# Alternative Payments Software Pricing, Alternatives & More 2026 | Capterra

> With the help of Capterra, learn about Alternative Payments Software - reviews, pricing plans, popular comparisons to other Payment Processing products and more.

Source: https://www.capterra.com/p/253164/Alternative-Payments

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# 

 Alternative Payments Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on March 13, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews)

Alternative Payments

## What is Alternative Payments?

Alternative Payments is a full-service B2B payments platform that simplifies and automates payments for you and your customers. Offer your customers a white-labeled and secure platform to pay invoices with numerous payment methods (ACH, credit cards, and Pay in Installments). Integrate with leading accounting and PSA software solutions to sync invoices and make auto-reconciliation a breeze, enable automations like auto-pay and automated email reminders, and unlock data insights all in one place.

## What is Alternative Payments used for?

[Payment Processing](https://www.capterra.com/payment-processing-software/)

Overall rating

Based on 5 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

$199

Usage Based, Per Month

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

Do you work for Alternative Payments?[Manage this product listing](https://digitalmarkets.gartner.com/get-listed/claim-bx?url=https://www.alternative.co/&name=Alternative Payments)

## Compare with a popular alternative

Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status.

### Alternative Payments

5.0 (5)

VS.

[4.6 (3,304)](https://www.capterra.com/p/123889/Stripe/reviews/)

Starting Price

$199

Usage Based, Per Month

Starting Price

Contact vendor

Free Trial

Free Version

Pricing Options

Free Trial

Free Version

Ease Of Use

5.0 (5)

Ease Of Use

4.5 (26,258)

Value For Money

5.0 (5)

Value For Money

4.4 (20,120)

Customer Service

5.0 (5)

Customer Service

4.2 (20,377)

## Alternative Payments alternatives

[4.8 (524)](https://www.capterra.com/p/163474/WeTravel/reviews/)

Starting price

$79.00

Per User, Per Month

[4.7 (479)](https://www.capterra.com/p/182990/GCPAY/reviews/)

Starting price

Contact vendor for pricing

[4.7 (103)](https://www.capterra.com/p/10014229/Zil-Money/reviews/)

Starting price

$30.00

Per User, Per Month

Highest Rated

[4.9 (247)](https://www.capterra.com/p/198072/ePayPolicy/reviews/)

Starting price

$25.00

Per User, Per Month

[View all alternatives](https://www.capterra.com/p/253164/Alternative-Payments/alternatives/)

## Features

Features with the highest number of reviews are displayed first. Those that have no reviews appear next, sorted alphabetically.

Data Security

5.0 (4)

0.00% of 4 reviewers that rated this feature as important or highly important

Protect sensitive data for digital privacy

ACH Payment Processing

5.0 (3)

0.00% of 3 reviewers that rated this feature as important or highly important

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Billing & Invoicing

5.0 (3)

0.00% of 3 reviewers that rated this feature as important or highly important

Create, manage, and send invoices or bills to customers

Online Payments

5.0 (3)

0.00% of 3 reviewers that rated this feature as important or highly important

Accept and process online payment transactions

Reporting/Analytics

5.0 (3)

0.00% of 3 reviewers that rated this feature as important or highly important

View and track pertinent metrics to find patterns and gain insights from data

Alerts/Notifications

5.0 (2)

0.00% of 2 reviewers that rated this feature as important or highly important

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Alternative Payments 21 features

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Create, manage, and send invoices or bills to customers

Add customized logos and colors to align with company branding

Import and export data to and from software applications

Protect sensitive data for digital privacy

Accept and process credit/debit card transactions

Process payments via multiple modes directly through the application

Accept and process online payment transactions

Allow customers to make a partial payment on an invoice and track remaining debt

Integration with payment gateways to facilitate online transactions

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Receive data and information in real time

Upload, track, and submit receipts in a central database

Automated process of charging customers at regular intervals for repeated access or use of a product or service

View and track pertinent metrics to find patterns and gain insights from data

Search and filter data across systems to locate required information by entering keywords or certain criteria

Online portal through which end users can access the system, manage tasks, or obtain information

Track the status over time for a request, process, asset, or transaction

Monitor or audit historical and current transactions to analyze customer account activities

Get Advice

We can help you find the software with the features you need.

Features

5.0 (5)

5.0

Based on 5 reviews

## Pricing

Value for money

5.0 (5)

$199/mo - Up to 50k of Processing Volume

$199.00

Usage Based,Per Month

$499/mo - Up to 100k in monthly processing volume

$499.00

Usage Based,Per Month

Custom - No limit on processing volume

$500.00

Other,

Value for money

5.0 (5)

5.0

Based on 5 reviews

## Integrations

[

QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[

QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[

Xero](https://www.capterra.com/p/120109/Xero/)[

QuickBooks Desktop](https://www.capterra.com/p/212058/QuickBooks-Desktop-Pro/)[

NetSuite](https://www.capterra.com/p/135757/NetSuite/)[

ConnectWise PSA](https://www.capterra.com/p/107931/ConnectWise-Manage/)[

SuperOps](https://www.capterra.com/p/235300/SuperOpsai/)[

HaloPSA](https://www.capterra.com/p/20971/HaloPSA/)

Connect with a Capterra advisor for a free 15-minute consultation

Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs.

## Support, customer service and training options

Customer Service

5.0 (5)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

5.0 (5)

5.0

Based on 5 reviews

## User reviews

Overall rating

5.0

Based on 5 reviews

Filter by rating

5(5)

4(0)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

RR

Rogelio R.

CEO

Marketing and Advertising

### "Great for financing B2B Businesses "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 28, 2022

We enjoy working with the team at Alternative. They are always available to help.

Pros

The platform is easy to use and implement and it integrates with easily with out accounting software and banking system.

Cons

It may confuse clients when attemting to add users to their accounts.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

BN

Blake N.

Founder & COO

Marketing and Advertising

### "Great, Intuitive Solution for Avoiding Credit Card and ACH Fees"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 7, 2022

Great people, great platform.

Pros

It's ease of use, it's quick implimentation, and the cost savings it provided.

Cons

Some small difficulties with integration, but these were easily overcome with the help of their onboarding team.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

BJ

Bilal J.

Managing Director

Renewables & Environment

### "Great for Sales! "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

December 5, 2022

Pros

Simple and easy to use. They also have zero fees, unlike our previous payment provider which makes it a no-brainer!

Cons

I wish more vendors offered this payment plan.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

DB

David B.

Head of Ops

Building Materials

### "Great product"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

8/10

November 28, 2022

Pros

This is a great option for customers that need more structured financing and allows for some upsell

Cons

Customers require education on the logistics behind Alternative

Alternatives considered

[Stripe](https://www.capterra.com/p/123889/Stripe/)

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

Anthony M.

Advisor

Retail

### "Give your customers flexible payment terms in a flash!"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

November 22, 2022

Pros

I enjoy how simple this platform is. Just connect your bank account and accounting software, and serve up easy, flexible payment terms for your customers. The best part is that you get your revenue fast, forget 30 - 60 - or 90 day terms.

Cons

The login function is a little fussy, but otherwise no complaints.

Review source

Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication.

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