# Budgetly Reviews 2026. Verified Reviews, Pros & Cons | Capterra > Is Budgetly the right Expense Report solution for you? Explore 139 verified user reviews from people in industries like yours to make a confident choice. Source: https://www.capterra.com/p/255448/Budgetly/reviews/ --- Budgetly 4.9 (139) [View alternatives](https://www.capterra.com/p/255448/Budgetly/alternatives/) Provider data verified by our Software Research team, and reviews moderated by our Reviews Verification team. [Learn more](https://www.capterra.com/our-story/) * * * Last updated July 20th, 2026 # Reviews of Budgetly Ease of use 4.9 Customer Service 4.9 ## Pros and Cons in Reviews RL Robyn L Financial ControllerLeisure, Travel & Tourism, 2 - 10 employeesUsed the software for: 1-2 years. “Each brand now has their own card/budget, which has made it really easy for the marketing teams to deal with their own accounts.“ April 21, 2026 JL Jane L AccountsConstruction, 11 - 50 employeesUsed the software for: 6-12 months. “The reporting and transaction searching functions are limited, making it a challenge to populate some data.“ August 28, 2025 AK Andrew K Business ManagerEducation Management, 51 - 200 employeesUsed the software for: 1-2 years. “A lot easier for staff to quickly categorise transactions and do receipts helps us hold them accountable.“ August 22, 2025 AK Andrew K Business ManagerEducation Management, 51 - 200 employeesUsed the software for: 1-2 years. “I had a transaction decline so tried again straight away, but didn't realise there weren't enough money in the budget I was spending from.“ August 22, 2025 NO Nick O OwnerPhotography, Self-employedUsed the software for: 6-12 months. “Budgetly makes it so easy to manage what I'm spending and allocate funds to make sure I know what I'm spending money on.“ July 28, 2025 CO Chris O CEOIndividual & Family Services, 51 - 200 employeesUsed the software for: Less than 6 months. “This was a nightmare when trying to manage who was spending what and constantly having to track receipts for cash transactions.“ June 24, 2025 JL Jane L AccountsConstruction, 11 - 50 employeesUsed the software for: 6-12 months. “Budgetly is a convenient and easy way to give your employees power to purchase consumables and materials from the suppliers“ August 28, 2025 GH Grace H Pipe and Cable locatingConstruction, 2 - 10 employeesUsed the software for: Less than 6 months. “Costs are always a con.“ August 22, 2025 ## Showing most helpful reviews Showing 1-25 of 139 Reviews Sort by: Most Helpful Rating Company Size Reviewer's Role Length of Use Frequency of Use LB Lizzie B. CMO Marketing and Advertising Used the software for: 1-2 years ### "The best spend management software" August 22, 2025 5.0 From the initial sales demo to educating us on the platform, to onboarding and account management - the entire journey was seamless and friendly. Pros The ease of use and how much time its saved my department in end of month reconciliations. The AI features are really helping to automate tasks. Cons There is noting I do not like about Budgetly at all. It has saved me so much time and resources. I love everything about it. Switched from [Brex](https://www.capterra.com/p/182054/Brex/) I moved companies and new there was a better platform than Brex Review Source TB Tim B. CFO Information Technology and Services Used the software for: 6-12 months ### "Great employee card management platform " August 28, 2025 4.0 To date i have had a great experience with Budgetly, the product and platform works well and the team has been supportive on fixing any issues with future upgrades and development. Pros The product has made it far easier and more scalable to manage personnel expenses, especially with temporary cards, limit changes and a combined pool to manage between the team allowing swift access when needed opposed to waiting for bank transfers. Cons I would like the app to have more of the administrator features of the web portal, allowing for greater flexibility with requests on the go. Alternatives considered [BILL Spend & Expense](https://www.capterra.com/p/166905/Divvy/)[Expensify](https://www.capterra.com/p/97594/Expensify/) Reason for choosing Budgetly Ease of use, set up, cost and structure that met the corporate need Review Source SR Scott R. Operations Manager Leisure, Travel & Tourism Used the software for: 1-2 years ### "Budgetly Review" May 27, 2026 5.0 Pros Budgetly is very easy to use. Allocating funds to different people in the field is simple. I like the ability to change cards between different people. Support has been super high end. Anytime you want something the answers come. I don’t think it took even 24 hours. 