# Page 7 | Cash App Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Page 7 - Is Cash App the right Mobile Banking solution for you? Explore 688 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/246167/Cash-App/reviews

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Cash App

4.2 (688)

[View alternatives](https://www.capterra.com/p/246167/Cash-App/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Page 7 - Reviews of Cash App

## Showing most helpful reviews

Showing 151-175 of 688 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

AI

Andre I.  
Owner  
Construction  
Used the software for: 2+ years

### "Good but bad"

August 28, 2024

1.0

It's a good app only for sending and receiving cash

Pros

I liked the fact that you can send cash quick

Cons

I hated the dispute process you have to go through

Review Source

MG

Monche G.  
CEO  
Graphic Design  
Used the software for: 2+ years

### "Cash app is a good online banking app"

August 24, 2024

5.0

My experience with Cash app been good I just wish they’re was more security

Pros

Cash app very convenient and simple I like that you can invest in app as well

Cons

The cons about Cash app is that it not considered a traditional bank and it refer program is to low not enticing

Switched from

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

Want to see the difference between the two

Review Source

BF

Bernardino F.  
Owner  
Construction  
Used the software for: 2+ years

### "This app just take people's money "

August 20, 2024

1.0

They just block my transactions for more tham 3 days with no reason and no explanation. Like that money that I have there belongs to them.

Pros

Nothing. Initially I used normal but the cost is very high I diceded to used only in an emergency. Still doesn't work. I was about 40 miles from home, with no money for gaz. A friend send me $100 and until I couldn't take it out, because they block my withdrawal with no explanation.

Cons

It's very expensive app and no functional

Review Source

JK

Justin K.  
Teacher and Tech Coach  
Primary/Secondary Education  
Used the software for: I used a free trial

### "Easy to use and adopt "

January 13, 2025

5.0

Pros

I like the basic user features and ease of adoption.

Cons

I just don't know enough people using it to make it worthwhile. This may just be that I'm not in the right circles.

Review Source

TT

Tony T.  
Owner  
Real Estate  
Used the software for: 1-2 years

### "Horrible customer service and transactions"

June 15, 2024

1.0

Pros

Absolutely nothing poor service I was hacked

Cons

I don't typically make a habit of sharing my personal experiences, but I feel compelled to share what happened to me this morning because it was such a frustrating and upsetting situation. I was trying to send some money to my daughter using Cash App, which I have used several times in the past without any issues. However, this time, after I had completed the transaction, I discovered that the funds had been hacked and stolen from my account. I was shocked and devastated by this turn of events, as I had been relying on being able to send that money to my daughter. I immediately contacted Cash App's customer service to see if there was anything that could be done to rectify the situation. Unfortunately, despite being on the phone with them for several hours, I was unable to get any satisfactory answers or solutions to my problem. The customer service representatives I spoke with seemed to be reading from a script and were unable or unwilling to provide any real help or assistance. I was put on hold for extended periods of time, transferred from one department to another, and ultimately left feeling like I was getting the runaround. To make matters worse, I am now left waiting for a response from my bank, which I had to contact in order to try and stop any further unauthorized transactions from taking place. This whole situation has been a huge inconvenience and has caused me a great deal of stress and anxiety. I have always been wary of using electronic payment apps like Cash App, and this experience has only served to reinforce my concerns. It's disappointing to see a company that is supposed to make our lives easier and more convenient instead cause so much frustration and hardship. I can only hope that my bank is able to help me recover my stolen funds and that I am able to find a more reliable and secure way to send money in the future.

Reason for choosing Cash App

I definitely will in the future. And I will advise everyone not to use service

Review Source

CM

Casandra M.  
Hone representative  
Education Management  
Used the software for: 2+ years

### "Terrible company "

July 17, 2024

1.0

Pros

Nothing because they are a complete rip off company

Cons

They took my depositing money feature away for no apparent reason. Im done with cash app

Review Source

OB

Olivia B.  
FOA  
Medical Practice  
Used the software for: 2+ years

### "Optimis Corp Review "

July 3, 2024

5.0

My overall experience has been amazing. My company and everyone in it use it daily for banking.

Pros

I love how on Cash App mobile banking anywhere and any time. You can also do automatic withdrawals that go straight to the banking account whether its personal or corporate's.

Cons

There is nothing I dislike about Cash App, it is very sufficient and easy to navigate with tons of features.

Switched from

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

We made the switch to Cash App two years ago.

Review Source

TO

Terra O.  
CEO  
Consumer Services  
Used the software for: 2+ years

### "Cash App is a good low-cost option! "

July 18, 2024

4.0

I have been satisfied so far with Cash App.

Pros

CashApp is free, easy to setup, and easy to use. I also like that they have new features to improve the app.

Cons

The customer service is getting better, but I hope they improve in this area.

