---
title: "FinCell Software Pricing, Alternatives & More 2026 | Capterra"
description: "With the help of Capterra, learn about FinCell Software - reviews, pricing plans, popular comparisons to other Mobile Banking products and more."
source_url: "https://www.capterra.com/p/254973/FinCell/"
page_type: "product"
language: "en"
---

# 

 FinCell Software Review 2026: Features, Reviews, Integrations, Pros & Cons

Last updated on August 20, 2026

Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team.

[Description](#description)[Use cases](#use-cases)[Alternatives](#alternatives)[FAQs](#faqs)[Features](#features)[Pricing](#pricing)[Support](#support)[Reviews](#reviews)

FinCell

## What is FinCell?

FinCell is a native white-label mobile banking app developed by Baltic Amadeus, helping financial institutions go mobile in weeks rather than months. FinCell is a perfect match for traditional banks, specialised banks, electronic money institutions and lending institutions. FinCell delivers a smooth user experience along with rich out-of-box functionality, enabling customers to easily check balances, make payments, manage cards, deposits, loans, etc.

## What is FinCell used for?

[Online Banking](https://www.capterra.com/online-banking-software/)[Banking Systems](https://www.capterra.com/banking-systems-software/)[Mobile Banking](https://www.capterra.com/mobile-banking-software/)

Overall rating

Based on 4 user reviews

Reviews sentiment

Positive

\-

Neutral

\-

Negative

\-

Starting price

€1000

Other, Per Month

Free trial  
not available

Capterra Shortlist charts the highest-rated and most popular products...

Our "Best of" badge program showcases products with the highest ratings...

Our "Best of" badge program showcases products with the highest ratings...

## FinCell alternatives

Highest Rated

[5.0 (14)](https://www.capterra.com/p/128510/NexorONE/reviews/)

Starting price

$15500.00

Per User, Per Month

Pricing Options

Free Trial

Free Version

User Rating

100%

of reviewers

rated it above 4 stars

[Google Pay](https://www.capterra.com/p/212826/Google-Pay/)

[4.6 (923)](https://www.capterra.com/p/212826/Google-Pay/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

93%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/212826/Google-Pay/)

[Cash App](https://www.capterra.com/p/246167/Cash-App/)

[4.2 (707)](https://www.capterra.com/p/246167/Cash-App/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

82%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/246167/Cash-App/)

[Chime](https://www.capterra.com/p/228456/Chime/)

[4.6 (104)](https://www.capterra.com/p/228456/Chime/reviews/)

Starting price

Contact vendor for pricing

Pricing Options

Free Trial

Free Version

User Rating

89%

of reviewers

rated it above 4 stars

[Learn More](https://www.capterra.com/p/228456/Chime/)

## FAQs about FinCell

Overview

### What company size and specific industries is FinCell built for?

FinCell is designed for financial institutions worldwide, making it suitable for organizations in banking, lending, and other financial services sectors. The target audience appears to include institutions of varying sizes, from smaller firms to large enterprises, as long as they operate within the financial industry.

Features and Usability

### What are the key features of FinCell?

FinCell offers core banking and credit union capabilities, plus ACH payment processing, electronic payments, and P2P payments. It also includes customer accounts, digital wallet support, multi-currency handling, real-time analytics, reporting and statistics, transaction history, transaction monitoring, alerts and notifications, authentication, two-factor authentication, and secure data storage.

Getting Started and Support

### What training and onboarding options does FinCell offer?

FinCell provides in person training, live online sessions, webinars, documentation, and videos to help teams get started. In person and live online formats support guided instruction, webinars cover group learning sessions, and documentation and videos offer self-paced reference material for setup and feature review.

Getting Started and Support

### What customer support options does FinCell offer?

FinCell provides Email/Help Desk, FAQ/Forum, Knowledge Base, Phone Support, 24/7 Live Rep, and Chat. Without reviewer feedback on support experiences, no reliable statement can be made about response times, helpfulness, or common support frustrations.

## Features

AI summary

Based on 927 Mobile Banking reviews

Capterra data shows that buyers of mobile banking rank the following features as their top priorities:

-   **Electronic Payments** (**57%** of reviewers rated this feature as critical)
-   **Mobile Access** (**57%**)
-   **Transaction Monitoring** (**52%**)

FinCell supports all three features that reviewers rate most highly: **Electronic Payments**, **Mobile Access**, and **Transaction Monitoring**. Together, these capabilities help businesses process payments digitally, give users convenient account access from anywhere, and keep a close watch on account activity, allowing teams to manage transactions more efficiently and maintain better financial visibility.

Electronic Payments

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Electronically collect payments for goods or services

Mobile Access

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Access software remotely via mobile devices

Authentication

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Verify the identity of users/devices to enable secure access

Customer Accounts

5.0 (1)