10/10. Cons Nothing really we've had issues with nor do we require any extra features. It suits everything we need it for. Review Source DB Dan B. Operations - General Manager Machinery Used the software for: 6-12 months ### "Prepaid Card - Easy to Use and Good Functionality." March 22, 2024 3.0 Very good still think it's a great option for Small to Mediums Pros The App and the live receipt Capture, the website is really good Cons The Security - Had unauthorized and the recovery and dispute is lengthly. Review Source RL Robyn L. Financial Controller Leisure, Travel & Tourism Used the software for: 1-2 years ### "Budgetly's great" April 21, 2026 5.0 10/10 - The support we’ve had has been terrific. We haven’t needed a lot of it, but Budgetly’s always very responsive when we do. Budgetly has saved at least a full day’s work every month across the teams. Pros We use this account specifically to manage all of our digital marketing (Google, Facebook etc). We have multiple brands and previously managed all of these separate brands/accounts with a shared credit card which was a nightmare to try and reconcile every month. Each brand now has their own card/budget, which has made it really easy for the marketing teams to deal with their own accounts. Cons We currently don't have access to GST automation. I wish this were included in all plans, not just the Premium plan. Review Source KK Kevin K. Director Media Production Used the software for: 1-2 years ### "Loving no more overspending" July 18, 2025 5.0 positive. Training is all free. Phone support is all free but it's easy to use and figure out. I can bulk action literally anything in the new transaction interface. Literally saves me hours on a Friday afternoon. Pros I don't have to chase receipts anymore. I can issue cards in about 10 seconds. I can foward 20 bills from my email and it auto extracts and pays them. My contractors can only spend money when i say they should be able to. The benefits are endless. Cons I want more AI and they're building more and more by the day. Their bookkeeper agent sounds like a huge step into the future. Alternatives considered [Weel](https://www.capterra.com/p/239674/Weel/)[Airwallex](https://www.capterra.com/p/218771/Airwallex/) Reason for choosing Budgetly Weel was expensive and the buying process seemed to be more difficult than it should have been. Airwallex never even got back to me. Review Source CH Christopher H. Director Hospital & Health Care Used the software for: 6-12 months ### "Budgetly. We'd still be chasing receipts without it" July 6, 2025 5.0 Support has been 10/10. You can tell they put a lot of emphasis on it as they proactively call you before issues become issues. We also have more security now with our spend. Pros It's saved us a lot of time. Money is now being spent where and when it is meant to be spent. It's all tracked automatically for us now. Cons Nothing comes to mind. It's working well for us so far. The info was easy to find before making a decision to go with budgetly Alternatives considered [Weel](https://www.capterra.com/p/239674/Weel/) Reason for choosing Budgetly Budgetly was forthcoming with all the info we needed. Questions were answered during the research phase. Other products felt more like a "sign up first - get answers later" Review Source BN Bao N. Administration Officer Hospital & Health Care Used the software for: 6-12 months ### "Review of Budgetly" June 12, 2026 5.0 The support is great. Every time that we have questions and we suggest any new function, they always listen and make it happen. Pros Before Budgetly, everything was done manually. Now we just hand over the Budgetly data and it's done. It's saved a lot of time and made the whole process much easier. Also, one of my favourite things is the BPay function. Cons For the first couple of times, it wasn't easy. We didn't know all the functions and some of the figures were confusing at first. Once we figured it out though, it went smoothly. Review Source IM Ian M. General Manager Construction Used the software for: 6-12 months ### "Budgetly Review" July 1, 2026 5.0 It was really easy to get started. Within a week, we were set up and running. Also, the level of support has been adequate. The staff are always approachable. If i have any issues, they are fixed directly. Pros The team find the cards easy to use. It's just tap and go. The accounting side of it I find easy too. It notifies you straight away when you overdraw or if it bounces. Payment into it's great. It's instant. Cons There's no integration with MYOB, but it's not a problem. It's a bit of extra data entry but nothing I can't manage. Review Source