Review Source

Annetta L.  
Tester  
Gambling & Casinos  
Used the software for: 2+ years

### "Cash app 2024"

June 13, 2024

5.0

Pros

The quick and easy payments to pay others and to be paid

Cons

Nothing I think cash app is great it is far more better than PayPal or venmo

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

The fees that PayPal charge are ridiculous and outrageous

Review Source

MB

Marcus B.  
sole proprietor  
Construction  
Used the software for: 2+ years

### "cash app maybe not the best"

July 4, 2024

3.0

any time an issue occurs there is rarely a solution

Pros

the cost involved in using cash app is low

Cons

the customer support is lacking to say the least

Review Source

Angela V.  
Owner  
Retail  
Used the software for: 2+ years

### "Cash App is a Hit or Miss kind of App"

June 18, 2024

4.0

Pros

I like how easy Instant Transfers on Cash App are, because they offer immediate, convenient access to money whenever it's needed. Being able to access needed funds is very crucial in emergency situations these days and cash app is spot on!

Cons

Customer Support is terrible. I’ve had many challenges accessing a human Agent in a timely manner which is not excusable.

Review Source

SB

Sierra B.  
Consumer  
Consumer Goods  
Used the software for: 2+ years

### "Love it!! "

July 24, 2024

5.0

Pros

What I like most about Cash App is the ease of use to send or request money flto/from others or deposit into tour bank.

Cons

What I like least about Cash App is their Customer Support. Honestly it's almost laughable how bad it is.

Review Source

VR

Verified Reviewer  
Reseller  
Furniture  
Used the software for: 1-2 years

### "The ease of use to accept online payments."

May 31, 2024

5.0

Pros

What I like most about cash app is being an owner of an e-commerce store and selling in online social media platforms,I can accept online payments through providing my cash app tag. I will also only do hold for items I'm selling if someone sends me a down payment to hold. So that makes it convenient if the buyer is unable to come right away to purchase the product. It helps guarantee the sell for me and purchase for the buyer in the future.

Cons

Would I like least about cash app is the higher percentage it takes out when processing a payment received. Cashapp's main competitor is a little lower with their percentage fee.

Alternatives considered

[Square Point of Sale](https://www.capterra.com/p/275802/Square-Point-of-Sale/)[Venmo](https://www.capterra.com/p/222572/Venmo-/)

Reason for choosing Cash App

How popular it is and how majority of my customer base has it. Oh

Review Source

MJ

Markisha J.  
Sales managment  
Retail  
Used the software for: 2+ years

### "Cash app is better than the rest"

June 5, 2024

5.0

My overall experience with Cash App is a 5/5. Easy to send and receive payments and the organization is a plus too. The biggest contribute to this software is the security.

Pros

I like that everything is organized. You can send and receive money with no fees Easy access to Bitcoin and investing customer service usually always replies to you within the same day you reach out.

Cons

if you get locked out your account and no longer have the number connected to the account, customer service won't be able to give access back into your account. You would just have to make a new account, but you'll still be able to use your cash app card just won't be able to send out payments.

Switched from

[Venmo](https://www.capterra.com/p/222572/Venmo-/)

Cash app provide more opportunities that Venmo does not especially for businesses.

Review Source

CM

Cagney M.  
Machine Operator  
Pharmaceuticals  
Used the software for: 1-2 years

### "Cashapp or nothing "

June 19, 2024

4.0

Great, safe and secure!! My go to for any online shopping or banking!!

Pros

Ease of use and the fact that it is instant access to your funds!!

Cons

That not a lot of people are using it and it limits their ability to get the payments done.

Review Source

JN

Jay N.  
Pool repair  
Individual & Family Services  
Used the software for: 2+ years

### "The app with all the cash "

July 11, 2024

5.0

Pros

I love how instant the deposits and withdrawals are

Cons

The customer service could be better!!!

Review Source

SN

Sarah N.  
Cfo  
Accounting  
Used the software for: 1-2 years

### "Lack of security "

June 27, 2024

3.0

Pros

I love the convenience of cash app and limited set up.

Cons

I don't like the lack of customer service and the easiness of accidently sending money to a wrong recipient but nothing can be done to dispute it

Review Source

Niel Winston T.  
Remotasks  
Computer Software  
Used the software for: 1-2 years

### "My honest review to cash app"

June 7, 2024

5.0

I love cash app ive been using it for almost 3 years the payment processing doesnt take a long time and very very very amazing app to earn I RECOMMEND THIS APP 100% LEGIT

Pros

Ive been using cashapp for almost 3 years its very legit and paying apps it helps me a lot

Cons

I like doing tasks and its not very hard to take the tasks its easy to earn in cash app

Review Source

SL

Starisha L.  
Owner  
Health, Wellness and Fitness  
Used the software for: 2+ years

### "Cash one of best things for me when I didn’t have a bank account."

December 27, 2023

5.0

The client care through the application isn't great while managing cash. Assuming you have a crisis, you actually need to hold on until they email you back. There ought to be an approach to in a split second contact client care and address a human since they are in the cash business. Furthermore, it is absolutely impossible to unsend cash assuming you send it to some unacceptable individual. That sucks.

