# Amazon Pay Reviews 2026. Verified Reviews, Pros & Cons | Capterra

> Is Amazon Pay the right Payment Processing solution for you? Explore 152 verified user reviews from people in industries like yours to make a confident choice.

Source: https://www.capterra.com/p/247554/Amazon-Pay/reviews

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Amazon Pay

4.6 (152)

[View alternatives](https://www.capterra.com/p/247554/Amazon-Pay/alternatives/)

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/)

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Last updated March 13th, 2026

# Reviews of Amazon Pay

Ease of use

4.5

Customer Service

4.4

## Pros and Cons in Reviews

Ambrecia M

Dock WorkerRetail, 201 - 500 employeesUsed the software for: More than 2 years.

“Overall, you can choose to from any option and they save your information so next time you purchase off of Amazon you don't have to manually input your info from the card you using.“

December 22, 2025

MW

Mateja W

ConsultantComputer Software, 501 - 1,000 employeesUsed the software for: 6-12 months.

“It does not offer as many customization options for payment flows as some specialized payment gateways, which could limit flexibility for certain businesses.“

February 27, 2025

Abhishek P

Associate DeveloperInformation Technology and Services, 10,001+ employeesUsed the software for: More than 2 years.

“Amazon Pay is helping a lot in making payments of utility bills, getting reminders of bills, and providing good cashback and coupons as well in return.“

January 5, 2025

CK

Chigurupati K

Student Education Management, 501 - 1,000 employeesUsed the software for: More than 2 years.

“The dislike about Amazon pay is that it does not have a separate application to make a payment, whenever we have to use Amazon pay we have to use Amazon application to make a payment. And the Amazon application interface is not good. And sometimes the application does not opens and lags some times“

June 29, 2023

NP

Narender P

Customer Support OfficerFinancial Services, 11 - 50 employeesUsed the software for: More than 2 years.

“To make instant payment and get most useful rewards like discount offers on each deals and rewards on each transactions, easy interface also amazon pay helps us to book movie tickets, events, and amazon pay travel very easy interface to book trains, bus, flights ticket with approx 10% to 20% discounts on each booking with credit cards, UPI Offers, very easy interface of for new customers“

December 8, 2024

ps

panneer s

system adminEducation Management, 51 - 200 employeesUsed the software for: More than 2 years.

“Some users have reported occasional technical issues, such as slow loading times or payment failures“

December 10, 2024

AN

Ankita N

StudentComputer Software, Self-employedUsed the software for: 6-12 months.

“I purchase a lot of things using Amazon pay and also occassionally perform topup recharges and it has hardly caused me any problem.“

May 1, 2025

TK

Taylor K

EngineerHospitality, 501 - 1,000 employeesUsed the software for: 6-12 months.

“Amazon Pay cannot interact with PayPal which can sometimes cause an inconvenience.“

January 15, 2025

## Showing most helpful reviews

Showing 1-25 of 152 Reviews

Sort by:

Most Helpful

Rating

Company Size

Reviewer's Role

Length of Use

Frequency of Use

Yashasvi S.  
Assistant manager  
Information Technology and Services  
Used the software for: 2+ years

### "Amazon pay is the best for daily transactions. "

January 20, 2025

5.0

My experience started with amazon pay back in 2022. Since then I am using the amazon pay. I have really got a lot of cashbacks, which was unexpected for me as the % of cashback is higher as compared to others.

Pros

It's easy to use and also the cashback points are better than any other pay app.

Cons

Nothing, I love it. I absolutely hate nothing about amazon pay

Switched from

[Phone Number Validation](https://www.capterra.com/p/241881/International-Phone-Number-Validation/)

It is easier to use than any other product or platform.

Review Source

PSA

P S A.  
Operations and project management intern  
Automotive  
Used the software for: 2+ years

### "Underrated UPI App to ever Exist"

February 20, 2025

4.0

absolutely one of the most underrated upis out there but the kyc process is a pain

Pros

I like the integration of Upi, amazon marketplace and mostly the wallet to upi

Cons

I did not like the KYC mandatory for using pay balance to do upi transactions

Switched from

[PhonePe Payment Gateway](https://www.capterra.com/p/10027485/PhonePe-Payment-Gateway/)

I like the amazon shopping integration with this

Review Source

PP

Param P.  
Operation  
Health, Wellness and Fitness  
Used the software for: 1-2 years

### "Honest review about Amazon pay"

March 7, 2026

5.0

Overall it's really good app in online payment service it also gives 24x7 service just it needs to create an app for easy access.

