--- title: "Alternative Payments Software Pricing, Alternatives & More 2026 | Capterra" description: "With the help of Capterra, learn about Alternative Payments Software - reviews, pricing plans, popular comparisons to other Accounts Receivable products and more." source_url: "https://www.capterra.com/p/253164/Alternative-Payments/" page_type: "product" language: "en" --- # Alternative Payments Software Review 2026: Features, Reviews, Integrations, Pros & Cons Last updated on September 16, 2026 Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Integrations](#integrations)[Support](#support)[Reviews](#reviews) Alternative Payments ## What is Alternative Payments? Alternative Payments is a full-service B2B payments platform that simplifies and automates payments for you and your customers. Offer your customers a white-labeled and secure platform to pay invoices with numerous payment methods (ACH, credit cards, and Pay in Installments). Integrate with leading accounting and PSA software solutions to sync invoices and make auto-reconciliation a breeze, enable automations like auto-pay and automated email reminders, and unlock data insights all in one place. ## What is Alternative Payments used for? [Payment Processing](https://www.capterra.com/payment-processing-software/)[Accounts Receivable](https://www.capterra.com/accounts-receivable-software/) Top alternative Featured Overall rating Based on 5 user reviews Reviews sentiment Positive \- Neutral \- Negative \- Starting price $199 Usage Based, Per Month Free trial not available Free version not included Capterra Shortlist charts the highest-rated and most popular products... Our "Best of" badge program showcases products with the highest ratings... Our "Best of" badge program showcases products with the highest ratings... Do you work for Alternative Payments?[Manage this product listing](https://www.g2.com/products/alternative-finance-alternative-payments/claim_requests/new?auto=true) ## Compare with a popular alternative Capterra selects software alternatives based on relevant features, verified user reviews and user interactions. Placement may be influenced by client status. ### Alternative Payments 5.0 (5) VS. [4.2 (405)](https://www.capterra.com/p/184673/Melio/reviews/) Starting Price $199 Usage Based, Per Month Starting Price $25 Per User, Per Month Free Trial Free Version Pricing Options Free Trial Free Version Ease Of Use 5.0 (5) Ease Of Use 4.4 (7,763) Value For Money 5.0 (5) Value For Money 4.3 (6,671) Customer Service 5.0 (5) Customer Service 4.0 (6,376) ## Alternative Payments alternatives Highest Rated [4.4 (29)](https://www.capterra.com/p/164271/VersaPay-ARC/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 93% of reviewers rated it above 4 stars [4.3 (245)](https://www.capterra.com/p/225025/Plooto/reviews/) Starting price $32.00 Per User, Per Month Pricing Options Free Trial Free Version User Rating 87% of reviewers rated it above 4 stars [4.2 (2,073)](https://www.capterra.com/p/135757/NetSuite/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 85% of reviewers rated it above 4 stars [4.2 (1,132)](https://www.capterra.com/p/123794/Fishbowl/reviews/) Starting price Contact vendor for pricing Pricing Options Free Trial Free Version User Rating 84% of reviewers rated it above 4 stars ## FAQs about Alternative Payments Overview ### What company size and specific industries is Alternative Payments built for? Alternative Payments is designed for B2B companies of all sizes that need to simplify billing and offer a branded digital payment portal. It is suited to businesses that want payment automation and flexible payment options, rather than organizations in a specific industry or sector. Features and Usability ### What are the key features of Alternative Payments? Alternative Payments offers ACH payment processing, debit and credit card processing, online payments, and electronic payments, plus billing and invoicing with recurring subscription billing, partial payments, and receipt management. It also includes payment gateway integration, accounting integration, reporting and analytics, transaction monitoring, a self service portal, and PCI compliance. Integrations ### Which third-party tools and platforms does Alternative Payments integrate with? Alternative Payments integrates with 8 third-party tools for accounting and PSA workflows, including ConnectWise PSA, HaloPSA, SuperOps, NetSuite, QuickBooks Desktop, QuickBooks Enterprise, QuickBooks Online, and Xero. Getting Started and Support ### What training and onboarding options does Alternative Payments offer? Alternative Payments provides in person training, live online sessions, webinars, and documentation to help teams get started. In person training supports direct instruction, live online sessions and webinars allow guided learning remotely, and documentation offers written reference material for self-paced review. Getting Started and Support ### What customer support options does Alternative Payments offer? Alternative Payments provides email/help desk support, FAQ/forum resources, a knowledge base, and chat. Support guidance is organized across these channels for users who need account help or product information. ## Features AI summary Based on 17,640 Accounts Receivable reviews Capterra data shows that buyers of payment processing software rank the following features as their top priorities: - **Data Security** (**58%** of reviewers rated this feature as critical) - **Online Payments** (**55%**) - **Mobile Access** (**53%**) Alternative Payments supports **Data Security** and **Online Payments**, giving businesses a way to protect transaction information and accept digital payments across web-based channels. However, it does not include **Mobile Access**. Instead, it offers other features that reviewers also consider important, such as **Debit/Credit Card Processing** (**52%**), helping businesses handle common payment methods efficiently while providing teams with secure payment workflows and broader checkout coverage. Data Security 5.0 (4) 0.00% of 4 reviewers that rated this feature as important or highly important Protect sensitive data for digital privacy Online Payments 5.0 (3) 0.00% of 3 reviewers that rated this feature as important or highly important Accept and process online payment transactions ACH Payment Processing 5.0 (3) 0.00% of 3 reviewers that rated this feature as important or highly important Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) Billing & Invoicing 5.0 (3) 0.00% of 3 reviewers that rated this feature as important or highly important Create, manage, and send invoices or bills to customers Payment Processing 5.0 (3) 0.00% of 3 