# Page 15 | Cash App Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 15 - Is Cash App the right Mobile Banking solution for you? Explore 679 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/246167/Cash-App/reviews

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Cash App

4.2 (679)

[View alternatives](https://www.capterra.com/p/246167/Cash-App/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Page 15 - Reviews of Cash App

## Showing most helpful reviews

Showing 351-375 of 679 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

LN

Lerato N.  
Freelancer  
Computer Software  
Used the software for: 6-12 months

### "This app is fantastic for sending money."

September 12, 2021

5.0

The Cash app is fairly straightforward to use and features a basic interface that makes it accessible to unskilled users. The software also gives you a little cash bonus just for signing up, and it does the same thing when you recruit new users. It's always a good thing to just get free money. 

Pros

This is a fantastic tool for sending money from one person to another. I really appreciate the function that allows you to seek money from a person in the same way that an invoice would. They also provide you the choice of waiting for your money for free or paying a little fee to obtain it right away.

Cons

The main disadvantage is that, as of yet, transactions made using the app are possibly less secure than those made through conventional means because there is no mechanism to cancel or dispute a transaction once it has been completed. 

Review Source

VR

Verified Reviewer  
RE  
Real Estate  
Used the software for: 1-2 years

### "Cash App has to be Banned"

October 12, 2022

1.0

Poor customer service, and absence of any fraud protection. One of the products that have to be banned.

Pros

None...........................................

Cons

Cash App is one of those products that has to be Banned. It is not safe and not professional to use it. It does not provide any security or fraud protection. When people use the app to pay for the service and they never provide it or don't complete it and run with the money, the cash app does not have any capacity to refund or return the money. The app is good for those who like o scam others, including IRS to have the money deposited as a gift and dont pay any taxes.

Review Source

DS

Daniel S.  
Managing partner  
Computer Networking  
Used the software for: 2+ years

### "A reliable multi currency money transferring platform"

October 14, 2022

5.0

positive

Pros

Cash app is a reliable multi-currency money transferring platform. The nice feature of the Cash app is that it is possible to even buy cryptocurrencies which make the cash app not only a money-transferring tool but also an investing platform.

Cons

If more people install the app on their devices and it becomes even more common, Cash app become an amazing platform.

Review Source

RR

Rebecca R.  
Realtor  
Real Estate  
Used the software for: 2+ years

### "CashApp - is it better?"

December 29, 2021

3.0

I use cash app from time to time to transfer moneys moneys to companies for bill payment or to purchase items or sometimes to send money to family.

Pros

I like that cash app is widely used by a lot of my clients and friends and colleagues as well as family members so most people are familiar with it and know how to use it

Cons

I dislike that sometimes it's not compatible with everybody's software and can be a little bit complicated at times to maneuver through this systems

Alternatives considered

[PayPal](https://www.capterra.com/p/207944/PayPal/)[Venmo](https://www.capterra.com/p/222572/Venmo-/)

Reason for choosing Cash App

I actually use venmo and PayPal in addition to cash app and while I do like cash app it is not my preference I do prefer than Mo to the others

Review Source

RM

Robert M.  
Sr. Full Stack Developer  
Information Technology and Services  
Used the software for: 2+ years

### "Helpful and Easy to Use"

January 9, 2024

5.0

Pros

I like the ease of deployment and the ease of use

Cons

I don't dislike anything. It definitely serves its purpose as a payment app

Alternatives considered

[Payoneer](https://www.capterra.com/p/187086/Payoneer/)

Reason for choosing Cash App

Ease of setup and known by larger portion of the market

Review Source

VR

Verified Reviewer  
Freelancer  
Computer Software  
Used the software for: 6-12 months

### "Money transferring made simple."

June 8, 2022

5.0

I love Cashapp and would recommend this app to any and all. My overall experience has been nothing short of impressive. Thank you Cashapp.

Pros

The convenience of cashapp is through the roof. I choose a contact, I select the amount I would like to send, and with the push of a button, the money is sent. Receiving money is just as simple. When money is sent to you it shows up in your account within minutes. You can also link your bank accounts and debit cards for easy access to your money.

Cons

If I had to choose some cons I would say there are not enough designs made available to customize your cashapp card, as well as colors. Another negative i would have to say is when it occassionally fails to apply your cash bonus when referring a friend.

Review Source

IH

Ivy H.  
Owner  
Hospital & Health Care  
Used the software for: 2+ years

### "Easy way to transfer money"

March 14, 2023

5.0

Pros

This is a great option to transfer money between friends and family

Cons

I wish there was an option to transfer funds to your bank account faster without the fee.

Review Source

II

Iman I.  
assistant events coordinator  
Restaurants  
Used the software for: 1-2 years

### "Cash App is a Must!"

January 31, 2022

5.0

Overall I really enjoy Cash App. A lot of people in my age group use it (18-25) so it is very easy to send money to friends. My only con is the fee that comes with immediate transfers to your bank account. However, the fee is very small so I believe it is worth it.