BS Brad S. Chief Strategy Officer Health, Wellness and Fitness Used the software for: 1-2 years ### "Saves time which saves us money" March 30, 2026 5.0 Solved our problems that we had prior to implementing. Our bookkeeper saves Almost 5 hours every week Pros The direct sync to Xero and the control and visibility are really helpful. Not missing transactions each month is a positive Cons Would like GST extraction on all plans. Currently it is only on the premium plan and we would like to see it on essentials as well Review Source MW Mark W. CEO Health, Wellness and Fitness Used the software for: 6-12 months ### "Kismet Healthcare" November 8, 2022 5.0 The training and onboarding process was excellent. We were provided 1to1 training, customer help videos and free telephone support. We've barely needed to call since the initial training though. Pros We no longer have to do any expense claims or reimbursements. We issue cards whenever we want and all spending is controlled and tracked. Cons Only thing we've found is we still use a CC for google paid search spend. Otherwise we've been able to remove all other credit cards from the business. Alternatives considered [Weel](https://www.capterra.com/p/239674/Weel/) Reason for choosing Budgetly We considered Weel but the Budgets functionality in Budgetly was much more powerful plus we wanted to issue physical cards. Review Source Response from budgetly November 17, 2022 Thank you for your review Mark! We're so glad we've eliminated the need for claims / reimbursements for you. I've also passed on your feedback re the things you still use your CC for to our Product team. DC Darren C. Business Operations Manager / Partner Construction Used the software for: 6-12 months ### "Budgetly solved our problems" January 11, 2023 5.0 Before Budgetly, we had about a dozen credit cards and a centralised spreadsheet. Each month, we were meant to fill it out with each transaction (how much, what it was for etc.), however our Accounts team usually had to chase up multiple people with missing information every month. We don't have to worry about any of that anymore Pros Given how flexible Budgetly is, users now don’t have to worry about manually filling in spreadsheets and we’ve saved a lot of time on admin work. Staff were often sharing cards etc however we don't have to worry about card security anymore. We've also saved at least a day a month in admin work. Cons I honestly can't think of anything we don't like about Budgetly. Alternatives considered [Weel](https://www.capterra.com/p/239674/Weel/) Reason for choosing Budgetly I was actually in a meeting with someone who was using Weel (previously DiviPay). I looked into them and while doing so, found Budgetly. I liked what Budgetly did and booked in a demo. After the demo, the interface and flexibility was great so we signed up. Review Source Response from budgetly January 15, 2023 Hi Darren, we're so glad you're saving time with Budgetly and it's making managing expenses easy for you and your team. If you have any ideas on how we can help even more please don't hesitate to let your account manager know. RD Ryan D. Director Individual & Family Services Used the software for: 6-12 months ### "Budgetly Review" September 29, 2022 5.0 We were using two different providers prior to Budgetly and their online platforms/functionality quite limited. Since moving to Budgetly, we've saved 5-10 hours per week across the business with smoother processes in place for all frontend staff using the cards as well as backend staff who had previously worked on reconciling receipts etc. Through being able to track spending across the business, we've significantly reduced overspending in our SIL houses and are now able to better incorporate budgets etc into our strategic planning for our business. Pros User-friendly platform with functionality that allows us to create what we need in existing systems. Cons Creating budgets/cards/users can get a little confusing when working out the requirements between them all Switched from [Airwallex](https://www.capterra.com/p/218771/Airwallex/) Limited functionality, Budgetly provides far more flexibility to the point that we can enter what we want on our cards etc. Review Source Response from budgetly October 4, 2022 Thank you for your review Ryan, we are so glad that Budgetly is proving useful and saving you time and money as that's what we aim to do. NB Natalia B. Group Financial Accountant Non-Profit Organization Management Used the software for: 6-12 months ### "Budgetly is the master of business payments control" August 22, 2025 5.0 Works well with xero. Good for a business our size. We are happy