--- title: "Amazon Pay Reviews 2026. Verified Reviews, Pros & Cons | Capterra" description: "Is Amazon Pay the right Payment Processing solution for you? Explore 153 verified user reviews from people in industries like yours to make a confident choice." source_url: "https://www.capterra.com/p/247554/Amazon-Pay/reviews/" page_type: "reviews" language: "en" --- Amazon Pay 4.6 (153) [View alternatives](https://www.capterra.com/p/247554/Amazon-Pay/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated August 27th, 2026 # Reviews of Amazon Pay Ease of use 4.5 Customer Service 4.4 ## Pros and Cons in Reviews Abhishek P Associate DeveloperInformation Technology and Services, 10,001+ employeesUsed the software for: More than 2 years. “Amazon Pay is helping a lot in making payments of utility bills, getting reminders of bills, and providing good cashback and coupons as well in return.“ January 5, 2025 MW Mateja W ConsultantComputer Software, 501 - 1,000 employeesUsed the software for: 6-12 months. “It does not offer as many customization options for payment flows as some specialized payment gateways, which could limit flexibility for certain businesses.“ February 27, 2025 NP Narender P Customer Support OfficerFinancial Services, 11 - 50 employeesUsed the software for: More than 2 years. “To make instant payment and get most useful rewards like discount offers on each deals and rewards on each transactions, easy interface also amazon pay helps us to book movie tickets, events, and amazon pay travel very easy interface to book trains, bus, flights ticket with approx 10% to 20% discounts on each booking with credit cards, UPI Offers, very easy interface of for new customers“ December 8, 2024 Srawan P StudentInformation Technology and Services, Self-employedUsed the software for: 1-2 years. “Sometimes the offers are less and cashback rewards are not available for every payment.“ July 5, 2026 Ambrecia M Dock WorkerRetail, 201 - 500 employeesUsed the software for: More than 2 years. “Overall, you can choose to from any option and they save your information so next time you purchase off of Amazon you don't have to manually input your info from the card you using.“ December 22, 2025 ps panneer s system adminEducation Management, 51 - 200 employeesUsed the software for: More than 2 years. “Some users have reported occasional technical issues, such as slow loading times or payment failures“ December 10, 2024 PM Priyanka M NAPharmaceuticals, Self-employedUsed the software for: More than 2 years. “It also serves as a digital wallet and I could do recurring payments for subscriptions, mobile payments etc.“ October 1, 2024 TK Taylor K EngineerHospitality, 501 - 1,000 employeesUsed the software for: 6-12 months. “Amazon Pay cannot interact with PayPal which can sometimes cause an inconvenience.“ January 15, 2025 ## Showing most helpful reviews Showing 1-25 of 153 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use Yashasvi S. Assistant manager Information Technology and Services Used the software for: 2+ years ### "Amazon pay is the best for daily transactions. " January 20, 2025 5.0 My experience started with amazon pay back in 2022. Since then I am using the amazon pay. I have really got a lot of cashbacks, which was unexpected for me as the % of cashback is higher as compared to others. Pros It's easy to use and also the cashback points are better than any other pay app. Cons Nothing, I love it. I absolutely hate nothing about amazon pay Switched from [Phone Number Validation](https://www.capterra.com/p/241881/International-Phone-Number-Validation/) It is easier to use than any other product or platform. Review Source VR Verified Reviewer Student Information Technology and Services Used the software for: 1-2 years ### "Easy and useful Payment app for daily use." July 5, 2026 4.0 My overall experience with Amazon Pay has been good. It is easy to setup and useful for daily payments. I use it for online shopping, bill payments and money transfer. It saves time and works smoothly most of the time. Pros I like that Amazon Pay is simple and easy to use. I mostly use it for payments, shopping and recharges. The payment process is fast and I can easily check my past transactions. Cashback offers and UPI support are also helpful. Cons There is nothing major I dislike about Amazon Pay. Sometimes the offers are less and cashback rewards are not available for every payment. Improving customer support speed can make it better. Switched from [PhonePe Payment Gateway](https://www.capterra.com/p/10027485/PhonePe-Payment-Gateway/) I switched because Amazon Pay was easier for me to use and it was already connected with my Amazon account. It made online shopping payments faster and I liked the simple setup, and Payment Failures were way less. Review Source NRWW Nanita Rica Winniewski W. Customer care management specialist Market Research Used the software for: 1-2 years ### "Experience " March 6, 2025 3.0 Pros buying product on Amazon.com