Pros

I really like the fact that Cash App has a feature where you are able to get a free Cash App card mailed to you and you can use that card to make purchases from your balance on Cash App.

Cons

I don't like the fact that a lot of companies do not use Cash App. Although this is not a flaw from the app, I would really like to be able to use it with more companies than I am able to now.

Review Source

ST

Sean T.  
Tech  
Security and Investigations  
Used the software for: 2+ years

### "Instant Money Transfer !"

August 10, 2022

5.0

Pros

It is so quick to send money to others using cash app and its also extremely safe all of your banking info is protected also when receiving the money you can have sent to debit card instantly for a very small fee or to a bank account within a couple of days at no charge.

Cons

There is nothing bad about this app . Its basically free to use the service for money transfer . no issues with this app at all

Review Source

KC

Kim C.  
Nurse  
Hospital & Health Care  
Used the software for: 6-12 months

### "The new and improved PayPal "

March 11, 2023

5.0

Pros

When nobody would take my PayPal, I had to get with the times and download cash app. It was easy to use and I can easily request payments such as rent from a tenant or for goods sold at craft fairs. I can also quickly and easily pay using my debit card that’s linked to places that don’t accept card as payment directly.

Cons

The only con I found is there was a limit when I first started using it as to how much I could request or pay for awhile. I thought this would be useful to help collect rent from tenants but with the limit I couldn’t.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Everyone I asked if they could PayPal me payment would stare at me blankly. It seems the younger generation is all using cash app

Review Source

PB

Pranay B.  
Senior Software Engineer  
Computer Software  
Used the software for: 2+ years

### "Great app for fund transfer"

August 16, 2022

4.0

Pros

Sending money to friends with just couple clicks

Cons

there is a charge on bank deposit which should be waived off

Review Source

VR

Verified Reviewer  
Remote CSR Team Member  
Real Estate  
Used the software for: 1-2 years

### "Do not use cashapp!"

April 22, 2022

1.0

If im going to have to worry about losing my money, not worth it ever. And then when the customer service tries to keep saying if its a subscription try reaching out to the merchant,when i dont do subscriptions! And i did my homework to see where it was coming from. Dont use anything connected to bitcoin where people are behind the scenes gambling!!!

Pros

Not using my bank card to make payments...................

Cons

All of a sudden hastags from other cash app users were trying to take payments out of my account. You can tell by searching the hashtags showing up when declined, they were other users of cashapp in which i had no business or connection.

Review Source

BB

Brian B.  
Developer  
Computer Software  
Used the software for: 6-12 months

### "Best mobile payments software for those in USA and UK"

April 9, 2023

5.0

Pros

Cash app has made the process of sending and receiving funds very easy even for beginners. The process is done instantly. Cash app is also free for it's users.

Cons

The least thing I like about cashapp is it's availability. Most people in other countries would like to try out such good software.

Review Source

Anand B.  
Research Analyst  
Management Consulting  
Used the software for: 2+ years

### "Cash App Review"

April 6, 2023

4.0

Pros

It is used to send and receive from anywhere from mobile phone

Cons

It takes 30 minutes to complete a cash-out. Customer service is not good

Review Source

VR

Verified Reviewer  
Commercial director  
Education Management  
Used the software for: 1-2 years

### "Please learn from my mistakes and rescue your money!"

April 16, 2022

1.0

They stole my identity and my money. They even had the guts to tell me that if I don't calm down they won't give me back the money that they stole???? Who have them that much freedom. Licensed gangsers?????gangsters?????? Where are we living??? I gave up my money. We agreed that they just keep it. It's not touch and not Wirth a back and forth with such cheap and worthless crowd!

Pros

The software is a rip-off and just good for drug money exchange.

Cons

I hate the software and the humans at the bacckground stealing money and identity. I hope they shut it down soon before even more innocent people can be harmed.

Review Source

VR

Verified Reviewer  
Self Employed  
Construction  
Used the software for: 2+ years

### "Cash App Doesn't Mind Spammers"

April 14, 2022

3.0

Pros

Spammers would like cash app because they can use your account and keep the money they stole from cash app customers, while the customers eat the money lost. Customer support doesn't do anything much

Cons

As a customer using cash app, I was alerted that there was suspicious activity and there where purchases made on my account in mexico, I let the cash app representative do his thing to bring my account back to a normal account. Cash app support doesnt give out an 1 800 number to google them, you have to google it. Once on the phone with Cash App Support, this is when I found out that the cash app representative was a fake, had to call in to find this information, cash app support didn't help.