with the cost and the trianing and help. We get a lot of support. Pros Budgetly makes dealing with receipts easy. We love the security. It's much safer than paying from various bank accounts. We also find budgetly to be very cost effective for what you get. Cons We speak very highly of the product. It's budget friendly and the staff love it. During training they showed me how to connect to Xero. Review Source MF Myste F. Business Support Unit Manager Environmental Services Used the software for: Less than 6 months ### "Saving so much time" August 22, 2025 5.0 10/10 - I only had a couple of questions when we first got up and running. Shan in Onboarding would come back to me very quickly with personlised videos. It was so much easier seeing him do the thing and follow along. Pros 95% of our transactions are project-related, so without receipts, we couldn’t charge to the correct project/client. We can now easily see who hasn’t uploaded receipts by quickly filtering by employee, screenshot and send it out straight away. Budgetly’s saved me 10 hours per month alone, let alone what it’s saved the rest of the team! Cons I’d love a box next to a transaction to easily see if a transaction has already been synced to Xero. Review Source HA Haroon A. Accounts and Payroll Manager Individual & Family Services Used the software for: 2+ years ### "Saving money and time" February 27, 2025 5.0 We are saving money AND time. No longer have to drive to each location with petty cash or to pick up receipts etc. Pros Easy to download statements/receipts etc. Amazing for issuing cards, we can set up budgets for exactly what we need. Allows us to manage what staff are spending and we can track where every cent is going. Cons It would be very handy if we could use one email across multiple user profiles Review Source AB Arooj B. Accounts Individual & Family Services Used the software for: Less than 6 months ### "Budgetly has made us more professional" May 15, 2025 5.0 We're really organised now - setting budgets makes everything really easy to manage everyone's spending. Pros Budgetly has made us more professional and our clients are more independent. We no longer have to chase missing receipts and reconciliation isn't difficult anymore. Cons Not being able to direct debit straight into the Budgetly account. Transferring each week is a pain. Review Source YL Yvonne L. Finance Manager Construction Used the software for: Less than 6 months ### "Bill Payments solves a lot of our problems" January 23, 2025 5.0 Fantastic. Simple, easy to use software with an excellent support team that are always happy to help. Pros Bill Payments has solved all our problems. All of our rent and materials now go through Budgetly and it is quick and simple. Cons Half annual billing would be nice but paying annually at least saves us some money. Review Source WWT Wei Wei T. Management Accountant Mining & Metals Used the software for: 6-12 months ### "So much easier" November 7, 2024 5.0 10/10 customer service. If we have any issues, we always get a response very quickly. Pros Budgetly gives us real-time access to see all of our transactions. So much easier to reconcile now. Cons It would be helpful if we could integrate with Pronto. Review Source MM Myriam M. Operations Coordinator Media Production Used the software for: 1-2 years ### "We've saved both time and money." September 23, 2024 5.0 We've saved 10 hours per month. We had a seamless onboarding experience. Very easy to setup. Pros No more data entry into Xero. no more reimbursements. Interface simple and easy to use. Australian product. Cons We can't push a button to ask/remind staff to upload receipt yet. Review Source TH Tim H. Financial Controller Retail Used the software for: 6-12 months ### "Budgetly has saved us 50 hours a month" August 24, 2023 5.0 We’ve definitely saved a lot of money. 50 hours saved across the month in bookkeeping fees is massive. So much easier to sync straight into Xero, the time saved is amazing. We’ve had a lot of help whenever we’ve needed it, it’s been great. Pros Our setup is a little different with Budgetly compared to a standard account. We have 5 accounts in total, one for our head office (senior leadership) and four individual stores. For the stores, each store manager had a bank card and would often pull money from the till to buy essential, smaller items. Budgetly has completely removed the operational risk by no longer having to reconcile and manage cash. It’s also a lot easier to collect and manage receipts with the app and our store staff are empowered to buy larger, ad hoc purchases with suppliers etc. Times this by 4 stores, it’s a huge help. Our