100.00% of 1 reviewers that rated this feature as important or highly important

Record customer information, purchase history, and other notes

ACH Payment Processing

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Activity Dashboard

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

FinCell 33 features

### All Features
- ACH Payment Processing: Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)
- Activity Dashboard: Dashboard to view the status of ongoing processes, identify current incidents and track past activities
- Activity Tracking: Track and document all activities across devices, networks, and other systems
- Alerts/Escalation: System alerts about the need to escalate an issue or request
- API: Application programming interface that allows for integration with other systems/databases
- Authentication: Verify the identity of users/devices to enable secure access
- Biometrics: Identify or authenticate a person's identity through biological data such as fingerprints or facial patterns.
- Chat/Messaging: Communicate using direct chat or messages within the system
- Compliance Management: Track and manage adherence to policies for any service, product, process, or supplier
- Core Banking: Back-end system that processes daily banking transactions and posts updates to accounts and other financial records.
- Credit Union: Non-for-profit financial institution that is owned by all of its members
- Customer Accounts: Record customer information, purchase history, and other notes
- Customer Experience Management: Track and understand a customer's overall satisfaction with a product or service to identify areas of improvement.
- Customizable Branding: Add customized logos and colors to align with company branding
- Data Synchronization: Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency
- Digital Wallet: Wallet that digitally stores credit/debit cards or other items like tickets, loyalty cards, and coupons
- Electronic Payments: Electronically collect payments for goods or services
- Live Chat: Ability to chat online in real time
- Mobile Access: Access software remotely via mobile devices
- Mobile Alerts: Notifications via mobile devices
- Monitoring: Observe and track the demand, usage, progress or quality of a system, product, or user
- Multi-Currency: Manage and handle various international currencies
- P2P Payments: Peer-to-peer (P2P) payments is an electronic transfer of money between bank accounts
- Real-Time Analytics: Analyze and gain insights into data in real-time
- Real-Time Monitoring: Active monitoring of systems, applications, or networks
- Reporting & Statistics: Collection, analysis, and representation of numerical data and generation of reports to understand various patterns
- Secure Data Storage: Securely stores data to prevent data loss or breaches
- Secure Login: At least a username and password is required to access the system
- SSL Security: Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access
- Transaction History: Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period
- Transaction Monitoring: Monitor or audit historical and current transactions to analyze customer account activities
- Two-Factor Authentication: Extra layer of security that requires not only a password and username but also something specific to that user
- User Management: Manage user accounts, profiles, roles, permissions, and other details across applications, devices or networks

---

Features

5.0 (4)

5.0

Based on 4 reviews

## Pricing

Value for money

5.0 (4)

Basic

€1,000

Other,Per Month

Value for money

5.0 (4)

5.0

Based on 4 reviews

## Support, customer service and training options

Customer Service

5.0 (4)

Support

-   Email/Help Desk
-   FAQs/Forum
-   Knowledge Base
-   Phone Support
-   24/7 (Live rep)
-   Chat

Training

-   In Person
-   Live Online
-   Webinars
-   Documentation
-   Videos

Deployment

-   Web
-   Android
-   iPhone/iPad

Typical users

-   Freelancers
-   Small businesses
-   Mid size businesses
-   Enterprises

Customer Service

5.0 (4)

5.0

Based on 4 reviews

## User reviews

Overall rating

5.0

Based on 4 reviews

Filter by rating

5(4)

4(0)

3(0)

2(0)

1(0)

Mentioned topic

Sorted by most recent

DP

Dalyte P.

Project group manager

Financial Services

### "Recommended software for small to medium financial institution "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 28, 2022

I am happy we chose FinCell as our mobile app. It is simple, affordable and scalable solution and fits our case well.

Pros

FinCell is built by experienced team that knows financial domain quite well. We were looking for mobile application that our customers could use daily banking operations such as payments, accounts balance, cards management etc. The team is always there to answer questions and help during onboarding. We have plans to expand functionality later and this can be done easily. Also, it is priced and is much more efficient than doing it in-house

Cons

There may be necessary to improve our existing APIs. Therefore, we needed to work with our other vendor as well (ant it takes time).

Review source

Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you.

ZM

Zbignev M.

Product analyst

Financial Services

### "Very user-friendly, modern and secure mobile banking app "

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

October 28, 2022

The software provides exactly what we needed with focus on user-friendly banking experience. It is convenient to launch and then expand later. Besides, the support team is always available to assist with the setup.

Pros

Good support from FinCell team, sufficient flexibility, FinCell works great, clear procedures. As one of the first customers using this system, I have been impressed at the value we got.

Cons

It may take time to setup and launch a white-label app especially if you never did this before.

Review source

Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you.

JP

Jovita P.

Head of business and project management department

Banking

### "Great product that helps to have all necessary functions of mobile banking easy and smoothly"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 31, 2022

We are happy to have this partnership, as developing of app in-house would be a much longer and more expensive process. The number of customers using apps is growing significantly every month, and it shows that the product is convenient and useful for our end users as well.

Pros

It has all necessary main features and also may be improved and developed by your needs. Great comunication with the team.

Cons

In order to add new features resources of our IT team is needed as well (API standardization)

Review source

Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you.

Darius V.

Systems architect

Banking

### "Good solution for daily banking customer service"

5.0

Overall Rating

5.0

5.0

Ease of Use

5.0

5.0

Features

5.0

5.0

Customer Service

5.0

5.0

Likelihood to Recommend

10/10

August 10, 2022

Working with SaaS solution reduces costs significantly and brings know-how and quality to customer channels effectively. It is quite competitive solution to launch app and develop further based on customer needs.

Pros

FinCell offers good user experience and nice design that can be adapted to a particular situation. FinCell team is flexible adding additional functionality, has experience in local market and allows expanding with already built functionality free of charge.

Cons

Starting to work with SaaS product requires broader organizational adjustments which takes time. It is not so simple as plug-and-play and we needed to perform adjustments on our end. In addition, it may be time-consuming to determine where issues arise and who needs to perform a fix, testing requires input on our end and new functionality may require adaptations on our side for cost that is not included in monthly fee.

Reasons for choosing FinCell

FinCell offered the best price, the fastest implementation time and has extensive experience

Review source

Vendor Referred - Incentive Offered: This reviewer was invited by the software vendor to submit an honest review and offered a nominal incentive as a thank you.

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