Pros

If we pay with the amazon payment through app it gives some discount and it's easy to use so we can pay in advance and we don't have to pay on delivery.

Cons

If we want to use the amazon pay app we have to Open the app then direct to payment section so it should create an separate app for an easy access.

Switched from

[FCC Ads Manager](https://www.capterra.com/p/254769/FCC-Ads-Manager/)

Because it's cheap and easy to access and better.

Review Source

NRWW

Nanita Rica Winniewski W.  
Customer care management specialist  
Market Research  
Used the software for: 1-2 years

### "Experience "

March 6, 2025

3.0

Pros

buying product on Amazon.com is often easy when using Amazon pay because cash back is offered.

Cons

Besides Amazon pay your can't use Amazon gift cards to buy gifts on Amazon.com store.

Review Source

VR

Verified Reviewer  
Student  
Pharmaceuticals  
Used the software for: 1-2 years

### "Very easy and reliable platform for payment service."

April 5, 2025

5.0

Amazon pay is reliable and easy to use payment option and perfect for consumers who are already a part of amazon ecosystem.

Pros

It is easy to use for consumers who already have an amazon account along with providing a secure option for online payments.

Cons

Amazon pay is not as extensively used as other payment methods which make it unsuitable for business seekers to expand customers base. Also it require amazon account to avail amazon pay service.

Switched from

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

It doesn't have a reliable platform and not giving a significant gift cards and cashback on payments.

Review Source

NP

Narender P.  
Customer Support Officer  
Financial Services  
Used the software for: 2+ years

### "Amazon pay review"

December 8, 2024

5.0

Excellent interface easy navigation on each portals

Pros

To make instant payment and get most useful rewards like discount offers on each deals and rewards on each transactions, easy interface also amazon pay helps us to book movie tickets, events, and amazon pay travel very easy interface to book trains, bus, flights ticket with approx 10% to 20% discounts on each booking with credit cards, UPI Offers, very easy interface of for new customers

Cons

Unable to use gift cards balance on UPI payments

Alternatives considered

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

Reason for choosing Amazon Pay

Sometimes unable to use amazon pay due to glitches but overall amazon pay is excellent

Review Source

BG

Brittany G.  
Marketing  
Design  
Used the software for: 1-2 years

### "I love Amazon pay"

February 13, 2025

5.0

I love Amazon pay! Its my favorite app and Amazon pay is easy to use and self exploratory

Pros

My favorite thing about Amazon pay is that you can add different payment methods and pay anywhere on Amazon

Cons

You can only use it on amazon. Therefore you can't use it anywhere but Amazon.

Switched from

[Terapeak Research](https://www.capterra.com/p/181856/Terapeak-Research/)

Amazon is better and easier to use and I really like Amazon pay

Review Source

HG

Harshit G.  
Financial Analyst  
Financial Services  
Used the software for: 2+ years

### "Pay on any app with cashbacks"

March 16, 2025

5.0

Pros

It’s integration in every shopping and e-commerce apps. I can pay from amazon pay balance on every app and also provides additional cash backs as well.

Cons

It’s inability to scan and pay from Amazon Pay Balance. That’s one limitation which i face.

Switched from

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

It gives the maximum cashbacks on every payment.

Review Source

Ambrecia M.  
Dock Worker  
Retail  
Used the software for: 2+ years

### "Amazon pay is better for me "

December 22, 2025

5.0

Overall, you can choose to from any option and they save your information so next time you purchase off of Amazon you don't have to manually input your info from the card you using.

Pros

I like how they have many options to choose from, like klarna or you can use your EBT option so you have many to choose to pay for the product.

Cons

I don't have anything bad to say about it, everything is good to me and so far haven't gave me any trouble.