Review Source

WC

Wilfredo C.  
Team Lead  
Outsourcing/Offshoring  
Used the software for: 2+ years

### "Simple and Easy!!!"

September 6, 2022

4.0

I’ve had virtually no issues with the app.

Pros

Send and receive money instantly. Personalized card is a plus, though not unique. The use of the card is very versatile and the boosts are a great addition to save money!

Cons

Sometimes, when being the receiver of funds, it takes a bit to reflect on on your account in any way shape or form. And I do wish there was a tad bit more security upon logging into the app.

Review Source

EV

Esai V.  
Art designer  
Consumer Goods  
Used the software for: 1-2 years

### "cash app review"

November 13, 2022

5.0

Pros

I like that it’s so easy to send money to my family and friends.It’s so quick and easy plus i can buy stocks and bitcoin .

Cons

I don’t like how cluttered the app is i feel like it would be better if the first thing that came up was a pass code authentication.

Review Source

DL

Diana L.  
Real Estate Agent  
Real Estate  
Used the software for: 1-2 years

### "Useful cash card"

September 9, 2021

5.0

I usually carry cash on me for spending, I like cash app for the purpose of online purchases and contactless pay. It has replaced my debit card for most things, I preload it every payday and only spend what I have budgeted for myself in cash app.

Pros

I use this card as well as my husband, I love that we can pre load it with our spending money and transfer to each other when needed. We keep our finances seperate this way and can limit how much we are spending on fast food and frivolities.

Cons

I have had to transfer money back into my bank account and I don't love how much time it has to hold the money before it gets put back into my bank account.

Switched from

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

I use Venmo primarily for business purchases now, and I use Cash app for personal purchases.

Review Source

Krishnamoorthy K.  
Founder  
Marketing and Advertising  
Used the software for: 6-12 months

### "A great money transfer app at your fingertips"

September 27, 2021

5.0

The support staff at Cash App respond to any issues and rectify them as soon as possible. Will always recommend the app.

Pros

Very easy-to-use money transfer app to send money to your friends and family. A lot of simple user-friendly features for the mobile interface.

Cons

It is very difficult to get your money out. I've tried for many days and have received nothing but the runaround from a barrage of emails.

Alternatives considered

[SuperPay](https://www.capterra.com/p/198637/SuperPay/)

Reason for choosing Cash App

Got recommendations from my friends and read a lot of good online reviews.

Review Source

Sarah S.  
Sec  
Writing and Editing  
Used the software for: 1-2 years

### "Refer others"

January 25, 2022

5.0

I use it all the time to send and recieve money from friends.

Pros

Its is so easy and convenient to send money to a friend.

Cons

Cant think of anything. I really like the app.

Review Source

LL

Latisha L.  
Owner  
Warehousing  
Used the software for: 2+ years

### "I Love CASH APP!"

December 11, 2021

5.0

The Best benefit of all, is not having to leave your home to make a transaction!

Pros

I have been a user of Square for a few years now, and when they came out with cash app I knew I would love it! It is my go to for simple transactions and tranfering funds, it has created simplicity when you have no other way and it becomes your only way!!

Cons

I love everything about this software! Thank you Cash App!!

Review Source

Hope V.  
Education Assistant  
Museums and Institutions  
Used the software for: 1-2 years

### "Great money sharing app"

October 15, 2021

4.0

I use CashApp all the time. I use it for sharing money with friends for food, travel, and everything else. I like how easy it is to do this. I also like the ability to quickly transfer the money to the bank (I always do the free option which is 1-2 days). I probably use cashapp the most of the money sharing apps I have.

Pros

The things I like the most are: - easy to use -extremely user friendly - ability to transfer to bank - ability to change the currency

Cons

The things I like the least are: - moving the money to the bank is not instant and costs to do it instantly

Review Source

RB

Robert B.  
ITO  
Financial Services  
Used the software for: Less than 6 months

### "Cash App is as Good as any Other P2P app"

May 10, 2024

4.0

Works great to transfer money between friends and family. I can send money to family that are out of state and its as easy as sending an email. Great app!

Pros

Easy to transfer money between myself and other people. Payments are instant and I have access to my balance at all times.

Cons

Uninsured funds always make me a little uneasy. I like the app but I would not recommend using it as a "safe harbor" to keep large dollar amounts.

Review Source

VR

Verified Reviewer  
Assurance Staff  
Accounting  
Used the software for: 1-2 years

### "Love the Debit Card"

January 12, 2023

4.0

I enjoy the ease of Cash App particularly the debit card access to funds that have been sent to me, and it is game changing for events because most vendors use it as well.

Pros

I love that funds sent to me don't need to be sent to my bank within days but that I can access them instantly through the free cash app debit card.

Cons

I have heard stories from friends about scams and how it usually begins with a Cash App account. Understandably, most of these stories involve undisclosed investments so that may also be the users fault for not being careful with their accounts.

Review Source

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