party accounting system - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - API: Application programming interface that allows for integration with other systems/databases - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier - Customizable Branding: Add customized logos and colors to align with company branding - Data Import/Export: Import and export data to and from software applications - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - In-Person Payments: Transactions that typically involve face-to-face interactions between the payer and the payee - Mobile Payments: Clients can submit payments via mobile devices - Multi-Currency: Manage and handle various international currencies - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Payments: Accept and process online payment transactions - Partial Payments: Allow customers to make a partial payment on an invoice and track remaining debt - Payment Fraud Prevention: Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc. - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Real-Time Data: Receive data and information in real time - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Status Tracking: Track the status over time for a request, process, asset, or transaction - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. ## Pricing ### Starting price Free trial not available ## Integrations [ PayPal](https://www.capterra.com/p/207944/PayPal/)[ Adyen](https://www.capterra.com/p/165680/Adyen/)[ Shopware](https://www.capterra.com/p/145605/Shopware/)[ Online Auction System](https://www.capterra.com/p/177650/Ecommerce-Marketplace-Solution/)[ 360e](https://www.capterra.com/p/144194/360e/)[ PlentyONE](https://www.capterra.com/p/161191/PlentyONE/)[ OXID eShop](https://www.capterra.com/p/99348/OXID-eShop/)[ PAYONE](https://www.capterra.com/p/247626/PAYONE/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.