# Albert Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Albert Software - reviews, pricing plans, popular comparisons to other Mobile Banking products and more.

Source: https://www.capterra.com/p/246844/KYC360

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# 

 Albert Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on June 3, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

Albert

## What is Albert?

Once someone has applied, they can load money onto the app and other users can make payments via their own app-based account. The Albert service allows users to check their in-app balance, add to their savings, make transfers, and get advice about their spending and tips for saving money. The app works like a prepaid debit card, with additional features like advances on paychecks. Albert comes with a MasterCard debit card that allows users to spend their balance in stores, online, or over the phone. Users can also access over 55,000 ATMs without paying additional fees. Cash and saving features are FDIC-insured because money-storage services are provided by the Sutton Bank. The budgeting features allow people to plan their spending based on what they have spent in previous months, and help identify spending trends, fees, and subscriptions. Any money or budgetary advice given is purely in the form of purchase recommendations.

## What is Albert used for?

[Mobile Banking](https://www.capterra.com/mobile-banking-software/)

Overall rating

Based on 6 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Contact vendor  
for pricing

Free trial  
not available

Free version not included

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## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Albert

4.7 (6)

VS.

[### Apple Pay](https://www.capterra.com/p/212840/Apple-Pay/)

[4.7 (848)](https://www.capterra.com/p/212840/Apple-Pay/reviews/)

Starting Price

Contact vendor

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

4.5 (6)

Ease Of Use

4.8 (848)

Value For Money

4.8 (6)

Value For Money

4.7 (543)

Customer Service

4.2 (6)

Customer Service

4.5 (540)

## Albert alternatives

[Remitly](https://www.capterra.com/p/234233/Remitly/)

[2.2 (82)](https://www.capterra.com/p/234233/Remitly/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

32%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/234233/Remitly/)

[Stocard](https://www.capterra.com/p/234213/Stocard/)

[4.9 (42)](https://www.capterra.com/p/234213/Stocard/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

100%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/234213/Stocard/)

Highest Rated

[Papara](https://www.capterra.com/p/230487/Papara/)

[5.0 (2)](https://www.capterra.com/p/230487/Papara/#reviews)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

100%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/230487/Papara/)

[Mooney](https://www.capterra.com/p/253350/Mooney/)

[4.0 (1)](https://www.capterra.com/p/253350/Mooney/#reviews)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

100%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/253350/Mooney/)

## FAQs about Albert

Overview

### What company size and specific industries is Albert built for?

Albert is designed for private consumers rather than businesses, with no specific company size target. It serves individual users seeking an alternative to traditional money-management and banking services, including people who want financial advice and a personal debit Mastercard app.

Integrations

### Which third-party tools and platforms does Albert integrate with?

Albert integrates with Cash App and linked bank accounts for money transfers and account connections. The available integration data highlights Cash App as the named third-party platform, showing support for payment-related activity alongside bank-linked financial management.

Answer based on 1 reviews

Getting Started and Support

### What training and onboarding options does Albert offer?

Albert provides live online training and documentation to help teams get started. Live online sessions offer guided instruction from a trainer, while documentation gives written reference materials for setup, feature checks, and ongoing product use.

Getting Started and Support

### What customer support options does Albert offer?

Albert provides email/help desk, 24/7 live rep, and chat support. These channels give users multiple ways to reach assistance for setup, account issues, or product questions. No reviewer feedback about support experience is available, so no claims can be made about response times or helpfulness.

## Pricing

Value for money

4.8 (6)

Value for money

4.8 (6)

4.8

Based on 6 reviews

## Support, customer service and training options

Customer Service

4.2 (6)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

4.2 (6)

4.2

Based on 6 reviews

## User reviews

Overall rating

4.7

Based on 6 reviews

Filter by rating

5(4)

4(2)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

JG

Jessica G.

Realtor

Real Estate

### "Helpful tools for saving and tracking finances!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

June 9, 2026

My overall experience with the Albert app has been positive. It is user-friendly, easy to navigate, and provides helpful tools for budgeting, saving, and tracking finances. The personalized insights have helped me stay more aware of my spending and make better financial decisions.

