---
title: "Best SAP Concur Alternatives 2026 | Capterra"
description: "Looking for alternatives to SAP Concur? Find out how SAP Concur stacks up against its competitors with real user reviews, pricing information, and what features they offer."
source_url: "https://www.capterra.com/p/380/Concur-Expense/alternatives/"
page_type: "alternatives"
language: "en"
publication_date: "2026-10-19"
---

# SAP Concur alternatives

Last updated on October 19th, 2026

The best SAP Concur alternatives are Zoho Expense (best overall), Wave (best free plan), Expensify (best budget option), and QuickBooks Online (most reviewed). Together they hold 12,918 verified Capterra reviews, with overall ratings from 4.3 to 4.6 out of 5. SAP Concur itself holds 4.3 out of 5 across 2,268 reviews.

### SAP Concur
- Rating: 4.3 out of 5 (2,268 reviews)
- Ease of use: 4.1 out of 5
- Starting price: $7.00 /usage/mo
- Key features: 9 of 10 top category features

---

## Top alternatives

SAP Concur alternatives compared

| Product | Rating difference | Ease of use | Starting price | Key features |
| --- | --- | --- | --- | --- |
| [Sage Intacct](https://www.capterra.com/p/76/Intacct/) — 4.3 out of 5 (718 reviews) | Rated the same as this product | 4.2 out of 5 | Not available | 9 of 10 top category features |
| [Xero](https://www.capterra.com/p/120109/Xero/) — 4.4 out of 5 (3,339 reviews) | Rated 0.1 higher than this product | 4.4 out of 5 | $25.00 /mo | 5 of 10 top category features |
| [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/) — 4.6 out of 5 (1,230 reviews) | Rated 0.3 higher than this product | 4.6 out of 5 | $3.00 /user/mo | 9 of 10 top category features |
| [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/) — 4.4 out of 5 (684 reviews) | Rated 0.1 higher than this product | 4.4 out of 5 | $20.00 /mo | 4 of 10 top category features |
| [Expensify](https://www.capterra.com/p/97594/Expensify/) — 4.5 out of 5 (1,402 reviews) | Rated 0.2 higher than this product | 4.5 out of 5 | $5.00 /user/mo | 10 of 10 top category features |
| [QuickBooks Online](https://www.capterra.com/p/190778/QuickBooks-Online/) — 4.3 out of 5 (8,554 reviews) | Rated the same as this product | 4.2 out of 5 | $38.00 /mo | 6 of 10 top category features |
| [webexpenses](https://www.capterra.com/p/140646/webexpenses/) — 4.5 out of 5 (1,105 reviews) | Rated 0.2 higher than this product | 4.4 out of 5 | Not available | 9 of 10 top category features |
| [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/) — 4.4 out of 5 (1,054 reviews) | Rated 0.1 higher than this product | 4.4 out of 5 | $235.00 /mo | 5 of 10 top category features |
| [Wave](https://www.capterra.com/p/178021/Wave-Apps/) — 4.4 out of 5 (1,732 reviews) | Rated 0.1 higher than this product | 4.5 out of 5 | $19.00 /mo | 2 of 10 top category features |
| [Circula](https://www.capterra.com/p/185116/Circula/) — 4.6 out of 5 (567 reviews) | Rated 0.3 higher than this product | 4.6 out of 5 | €10.00 /user/mo | 8 of 10 top category features |

---

## Top Free alternatives to SAP Concur

The best free alternatives to SAP Concur are Xero, Zoho Expense, and Zoho Books — all three offer a free plan alongside paid tiers.

### [Xero](https://www.capterra.com/p/120109/Xero/) — 4.4 out of 5 (3,339 reviews)
- Free options: Free trial
- Starting price: $25.00 /mo

### [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/) — 4.6 out of 5 (1,230 reviews)
- Free options: Free trial, Free version
- Starting price: $3.00 /user/mo

### [Zoho Books](https://www.capterra.com/p/163115/Zoho-Books/) — 4.4 out of 5 (684 reviews)
- Free options: Free trial, Free version
- Starting price: $20.00 /mo

---

## Top alternatives for SMBs

Among reviewers from companies with 1-200 employees, the highest-rated SAP Concur alternatives are Zoho Expense (4.6), webexpenses (4.5), and QuickBooks Online Advanced (4.5).