reviewers that rated this feature as important or highly important Accept, record, and reconcile financial transactions Reporting/Analytics 5.0 (3) 0.00% of 3 reviewers that rated this feature as important or highly important View and track pertinent metrics to find patterns and gain insights from data Alternative Payments 25 features ### All Features - Accounting Integration: Integrate with a third-party accounting system - ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH) - Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities - Alerts/Notifications: Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges - Billing & Invoicing: Create, manage, and send invoices or bills to customers - Customizable Branding: Add customized logos and colors to align with company branding - Data Import/Export: Import and export data to and from software applications - Data Security: Protect sensitive data for digital privacy - Debit/Credit Card Processing: Accept and process credit/debit card transactions - Multiple Payment Options: Process payments via multiple modes directly through the application - Online Payments: Accept and process online payment transactions - Partial Payments: Allow customers to make a partial payment on an invoice and track remaining debt - Payment Gateway Integration: Integration with payment gateways to facilitate online transactions - Payment Processing: Accept, record, and reconcile financial transactions - PCI Compliance: Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS) - Real-Time Data: Receive data and information in real time - Receipt Management: Upload, track, and submit receipts in a central database - Recurring/Subscription Billing: Automated process of charging customers at regular intervals for repeated access or use of a product or service - Reminders: Timed notification for any upcoming task, deadline, appointment, or activity - Reporting/Analytics: View and track pertinent metrics to find patterns and gain insights from data - Search/Filter: Search and filter data across systems to locate required information by entering keywords or certain criteria - Self Service Portal: Online portal through which end users can access the system, manage tasks, or obtain information - Status Tracking: Track the status over time for a request, process, asset, or transaction - Third-Party Integrations: Set up connections to third-party platforms to improve business processes - Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities --- Get Advice We can help you find the software with the features you need. Features 5.0 (5) 5.0 Based on 5 reviews ## Pricing Value for money 5.0 (5) $199/mo - Up to 50k of Processing Volume $199.00 Usage Based,Per Month $499/mo - Up to 100k in monthly processing volume $499.00 Usage Based,Per Month Custom - No limit on processing volume $500.00 Other, Value for money 5.0 (5) 5.0 Based on 5 reviews ## Integrations [ QuickBooks Enterprise](https://www.capterra.com/p/174984/QuickBooks-Enterprise/)[ QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/)[ Xero](https://www.capterra.com/p/120109/Xero/)[ NetSuite](https://www.capterra.com/p/135757/NetSuite/)[ ConnectWise PSA](https://www.capterra.com/p/107931/ConnectWise-Manage/)[ SuperOps](https://www.capterra.com/p/235300/SuperOpsai/)[ HaloPSA](https://www.capterra.com/p/20971/HaloPSA/) Connect with a Capterra advisor for a free 15-minute consultation Get a personalized software list aligned to your business needs with guidance from our expert advisors. Our team has helped 1 million+ businesses like yours find options that fit their needs. ## Support, customer service and training options Customer Service 5.0 (5) Support - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat Training - In Person - Live Online - Webinars - Documentation - Videos Deployment - Web - Android - iPhone/iPad Typical users - Freelancers - Small businesses - Mid size businesses - Enterprises Customer Service 5.0 (5) 5.0 Based on 5 reviews ## User reviews Overall rating 5.0 Based on 5 reviews Filter by rating 5(5) 4(0) 3(0) 2(0) 1(0) Mentioned topic Sorted by most recent RR Rogelio R. CEO Marketing and Advertising ### "Great for financing B2B Businesses " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 28, 2022 We enjoy working with the team at Alternative. They are always available to help. Pros The platform is easy to use and implement and it integrates with easily with out accounting software and banking system. Cons It may confuse clients when attemting to add users to their accounts. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. BN Blake N. Founder & COO Marketing and Advertising ### "Great, Intuitive Solution for Avoiding Credit Card and ACH Fees" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 7, 2022 Great people, great platform. Pros It's ease of use, it's quick implimentation, and the cost savings it provided. Cons Some small difficulties with integration, but these were easily overcome with the help of their onboarding team. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. BJ Bilal J. Managing Director Renewables & Environment ### "Great for Sales! " 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 December 5, 2022 Pros Simple and easy to use. They also have zero fees, unlike our previous payment provider which makes it a no-brainer! Cons I wish more vendors offered this payment plan. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. DB David B. Head of Ops Building Materials ### "Great product" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 8/10 November 28, 2022 Pros This is a great option for customers that need more structured financing and allows for some upsell Cons Customers require education on the logistics behind Alternative Alternatives considered [Stripe](https://www.capterra.com/p/123889/Stripe/) Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. Anthony M. Advisor Retail ### "Give your customers flexible payment terms in a flash!" 5.0 Overall Rating 5.0 5.0 Ease of Use 5.0 5.0 Features 5.0 5.0 Customer Service 5.0 5.0 Likelihood to Recommend 10/10 November 22, 2022 Pros I enjoy how simple this platform is. Just connect your bank account and accounting software, and serve up easy, flexible payment terms for your customers. The best part is that you get your revenue fast, forget 30 - 60 - or 90 day terms. Cons The login function is a little fussy, but otherwise no complaints. Review source Non-incentivized review: any software user can leave a review for any product listed on our site. All submitted reviews are subject to our verification process prior to publication. ## Top-rated software of 2026 ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.