is often easy when using Amazon pay because cash back is offered. Cons Besides Amazon pay your can't use Amazon gift cards to buy gifts on Amazon.com store. Review Source PP Param P. Operation Health, Wellness and Fitness Used the software for: 1-2 years ### "Honest review about Amazon pay" March 7, 2026 5.0 Overall it's really good app in online payment service it also gives 24x7 service just it needs to create an app for easy access. Pros If we pay with the amazon payment through app it gives some discount and it's easy to use so we can pay in advance and we don't have to pay on delivery. Cons If we want to use the amazon pay app we have to Open the app then direct to payment section so it should create an separate app for an easy access. Switched from [FCC Ads Manager](https://www.capterra.com/p/254769/FCC-Ads-Manager/) Because it's cheap and easy to access and better. Review Source VR Verified Reviewer Student Pharmaceuticals Used the software for: 1-2 years ### "Very easy and reliable platform for payment service." April 5, 2025 5.0 Amazon pay is reliable and easy to use payment option and perfect for consumers who are already a part of amazon ecosystem. Pros It is easy to use for consumers who already have an amazon account along with providing a secure option for online payments. Cons Amazon pay is not as extensively used as other payment methods which make it unsuitable for business seekers to expand customers base. Also it require amazon account to avail amazon pay service. Switched from [Google Pay](https://www.capterra.com/p/212826/Google-Pay/) It doesn't have a reliable platform and not giving a significant gift cards and cashback on payments. Review Source PSA P S A. Operations and project management intern Automotive Used the software for: 2+ years ### "Underrated UPI App to ever Exist" February 20, 2025 4.0 absolutely one of the most underrated upis out there but the kyc process is a pain Pros I like the integration of Upi, amazon marketplace and mostly the wallet to upi Cons I did not like the KYC mandatory for using pay balance to do upi transactions Switched from [PhonePe Payment Gateway](https://www.capterra.com/p/10027485/PhonePe-Payment-Gateway/) I like the amazon shopping integration with this Review Source HG Harshit G. Financial Analyst Financial Services Used the software for: 2+ years ### "Pay on any app with cashbacks" March 16, 2025 5.0 Pros It’s integration in every shopping and e-commerce apps. I can pay from amazon pay balance on every app and also provides additional cash backs as well. Cons It’s inability to scan and pay from Amazon Pay Balance. That’s one limitation which i face. Switched from [Google Pay](https://www.capterra.com/p/212826/Google-Pay/) It gives the maximum cashbacks on every payment. Review Source BG Brittany G. Marketing Design Used the software for: 1-2 years ### "I love Amazon pay" February 13, 2025 5.0 I love Amazon pay! Its my favorite app and Amazon pay is easy to use and self exploratory Pros My favorite thing about Amazon pay is that you can add different payment methods and pay anywhere on Amazon Cons You can only use it on amazon. Therefore you can't use it anywhere but Amazon. Switched from [Terapeak Research](https://www.capterra.com/p/181856/Terapeak-Research/) Amazon is better and easier to use and I really like Amazon pay Review Source NP Narender P. Customer Support Officer Financial Services Used the software for: 2+ years ### "Amazon pay review" December 8, 2024 5.0 Excellent interface easy navigation on each portals Pros To make instant payment and get most useful rewards like discount offers on each deals and rewards on each transactions, easy interface also amazon pay helps us to book movie tickets, events, and amazon pay travel very easy interface to book trains, bus, flights ticket with approx 10% to 20% discounts on each booking with credit cards, UPI Offers, very easy interface of for new customers Cons Unable to use gift cards balance on UPI payments Alternatives considered [Google Pay](https://www.capterra.com/p/212826/Google-Pay/) Reason for choosing Amazon Pay Sometimes unable to use amazon pay due to glitches but overall amazon pay is excellent Review Source Ambrecia M. Dock Worker Retail Used the software for: 2+ years ### "Amazon pay is better for me " December 22, 2025 5.0 Overall, you can choose to from any option and they save your information so next time you purchase off of Amazon you don't have to manually input your info from the card you using. Pros I like how they have many options to choose from, like klarna or you can use your EBT option so you have many to choose to pay for the product. Cons I don't have anything bad to say about it, everything is good to me and so far haven't gave me any trouble. Review Source AS Akash S. Quality Assurance Engineer Consumer Goods Used the software for: 2+ years ### "Power to online payments, online shopping, recharge, pay bills, buy medicine, ..." July 13, 2023 5.0 Overall an