head office team uses Budgetly a little differently to the stores. It’s been great for things like software subscriptions, larger purchases for maintenance for stores etc. For example, it’s very easy for our marketing team to make payments online for different services as the cards offer everything that a corporate VISA card would. The fact that it all then flows straight into Xero saves hours of admin work. Cons I’d love to be able to sync all deposits into the Budgetly account when syncing to Xero, not having to add these manually. Review Source AW Andrew W. Administrative Assistant Individual & Family Services Used the software for: 6-12 months ### "Definitely recommend Budgetly" October 30, 2023 5.0 Exceptional service - I can’t say that for many companies, but I definitely can for Budgetly. They've simplified so much for us. Pros I looked into a lot of alternative providers, mainly through web searches. A lot weren’t designed for NFPs in mind, and a lot weren’t based in Australia. Budgetly has saved us at least 6 hours of admin work a week and barely have to chase receipts anymore. Cons I'd love to the ability to block certain merchants etc but should be able to do this in future. Switched from [Dext](https://www.capterra.com/p/160189/Dext/) Better overall control and access to cards. Review Source JZ Joshua Z. Accountant Individual & Family Services Used the software for: 1-2 years ### "Loving Budgetly" November 17, 2022 5.0 Our staff can now manage the majority of the process themselves and we don't have to deal with all the paperwork of a bank when ordering cards. Being in such a regulated industry, the risk of being audited is very real, however Budgetly has solved this for us with the reporting that we can now do. Their customer service is really detailed and responsive, too. I find that some other services only send you to a website to watch videos, however Budgetly gets straight to the point which allows us to move on quickly. Pros It's easy to use and gives some responsibility back to our staff to manage their own receipts etc. Not having to chase and reconcile receipts has saved me at least a full day each month which means I can focus on more important tasks to bring money into the business. Cons There's nothing that I dislike about Budgetly, it's worked really well since we joined. Reason for choosing Budgetly Having never used Budgetly, I was intrigued to see how it would work. Being able to issue as many cards as we want without having to deal with the paperwork with the bank has been fantastic. Review Source Response from budgetly November 20, 2022 We love that you're loving Budgetly, Joshua! We aim to provide you with excellent customer service :) AW Aisling W. Service Delivery Manager Individual & Family Services Used the software for: 6-12 months ### "Love it!" September 14, 2023 5.0 It's so much easier to monitor funds being spent by our participants and staff. For example, we can now monitor the number of takeaway meals our participants are eating which has a positive effect on their health. The support we've received has been excellent, definitely recommend Budgetly. Pros Yes Budgetly has solved our expense management issues. It's really easy to monitor funds and where money is spent. Issuing funds is only a phone call away and everything is very quick and simple. We especially love the process of uploading receipts where no more collecting and no more scanning is needed. This means no more lost receipts. Cons Text message notifications rather than just emails would be great. Reason for choosing Budgetly Our \[sensitive content hidden\] had used Budgetly prior at a couple of other businesses and she recommended it, The recommendation was enough for us to implement Budgetly and we haven’t looked back since. Review Source RS Renee S. Relationship Manager Oil & Energy Used the software for: 1-2 years ### "Great product!" April 15, 2024 5.0 10/10 Customer Service. Whenever we need help, Budgetly is always available and very efficient. Pros Budgetly has helped us save both money and time. With significantly better spend-control, staff no longer have access to unlimited spending and we’ve seen a reduction in general spending of roughly 40-50%. Cons We've been using Budgetly with a few of our other clients and at the moment, it's doing everything we need it to do. Reason for choosing Budgetly We already had some existing clients using it and it was working really well for them. Review Source Similar Products Featured ## Send me user reviews about this product ### Fill out the form and we'll send a list of the top-rated software based on real user reviews directly to your inbox.