### [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)
- 910 SMB reviewers say
- Overall rating: 4.6 out of 5 across 910 SMB reviews
- Ease of use: 4.6 out of 5 across 907 SMB reviews

> "The AI scan of receipts is very accurate nearly always." — Charlie A., Owner (May 7, 2026)

### [webexpenses](https://www.capterra.com/p/140646/webexpenses/)
- 416 SMB reviewers say
- Overall rating: 4.5 out of 5 across 416 SMB reviews
- Ease of use: 4.4 out of 5 across 416 SMB reviews

> "Tick box for return journeys" — Laura O., Head of Airfreight (December 15, 2025)

### [QuickBooks Online Advanced](https://www.capterra.com/p/189398/QuickBooks-Online/)
- 796 SMB reviewers say
- Overall rating: 4.5 out of 5 across 796 SMB reviews
- Ease of use: 4.4 out of 5 across 763 SMB reviews

> "Overall it has been good, but they make too many errors when pushing their updates." — Jason M., VP (September 10, 2025)

---

## Why do teams switch from SAP Concur?

Of the 58 Capterra reviewers who reported switching away from SAP Concur, the most common destinations were webexpenses, Expensify, Zoho Expense, and Circula.

### What users preferred

### [webexpenses](https://www.capterra.com/p/140646/webexpenses/)
- 4.5 out of 5 (1,105 reviews) — 21 reviewers switched here

> "An excellent solution, with a well-thought-out costs structure that smoothly integrates with our financial system." — Maddie T., System Administrator (May 11, 2022)

### [Expensify](https://www.capterra.com/p/97594/Expensify/)
- 4.5 out of 5 (1,402 reviews) — 18 reviewers switched here

> "My org did not use Concur so I needed to adjust." — Andrea M., Sr. EA (December 1, 2025)

### [Zoho Expense](https://www.capterra.com/p/142384/Zoho-Expense/)
- 4.6 out of 5 (1,230 reviews) — 14 reviewers switched here

> "I used Concur at a previous place of employment. I chose Zoho because it is more cost effective for my small business." — Charlie A., Owner (May 7, 2026)

### [Circula](https://www.capterra.com/p/185116/Circula/)
- 4.6 out of 5 (567 reviews) — 5 reviewers switched here

> "Switched company. Used SAP and WorkDay before." — Martin G., Product Manager (August 22, 2019)

---

## Find software for your specific use case

### Expense Report
- [Navan](https://www.capterra.com/p/169591/TripActions/) — 4.6 out of 5 (214 reviews)
- [Rippling](https://www.capterra.com/p/172127/Rippling/) — 4.9 out of 5 (4,886 reviews)
- [Rydoo](https://www.capterra.com/p/128370/Xpenditure-Expenses/) — 4.4 out of 5 (200 reviews)

### Accounts Payable
- [Sage Intacct](https://www.capterra.com/p/76/Intacct/) — 4.3 out of 5 (718 reviews)
- [Trolley](https://www.capterra.com/p/179294/Payment-Rails/) — 4.7 out of 5 (36 reviews)
- [Online Check Writer](https://www.capterra.com/p/237205/Online-Check-Writer/) — 4.5 out of 5 (255 reviews)

### Spend Management
- [Mitratech Managed Bill Review](https://www.capterra.com/p/246023/Quovant/) — 5.0 out of 5 (1 reviews)
- [Rippling](https://www.capterra.com/p/172127/Rippling/) — 4.9 out of 5 (4,886 reviews)
- [Procurify](https://www.capterra.com/p/129758/Procurify/) — 4.6 out of 5 (208 reviews)

### Travel Management
- [Perk](https://www.capterra.com/p/171040/TravelPerk/) — 4.7 out of 5 (425 reviews)
- [Navan](https://www.capterra.com/p/169591/TripActions/) — 4.6 out of 5 (214 reviews)
- [TravelWorks](https://www.capterra.com/p/135112/TravelWorks/) — 4.5 out of 5 (19 reviews)

### Accounting
- [Sage Intacct](https://www.capterra.com/p/76/Intacct/) — 4.3 out of 5 (718 reviews)
- [Xero](https://www.capterra.com/p/120109/Xero/) — 4.4 out of 5 (3,339 reviews)
- [Accounting Seed](https://www.capterra.com/p/133966/Accounting-Seed/) — 4.4 out of 5 (137 reviews)

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