Review Source

VB

Vittal B.  
Chief Product and Strategy Officer  
Information Technology and Services  
Used the software for: 2+ years

### "Convenient way to pay but needs better reporting."

July 14, 2025

5.0

Reduced cart abandonment for us on our B2B tools website and helped with our repeat customers. It’s a quick, no-fuss way for them to check out without entering payment info every time.

Pros

I appreciate how simple it is to add into our checkout process and that customers recognize it. Conversion rates jumped immediately.

Cons

The reporting dashboard is fairly basic. It’s difficult to dig into detailed transaction data, or extract custom exports, without jumping through some hoops.

Review Source

VR

Verified Reviewer  
Software Engineer  
Computer Software  
Used the software for: Less than 6 months

### "Good but still needs improvement"

January 27, 2025

4.0

Pros

Sometimes better than paypal, very easy to use

Cons

Not supported everywhere, it still needs to be known

Switched from

[PayPal](https://www.capterra.com/p/207944/PayPal/)

Paypal has sometimes high fees, so I wanted to try something different

Review Source

AS

Akash S.  
Quality Assurance Engineer  
Consumer Goods  
Used the software for: 2+ years

### "Power to online payments, online shopping, recharge, pay bills, buy medicine, ..."

July 13, 2023

5.0

Overall an excellent experience for me

Pros

Amazon pay is the 1st app which seems perfect according to me and the pros. are-1. Ease of use 2. Accessible across multiple platforms 3. Multiple capabilities and functions 4. Hassle free payment 5. UPI on the go 6. Wallet also available 7. Worldwide usage8. Data encryption 9. Order tracking and management is just so good10. Products listed from verified sellers from all accross the world

Cons

No cons so far according to me.I just faced an issue sometimes when app crashes

Switched from

[Paytm m'Loyal](https://www.capterra.com/p/10004148/Paytm-mLoyal/)

Due to 3 fraud activities that i faced while using paytm for 3 years

Review Source

VR

Verified Reviewer  
Senior Software engineer  
Information Technology and Services  
Used the software for: 1-2 years

### "Digital payments at one go"

June 23, 2022

5.0

My experience with amazon pay is just Limited to the amazon app itself and whenever i use it, I make things simple with amazon pay and its simplified UI

Pros

I can make payments very fast when using it on a smartphone and particularly on amazon app as it comes inside it. you can pay for shopping , while recharging things at home with just a phone

Cons

It’s not a famous payment method in my area and 15-20% people may use it on regular basis. So, I just follow the trend

Reason for choosing Amazon Pay

It's just matter of time and offers running at that time while using amazon pay. Also, Amazon pay gives cashbacks which are very helpful. It should increase the amount of cashback though

Switched from

[Pi.](https://www.capterra.com/p/234747/Paytm/)[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

It's just matter of time and offers running at that time

Review Source

CP

Chandrakeerthan P.  
student  
Higher Education  
Used the software for: 1-2 years

### "Best payments service"

February 2, 2023

4.0

My experience with amazon pay is great.I have been using it since 2 years.Amazon pay processing is so fast and secure.I pay all my bills through amazon pay and the cashbacks i receive are more when compared to other payment apps.The scratch cards are more in amazon pay.Amazon pay is defintely a top notch application service when it comes to online payments.

Pros

The main best things about amazon pay is the cashbacks it provide.The payments can processed very fast and secure.Amazon pay is accepted by every website for payments.The user interface is beginner friendly and easy to set up.Amazon pay wallet is another best feature.

Cons

The amazon pay balance cant be used to send to any friends/bank accounts,even if user completes his full KYC.This should be changed so that everyone can use their amazon pay balance to send to their contacts/bank accounts.

Switched from

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

As amazon pay is more secure and it provides more scratch cards than gpay.

Review Source

PM

Priyanka M.  
NA  
Pharmaceuticals  
Used the software for: 2+ years

### "My experience with Amazon pay."

October 1, 2024

5.0

Amazon pay is easy and secure payment method. It also serves as a digital wallet and I could do recurring payments for subscriptions, mobile payments etc.

Pros

It is a convenient and secure payment method. The rewards and discounts make it my go-to payment method with additional benefits. Also, I could easily track my payment history at any time and place.

Cons

Provides limited international support; hence, I could not recommend it to all my relatives and friends. I discovered that it is sometimes hard to reach out to customer care support.