excellent experience for me Pros Amazon pay is the 1st app which seems perfect according to me and the pros. are-1. Ease of use 2. Accessible across multiple platforms 3. Multiple capabilities and functions 4. Hassle free payment 5. UPI on the go 6. Wallet also available 7. Worldwide usage8. Data encryption 9. Order tracking and management is just so good10. Products listed from verified sellers from all accross the world Cons No cons so far according to me.I just faced an issue sometimes when app crashes Switched from [Paytm m'Loyal](https://www.capterra.com/p/10004148/Paytm-mLoyal/) Due to 3 fraud activities that i faced while using paytm for 3 years Review Source VR Verified Reviewer Senior Software engineer Information Technology and Services Used the software for: 1-2 years ### "Digital payments at one go" June 23, 2022 5.0 My experience with amazon pay is just Limited to the amazon app itself and whenever i use it, I make things simple with amazon pay and its simplified UI Pros I can make payments very fast when using it on a smartphone and particularly on amazon app as it comes inside it. you can pay for shopping , while recharging things at home with just a phone Cons It’s not a famous payment method in my area and 15-20% people may use it on regular basis. So, I just follow the trend Reason for choosing Amazon Pay It's just matter of time and offers running at that time while using amazon pay. Also, Amazon pay gives cashbacks which are very helpful. It should increase the amount of cashback though Switched from [Pi.](https://www.capterra.com/p/234747/Paytm/)[Google Pay](https://www.capterra.com/p/212826/Google-Pay/) It's just matter of time and offers running at that time Review Source BP Balabadhruni P. Studenr Education Management Used the software for: 2+ years ### "Pros and cons" September 25, 2023 4.0 Pros My overall experience has been excellent; I enjoy using Amazon Pay to make purchases and frequently receive reward discounts and cashback. I'll advise everyone to utilise Amazon Pay. Cons We can only pay a small number of online retailers with Amazon Pay Wallet, which is not ideal. Additionally, we are unable to use Amazon Pay Wallet to make any offline payments through QR code to any merchant. Switched from [Google Pay](https://www.capterra.com/p/212826/Google-Pay/) They provide scratch card after each payment having guaranteed offers Review Source MO Madeline O. Owens Photography Used the software for: 1-2 years ### "Best pay option ever " February 21, 2025 5.0 Wonderful love Amazon pay and how easy it it to purchase your things with just one click Pros So convenient and easy. So safe and a quick click once it’s added into your payment methods Cons Nothing I thought it was easy to set up. Review Source SM Shreya M. Manager Consumer Services Used the software for: 1-2 years ### "Amazon Pay: A great advantage" January 23, 2025 5.0 My overall experience with Amazon Pay has been positive. It provides a reliable and user-friendly platform for online payments, offering features like cashback and rewards that enhance the user experience. Pros I appreciate the seamless integration with the Amazon ecosystem, making it incredibly convenient for existing users Cons The limited availability of offline payment options compared to other digital wallets can be a drawback. Review Source LS Ledio S. Waiter Restaurants Used the software for: 2+ years ### "Easy and safe" January 19, 2025 4.0 Make easy and safe a lot off payments , happy with it Pros Very easy and safe to use it, It allows users to make purchases using their existing Amazon account, eliminating the need to re-enter payment details Cons Fees for Merchants, charges transaction fees, which may be higher compared to some alternatives. Review Source NS NITIN S. BUSINESS OWNER Retail Used the software for: 1-2 years ### "Amazon Pay " January 30, 2025 5.0 Very easy and simple method to buy products on amazon Pros It can be used for purchasing products on Amazon as well as payment methods on other e-commerce platforms Cons For making payment, there must be balance in Amazon pay as it is an prepaid method of payment Review Source CW Christine W. Accounts Construction Used the software for: Less than 6 months ### "convenient payment" July 22, 2025 4.0 Pros it's very convenient payment and offer a secure way to make online purchase I will recommend to my friends Cons I fell so far so good as it's very convenient payment maybe sometimes the cashback value is very less Review Source TK Taylor K. Engineer Hospitality Used the software for: 6-12 months ### "Amazon Pay - digital wallet" January 15, 2025 5.0 My overall experience has been positive. Every time I have used Amazon Pay ended in success. Pros Amazon in itself is a worldwide known company so I enjoy that I can trust using Amazon Pay for my transactions. Cons Amazon Pay cannot interact with PayPal which can sometimes cause an inconvenience. Review Source MD Mike D. Owner Food & Beverages Used the software