Pros

What I like most about the Albert app is how easy it makes managing my finances in one place. The app provides personalized guidance, budgeting tools, and savings features that help me stay on track with my financial goals while giving me a clear picture of my spending habits.

Cons

What I like least about the Albert app is that some of the most helpful features require a paid subscription. I also wish there were more customization options for budgeting and financial tracking to better fit individual needs.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

AB

Ashlee B.

Senior Customer Support Specialist

Health, Wellness and Fitness

### "Great Overdraft and Investment Options!!!"

4.0

Overall Rating

4.0

4.0

Ease of Use

3.0

3.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

10/10

July 27, 2024

I love this app for its simplicity. It's easy to use, and they do a great job of making their processes straightforward and hassle-free. I really appreciate that they don't even perform a soft credit check. Instead, they base my overdraft limit on my deposit amounts, transaction history, and account activity. This gives me a strong sense of control and can be empowering for people who don't have the best credit history. They offer investment guidance and options to choose from if you're interested, which is another favorite feature of mine because I've always wanted to learn how to invest my money the right way. Albert is very affordable, too! I was even able to get a 30-day free trial before I joined, which made all the difference. It never hurts to try something that's free!

Pros

I love how easy it is to find out if you qualify and then receive an overdraft limit of $25-$250, depending on factors like account activity, direct deposit amounts, and the number of transactions. I found it very easy to qualify, as the expectations aren't over the top, and they don't require a credit check.

Cons

If you need help, you can only reach customer support via text message or email. This means it can take longer to resolve account issues when they arise. Additionally, they offer a lower APY compared to some of their competitors.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

AR

Amy R.

Bartender

Food & Beverages

### "If you need a great banking app, look no further than Albert."

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 18, 2023

Albert has helped me manage my personal finances in such a tremendous way! It is a breeze to log on and use the app, the Albert card has no sneaky fees or authorization holds, and it is so easy to move money to cashapp and other financial apps. The Albert card does not give me undue trouble when making purchases like some other cards, and the lack of surprise holds and nickel and dime type fees makes it so easy and predictable to budget my money effectively.

Pros

Albert made it so easy to make purchases and I was able to move money from albert to other banking apps seamlessly.

Cons

I have had no negative experiences with Albert. Every time I log in it is a quick and easy experience.

Switched from

[Chime](https://www.capterra.com/p/228456/Chime/)

Chime was a good service as well, but Albert helped me to automate my finances in the app in a more efficient manner.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

Ariel F.

VP of Operations

Hospitality

### "Albert one of the best lending card and account "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

4.0

4.0

Likelihood to Recommend

9/10

May 5, 2023

Pros

I really enjoyed the fact that without doing a full credit check and doing a deep dive into my financials I was able to receive a payday loan. And if you use your Albert account at your direct deposit account you were able to take more money out due to your consistent revenue

Cons

I honestly don't think there's anything I don't like about it

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

IL

Ivana L.

Owner

Retail

### "Albert"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

January 11, 2023

Excellent

Pros

Albert is easy to use and give to you more information than the others similar softwares. Even split your expenses in categories automatically. They have agents to help you with debits, making a plan to pay out, make a plan to save to the future. Compare month to month how you are caring you your money,

Cons

I don't think that I had any situation that I liked least.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

EJ

Eric J.

Welder

Primary/Secondary Education

### "Innovative and helpful"

4.0

Overall Rating

4.0

4.0

Ease of Use

4.0

4.0

Features

4.0

4.0

Customer Service

3.0

3.0

Likelihood to Recommend

8/10

October 20, 2022

Albert's budgeting and financing help are very intuitive and useful and the instant cash advance feature has helped me out in many day to day situations that arise

Pros

The instant cash advance function and cash back bonuses on purchases .

Cons

The new account bonus has trouble sensing some direct deposits, taking a couple of interactions with customer service to activate bonus as well as cash back bonus bonuses for direct deposit.

Review source

Incentivized review: software users are invited to submit an honest review and offered a nominal incentive for their time and effort. All incentivized reviews are subject to our verification process prior to publication.

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