# Albert Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Albert Software - reviews, pricing plans, popular comparisons to other Mobile Banking products and more.

Source: https://www.capterra.com/p/246844/Albert/alternatives

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# 

 Albert Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on August 24, 2025

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

Albert

## What is Albert?

Once someone has applied, they can load money onto the app and other users can make payments via their own app-based account. The Albert service allows users to check their in-app balance, add to their savings, make transfers, and get advice about their spending and tips for saving money. The app works like a prepaid debit card, with additional features like advances on paychecks. Albert comes with a MasterCard debit card that allows users to spend their balance in stores, online, or over the phone. Users can also access over 55,000 ATMs without paying additional fees. Cash and saving features are FDIC-insured because money-storage services are provided by the Sutton Bank. The budgeting features allow people to plan their spending based on what they have spent in previous months, and help identify spending trends, fees, and subscriptions. Any money or budgetary advice given is purely in the form of purchase recommendations.

## What is Albert used for?

[Mobile Banking](https://www.capterra.com/mobile-banking-software/)

Overall rating

Based on 5 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Contact vendor  
for pricing

Free trial  
not available

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## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Albert

4.6 (5)

VS.

[### Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)

[4.7 (840)](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

Starting Price

Contact vendor

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.4 (5)

Ease Of Use

4.8 (840)

Value For Money

4.8 (5)

Value For Money

4.7 (535)

Customer Service

4.2 (5)

Customer Service

4.5 (533)

## Albert alternatives

[Remitly](https://www.capterra.com/p/234233/Remitly/)

[2.2 (82)](https://www.capterra.com/p/234233/Remitly/reviews/)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/234233/Remitly/)

[Stocard](https://www.capterra.com/p/234213/Stocard/)

[4.9 (42)](https://www.capterra.com/p/234213/Stocard/reviews/)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/234213/Stocard/)

Highest Rated

[Papara](https://www.capterra.com/p/230487/Papara/)

[5.0 (2)](https://www.capterra.com/p/230487/Papara/#reviews)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/230487/Papara/)

[KOHO](https://www.capterra.com/p/265684/KOHO/)

[5.0 (1)](https://www.capterra.com/p/265684/KOHO/#reviews)

Starting price

Contact vendor for pricing

[Learn More](https://www.capterra.com/p/265684/KOHO/)

## Pricing

Value for money

4.8 (5)

### Starting price

Contact vendor  
for pricing

Free trial  
not available

Value for money

4.8 (5)

4.8

Based on 5 reviews

## Support, customer service and training options

Customer Service

4.2 (5)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.2 (5)

4.2

Based on 5 reviews

## User reviews

Overall rating

4.6

Based on 5 reviews

Filter by rating

5(3)

4(2)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

AB

Ashlee B.

Senior Customer Support Specialist

Health, Wellness and Fitness

### "Great Overdraft and Investment Options!!!"

4.0

Overall Rating

4.0

4.0

Ease of Use

3.0

3.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

July 27, 2024

I love this app for its simplicity. It's easy to use, and they do a great job of making their processes straightforward and hassle-free. I really appreciate that they don't even perform a soft credit check. Instead, they base my overdraft limit on my deposit amounts, transaction history, and account activity. This gives me a strong sense of control and can be empowering for people who don't have the best credit history. They offer investment guidance and options to choose from if you're interested, which is another favorite feature of mine because I've always wanted to learn how to invest my money the right way. Albert is very affordable, too! I was even able to get a 30-day free trial before I joined, which made all the difference. It never hurts to try something that's free!

Pros

I love how easy it is to find out if you qualify and then receive an overdraft limit of $25-$250, depending on factors like account activity, direct deposit amounts, and the number of transactions. I found it very easy to qualify, as the expectations aren't over the top, and they don't require a credit check.

Cons

If you need help, you can only reach customer support via text message or email. This means it can take longer to resolve account issues when they arise. Additionally, they offer a lower APY compared to some of their competitors.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AR

Amy R.

Bartender

Food & Beverages

### "If you need a great banking app, look no further than Albert."

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 18, 2023

Albert has helped me manage my personal finances in such a tremendous way! It is a breeze to log on and use the app, the Albert card has no sneaky fees or authorization holds, and it is so easy to move money to cashapp and other financial apps. The Albert card does not give me undue trouble when making purchases like some other cards, and the lack of surprise holds and nickel and dime type fees makes it so easy and predictable to budget my money effectively.

Pros

Albert made it so easy to make purchases and I was able to move money from albert to other banking apps seamlessly.

Cons

I have had no negative experiences with Albert. Every time I log in it is a quick and easy experience.

Switched from

[Chime](https://www.capterra.com/p/228456/Chime/)

Chime was a good service as well, but Albert helped me to automate my finances in the app in a more efficient manner.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Ariel F.

VP of Operations

Hospitality

### "Albert one of the best lending card and account "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

May 5, 2023

Pros

I really enjoyed the fact that without doing a full credit check and doing a deep dive into my financials I was able to receive a payday loan. And if you use your Albert account at your direct deposit account you were able to take more money out due to your consistent revenue

Cons

I honestly don't think there's anything I don't like about it

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

IL

Ivana L.

Owner

Retail

### "Albert"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

January 11, 2023

Excellent

Pros

Albert is easy to use and give to you more information than the others similar softwares. Even split your expenses in categories automatically. They have agents to help you with debits, making a plan to pay out, make a plan to save to the future. Compare month to month how you are caring you your money,

Cons

I don't think that I had any situation that I liked least.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

EJ

Eric J.

Welder

Primary/Secondary Education

### "Innovative and helpful"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

8/10

October 20, 2022

Albert's budgeting and financing help are very intuitive and useful and the instant cash advance feature has helped me out in many day to day situations that arise

Pros

The instant cash advance function and cash back bonuses on purchases .

Cons

The new account bonus has trouble sensing some direct deposits, taking a couple of interactions with customer service to activate bonus as well as cash back bonus bonuses for direct deposit.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

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