for: 2+ years ### "I would use Apple Pay" December 30, 2024 4.0 Pros I like the fact that you can use your Amazon account to pay Cons Amazon pay is not accepted by many retailers Review Source KR Krishna R. Retailer Retail Used the software for: Less than 6 months ### "Honest review of Amazon pay" December 23, 2024 5.0 It was a great experience to begin with it's quite easy to use and handle. Pros It provides amazon gift cards, rewards and discounts. Cons Limited compatability non-amazon services Review Source VR Verified Reviewer Application developer Computer Software Used the software for: 2+ years ### "Importance of the application of usage" October 14, 2022 5.0 Pros Easy to perform easy to order product easy to find anything what we need and easy to make payment as well Cons Just i doesn't like is to get the refund process is so long and its take time to do Review Source AB Angelica B. University Intern Pharmaceuticals Used the software for: 2+ years ### "The Smart Way to Pay Online" May 19, 2023 5.0 During my internship in the pharmaceutical product development and research department at the university, I had the opportunity to use Amazon Pay on multiple occasions. The platform proved to be a secure and convenient way to make online payments for acquiring supplies and equipment necessary for our projects. We were able to complete transactions efficiently as payment data was securely stored with Amazon, providing us with peace of mind regarding financial security. The integration of Amazon Pay across various websites allowed us to have a consistent payment experience, making our purchases easier and reducing the need to repeatedly enter payment information on different platforms. Pros Amazon Pay offers several notable advantages. Firstly, its widespread acceptance on numerous websites makes it convenient to make online payments. Additionally, the platform provides a quick and straightforward payment process, allowing users to complete transactions in just a few clicks. It also offers an added layer of security as payment data is securely stored with Amazon, reducing the risk of sharing confidential financial information across multiple websites. Furthermore, Amazon customers can access their payment information and make seamless purchases on any site that accepts Amazon Pay. Cons While Amazon Pay has many benefits, it also has some limitations. One of them is limited availability in certain countries and websites, which may restrict its usage for certain international users. Additionally, some users have reported occasional compatibility issues or technical difficulties when making payments on specific websites. Another drawback is that not all online merchants accept Amazon Pay as a payment method, which could limit its utility in certain transactions. Review Source ND Naveen D. Associate Professor Education Management Used the software for: 2+ years ### "Simplify Your Transactions with Amazon Pay" February 22, 2023 4.0 Amazon Pay is a reliable and convenient payment option for those who frequently make online purchases. With its user-friendly interface, security features, and rewards program, it offers a great alternative to traditional payment methods. Pros 1\. Amazon Pay eliminates the need to enter your payment information on every website you visit, making the checkout process quick and easy.2. With Amazon's secure payment system, you can be sure that your payment information is kept safe and secure.3. Amazon Pay often offers cashback and other rewards for using their service, providing users with additional savings and benefits.4. Amazon Pay is integrated with many popular online stores and services, making it a versatile and convenient payment option.5. Amazon Pay has a user-friendly mobile app that enables users to make payments from their mobile devices. Cons 1\. While Amazon Pay is available on many websites, it is not yet universally accepted, which may limit its usefulness for some users.2. Since Amazon Pay is a service offered by Amazon, users may feel uneasy about relying solely on one company for their online payment needs. Review Source Parth S. Assistant Web developer Building Materials Used the software for: 2+ years ### "Easy way to pay money online while purching products" April 19, 2022 5.0 Maximum limit of 20,000 per month. The most common benefit is a lot of cashback is being provided by amazon pay. Any gift card we adopt is sent directly to our amazon pay account thus making it easy for users to Pay checkouts fasters. Pros 1\. Least payment decline issue. 2. Support phone as well as website. 3. A lot of cashback is there. 4. Least complexity during payments. Cons 1\. Got stuck in a payment issue sometimes. 2. Sometimes decline the payment. 3. Doesn't work in a slow bandwidth network 4. It does not support PayPal payments. Reason for choosing Amazon Pay A lot of cashbacks are being given to users which attracts the users too Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.