Review Source

MO

Madeline O.  
Owens  
Photography  
Used the software for: 1-2 years

### "Best pay option ever "

February 21, 2025

5.0

Wonderful love Amazon pay and how easy it it to purchase your things with just one click

Pros

So convenient and easy. So safe and a quick click once it’s added into your payment methods

Cons

Nothing I thought it was easy to set up.

Review Source

NS

NITIN S.  
BUSINESS OWNER  
Retail  
Used the software for: 1-2 years

### "Amazon Pay "

January 30, 2025

5.0

Very easy and simple method to buy products on amazon

Pros

It can be used for purchasing products on Amazon as well as payment methods on other e-commerce platforms

Cons

For making payment, there must be balance in Amazon pay as it is an prepaid method of payment

Review Source

MA

Mia A.  
Recruitment Coordinator  
Telecommunications  
Used the software for: 1-2 years

### "Love it! Use it often :)"

February 17, 2025

5.0

Very good! They always notify me when a payment is due, I find the service to be very reliable.

Pros

Gives me the option to pay over 5 months which works better for me more than regular 12 month payment plans.

Cons

I can't think of anything I dislike - would be good if they gave an option of customising the payment plan length. :)

Review Source

MS

Mikaela S.  
Assistant Manager  
Consumer Goods  
Used the software for: Less than 6 months

### "Amazon Pay is Amazing! "

March 21, 2025

5.0

I’ve been loving Amazon Pay. Super easy to use and great for transactions!

Pros

Super easy to use and navigate. Not complex and very user friendly!

Cons

I have no complaints. Amazon Pay only makes my life easier!

Review Source

EB

Emma B.  
Recruitment consultant  
Staffing and Recruiting  
Used the software for: Less than 6 months

### "Excellent service"

January 15, 2025

5.0

really great service as you get the benefits of using amazon

Pros

That you dont have to be an amazon to use the amazon pay when on other websites

Cons

you dont get updates on amazon about the delievery

Review Source

KR

Krishna R.  
Retailer  
Retail  
Used the software for: Less than 6 months

### "Honest review of Amazon pay"

December 23, 2024

5.0

It was a great experience to begin with it's quite easy to use and handle.

Pros

It provides amazon gift cards, rewards and discounts.

Cons

Limited compatability non-amazon services

Review Source

VA

Varsha A.  
SRE Intern  
Financial Services  
Used the software for: 2+ years

### "Amazon pay review"

July 20, 2024

4.0

Pros

I get cashbacks most of the time and also useful scratch cards.

Cons

The user interface for handling all the gift cards won can be made much more simple.

Review Source

VR

Verified Reviewer  
Application developer  
Computer Software  
Used the software for: 2+ years

### "Importance of the application of usage"

October 14, 2022

5.0

Pros

Easy to perform easy to order product easy to find anything what we need and easy to make payment as well

Cons

Just i doesn't like is to get the refund process is so long and its take time to do

Review Source

Marilyn L.  
Business Owner  
Consumer Goods  
Used the software for: I used a free trial

### "Shop online at an easy way! "

May 27, 2024

4.0

It is a good product and much needed as we experienced lockdown before. we can buy snd pay online in an easy way. I recommend it to all of you.

Pros

I love how its easy to use and has a lot of features icluding shopping snd paying bills online.

Cons

Need more safety for every transaction as it has money involved.

Review Source

César C.  
Computer engineer  
Computer Hardware  
Used the software for: 2+ years

### "A very specific option, but with great benefits!"

May 24, 2022

5.0

During the time I used Amazon Pay I had an excellent experience, it never failed me, I was always sure that the transactions were going to be secure, and very few companies can assure you of that. It is an excellent service to take into account.

Pros

From Amazon Pay you can always count on the trust and security that the company gives you when making transactions, it is a very transparent process that gives security to the buyer. The transaction speed is impressive, it works very fast from anywhere in the world. The integration with the Amazon store makes it the best option if you are a regular buyer of this digital store. In addition, it has many other tools that improve the experience, from payments to third parties, payments for vital services, etc. Amazon Pay is an excellent service, highly recommended.

Cons

Outside the Amazon store, it loses a lot of power because many web pages do not allow payments with this service.

Review Source

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