Cons

Cash Application is an extraordinary option in contrast to PayPal. I use it to send cash to loved ones. It's likewise an incredible choice in the event that you have teenagers and you believe they should keep their own cash. They can undoubtedly utilize the check card for buys and the parent can keep a financial plan. Since you can't get cash back after it's sent, you need to significantly increase check that you're sending the cash to the ideal individual in light of the fact that whenever it's gone. It's gone. Cash Application is an extraordinary method for moving cash from your financial balance to a card so you don't need to put your charge/Visa numbers all over. This assists with eliminating the taking of Mastercard numbers and misrepresentation. You can pick precisely how much cash to place in your record and in the event that the cash isn't there then the charge will not go through. Likewise, it's perfect for sending cash to loved ones rapidly.

Review Source

SN

Sylla N.  
Interior Consultant  
Design  
Used the software for: 2+ years

### "Great app "

June 20, 2024

5.0

Pros

Cashapp is beautifully designed. I previously used venmo for the majority of my digital transactions and I have not gone back. I appreciate its UI features like the sliding bar for how much money you’d like to withdrawal and it’s easy navigation. Its withdrawal fee is usual, typically less than a dollar.

Cons

I’d like to be able to pin other accounts, but there’s no feature cashapp has I don’t appreciate.

Review Source

VR

Verified Reviewer  
Writing and Editing and Tying  
Writing and Editing  
Used the software for: 2+ years

### "MJ's Review"

September 21, 2023

1.0

My experience with Cash App was horrible, the only reason I say this is because I got scammed and hacked and my money was stolen from me and Cash App support wasn't any help at all half the time. Cash App needs a lot of fixing

Pros

Sending and Receiving money to a family member or friend. But may need a little work

Cons

I could add a certain bank on here and that a bank where I get my income. Also for the direct deposit that needs work on too because I receive my daughters Social Security Income checks and when I go to plaid and login its always an error that pops up and that's the only income I have right now.

Review Source

DL

Deanna L.  
Professional Fre  
Writing and Editing  
Used the software for: 2+ years

### "Beware!! No joke! They are theives!!"

June 11, 2023

1.0

My kids went without Christmas due to cash app keeping my stolen money. They refused to truly look into it. They kept brushing me and and they think nothing is wrong when someone steals your cash card and make purchases on them. They constantly have connection issues where you don’t get your money right when it’s sent like it supposed to. Please for your sake and the sake of your money beware!!! There’s a better way to send money. PayPal or chime or payoneer. I promise on my word cash app is a fraud and a thief. I’m not the only one this has happened to.

Pros

I use to like cash app but now I can honestly say it’s the worst place with the worst employees. Instead of doing their job they say over and over select a transaction when reporting an issue.

Cons

Their customer service would not help get the problem solved what so ever. You can contact the big timers of cash and they refuse to acknowledge your existence. They let people steal your money and don’t give it back even with proof. They let hundreds get taken from me and refuse to do their job and really investigate and they keep your money. The only time they will answer you is if the better business bureau answers then they still refuse to look into your matter.

Review Source

ZA

ZENA A.  
Management  
Airlines/Aviation  
Used the software for: Less than 6 months

### "Cash app Australia "

July 15, 2024

2.0

Pros

Cash out establishment fee and fee payable

Cons

Everyone

Review Source

IJ

Ikiera J.  
Package handler  
Real Estate  
Used the software for: 2+ years

### "It's my money and I need it now"

August 26, 2022

4.0

My overall experience with this software is pretty good, not many complaints just don't hit return funds option if you need to return the payment, just enter in the amount you want to send back and pay it to them that way, it could be just me but Cash App will take your money if you let them lol.

Pros

I love how easy to use this product is, you just send the funds and that's it, it's not too much hassle. I like that if I don't have my card on me and I left the one I need at home or in my car, I can just add cash from that card to the Cash App account, unlink that card I don't have with me and add the new card on file in my "Linked Banks" and transfer the money on the new card I have with me so I won't have to go back for the other card. I love how it shows my transactions history and I can just scan their cashtag to pay them.

Cons

They definitely need a "Cash loading at a store" option for users in the south. I heard they have it up north but they definitely need it out here in Texas. They need more security protection for their users as well. I don't keep a lot of cash in my Cash App account for that reason being of so many hackers/ scammers snatch the cash out the account as if it was theirs to spend and there's no way to tell how to get it back. Cash App won't usually reimburse you if the funds get lost or stolen. That's something they could work on.

Review Source

AR

Amy R.  
Bartender  
Food & Beverages  
Used the software for: 1-2 years

### "Use cashapp for ease and simplicity!"

December 14, 2023

5.0

Pros

I love how easy peer to peer transactions are, and I love how easy it is to transfer money in and out of my account. I feel so safe knowing cashapp has multiple protections in place to keep me, my money, and my data safe and secure!! Plus the cute customizable cards can't be beat!

Cons

Occasionally cashapp has connection issues, and transfers in and out take a little longer than expected, but this is pretty rare and usually resolved within 15 minutes.

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Cashapp seemed more organized and modern.

Review Source

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